Page 4 | Best Banking Software in the UK of 2025

ICBS

BML Istisharat

ICBS is a comprehensive system designed to manage and control Banks and Financial Institutions front and back office operations. ICBS is a universal banking system aligned to the international standards while meeting the local specifications to assure compliance with both International (IAS and IFRS) and Local regulations. ICBS is internationally recognized and widely adopted by the financial community. ICBS is referenced by “International Banking System” (IBS) Publishing and selected by Gartner Consulting in the Magic Quadrant for Core Banking. ICBS is available on Oracle multi-tier web platforms in premises or "On Cloud". BML Istisharat is architect of its product and solutions and fully own them. All products are developed in-house, implemented on-site and supported directly by BML Istisharat. Aligned to international and local standards. Comprehensive information with 360° views. Rich set of reports with drill down to details. Open for BI tools for ad hoc reports.

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Finacle

EdgeVerve

Finacle is the industry-leading digital banking solution suite from EdgeVerve Systems, a wholly owned product subsidiary of Infosys. Finacle helps traditional and emerging financial institutions drive truly digital transformation to achieve frictionless customer experiences, larger ecosystem play, insights–driven interactions and ubiquitous automation. Today, banks in over 100 countries rely on Finacle to service more than a billion consumers and 1.3 billion accounts. To deliver solutions built on Better Technology, so that banks can unlock new possibilities and enrich the financial lives of their customers. To help banks Engage Better with their customers, employees, and partners so that they can drive purposeful growth. To empower banks to Innovate Better, to create new value, and be more competitive. To unlock ways to Operate Better, so that banks can reduce costs and be more sustainable.

Starting Price: $500000 one-time payment

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BankFlex

Eon Technologies

BankFlex has been implemented for banks of leading/global banking groups such as Société Générale, National Bank of Canada, Intesa Sanpaolo Group, Erste Group, etc. Each group has selected BankFlex® for implementation of Omni-channel Digital Banking after a detailed selection and evaluation process. BankFlex® positions banks for future growth with a “ready to deploy” solution to meet their digital transformation needs. Digital transformation is about attracting and keeping customers by exceeding their service expectations. BankFlex's strong digital offering and a user-friendly customer experience are a key part of that service.

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FISA System

FISA Group

Modular Core Banking System leader in LATAM, flexible and comprehensive, for all types of financial institutions and retail. Flexible and Integral Core Banking System currently installed and running in 8 countries of the Region, it is built for all types of Financial Institution and Retail. Fisa System is a robust, adaptable and highly customizable system for any Institution, it incorporates the best practices of the Financial systems of Latin America. Ensures the optimal operation of any type of Financial Institution and that enables business innovation and scalability. Customizable System which can be adapted to your Finantial institutio´s needs. it counts with Flexible and customizable modules to manage a solution that adjusts to your business. Customizable business applications made to support your institution´s operations with tailored solutions, makes information management and regulatory reports easy.

Starting Price: $1 per month

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FORBIS

We offer a new generation banking software system, which enables banks to adapt their processes to the increasing pace of technological change more quickly. Our integrated and multifunctional solution offers an individual set of components adapted to the requirements and needs of any financial institution and regulator. For those looking for a smarter investment strategy in order to reduce costs and manage risks, we offer a new approach: hands-free banking. Trusting your IT and data management to us will enable you to focus on the development of new customer services, expansion of your market, and turn your customer experience into valuable insights. We are all about financial IT solutions that are both reliable and accelerate your growth. We do the hard work so you could focus on things that matter most – making the best decisions on customer service without thinking about technologies.

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TellerGraph

Castle Creative Services

For many years, TELLERGRAPH has been the reference standard of branch staffing tools. It has found a home in hundreds of financial institutions, as well as in the phone support and order departments several non-bank customers. It is suitable for use wherever customers wait for service. The TELLERGRAPH Teller Staffing Model is a PC-based computer application that determines branch staffing levels based on a statistical maximum customer wait time and other parameters that the bank specifies. The program graphically portrays staffing requirements throughout the day for each day of the week. These requirements are then shown against your current staffing and proposed staff schedule to help you balance the needs of customer service and effective staff utilization. User-specified service and activity standards can vary by location, with up to four service areas per branch. Graphic display of staffing and scheduling information.

