UR Blog

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Money 20/20 Amsterdam: Where Payments Is Actually Heading

Three themes kept surfacing across every conversation at Money 20/20 — partnerships over licensing, B2B2C durability, and the search for tokenization's first real use case.

11 Jun, 2026•reviews•UR Team

Money 20/20 Amsterdam: Where Payments Is Actually Heading

Three themes kept surfacing across every conversation at Money 20/20 — partnerships over licensing, B2B2C durability, and the search for tokenization's first real use case.

11 Jun, 2026•reviews•UR Team

What are Omnibus, Segregated & Nested Accounts?

Every fintech app, crypto exchange, and neobank you use sits on top of one of three account structures: omnibus, segregated, or nested. Here are the differences.

05 Jun, 2026•education•UR Team

Security, Compliance, and Trust in UR's Account Layer

Find out who carries KYC and AML liability, how deposits are protected, and what compliance is actually built into UR's account layer infrastructure.

21 May, 2026•education•UR Team

Wallets vs. the Account Layer: What’s the Difference, and Why It Matters

A wallet holds tokens. An account layer holds a financial life. The difference is structural — and it’s why the next generation of wallets are integrating UR's composable financial stack.

18 May, 2026•education•UR Team

UR's Account Layer: Composable Financial Infrastructure

UR is the account layer for the composable era. Every UR primitive, including identity, multicurrency tokenized deposits, fiat rails, and Mastercard issuance, is independently integrable through a single API.

12 May, 2026•product•UR Team

The Account Layer — Why the Open Economy Needs One

Wallets give you access to finance. The account layer gives you ownership. Discover how on-chain rails and embedded compliance are redefining financial infrastructure.

07 May, 2026•reviews•Francesca Tay

Recap: Building Trust Within The New Money Layer With UR

Alongside representatives from MakeBanc, ICMA, Stable, Hypernative and Chainlink, UR's Chief Product Officer, Ng Ying Zhong, discussed how developing a new money layer was centred on the shaping of new banking infrastructure onchain.

05 May, 2026•reviews•UR Team

What is the Account Layer?

UR is the account layer for wallets, developers, and financial platforms worldwide. Anyone can build on it.

21 Apr, 2026•announcements•Francesca Tay

UR and TopNod Bring Onchain Assets to Everyday Spending with Co-Branded Mastercard

UR’s modular infrastructure empowers in-app spending management, asset flexibility and real-world asset yield conversion by TopNod users.

30 Mar, 2026•announcements•UR Team

UR x Zoomex: Enabling Secure Digital Assets to Fiat Spending via the Zoomex Card

Zoomex, a global digital assets trading platform, has teamed up with UR to deliver regulated bank accounts to their 3 million users, supercharging real-life spending via the newly launched virtual Zoomex card.

05 Mar, 2026•announcements•UR Team

About

Access UR

UR is the trademark of SR Saphirstein AG (or SR Saphirstein Limited), which is a company incorporated under the laws of Switzerland with company registration number CHE-256.014.995 and has a Fintech license as a financial institution according to Article 1b of the Swiss Banking Act from and is supervised by the Swiss Financial Market Supervisory Authority (FINMA). The registered office is Bellerivestrasse 245, 8008 Zurich, Switzerland.

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