Prepaid debit cards aren’t connected to a regular checking account. Instead, you use funds that you've previously deposited into the prepaid card account.
Prepaid cards also differ from credit cards and are gaining popularity as a versatile financial tool, from substitutes for traditional checking to a way of educating young individuals about financial skills. The best prepaid debit cards have low fees, have budgeting tools and even offer rewards.
Prepaid cards also differ from credit cards and are gaining popularity as a versatile financial tool, from substitutes for traditional checking to a way of educating young individuals about financial skills. The best prepaid debit cards have low fees, have budgeting tools and even offer rewards.
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Updating Debit Cards
NetSpend® Visa® Prepaid Card
Monthly Fee
None
Activation Fee
None
Signature Fee
$2.00
ATM Fee
$2.00
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Rates & Fees | Terms Apply
Additional Info
- With Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
- Card use is subject to activation and ID verification. Terms and Costs apply
- Card issued by Pathward N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
- See additional NetSpend® Prepaid Visa® details.
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NetSpend® Visa® Prepaid Card
Monthly Fee
None
Activation Fee
None
Signature Fee
$2.00
ATM Fee
$2.00
Apply Now
Rates & Fees | Terms Apply
Additional Info
- With Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
- Card use is subject to activation and ID verification. Terms and Costs apply.
- Card issued by Pathward N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
- See additional NetSpend® Prepaid Visa® details.
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Airwallex Corporate Card
Additional Info
- No international transaction fees, 1.5% cashback. Put an end to surprise foreign transaction fees and other hidden charges, so you can reinvest every dollar back into your growth.
- Easily issue cards to your global workforce. Issue multi-currency Employee Cards to your team members around the world to streamline their local and global purchases.
- Pay directly from your held balances. Pay global expenses directly from your Airwallex multi-currency wallet, eliminating unnecessary FX conversion fees.
- Auto-convert at leading FX rates. If you don’t have the necessary currency balance, we’ll auto-convert available funds in your home currency at our market-leading FX rates.
- Comes with built-in controls such as spending limits, custom approval workflows, and the ability to freeze/unfreeze cards.
- Purchases online and in-store worldwide in different currencies using the balances available in your account.
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Green Dot Prepaid Visa® Card
Monthly Fee
$7.95
Activation Fee
$1.95
Signature Fee
Free
ATM Fee
$3
Additional Info
- No overdraft or bounced check fees, ever.
- Use everywhere Visa® debit is accepted in the U.S. Plus, conveniently pay with your mobile wallet including Apple Pay, Google Pay and Samsung Pay.
- With early direct deposit, you can skip the check-cashing queues and costs, have your money instantly transferred, and start enjoying payday sooner.
- No charge to Reload your card with Direct Deposit. Reloading your card at a retailer will cost up to $5.95.
- Enjoy 24/7 access to your money through the Green Dot mobile app! You can Deposit checks to your card right from your smartphone.
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Western Union® NetSpend® Prepaid MasterCard® - Pay As You Go
Monthly Fee
None
Activation Fee
None
Signature Fee
$1.50
ATM Fee
$2.95
Additional Info
- No Credit Check & no late fees or interest payments because this is not a credit card.
- Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card.
- Use the Refer-a-Friend program and when your family and friends fund their card with at least $40, you’ll each get a $20 credit.
- Optional Savings Account: 5.00% Annual Percentage Yield savings account on balances up to $1,000.
- Visit any of the over 130,000 reload locations in the NetSpend Reload Network.
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Pink ACE Elite® Visa® Prepaid Debit Card (Pay-As-You-Go)
Monthly Fee
None
Activation Fee
None
Signature Fee
$2.00
ATM Fee
$3.00
Additional Info
- Support the fight against breast cancer when you swipe your Pink Debit Card. There's no additional cost to contribute and no extra steps required.
- Send money to other ACE Elite cardholders at no-cost from your Online Account Center or Mobile App.
- With over 900 locations nationwide, you likely have an ACE Cash Express store near your neighborhood.
- No-Fee Cash Withdrawals up to $100 at ACE when you Direct Deposit.
- Get paid up to 2 days faster when you have your payroll or government benefits checks direct deposited to your ACE Elite Card.
