Preston Waters is a young boy with no money. His older brothers are taking over his room for their business. His grandma's birthday check isn't enough to open a bank account. Escaped robber Carl Quigley (Miguel Ferrer) threatens bank president Edward Biderman (Michael Lerner) and orders him to launder his stolen money. Carl is sending Juice (Tone Loc) the next day to cash a check. Outside the bank, Carl almost runs over Preston with his car and destroys his bike. Carl gives Preston a check but fails to write down an amount as he rushes away before the cops arrive. Preston fills in $1 million. Biderman mistakes Preston for the expected Juice and hands over the money. Preston creates a fake identity Macintosh to buy a mansion, hire chauffeur Henry, woo bank teller Shay Stanley (Karen Duffy) who turns out to be an undercover cop, and throw a big birthday party.
Money obsession is not necessary a great subject for a kids movie. This could still be fun if Preston has friends. It could be loads of childhood fun. Instead, he's alone and it's terribly sad. The young actor isn't charismatic enough and it's probably expecting too much from him. His fling with Karen Duffy is borderline creepy. The villains are not bumbling enough and Miguel Ferrer is actually quite scary. There is simply a lack of fun in this kids movie.