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Average U.S. Income: How Much Do Americans Earn?

What's the median U.S. income by state, gender, age, family size, and more? Read on to find out what the research says.

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Major media outlets – from Harvard Business Review to The New York Times – regularly cite our personal finance research and data insights.

The Average Credit Score in the U.S.

The average credit score in America is 714. Find out how yours compares in this full report by Motley Fool Money.

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USA Today: The road to 850: Five pathways to a perfect credit score
Just 1.5% of American consumers have perfect FICO credit scores, according to Motley Fool Money.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions

Discover wasteful spending trends -- and how high-yield savings accounts and budgeting tools can help curb impulse buying and grow your cash.

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CNBC: Americans say these are the top 5 things they waste the most money on
85% of Americans say they will at least occasionally spend money on an unnecessary expense, according to a survey of 2,000 Americans released by Motley Fool Money.
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Consumer buying lottery ticket inside convenience store.

Lottery Statistics and Revenue by State

Americans shelled out $104.7 billion on lottery tickets in 2024, a record high. But is playing the lottery a good investment?

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CBS News: Powerball jackpot grows to $643 million after no winners in Monday drawing
The odds of winning the top prize are 1 in 292 million, according to Powerball. But these chances don't stop Americans from spending roughly $103 billion on lottery tickets annually, according to data from Motley Fool Money.
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Jack Caporal

Research Director

Jack Caporal is the Research Director for The Motley Fool and Motley Fool Money and has worked full-time for the company since 2021. Jack leads efforts to identify and analyze trends shaping investing and personal financial decisions across the United States. His research has appeared in thousands of media outlets including Harvard Business Review, The New York Times, Bloomberg, and CNBC, and has been cited in congressional testimony. He previously covered business and economic trends as a reporter and policy analyst in Washington, D.C. He serves as Chair of the Trade Policy Committee at the World Trade Center in Denver, Colorado. He holds a B.A. degree in International Relations with a concentration in International Economics from Michigan State University.

Expertise

Data collection, analysis, and visualization; consumer research & insights; financial education

Past Experience

Reporter and Policy Analyst

Joel O'Leary

Full-Time Personal Finance Writer

Joel O’Leary is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, mortgages, and other personal finance topics. Joel has been writing about personal finance since 2018, previously leading editorial content for the How To Money podcast and serving as a resident writer at Budgets Are Sexy. He bought his first rental property at age 18, funding the down payment with savings from his high school job at McDonald’s -- a testament to his lifelong passion for smart money decisions. His work aims to make personal finance accessible and actionable for everyday readers. When he’s not writing, Joel enjoys surfing and spending time with his family.

Expertise

Credit cards, banking, investing, insurance, personal loans

Past Experience

Writer & Editor, How To Money
Resident Blogger, Budgets Are Sexy