Starting Price: $10000 one-time payment

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CorePlus

Probanx Information Systems

Probanx® CorePlus core banking solution, brings together a plethora of modules with an agile, modern user interface and a forward-thinking architecture, entirely built using Microsoft technologies, that enables financial institutions to pick and choose functionalities and workflows that fit their needs. The flexibility and functional breadth of CorePlus banking suites helps existing and potential customers around the globe to implement their operational strategies, optimize back office and customer experience, while maintaining compliance and ensuring profitability. CorePlus is an online banking specifically design and configured to simplify the operational management of a bank and to facilitate a quick migration from legacy systems or manual procedures to a user friendly and modern platform. This allows a bank to offer unparalleled services to its customers and have better access to information and reporting for the management of the bank.

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SmartStream

SmartStream Technologies

Our solutions use the most advanced technologies to help customers realize their digital strategies and create leaner post trade operations, allowing them to meet today’s, and tomorrow’s challenges with confidence. We have a well-established global customer base with which we communicate continually. This in-depth insight, combined with our scale and agility, makes us highly responsive to clients’ business needs. Built on over 40 years of experience, today, 70 of the world's top 100 banks, capital markets, buy-side firms and corporations rely on SmartStream's next generation technologies and services for mission-critical functions. Optimising operations driving cost efficiencies, enhanced risk management and regulatory controls. Data fuels digital transformation. Handled well, data can be pure gold, empowering organisations to make more informed decisions, increase efficiency, and boost profitability.

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Cyclos Payment Software

Payment software created for banks, barters, remittances and innovative currency systems. Cyclos is used by more than 1500 payment systems worldwide. Use our brand new mobile-first responsive open-source front-end. Personalize our app and publish it on the app stores. Or use SMS or USSD if needed. Additionally, you can offer your customers a complete marketplace and even their own webshop. A large range of features are available, such as ad alerts. Cyclos offers a secure and reliable banking/payment platform, which can easily be customized according to your requirements. Merchants can easily accept nfc payments with their mobile app or generate a QR code, which can be scanned and paid by the customer. Pay with our app to a printed QR code or generate a QR code on our app to receive payments. Pay by holding an NFC card to an android device to do quick and secure payments.

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Kyzer TradeZone

Kyzer Software

The greatest challenge in trade finance is the significant operational cost and risk involved in the paper-intensive transactions. Efforts to digitalize highly manual solutions started decades ago, and there have been attempts by both industry players and banks to deliver new solutions to digitalize various parts of the trade finance value chain. Ensure Excellence in Customer Experience, Ease of Operations, Resource Optimization, Compliance, Audit and Regulatory Management along with a Holistic View of the Trade Cycle. End-to-End Trade Automation from Customer Portal, Complete Bank Trade interface with integrations with third party systems. Ease to launch New Trade products. Trade specific workflows, document examination and Compliance monitoring, Product Lifecycle & STP. Complete Configuration of Bank’s Approval and Deviation Hierarchy. AML/Blacklist Country Check through Integration with IDPMS / EDPMS solution Regulatory Reports & Customized MIS report generation

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BANCOS

G&H Bankensoftware AG

Die G&H Bankensoftware AG entwickelt unter der Marke BANCOS Software für Banken und Fintechs. Unsere B2B-Lösungen in den Bereichen Kernbanksystem, workflow-basierter Prozess-Automatisierung, Embedded Finance und Online Banking sind bei nationalen wie internationalen Finanzinstituten im Einsatz. Zur Vervollständigung unseres Produkt- und Leistungsportfolios haben wir ein umfangreiches und engmaschiges Partner-Netzwerk aufgebaut, u. a. für die Bereiche IT-Outsourcing und Application Management. Die flexiblen BANCOS-Softwarelösungen sorgen dafür, dass die Prozesse unserer Kunden optimal harmonieren. Sie zeichnen sich besonders durch smarte Anpassungsspielräume aus. So können wir den individuellen Geschäftsmodellen am Banking-Markt gerecht werden und mit unserer Software einen Beitrag leisten zur Sicherung des Geschäftserfolgs unserer Kunden – heute und morgen.

