Top Stocks To Watch In October .. Should You Buy Or Sell ?

AFL AFLAC Inc. Financial 12.13%




VOD Vodafone Group plc Technology 12.09%



BMO Bank of Montreal Financial 11.92%



UNH Unitedhealth Group, Inc. Healthcare 11.84%



HON Honeywell International Inc. Industrial Goods 11.63%



ECL Ecolab Inc. Consumer Goods 11.61%



AMT American Tower Corp. Technology 11.59%



PGN Progress Energy Inc. Utilities 11.59%



RSG Republic Services, Inc. Industrial Goods 11.41%



VIA-B Viacom, Inc. Services 11.36%



TWX Time Warner Inc. Services 11.26%



COP ConocoPhillips Basic Materials 11.14%



NTT Nippon Telegraph & Telephone Corp. Technology 11.09%



WPPGY WPP Group plc Services 11.05%



ED Consolidated Edison Inc. Utilities 10.97%



ACE ACE Limited Financial 10.95%



BNS The Bank Of Nova Scotia Financial 10.82%



HNZ HJ Heinz Co. Consumer Goods 10.60%



PRU Prudential Financial, Inc. Financial 10.59%



TYC Tyco International Ltd. Industrial Goods 10.51%



TGT Target Corp. Services 10.48%



PX Praxair Inc. Basic Materials 10.47%



INFY Infosys Technologies Ltd. Technology 10.43%



CCL Carnival Corporation Services 10.34%



PEP Pepsico, Inc. Consumer Goods 10.28%



SCO ProShares UltraShort DJ-UBS Crude Oil Financial 10.18%



XEL Xcel Energy Inc. Utilities 9.99%



CHT Chunghwa Telecom Co. Ltd. Technology 9.98%



LQD iShares iBoxx $ Invest Grade Corp Bond Financial 9.93%



AU AngloGold Ashanti Ltd. Basic Materials 9.88%



TCK Teck Resources Limited Basic Materials 9.86%



CMCSA Comcast Corporation Services 9.76%



MBT Mobile Telesystems OJSC Technology 9.76%



SBUX Starbucks Corp. Services 9.76%



TEL Tyco Electronics, Ltd. Technology 9.75%



NLY Annaly Capital Management, Inc. Financial 9.70%



CBS CBS Corporation Services 9.57%



ABB ABB Ltd. Industrial Goods 9.56%



TRP TransCanada Corp. Utilities 9.34%



GG Goldcorp Inc. Basic Materials 9.23%



PCG PG & E Corp. Utilities 9.11%



PEG Public Service Enterprise Group Inc. Utilities 9.00%



CPB Campbell Soup Co. Consumer Goods 8.80%



SE Spectra Energy Corp. Basic Materials 8.73%



JNPR Juniper Networks, Inc. Technology 8.70%



XRX Xerox Corp. Consumer Goods 8.47%



COH Coach Inc. Consumer Goods 8.13%



JCI Johnson Controls Inc. Consumer Goods 8.08%



FMX Fomento Econ Consumer Goods 8.05%



SI Siemens AG Technology 8.02%



EOC Empresa Nacional de Electricidad S.A. Utilities 7.97%



MUR Murphy Oil Corporation Basic Materials 7.92%



BMY Bristol-Myers Squibb Company Healthcare 7.87%



AEP American Electric Power Co., Inc. Utilities 7.69%



CCI Crown Castle International Corp. Technology 7.68%



CUK Carnival plc Services 7.55%



FMS Fresenius Medical Care AG & Co. KGAA Healthcare 7.54%



DIS Walt Disney Co. Services 7.50%



AGG iShares Barclays Aggregate Bond Financial 7.19%



BUD Anheuser-Busch InBev Consumer Goods 7.13%



PHG Koninklijke Philips Electronics NV Consumer Goods 6.89%



RUK Reed Elsevier plc Services 6.65%



NEE NextEra Energy, Inc. Utilities 6.61%



COF Capital One Financial Corp. Financial 6.55%



CTL CenturyLink, Inc. Technology 6.44%



BRCM Broadcom Corp. Technology 6.37%



KMB Kimberly-Clark Corporation Consumer Goods 6.18%



NOC Northrop Grumman Corporation Industrial Goods 5.98%



AMX America Movil S.A.B. de C.V. Technology 5.82%



SID Companhia Siderurgica Nacional Basic Materials 5.62%



HD The Home Depot, Inc. Services 5.55%



MRO Marathon Oil Corporation Basic Materials 5.51%



NBL Noble Energy, Inc. Basic Materials 5.22%



DUK Duke Energy Corporation Utilities 5.22%



TIP iShares Barclays TIPS Bond Financial 5.19%



PHI Philippine Long Distance Telephone Co. Technology 5.13%



BIIB Biogen Idec Inc. Healthcare 5.12%



LO Lorillard, Inc. Consumer Goods 4.87%



EZM WisdomTree MidCap Earnings Financial 4.81%



PNC PNC Financial Services Group Inc. Financial 4.57%



AXP American Express Company Financial 4.53%



BRFS BRF - Brasil Foods S.A. Consumer Goods 4.52%



DHR Danaher Corp. Conglomerates 4.45%



PT Portugal Telecom SGPS SA Technology 4.39%



TLK Perusahaan Perseroan (Persero) PT Telekomunikasi Indonesia Tbk. Technology 4.29%



