Compare the Top Payment Gateways in Japan as of November 2025

What are Payment Gateways in Japan?

A payment gateway is a technology that facilitates online transactions by securely processing payments between customers and merchants. It acts as an intermediary between the customer’s bank and the merchant’s bank, ensuring sensitive data, such as credit card details, are transmitted securely using encryption. Payment gateways handle authorization, ensuring the transaction is valid and funds are available before processing payment. They also support multiple payment methods, including credit cards, debit cards, and digital wallets. Overall, payment gateways simplify and secure the payment process, making online purchases smooth and reliable for both businesses and consumers. Compare and read user reviews of the best Payment Gateways in Japan currently available using the table below. This list is updated regularly.

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    Blockonomics

    Blockonomics

    Blockonomics

    Blockonomics enables online stores to accept bitcoin payments on their website. The payments go directly to your BTC wallet making it completely decentralized. There is no KYC involved and no limitation on the BTC amount that can be received. The entire setup takes less than 5 minutes and you get a beautiful checkout experience with the payment screen that integrates with your website's theme, additionally, there are no redirects to an external page to complete the checkout. Plugins are available for all major website builders and payment API for custom websites. Blockonomics also offer payment buttons that can be embedded on any custom website and payment links that are easily shared online. Additional services include bitcoin invoices and block explorer. There are a variety of tutorials available to get you started plus a 24 X 7 live support. Blockonomics charges a nominal fee of 1% for all transactions with the first 20 transactions free. Download the free plugin now.
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    Starting Price: 20 Free Transactions + 1% Fee
  • 2
    Whalestack

    Whalestack

    Whalestack LLC

    Whalestack is a sophisticated cryptocurrency payment gateway designed for enterprises, offering digital currency checkout solutions that seamlessly convert Bitcoin to your bank account within minutes. It enables the acceptance of cryptocurrencies, facilitating instant conversion to fiat currency, eliminating currency risks, chargebacks, and credit risks. The platform encompasses comprehensive financial reporting, invoicing, taxation, and analytics, making it straightforward to integrate via REST API or a simple checkout button. Whalestack serves online merchants and e-commerce platforms, allowing them to accept and settle payments in various digital currencies in a compliant manner, ensuring satisfaction for accountants and tax authorities alike. It empowers online businesses to denominate and settle sales in their national currency (e.g., EUR, USD), irrespective of the cryptocurrency (Bitcoin, Lightning, USD, EURC, or Stellar) used by customers for payment.
    Starting Price: 0.5%
  • 3
    NOWPayments

    NOWPayments

    NOWPayments

    Instant crypto payment system created by ChangeNOW - trusted exchange partnered with Binance, Trezor, Ledger, Atomic, Guarda and etc. Start accepting crypto payments now. Integrate NOWPayments and start receiving online payments in crypto! Your customer chooses to pay with crypto. Customer selects a currency to pay with. Customer sends crypto to our deposit address. You receive the currency of your choice. You integrate our API to your platform - we process all crypto-payments from your customers. We have no hidden fees and accept all popular coins, which can be automatically exchanged through Changenow.io. Now we accept the following coins: btc, eth, ltc, xmr, tusd, zcash, pax, xrp, eos, bch, trx, bnb, xvg, fun, zen, dgb. You can find a full list of supported coins here. We’re adding coins each week - follow our social media for updates. We charge a transparent fee of up to 0.5% (it depends on your discount).
  • 4
    Alchemy Pay

    Alchemy Pay

    Alchemy Pay

    Cryptocurrency to card and mobile wallets with just one payment system. No matter your customers’ payment method or currency, we will settle with you in your preferred local currency to minimize your FX friction. Beyond competitive transaction fees, our payment protocol rewards you and your customers with ACH tokens for every crypto transaction. ACH Tokens are used to pay any fees related to the Alchemy Pay Platform. Integrated 2nd layer payment protocols; partners only need to integrate with Alchemy. Zero-confirmation :BTC/ETH/LTC and other longer block time crypto can be expedited to seconds with anti-fraud technology. Through the adaptation layer of the blockchain network, the ALCHEMY payment consensus protocol can be deployed seamlessly on various public networks. Integrate Lightning Network, Raiden Network, and State Channel Network into an integrated network.
  • 5
    OxaPay

    OxaPay

    OxaPay

    OxaPay is a crypto payment gateway that makes it easy to accept crypto for webmasters, merchants, and telegram channels and makes it useful for all. The fee structure of OxaPay is fixed at a rate of 0.4% transaction fee for numerous transactions which is among the lowest fees on the market. To set up an OxaPay account and start using crypto in your business, just need an Email. Sign up in a few seconds and choose desired integration (Payment link, donation feature, Telegram channel gateway, or merchant web service) and now enjoy getting profit. Businesses can use the below features as free in OxaPay and expand their projects by using crypto.
  • 6
    AlphaPoint

    AlphaPoint

    AlphaPoint

    AlphaPoint is a global financial technology company providing digital asset infrastructure to power the next generation of exchanges, brokerages, payment networks, and banking. Our full-suite products provide trusted, secure, scalable, and customizable solutions for trading, payments, lending, custody, and more. AlphaPoint has enabled over 150 customers in 35 countries including the CME Group, XP Securities, and Chivo. AlphaPoint has powered over 1 trillion in trading volume and the technology has handled billions in assets on the platform. Over the past decade, we have received multiple prestigious awards recognizing our innovations, exponential growth and leading technology in the fintech and digital asset space, positioning us to continue empowering our clients.
  • 7
    NFTpay

    NFTpay

    NFTpay

    With our credit card payment solution, we make it easy for buyers to buy and sellers to sell. It’s that simple! We partner with marketplaces, 10k NFT collections, and website launches selling NFTs to add a credit card option - ultimately increasing NFT sales.
  • 8
    Coinbase Commerce
    Coinbase Commerce is a platform that enables merchants anywhere in the world to accept cryptocurrency payments in a fully decentralized way. All funds you receive are solely and fully controlled by you. Accept crypto from your customers for all your goods and services. Turnkey API allows you to create custom checkouts and workflows. Transaction reporting tools for accounting and reconciliation. Integrate into your site directly with powerful eCommerce platforms. Powerful tools for crypto integration and business analysis. Get paid in the most popular crypto currencies. 10 most popular cryptocurrencies supported on Coinbase Commerce. Choose the right path for your business and start accepting crypto payments. Manage your private keys with complete control of your funds. Coinbase manages your wallet with insured coverage for funds. Get started with just an email address.
  • 9
    MoonPay

    MoonPay

    MoonPay

    The global payment solution for cryptocurrency that is simple, powerful, and painless to integrate. Boost revenue and defeat fraud with an on-and-off-ramp that’s simple, highly customizable, and builds seamless journeys for customers all over the globe. MoonPay powers the world's leading cryptocurrency wallets, applications, and websites with a total on-and-off-ramp solution. Your customers can also pay with instant bank transfers using Open Banking in the UK and EU (ACH coming soon!). Our KYC flow makes your customer's onboarding journey a breeze, making it easy to grow your user base and eliminate those crucial pain points leading to customer drop-off. We can easily sync your existing data with our pass-through KYC feature, meaning your customers will never be asked to verify their identity twice. We’ve battle-tested the widget in hundreds of integrations and pulled together everything you need to integrate with ease and start accepting payments sooner.
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