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Thought Machine

Many banks have the ambition to deliver better technology to their customers, but are held back by legacy platforms and technology. Banks spend an incredible amount just to stand still. Cost of change is huge, and cost of operations is too expensive because of an inability to automate processes. Thought Machine’s mission is to build the foundations for a new era in banking. Vault is a next generation, cloud native, core banking engine. From its inception, Vault has been written purposefully as a cloud native platform - it does not contain any legacy or pre-cloud technology. Vault has been written entirely in-house at Thought Machine and so the whole system integrates smoothly as the result of a single, coherent design. Vault is built around APIs using a microservice architecture. The services within Vault constitute a significant portion of all the functionality required to run a bank. The additional services, provided by the bank or other vendors, connect through Vault’s APIs.

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WWS ATM

Auriga

WWS ATM is a proven, fully integrated ATM management solution that delivers significant reductions in operational and technology costs while improving system availability and the time to market for new services. It is easily deployed on any combination of WOSA/XFS compliant ATMs, cash deposit terminals, cash recyclers, and kiosk devices. WWS ATM is a highly scalable 3-tier client-server solution built with the most advanced web technologies. The ATM services are centrally managed and easily deployed on any combination of vendor ATMs and models. The Smart Client application installed on each ATM device contains all of the local workflows required to guarantee flawless operations in an unattended mode. The operational robustness of the Smart Client architecture, coupled with the ability to centrally manage the ATM services across all ATMs, gives WWS ATM distinct advantages over both the “thin-client” and “fat-client” alternatives.

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Juris Agency

Juris Technologies

If you are a bank or a company that is in dire need of upgrading your bad debt recovery process, then you have come to the right place. Juris Agency is a banking software solution that enables the efficient collaboration of credit management units of companies and collection agencies. It uses a highly configurable workflow process in an interactive, web-based environment. Juris Agency intensively covers the end-to-end process of agency management, from case distribution, to case management, to billing, to commission payment for your collection agencies. It is a phenomenal web-based solution that comes with best-practice agency management processes, making this system second to none. With Juris Agency, you will experience a paradigm shift from manual management to an online, collaborative environment with the external agencies making information available at your fingertips.

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Finastra Essence

Finastra

Finastra Essence is a next-generation core banking solution built to help banks deliver superior customer engagement and achieve operational efficiency. Cloud-first and digitally enabled, it supports retail, commercial, and Islamic banking with a modular architecture for rapid development and 24/7 operation. The platform provides hyper-personalized experiences through seamless omnichannel onboarding and persona-driven applications. Integrated analytics powered by AI give banks a 360-degree view of customers, enabling real-time insights and performance tracking. With extensive open API support, Finastra Essence fosters innovation by connecting banks to a flexible ecosystem of services. Deployed on Microsoft Azure, it combines scalability, security, and flexibility to help financial institutions compete and grow.

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ennoxx.banking

Ementexx

ennoxx.banking is a universal, fully-automated banking and communication platform for exchanging payments, confirmations, account information and other information between companies and banks. The field of transactions is highly complex and encompasses many processes and systems which are closely integrated with each other. To ensure that we can tailor our solutions to the individual requirements of our customers, ennoxx.banking is divided into individual modules. All modules are designed to offer the maximum in flexibility and can therefore be smoothly integrated into existing system environments and adjusted to fit company applications. As part of this, ennoxx.banking goes above and beyond simply executing transactions and offers additional modules for company-relevant functions which can be seamlessly integrated. Find out more about our individual services and solutions in our references.

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Universa

Smart Solution

Universa combines industry best practices and cutting-edge technology to create an all encompassing system for your Credit Union, Bank, Trust or other financial organization. It is built upon the tried and tested capabilities of seasoned and mature banking platforms, and combined with the best practices in the Industry as well as the newest advances in technology, it has evolved into a leading-edge browser-based all-encompassing system. Universa has a core set of features and is also flexible in customizing features to fit your particular needs. Universa supports third party interfaces such as Automated Teller Machines (ATM) and Point of Sale (POS) interfaces. Credit bureaus, insurance companies and other institutions are supported as well. Expand the reach of the traditional bank or credit union by extending into alternative delivery channels. New technologies can increase efficiency, reduce operational costs and improve services for the customer.