CVX Chevron Corp. Basic Materials 4.21%



GIS General Mills Inc. Consumer Goods 4.07%



VWO Vanguard Emerging Markets Stock ETF Financial 4.02%



SYY Sysco Corp. Services 3.97%



WM Waste Management, Inc. Industrial Goods 3.84%



ENI Enersis S.A. Utilities 3.80%



ADM Archer Daniels Midland Company Consumer Goods 3.80%



TRV The Travelers Companies, Inc. Financial 3.74%



RTP Rio Tinto plc Basic Materials 3.68%



IWM iShares Russell 2000 Index Financial 3.62%



AMZN Amazon.com Inc. Services 3.17%



SNE Sony Corporation Consumer Goods 3.17%



SKM SK Telecom Co. Ltd. Technology 3.14%



GE General Electric Co. Conglomerates 3.03%



MMM 3M Co. Conglomerates 2.92%



T AT&T, Inc. Technology 2.73%



KO The Coca-Cola Company Consumer Goods 2.68%



EBAY eBay Inc. Services 2.55%



BTU Peabody Energy Corp. Basic Materials 2.42%



MOT Motorola Inc. Technology 2.32%



ATVI Activision Blizzard, Inc. Technology 2.28%



EIX Edison International Utilities 2.20%



KR The Kroger Co. Services 2.12%



HAL Halliburton Company Basic Materials 2.11%



ACL Alcon Inc. Healthcare 2.11%



L Loews Corporation Financial 2.07%



WIT Wipro Ltd. Technology 2.03%



SCCO Southern Copper Corp. Basic Materials 2.03%



ESRX Express Scripts Inc. Services 2.01%



YZC Yanzhou Coal Mining Co. Ltd. Basic Materials 2.00%



KYO Kyocera Corp. Technology 1.74%



PG Procter & Gamble Co. Consumer Goods 1.72%



AGN Allergan Inc. Healthcare 1.61%



EEM iShares MSCI Emerging Markets Index Financial 1.28%



AON Aon Corporation Financial 1.21%



NVS Novartis AG Healthcare 1.18%



LLY Eli Lilly & Co. Healthcare 1.14%



USB U.S. Bancorp Financial 1.12%



VTI Vanguard Total Stock Market ETF Financial 1.09%



BBBY Bed Bath & Beyond, Inc. Services 1.06%



BT BT Group plc Technology 1.04%



ICI iPath Optimized Currency Carry ETN Financial 0.95%



QQQQ PowerShares QQQ Financial 0.88%



SHG Shinhan Financial Group Co. Ltd. Financial 0.83%



ETR Entergy Corporation Utilities 0.83%



FSLR First Solar, Inc. Technology 0.78%



CAJ Canon Inc. Consumer Goods 0.76%



SSL Sasol Ltd. Basic Materials 0.61%



UTX United Technologies Corp. Conglomerates 0.16%



COST Costco Wholesale Corporation Services 0.00%



SPY SPDR S&P 500 Financial -0.02%



HMC Honda Motor Co., Ltd. Consumer Goods -0.03%



IVV iShares S&P 500 Index Financial -0.04%



ALL The Allstate Corporation Financial -0.07%



ING ING Group, N.V. Common Stock Financial -0.31%



SAP SAP AG Technology -0.43%



MRK Merck & Co. Inc. Healthcare -0.48%



DEO Diageo plc Consumer Goods -0.51%



FDX FedEx Corporation Services -0.56%



TSP Telecomunicacoes de Sao Paulo S.A. - TELESP Technology -0.60%



IWF iShares Russell 1000 Growth Index Financial -0.65%



IMO Imperial Oil Ltd. Basic Materials -0.86%



WMT Wal-Mart Stores Inc. Services -0.95%



IBM International Business Machines Corp. Technology -1.11%



AVP Avon Products Inc. Consumer Goods -1.17%



NWSA News Corp. Services -1.18%



