Best Gas Cards for No Credit
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Gas cards for people with limited or no credit history are rare, given that gas rewards are a niche category and are typically only offered with high credit line credit cards (i.e. those used by ... show more... show more
show lessCOMPARE GAS CARDS FOR NO CREDIT
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- No annual or monthly fees & No fees for account opening
- Up to 2% cash back
- First-year rewards doubled
- Relatively low minimum deposit
- High regular APR
- No membership fees
- High rewards rate
- Bonus rewards categories
- No foreign fee
- High regular APR
Questions & Answers
Comparing gas cards for no credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. WalletHub independently collected information for some of the cards on this page.show more
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What happens if you prepay too much for gas with credit card? Reply
If you prepay too much for gas with a credit card, the extra amount you paid will typically be credited back to your card. You will only be charged for the purchase amount and the remainder of the prepaid amount will not be charged to your card.
How the Process Works
- Prepay Process: When you prepay for gas, the station places a hold or charges the amount you specify on your credit card.
- Final Charge Adjustment: After you've finished pumping gas, the system calculates the actual amount you used. If the amount you prepaid exceeds what you used, the station adjusts the charge to reflect the actual cost.
- Credit Timing: The difference is credited back to your card. Depending on the card issuer and the gas station, the credit may take a few minutes to several business days to process.
Credit Card Holds When Paying at the Pump
If you use a credit card to pay for gas at the pump, the gas station may place a hold, or credit card authorization, on your card. Holds may be up to $175, depending on the gas station, and are usually lifted within 2 hours to 3 days after you’ve completed the purchase.
If you want to avoid paying extra, consider using the "pay at the pump" option where the exact amount is charged automatically.
What are the best easy approval gas credit cards? Reply
The best easy approval gas credit card is the Bank of America® Customized Cash Rewards Secured Credit Card. It’s relatively easy to get approved for this card even if you have poor credit, and you will enjoy a $0 annual fee as well as 1 - 6% cash back on purchases.
Gas purchases are eligible for the highest rewards rate (up to a limit), and there are no restrictions on what gas stations are eligible for rewards, so it’s one of the most flexible options. You...
What are the top gas credit cards for instant approval? Reply
Just about all gas station credit cards offer instant approval (or denial), especially when you apply online, but credit card companies never guarantee an instant decision. You’re most likely to receive instant approval if you apply for one of the easiest gas cards to get.
In general, your chances for instant approval are high if you apply for a card where your credit score exceeds the minimum required. But issuers consider many factors on an application, such as...
What are the best credit cards for gas purchases only? Reply
The Shell Gas Card is one of the best credit cards for gas purchases only. You can use it at Shell gas stations only, but the card offers excellent rewards on Shell purchases, including at least 10¢ / gallon off every time you get gas, and there's no annual fee.
By using this card, you can get a discount of 30¢ per gallon (up to 35 gallons) on your first 5 Shell fuel purchases made by 2/28/2026, savings of 10¢ per gallon (up to 20 gallons) each fill up after that, and 10% Shell rebates on $1,200 in non-fuel Shell purchases per year.
Some of the Best Credit Cards for Gas Purchases Only
- Best for Shell Purchases:
- Best for Shell Purchases:
- Best for Shell Purchases:
- Best for Sunoco Purchases:
- Best for Sunoco Purchases:
- Best for Sunoco Purchases:
- Best for CITGO Purchases:
- Best for CITGO Purchases:
- Best for CITGO Purchases:
- Best for Chevron and Texaco Purchases:
- Best for Chevron and Texaco Purchases:
- Best for Chevron and Texaco Purchases:
- Best for ExxonMobil Purchases:
- Best for ExxonMobil Purchases:
- Best for ExxonMobil Purchases:
- Best for Shell Purchases:
- Best for Sunoco Purchases:
- Best for CITGO Purchases:
- Best for Chevron and Texaco Purchases:
- Best for ExxonMobil Purchases:
When are Gas...
Is there a universal gas card? Reply
Yes, there is a universal gas card, the 76® Universal Card, which can be used at 95% of U.S. gas stations and offers up to 7 cents off per gallon at 76, Conoco, and Phillips 66 stations. Several other gas station brands also have “universal” fuel or fleet cards that offer rewards on gas and are accepted at most gas stations.
Other examples include the Marathon Universal card, the Wawa Universal Card, and the Sunoco Gas Card. Like...
How can I pay my Shell Gas Card? Reply
You can make Shell Gas Card payment online, by phone, or by mail. To pay your Shell Gas Card bill online, log in to your online account and find the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from. Citibank does allow cardholders to set up automatic payments, too.
Ways to Make Shell Gas Card Payment
- Online: Log in to your online account and find the payment button....
Where can I use my Walmart credit card for gas? Reply
You can use your Walmart Credit Card * for gas at any station. But if you have the Walmart® Store Card *, you can only use it to buy gas at Walmart, Murphy USA, Sam’s Club, and Walmart Neighborhood Market stations.
Here’s where you can use your Walmart Credit Card * for gas:
- Walmart: 1,100+ stations
- Murphy USA: 1,500+ locations in the South and Midwest
- Sam’s Club: 500+ stations
- Walmart Neighborhood Market: Some stores with stations
- Any...
Is a gas card a good way to build credit? Reply
Yes, a gas credit card can be a good way to build credit if used responsibly. Like any other credit card, a gas card can report your payment history to the credit bureaus, which affects your credit score.
What to Consider When Building Credit With a Gas Card
- Payment history: Making timely payments on your gas credit card will help you establish a positive payment history, which is an important factor in building good credit.
- ...
Featured Credit Cards
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
* The information about the following cards has been independently collected by WalletHub: Suncoast Credit Union Rewards Classic Starter Credit Card, Wawa Universal Card, Sunoco Gas Card, ExxonMobil Gas Card, Shell Gas Card, Bank of America® Customized Cash Rewards Secured Credit Card, Truist Enjoy Cash Secured Credit Card, Walmart® Store Card, Capital One Walmart Rewards® Mastercard®, Chevron and Texaco Gas Card, CITGO Gas Card, and Shell Credit Card.
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