Our offering for a tokenized economy

Person using a smartphone for financial and digital transactions

Innovative technologies offer solutions to critical issues such as financial exclusion, reliance on a limited number of payment providers, and the ability to withstand geopolitical disruptions and natural disasters. Through digitalization, AI, and tokenization, we can create a financial system that meets the needs of today and tomorrow, where numerous issuers and networks can coexist and interact seamlessly. Our mission is to empower our clients to unlock the full potential of the tokenized economy.

Tokenization is an innovation that is currently being driven by many market participants representing a wide variety of roles and interests. A successful token economy has the potential to create new services and business models in many industries. Token-based digital money – from retail and wholesale CBDCs to deposit tokens and regulated stablecoins – has the capacity to transform the financial system by making it more efficient, accessible, and transparent.

Our belief is that the future of the financial system will be an ecosystem that accommodates multiple issuers and networks in co-existence. The ledgers will be interoperable to allow for secure and atomic operations. By utilizing new technologies, we can build sovereign currency systems that prioritize the needs of businesses and consumers, while also reducing cost and complexity with efficiency gains. Furthermore, tokenized money facilitates online and offline payments to ensure resilience in case of outages or natural disasters.

Digital Currency Ecosystem Infographic — Regulated tokenized finance will be part a crucial part of the future financial system.

Person using a smartphone and laptop for digital wallet transactions

Retail central bank digital currency (rCBDC) provides a public form of a national currency, enabling values to be paid for and stored digitally. It is designed to be used by the general public and merchants for retail payments and peer-to-peer transfers. We are here to build rCBDC solutions that support all stakeholders in the payment industry.

Digital representation of Central Bank Digital Currency (CBDC) concept

Wholesale central bank digital currency (wCBDC) as a foundational settlement layer can enable the interoperability and secure scalability of a tokenized financial ecosystem. G+D provides comprehensive support to central banks worldwide throughout their entire journey in developing and implementing wCBDCs and supporting its numerous and evolving settlement use cases at domestic and cross-border levels.

Customer making a contactless payment at a farmers' market

Offline Digital Payment

We aim for the highest resilience and inclusion in digital payments. With Filia^® Unplugged we empower financial and payment service providers with the tools they need to enhance user experience, ensuring that people can always pay – even when they can't connect.

Someone operates a smartphone, in front of it floats various digital financial symbols

Curious about digital currencies?

Our media library has a vast collection of informative content that can help you understand the intricacies of this exciting topic.

BROWSE OUR CONTENT LIBRARY

Help shape the future of currency at G+D and be a part of a dynamic, visionary team whose solutions make the world more inclusive.

Find out more

Some people stand together leaning on a desk, a woman operates a laptop

Stay up to date and read about digital currency highlights, event or product news.

Subscribe here

If you have any questions about our end-to-end business solutions or about our SecurityTech company, seek expert advice, or want to give us your feedback, our team is here to support you, anytime.

Building trust in the tokenized economy

The digital currency ecosystem

Our offering for the tokenized economy

Retail CBDC

Wholesale CBDC

More insights

Curious about digital currencies?

Join the team

Sign up for our newsletter!

Request more information