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Axxiome Digital

Axxiome

Axxiome is a global solutions provider for the financial services industry focusing on advisory in banking and insurance complexity reduction and analytics. Axxiome helps financial institutions reach clarity from a business, technology, integration, and portfolio perspective, using proprietary methods, products and expertise. Axiome is committed to supporting the achievement of tangible business outcomes including a new business operating models, regulatory agility, increased efficiency, the transformation of customer channels, and reducing the total cost of ownership for its clients. Axxiome helps turn strategy into reality, by bringing the best integration and implementation experience and fusing it with lessons learned through years of strategic business consulting and accumulation of industry knowledge. The result is a solid comprehensive perspective and value for our clients.

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SpeciVim

Specitec

SpeciVIM is a complete KYC solution designed for private banks. It aims to cover all business needs and provide you all functionalities to have a 360° view of your client by centralizing all client data and interactions in one software. Create, manage, track and follow your client at each step of his lifecycle from the on-boarding (traditional or digital) to the automatic exchange of information. specific is composed of 10 modules, offering you modularity and flexibility in order to help you build a tailor-made solution. This software can be used by each department of your bank (central file, compliance, client service, relationship management, etc.). This digital onboarding application has been designed to automate the onboarding process and help the wealth managers focus more into value-adding activities. It offers a large rang of flexible functions, including a Decision Tree to deliver a tailored experience to your client, based on its profile and its needs.

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Narmi

Narmi transforms financial institutions and the people they serve with digital-first solutions. More than just the basics. Empower your customers & members with exceptional tools designed to help people control their financial stories. Easy to use tools in an always-up platform for maximum usability. Third-party integrations that offer users context and deepen their relationship to your institution. Grow your business portfolio with a platform that helps business teams spend less time banking, and more time running their businesses. Granular permissions, seamless money movement, and more — Narmi makes business digital banking easy. Open accounts digitally anytime, anywhere in just 2.5 minutes with intelligent automated decisioning and flexible institutional controls.

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SettlementOne

For over 20 years, SettlementOne has been a nationally recognized leader providing credit and data verification solutions to U.S. banks, mortgage lenders, mortgage brokers and credit unions nationwide. SettlementOne provides innovative, fully compliant web-based platforms that help mitigate risk, while improving operational efficiency and streamlining the lending process. Established in 1999, SettlementOne is one of the nation’s largest suppliers of mortgage data, providing financial institutions and consumers with secure, efficient and cost-effective solutions that streamline the mortgage origination and lending process. Contact us for more information on how we can help your business. Assessing a borrower’s creditworthiness is built on quick and accurate data analysis from all three bureaus. Experian, TransUnion and Equifax. SettlementOne’s credit report solutions provide easy-to-read report formats that go well beyond the FICO scores alone.

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Allvue

Allvue Systems

Allvue Systems delivers AI-powered software for alternative investment managers, empowering private capital firms to manage the full fund lifecycle efficiently. Its integrated platform supports fund accounting, portfolio monitoring, investor management, and reporting through intelligent automation. With the Allvue Agentic AI Platform, private equity, venture capital, private credit, and CLO managers can streamline workflows, reduce risk, and make data-driven decisions faster. Built for scalability, Allvue’s cloud-based technology adapts as firms grow, ensuring continuous innovation without disruptive implementations. The platform’s seamless integrations and strong partner ecosystem extend functionality across multiple asset classes and investment structures. Trusted by over 500 clients managing $8.5 trillion+ in assets, Allvue helps firms transform operations, enhance transparency, and unlock smarter growth.

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MX

MX Technologies

MX helps financial institutions and fintechs utilize their data more effectively to outperform the competition in a rapidly evolving industry. Our solutions enable clients to quickly and easily collect, enhance, analyze, present, and act on their financial data. MX puts a user’s data on center stage, molding it into a cohesive, intelligible, and interactive visualization. As a result, users engage more often and more deeply with your digital banking products. The Helios cross-platform framework gives MX clients the ability to offer mobile banking across a range of platforms and device types — all built from a single C++ codebase. This dramatically lowers maintenance costs and powers agile development.

