An insurance claims adjuster is sent to meet a man, his company believes is a con artist, engaged in insurance fraud.
And during this meeting he makes a grisly discovery...the body of a young boy who has recently been hung.
Despite the fact that he is not his actual son...the man has a very large insurance policy out on the boy's life. And he has the claim written up before his ashes are even spread.
This leads the insurance adjuster to suspect the man has murdered the boy...so he starts to investigate this man and his past.
With the insurance company refusing to pay out- before the police make a decision on the cause of death- the man becomes increasingly disgruntled...and starts to target the insurance adjuster.
They eventually pay him out, but the adjuster becomes worried his wife will be next...because he also has a large policy out on her, as well.
He feels particularly responsible, because, as a child, he witnessed his younger brother commit suicide...and still feels guilty for having failed to prevent it.
So he acts to intervene- warning the woman of what he suspects her husband's intentions are.
But a few days later, the couple is back...to collect on another claim...after the man has cut off both his arms.
Now, the adjuster realizes...it was his psychopath wife the whole time.
But it's too late...his brother is dead, his girlfriend's dog has had it's head cut off, and his girlfriend has suddenly been kidnapped.
Obviously, this woman is not one to be trifled with.
This is a really engaging serial killer-slasher, from South Korea's Terra Shin. The insurance claims adjuster is such a lovable anti-hero...that you just don't expect him to be caught up in a gore-laden situation. But that is what gives this film that subtle touch of dark humour that makes it so damn enjoyable.
Recommended.
6.5 out of 10.
