Escape Clause

"Escape Clause" from 1996 is a low-budget film starring Andrew McCarthy, Kate McNeil, and Paul Sorvino.

McCarthy is Richard Ramsey, an insurance adjuster and quite well-known in the industry for the "Ramsey Curve" used by insurance companies. He seems to have a great sex life with his wife (McNeil), but out of bed, they have a few problems.

One day he receives a phone call from someone who says that Richard's wife hired him to murder him for $10,000. For $20,000, he'll forget about him.

When Richard finally goes to meet him, someone shoots the hit-man. Shortly afterward, his wife is found dead.

Richard finds himself under suspicion by the lead detective (Paul Sorvino) and tries to find out who is responsible for his situation. There are a few suspects, including his wife's best friend, who has always had a crush on Richard.

There is also a Japanese partner who works in the firm and seems to be the new golden boy. Meanwhile, his wife's parents are trying to get custody of his children.

I actually thought Andrew McCarthy was pretty good. The character is very volatile and erratic. You could easily see him going off the rails and killing his wife.

I could have used a little more back story.

Paul Sorvino is good as well. Kate McNeil has a great figure and shows it off.

The denouement of this movie is ridiculous. Just know what you're getting into before you watch it.