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Bantu

Extra Inch Technologies

Micro Finance functions The solution for Micro Finance Institutes would minimally consist of following modules which are as follows;Core Modules Additional Modules General Ledger – Chart of Account Loan Origination (Credit Appraisal Management System) Customer Accounting Mobile Interface – SMS Alerts Saving Accounts for Individuals Advances – Non Installment Loans

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Form3

We are a complete end to end ‘Payments As A Service’ technology provider. Our award winning cloud native, real-time payment platform helps banks, fintechs, financial institutions, e-commerce gateways and card providers process a wide range of payments quickly, simply and cost effectively. Market leading cloud payment platform built specifically for the demands of the rapidly evolving regulated payments sector. We deliver the best API first technology available, with in-depth experience in payments. Form3 removes the need and complexity of managing critical, evolving payment infrastructure. Instead, our customers benefit from the latest technology advancements and can focus on building better customer propositions to grow their business. Form3 takes care of the entire end to end journey of payments, from the moment a payment is instructed, right through the processing, clearing and settlement with national payment schemes.

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Websoftex Microfinance Software

Websoftex Software Solution Pvt Ltd

Websoftex Microfinance Banking software one of the finest and customized software tool for managing your microfinance banking of any type. Easy Banking is a powerful GUI based application designed to take care of all aspects of your society. Micro finance software includes following features like Branch area, Product management, Collection Officer Management, User Management, Insurance Management, Member registration, Loan processing, Loan Disbursement, Loan recovery, Financial accounting, Fund management for Head Office & Branch.

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Tier1 Financial Solutions

Tier1 Financial Solutions is a leader in global relationship management software for capital markets, corporate and investment banking and investment management professionals. We empower our clients to increase productivity, reduce relationship risks and enhance customer ROI. Tier1 delivers the tools, connectivity, and workflows that empower collaboration, transparency, and communication among capital markets participants and the clients they serve. Leveraging Salesforce’s trusted infrastructure and solid encryption, our extensible developer toolkit and plug-ins facilitate rapid custom application development with capital markets grade security, configurable coverage models and industry-specific business logic.

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Tink

One PSD2 compliant platform, endless opportunities. Build the future of financial services. Access a broad range of high-quality financial data from banks across Europe through a single API. So you can provide smart financial services – or engaging new customer experiences. If you’re a big bank looking for a custom-built solution, a growing fintech looking for a technology partner or a small business looking for the tools to enable your ideas – we’ve got you. Our platform is built to enable ideas of all shapes and sizes.

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Fusion Phoenix

Finastra

Most existing core banking systems were built in the 1970s, so their ability to integrate with emerging technologies can be cumbersome. New core vendors have yet to prove themselves in scope or reliability. Meanwhile, consumers expect products and services that fit continually changing wants and needs. Fusion Phoenix is the core choice. It is a modern core built entirely on Microsoft technology. That’s important because it means that as new technologies emerge, Fusion Phoenix can integrate with them with its progressive open API architecture. This allows financial institutions to take advantage of trends and opportunities quickly and more efficiently. Fusion Phoenix is for community banks and credit unions who are thinking about tomorrow, as well as today.

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VeriBranch

VeriPark

VeriPark’s Branch Automation Solution, VeriBranch, provides a unified frontend that empowers branch staff to become universal bankers while supporting contactless customer journeys in digital branches. VeriBranch gives banks the tools to transform branches into high-value sales centers, leveraging technology to empower staff and deliver customer satisfaction. The solution enables bank employees and technology to work together, with the right information at their fingertips to execute transactions. VeriBranch connects directly to back-office systems, streamlining business processes. It provides branch staff with the necessary infrastructure and tools for a remote work environment. Bank tellers can execute efficient transactions, such as loan origination, account origination, and transfers from a single interface. Relationship Managers and advisors can engage customers and provide personalized financial planning services, whether at the branch or remotely.

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Best Banking Software in the UK - Page 4

Compare the Top Banking Software in the UK as of November 2025 - Page 4