TKC Turkcell Iletisim Hizmetleri AS Technology -1.26%



CS Credit Suisse Group Financial -1.29%



FCX Freeport-McMoRan Copper & Gold Inc. Basic Materials -1.36%



BHI Baker Hughes Incorporated Basic Materials -1.52%



CAH Cardinal Health, Inc. Services -1.91%



BEN Franklin Resources Inc. Financial -2.15%



YPF YPF S.A. Basic Materials -2.29%



STJ St. Jude Medical Inc. Healthcare -2.34%



APD Air Products & Chemicals Inc. Basic Materials -2.38%



MTU Mitsubishi UFJ Financial Group, Inc. Financial -2.44%



MOS Mosaic Co. Basic Materials -2.45%



HIG Hartford Financial Services Group Inc. Financial -2.60%



IR Ingersoll-Rand Plc Industrial Goods -2.61%



RY Royal Bank of Canada Financial -2.78%



SRE Sempra Energy Utilities -2.79%



OXY Occidental Petroleum Corporation Basic Materials -2.86%



K Kellogg Company Consumer Goods -3.09%



DOW The Dow Chemical Company Basic Materials -3.15%



GSK GlaxoSmithKline plc Healthcare -3.18%



SLF Sun Life Financial Inc. Financial -3.26%



MCK McKesson Corporation Services -3.35%



TI Telecom Italia SpA Technology -3.64%



ABT Abbott Laboratories Healthcare -3.65%



WFC Wells Fargo & Company Financial -3.76%



LMT Lockheed Martin Corporation Industrial Goods -3.78%



LUX Luxottica Group SpA Services -3.81%



A Agilent Technologies Inc. Technology -3.93%



ITUB Ita Financial -4.04%



CELG Celgene Corporation Healthcare -4.31%



VZ Verizon Communications Inc. Technology -4.40%



OMC Omnicom Group Inc. Services -4.44%



SNP China Petroleum & Chemical Corp. Basic Materials -4.60%



KGC Kinross Gold Corporation Basic Materials -4.70%



EMT EGS DJ Emerging Mkts Met & Mining Titans Financial -4.74%



NJ Nidec Corp. Industrial Goods -4.83%



ADP Automatic Data Processing, Inc. Technology -4.87%



LOW Lowe's Companies Inc. Services -4.89%



CNQ Canadian Natural Resources Limited Basic Materials -4.94%



ITW Illinois Tool Works Inc. Industrial Goods -4.94%



BBL BHP Billiton plc Basic Materials -5.02%



EFA iShares MSCI EAFE Index Financial -5.05%



TMO Thermo Fisher Scientific, Inc. Healthcare -5.24%



TXN Texas Instruments Inc. Technology -5.29%



EWZ iShares MSCI Brazil Index Financial -5.33%



WBK Westpac Banking Corporation Financial -5.34%



BBT BB & T Corp. Financial -5.65%



JPM JPMorgan Chase & Co. Financial -5.66%



CIG Companhia Energetica de Minas Gerais Utilities -5.72%



NTRS Northern Trust Corporation Financial -5.73%



BK The Bank of New York Mellon Corporation Financial -5.92%



ORCL Oracle Corp. Technology -5.99%



JNJ Johnson & Johnson Healthcare -6.09%



ACN Accenture plc Services -6.22%



AMGN Amgen Inc. Healthcare -6.47%



BHP BHP Billiton Ltd. Basic Materials -6.51%



REP Repsol YPF SA Basic Materials -6.58%



WMB Williams Companies, Inc. Basic Materials -6.67%



LPL LG Display Co., Ltd. Technology -6.67%



PFE Pfizer Inc. Healthcare -6.69%



EOG EOG Resources, Inc. Basic Materials -6.75%



