Compare the Top Payment Gateways in China as of November 2025

What are Payment Gateways in China?

A payment gateway is a technology that facilitates online transactions by securely processing payments between customers and merchants. It acts as an intermediary between the customer’s bank and the merchant’s bank, ensuring sensitive data, such as credit card details, are transmitted securely using encryption. Payment gateways handle authorization, ensuring the transaction is valid and funds are available before processing payment. They also support multiple payment methods, including credit cards, debit cards, and digital wallets. Overall, payment gateways simplify and secure the payment process, making online purchases smooth and reliable for both businesses and consumers. Compare and read user reviews of the best Payment Gateways in China currently available using the table below. This list is updated regularly.

  • 1
    CARDZ3N

    CARDZ3N

    CARDZ3N

    CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity.
  • 2
    NETePay Hosted

    NETePay Hosted

    Datacap Systems

    NETePay Hosted is a comprehensive payments platform that consolidates payments and tokens across brick-and-mortar, eCommerce, mobile and unattended environments, all managed via Datacap’s portal. Datacap supports virtually every payment processor in North America. Dozens of plug-and-play EMV-ready devices from leading OEM providers. Datacap’s omnichannel payments solutions combine in-store, unattended, mobile, and eCommerce to create a unified, consistent payment experience across all channels. Purchase, configure and maintain Datacap products 24/7 via Datacap's product portal. Real-time reporting is available 24/7 for Datacap partners and their merchants. Remotely configure settings, pad flows, key injection, and more. Processor-proprietary Encryption methods ensure that card data is encrypted at the sale and decrypted at the NETePay Hosted without additional hops. Reduce card-present fraud with contact and contactless EMV (chip card) certifications for fixed, and mobile devices.
    Starting Price: Free
  • 3
    AlphaPoint

    AlphaPoint

    AlphaPoint

    AlphaPoint is a global financial technology company providing digital asset infrastructure to power the next generation of exchanges, brokerages, payment networks, and banking. Our full-suite products provide trusted, secure, scalable, and customizable solutions for trading, payments, lending, custody, and more. AlphaPoint has enabled over 150 customers in 35 countries including the CME Group, XP Securities, and Chivo. AlphaPoint has powered over 1 trillion in trading volume and the technology has handled billions in assets on the platform. Over the past decade, we have received multiple prestigious awards recognizing our innovations, exponential growth and leading technology in the fintech and digital asset space, positioning us to continue empowering our clients.
  • 4
    CoreWallet

    CoreWallet

    trimplement GmbH

    CoreWallet is a software framework for building emoney management, virtual account management and online payment processing solutions for different kinds of businesses, e.g.: - eCommerce and online marketplace platforms looking for custom-tailored payment orchestration software - fintech businesses who must ensure compliance with AML regulations, PCI DSS and KYC requirements in their system - service providers wanting to develop a white-label eWallet or payment gateway solution to sell on to third-party companies - banks seeking to provide modern add-on services for their customers - and many others CoreWallet provides core infrastructure, such as accounting/subledger, user data management, common wallet financial processes and external payment integration, which can be customized and extended by the products that use it. Detailed description of the CoreWallet modules and features can be found on the online documentation portal.
    Starting Price: €50,000 per year
  • 5
    NMI Payments
    NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently.
  • 6
    NMI Gateway
    NMI Gateway is a white-label, omnichannel payment platform for ISOs, banks, software companies and fintechs that want to deliver secure, scalable and customizable payment acceptance. Supporting online, in-store, in-app, mobile and unattended commerce, NMI Gateway integrates with 150+ processors, 125+ shopping carts and multiple business platforms. NMI does not sell directly to merchants, we power 4,000+ partners serving over 1 million merchants worldwide and give them control over branding, pricing and merchant relationships, backed by developer-friendly APIs and modular functionality. Key capabilities include omnichannel support, white-label customization, multi-MID management, P2P encryption, advanced fraud prevention, centralized reporting and compatibility with 235,000+ devices. Processing 5.8B+ transactions annually and $440B+ in volume, NMI Gateway delivers the flexibility, scalability and security partners need to support merchants of all sizes through one centralized platform.
  • 7
    Safexpay

    Safexpay

    Safexpay

    "Our vision - To build a digital platform infrastructure that will transform the payment and banking needs for every business across the globe. Our mission - Accelerate economic growth of digital platform & API design for every business. We started our journey by creating payment products that allow businesses to accept payments digitally. Over the time, we realized that with best of our intentions, we will never be able to help all the businesses, owing to the size of the market. In 2018, this realization led to us creating a white-labelled payment aggregation platform which could be used by other companies wanting to foray into digital payments across the world. They could now benefit from our off the shelf platform and the knowledge base of our vastly experienced team. We are now the Leader in this space and multiple companies across the world are happy to use our platform.
    Starting Price: 2% + taxes
  • 8
    TANGO

    TANGO

    Lusis Payments

    TANGO is today's modern payments platform, using state-of-the-art technology to address business needs both now and in the foreseeable future. The core principles of TANGO's architecture provide the maximum flexibility regarding the choice of platform, database, and operating environment to meet hardware and software preferences. TANGO is built on a highly performing micro-services architecture providing agile delivery for business. The collection of autonomous services works together to provide a global service and can be developed separately deployed and run independently. Our CBSD approach leads to reduced development and maintenance costs which provides faster time-to-market and an ongoing, cost-effective payments solution. With its versatile common architecture, TANGO removes issues regarding integration associated with disparate legacy systems and can be deployed on one hardware platform, or multiple hardware platforms, from the same or different hardware vendors.
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