- As a cardholder, you can open an Optional Tiered Rate Savings Account. Balances up to $1,000.00 currently earn 5.00% annual percentage yield. No minimum balance required.
- A portion of each purchase made with the Pink ACE Elite Visa Card is donated to the National Breast Cancer Foundation.
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ACE Elite™ Visa Prepaid Debit Card
Monthly Fee
$9.95
Activation Fee
None
Signature Fee
Free
ATM Fee
$3.00
Additional Info
- Use everywhere Visa debit cards are accepted.
- When your friends and family use ACE Elite, you can transfer money to each other at no cost. It's fast and simple.
- No fee for initial Card purchase for Card Accounts not acquired at a retail location. $4.95 For initial Card purchase at a retail location.
- The ACE Elite card has Visa Zero Liability Protection and lets you manage and spend your money without having to worry about cash at stores, in restaurants, or shopping online.
- Get paid up to 2 days faster when you have your payroll or government benefits checks direct deposited to your prepaid debit card.
- As a cardholder, you can open an Optional Tiered Rate Savings Account. Balances up to $1,000.00 currently earn up to 5.00% annual percentage yield. No minimum balance required.
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PEX Visa® Base Business Prepaid Expense
Monthly Fee
$25
Activation Fee
None
Signature Fee
Free
ATM Fee
N/A
Additional Info
- Pay as you go platform and corporate cards. Up to 5 card accounts. $8 per open card per month.
- Smart corporate cards. Issue physical and virtual cards with control - set and forget your spend policies and permissions.
- You can give cards to any employee, contractor or volunteer. Their cards will only work where, when and how you choose.
- Set card limits and admin access by role, permission or location. Enable spend and prevent out-of-policy expenses with custom spend rules.
- Submit receipts faster with AI-powered receipt capture. PEX automatically matches each receipt to the right transaction.
- Ensure timely receipt submission with automated reminders. If that’s not enough, enforce card blocking rules to guarantee compliance.
- When it comes to funding your PEX account, you have three options: (a) ACH Credit (bank-initiated); (b) Wire Transfer; (c) ACH Debit (PEX Service)
- A maintenance fee will only occur during any calendar month when a customer spends less than $1,000. The fee will appear on your statement the following month.
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American Express Serve® Direct Deposit
Monthly Fee
$6.95 Monthly Fee (no fee NY, TX & VT)
Activation Fee
None
Signature Fee
Free
ATM Fee
$2.50
Additional Info
- Your Full Service Prepaid Debit Card. (American Express Serve is not a credit card.)
- No credit check. No minimum balance. No hidden fees
- FREE Early Direct Deposit! Get access to your money up to 2 days faster with early Direct Deposit
- Serve Money Transfer Powered by Ria® Send up to $2,500 for $16.99 per transaction
- Enjoy American Express service and security 24/7. Shop online and off and enjoy Card Membership benefits like Purchase Protection
- Underwritten by AMEX Assurance Company. Subject to additional terms, conditions, and exclusions. See additional American Express Serve® details
- You can enjoy FREE ATM withdrawals at over 37,000 ATMs in the MoneyPass® ATM network in the US
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Direct Express® Prepaid Debit Mastercard®
Monthly Fee
None
Activation Fee
None
Signature Fee
Free
ATM Fee
$0.85
Additional Info
- No monthly fees, no hidden fees and most services are FREE!
- When you sign up to receive your federal benefits on the Direct Express® card, you will receive your payment every month without having to worry about cashing your check or having it lost or stolen. Instead of receiving a check, your money will be automatically deposited to your Direct Express® card account on payment day.
- Use your card to withdraw cash from Automated Teller Machines (ATMs), make purchases at stores that accept Debit MasterCard®, and get cash back when you make those purchases.
- One FREE ATM cash withdrawal in the United States for every federal benefit deposited to your Direct Express® card account.
- The Direct Express® card surcharge-free ATM network offers surcharge free ATM access at approximately 75,000 ATMs throughout the country including Comerica Bank, Charter One, Privileged Status, Alliance One, PNC Bank, MasterCard® ATM Alliance, and MoneyPass.
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