SU Suncor Energy Inc. Basic Materials -6.86%



TEVA Teva Pharmaceutical Industries Limited Healthcare -6.89%



PUK Prudential plc Financial -7.06%



CL Colgate-Palmolive Co. Consumer Goods -7.20%



KUB Kubota Corporation Industrial Goods -7.22%



ISRG Intuitive Surgical, Inc. Healthcare -7.33%



NOV National Oilwell Varco, Inc. Basic Materials -7.55%



INTC Intel Corporation Technology -7.57%



MITSY Mitsui & Co. Ltd. Conglomerates -7.79%



SYK Stryker Corp. Healthcare -7.99%



KSS Kohl's Corp. Services -8.10%



HES Hess Corporation Basic Materials -8.29%



FTE France Telecom Technology -8.38%



WLP WellPoint Inc. Healthcare -8.65%



TROW T. Rowe Price Group, Inc. Financial -8.71%



DB Deutsche Bank AG Financial -8.88%



AET Aetna Inc. Healthcare -9.27%



MS Morgan Stanley Financial -9.44%



BDX Becton, Dickinson and Company Healthcare -9.54%



HBC HSBC Holdings, plc. Common Stoc Financial -9.60%



APA Apache Corp. Basic Materials -9.81%



TMX Telefonos de Mexico, S.A.B. de C.V. Technology -9.90%



PC Panasonic Corporation Consumer Goods -9.97%



TLM Talisman Energy Inc. Basic Materials -9.98%



RTN Raytheon Co. Industrial Goods -10.08%



BAC Bank of America Corporation Financial -10.18%



CVS CVS Caremark Corporation Services -10.26%



EXC Exelon Corp. Utilities -10.36%



TSM Taiwan Semiconductor Manufacturing Co. Ltd. Technology -10.37%



NSANY Nissan Motor Co., Ltd. Consumer Goods -10.38%



ECA EnCana Corp. Basic Materials -10.59%



GD General Dynamics Corp. Industrial Goods -10.81%



SLB Schlumberger Limited Basic Materials -10.93%



QCOM QUALCOMM Incorporated Technology -11.41%



MFG Mizuho Financial Group, Inc. Financial -11.52%



WU Western Union Co. Services -11.92%



PPL PPL Corporation Utilities -12.01%



UN Unilever NV Consumer Goods -12.06%



CSCO Cisco Systems, Inc. Technology -12.11%



GS The Goldman Sachs Group, Inc. Financial -12.13%



GLW Corning Inc. Technology -12.17%



BBY Best Buy Co. Inc. Services -12.28%



DELL Dell Inc. Technology -12.33%



UL Unilever plc Consumer Goods -12.36%



WFT Weatherford International Ltd. Basic Materials -12.56%



KEP Korea Electric Power Corp. Utilities -12.86%



STT State Street Corp. Financial -12.87%



TEF Telefonica, S.A. Technology -12.95%



SYT Syngenta AG Basic Materials -13.06%



DVN Devon Energy Corporation Basic Materials -13.18%



E Eni SpA Basic Materials -13.21%



EBR Centrais Electricas Brasileiras S.A. Utilities -13.92%



TS Tenaris SA Basic Materials -14.01%



GPS Gap Inc. Services -14.61%



STO Statoil ASA Basic Materials -14.67%



FE FirstEnergy Corp. Utilities -15.20%



CHK Chesapeake Energy Corporation Basic Materials -15.52%



NUE Nucor Corporation Basic Materials -15.69%



APC Advanced Proteome Therapeutics Corporation Basic Materials -16.33%



V Visa, Inc. Services -16.71%



NXY Nexen, Inc. Common Stock Basic Materials -16.79%



BBD Banco Bradesco S.A. Financial -17.13%



TM Toyota Motor Corp. Consumer Goods -17.17%



LFC China Life Insurance Co. Ltd. Financial -17.51%



VIP Vimpel-Communications Technology -17.62%



GGB Gerdau S.A. Basic Materials -17.79%



MRVL Marvell Technology Group Ltd. Technology -18.07%



KB KB Financial Group, Inc. Financial -18.33%



NGG Nextgen Group PLC Utilities -18.66%



YHOO Yahoo! Inc. Technology -18.83%



CCJ Cameco Corp. Basic Materials -18.85%



SNY Sanofi-Aventis Healthcare -18.90%



MA Mastercard Incorporated Services -18.99%



STD Banco Santander, S.A. Financial -19.03%



TOT Total SA Basic Materials -19.06%



ADBE Adobe Systems Inc. Technology -19.82%



AMAT Applied Materials Inc. Technology -19.91%



ASML ASML Holding NV Technology -20.43%



CME CME Group Inc. Financial -20.49%



PBR Petroleo Brasileiro Basic Materials -20.89%



GILD Gilead Sciences Inc. Healthcare -21.38%



HPQ Hewlett-Packard Company Technology -21.43%



SPLS Staples, Inc. Services -21.53%



PKX POSCO Basic Materials -21.53%



COV Covidien plc Healthcare -21.59%



WAG Walgreen Co. Services -21.82%



SYMC Symantec Corporation Technology -21.86%



SGG iPath DJ-UBS Sugar TR Sub-Idx ETN Financial -22.74%



BAX Baxter International Inc. Healthcare -23.72%



MDT Medtronic, Inc. Healthcare -23.85%



NMR Nomura Holdings Inc. Financial -23.92%



GOOG Google Inc. Technology -24.14%



VE Veolia Environnement S.A. Utilities -24.18%



NOK Nokia Corporation Technology -24.24%



ACH Aluminum Corporation Of China Limited Basic Materials -24.62%



FBR Fibria Celulose SA Consumer Goods -24.82%



SCHW Charles Schwab Corp. Financial -25.56%



BBVA Banco Bilbao Vizcaya Argentaria, S.A. Financial -26.65%



MFC Manulife Financial Corporation Financial -29.03%



SWN Southwestern Energy Co. Basic Materials -29.32%



MHS MedcoHealth Solutions Inc. Services -29.49%



MT Arcelor Mittal Basic Materials -29.80%



MON Monsanto Co. Basic Materials -30.88%



AA Alcoa, Inc. Basic Materials -32.00%



BP BP plc Basic Materials -33.35%



BLK BlackRock, Inc. Financial -33.56%



RIMM Research In Motion Limited Technology -33.70%

October Hot Penny Stock BEHL ( BIOCENTRIC ENerGY HoLDinGS INC

Biocentric Energy Holdings (PINK:BEHL) will be up and has just added another 2% to its price.
As with all pennystocks, remember that any increase in trading volume can dramatically influence the share price. These stocks are speculations in the best sense of the word. They require good nerves and discipline:

Make sure you never invest more than you can safely afford to lose. And unless your own research convinces you that a particular stock is a good long-term investment, look at it as an opportunity to take profits as they arise
BioCentric Energy Holdings, Inc. describes itself as “dedicated to the development of new technologies as well as acquiring and fostering companies with innovative technologies designed to provide unique and effective green energy and alternative fuel solutions for the 21st century.”

I was glad they left out the term “synergy” in that description. But the next sentence punished my premature glee: “Along with the cultivation of important relationships and partnerships with synergistic entities, BioCentric Energy has devoted substantial time and effort in research and development in order to bring a range of innovative green fuel and nutritional alternatives to the marketplace.”
BioCentric Energy Incorporated provides renewable alternatives. It offers biodiesel, ethanol, Pyrolysis processed bio oil, biogas, char, oxygenated diesel, and electricity. The company represents biodiesel producers in the United States. BioCentric Energy Incorporated is based in Huntington Beach, California.EmergingGreenCompanies.com today announced the completion of its first 30 second Ad showcasing BioCentric Energy Holdings, Inc. (Pinksheets:BEHL - News)

Representatives of EmergingGreenCompanies.com today announced: “We were amazed to see how green the Closed Loop Photobioreactor was during filming after just a few days of it being in operation. You can see in the ad itself how advanced green the algae was evolving. We at Emerginggreencomapnies.com look forward to making future announcements on behalf of our site.”

The ad can be viewed by clicking on the following link: http://emerginggreencompanies.com/home/?page_id=124

EmergingGreenCompanies.com is currently in the process of securing ad times in selected areas nationwide on CNBC, Planet Green, and other major “Green” focused networks.

About BioCentric Energy Holdings, Inc.

BioCentric Energy Holdings, Inc. is dedicated to the development of new technologies as well as acquiring and fostering companies with innovative technologies designed to provide unique and effective green energy and alternative fuel solutions for the 21st century. Along with the cultivation of important relationships and partnerships with synergistic entities, BioCentric Energy has devoted substantial time and effort in research and development in order to bring a range of innovative green fuel and nutritional alternatives to the marketplace. www.biocentricenergy.com & www.biocentricenergyalgae.com

About EmergingGreenCompanies.com (www.emerginggreencompanies.com)

EmergingGreenCompanies.com is a website that puts its main focus on showcasing companies that are “Going Green,” and that are future leaders in the “Green Movement.” Please see the website for additional information and full disclaimer. www.emerginggreencompanies.com/disclaimer.html

Safe Harbor Statement: This release includes forward-looking statements intended to qualify for the safe harbor from liability established by the Private Securities Litigation Reform Act of 1995. These forward-looking statements generally can be identified by phrases such as BEHL or its management “believes,” “expects,” “anticipates,” “foresees,” “forecasts,” “estimates” or other words or phrases of similar import. Similarly, statements herein that describe the Company’s business strategy, outlook, objectives, plans, intentions or goals also are forward-looking statements. All such forward-looking statements are subject to certain risks and uncertainties that could cause actual results to differ materially from those in forward-looking statements.

Algae Project Analysis and Facilitation
Our Team has the knowledge and expertise to analyze each project to provide…

Planning

•Provide the initial concept for Algae growth
•Provide access to a test unit
•Provide The biological resume for the project
•Provide the accurate data for modeling and Business plan
•Write the Business plan with collaboration of raw data from location
•Provide the algae strain
•Provide the Growth data for the algae strain
•Provide the design for bio-reactor
•Provide engineering for the initial build
•Assist in selling the project with information to close the deal.
•Provide scientific study of the smokestack
•Identify compatible algae strain to emissions

Deployment

•Provide algae biologist to start initial culture of algae
•Provide management to install the bioreactor system
•Order and mange the delivery of the bio-reactor
•Work with Client and assist in the coordination of the build out
•Continue Operation
•Set up a connection to have a link to the scientist
•Setup a VPN to interface with solution
•Provide IP protection of all biological components
•Provide onsite management of production and operation
•Document a plan for operation
•Provide the Seller mandate service and get the highest market pricing for the product
•Genetic mutant development for new strain of Algae
•Provide management oversight for industrial best practice in Algae development.

Peru Project
Organizing and Facilitating Farmer Co-op in Peru to place BCEI as Mandate to facilitate the planting, harvesting, and eventual sale, and delivery of Organic biodiesel feedstock – market – Brazil.
The advantage of growing crops in these areas is considerable. The country’s climate enables the farmers to have multiple crops and growing seasons, and based on the location of Pucallpa to the Amazon River, makes for easy access to irrigation and transportation down the Amazon River to Brazil. The land will be lease/purchased from the Peruvian Government for the local farmers. We look to the support of the Peruvian Government in the efforts, based on economic growth in the community and free trade agreements signed.

October stock pick for 2009 is Visa ( V ) ??

Visa ( V ) price as of 9/27 - 71.14 Target price 89.50 by 2/10.


Visa Inc. operates a retail electronic payments network. The Company facilitates global commerce through the transfer of value and information among financial institutions, merchants, consumers, businesses and government entities. Its primary customers are financial institutions, for which it provides product platforms encompassing consumer credit, debit, prepaid and commercial payments. VisaNet, its centralized, global processing platform, enables the Company to provide financial institutions and merchants with a range of product platforms, transaction processing and related value-added services. The Company owns a family of payment brands, including Visa, Visa Electron, PLUS and Interlink, which it licenses to its customers for use in their payment programs. It manages and promotes its brands through advertising, promotional and sponsorship initiatives, and by card usage and merchant acceptance.Recovering economy will be a huge boom because everyone pays with plastic- even when not buying on credit (debit cards). World-wide recognition, and politicians are too busy fiddling with health care to worry about reforming the credit card industry. Buy and hold until health care is decided, and then start watching for Washington to pay attention to credit cards.The leader in the future for business and consumer transactions.Long term trend - cashless society. I haven't had a Mastercard in a long time and have never bothered to sign up for American Express. Discover seems lame. Visa is the clear leader in a space with few players. Additionally, defaults mean squat to them. They simply provide the infrastructure. They get paid by the swipe! As an idustry I think the credit card market with the rest of the credit industry is in for a world of hurt with increasing defaults.The only one I would invest in if I had to is Visa. Reason, well they're debit card side of the buisness has surpassed its credit card buisness. As credit cards become harder and harder to come by due to tighter restrictions, bad credit record, etc.. people will fall back on they're debit cards. The other piece of plastic. Now coupled with positive earnings the past two quarters and expected surge in debit card use, its going up. Now Visa might take a hit but in the long run this company will outperform.Profits come from both directions of the consumer credit/debt models. Whats not to like about that? Everyone knows this. World economies will embrace credit card companies more and more which is a sustainable growth rate for years. I expect Visa and MC to both do well on that assumption hopefully lowering the P/E ratio to a more acceptable level; probably the only con I see at a glance. Everyone moving to an all cash transaction economy you say?As has been mentioned Visa doesn't carry the debt. I think usuage will continue to rise for now as even people paying off their cards are using them to stretch their money. Visa makes money on the usage, not the debt.
The potential bump in the road is what the government may do with credit cards, that is the only reason this is a shor pick for me. But I still think of it as a long term winner. Whats in your wallet?

October Stock picks 2008

1. (GSG) 52.75 a Share Target Price 70.00 a share By Year End 2008.
With the bailout plan coming aboard , It does not assure the Economy, Banks and stock market to be in the clear ,so i am picking gold ( ETF ) for being a safe pick for the next 2 years.Across the board all prices are rising quickly. Food, energy, goods. Some are well into the double-digit gains over the past year alone.The demand for commodities will continue to increase. Also Jim Cramer Said it is a good time to buy gold ! i would no more than 20 % to your profile !

2.( AVAV ) 30.18 a share Target Price 36.00 a share By year end 2008 , by year end 2009 50
The Company (AeroVironment) is engaged in the design, development and production of unmanned aircraft systems and energy technologies for various industries and governmental agencies.TOYOTA BATTERIES! GM VOLT , the next generation in cars .This maker of unmanned aerial vehicles is tapping into a rapidly growing market. The need for unmanned drones is likely to increase in times of conflict and more conflict seems to be ahead of the USA. AeroVironment was instrumental in the development of the SunRacyer and subsequently the EV -1 (solely electric about 60 cents for 30 miles of distance) and EVS (hybrid 78 mpg) cars for GM in 1997 and 1998. When GM stopped the EVs (a sign of a rigid and self-destructive company), AVAV was creative and flexible enough to shift to a military, which did not directly compete with huge industries since these huge companies already had the Dept. of Defense contracts. Providing precisely info on the ground, for our troops. These Mini Planes help their job even better, with more precision, and with added surprise.
This company continues to perform well and continue to triumph in this Market.