Vanguard

Are Americans ready for retirement? Vanguard’s latest Retirement Outlook explores this important question—and the answers may surprise you. In our new video, Fiona Greig, Ph.D., Vanguard’s global head of investor research and policy, shares how retirement readiness is evolving across generations. While about 4 in 10 baby boomers are prepared to maintain their lifestyle in retirement, nearly half of Gen Z is on track—thanks to improved access to retirement plans and stronger plan design features like auto-enrollment and target date funds. Despite challenges like student loan debt and rising costs, the outlook for younger generations is improving. Want to know what’s driving this generational shift in retirement readiness? Click the link to dive deeper. https://vgi.vg/49z9T2j

Are Americans ready for retirement? Vanguard’s latest Retirement Outlook explores this important question—and the answers may surprise you. In our new video, Fiona Greig, Ph.D., Vanguard’s global head of investor research and policy, shares how retirement readiness is evolving across generations. While about 4 in 10 baby boomers are prepared to maintain their lifestyle in retirement, nearly half of Gen Z is on track—thanks to improved access to retirement plans and stronger plan design features like auto-enrollment and target date funds. Despite challenges like student loan debt and rising costs, the outlook for younger generations is improving. Want to know what’s driving this generational shift in retirement readiness? Click the link to dive deeper. https://vgi.vg/3LXbxk9

The VetsConnect Run/Walk is a moment of unity, bringing together veterans and allies to honor service through shared movement and purpose. Each year, this event gives us a chance to honor our veterans with action and gratitude. It is a simple but powerful way to show that we remember, and we care. #VeteransDay #LifeAtVanguard

Today, we use AI to enhance—not replace—the human expertise our clients value, with the goal of delivering better outcomes while keeping costs low. Nitin Tandon, Managing Director & Global Chief Information Officer, and Ryan Swann, Principal & Chief Data Analytics Officer, spoke with MIT Sloan Management Review to discuss how our data, analytics, and AI initiatives are already generating over $500 million in value through cost avoidance and operational efficiency. What sets our approach apart is purpose-driven innovation. Our AI capabilities support our core mission of responsibly helping investors achieve their long-term financial goals. From solutions that help our crew provide faster and richer responses, to advanced investment analysis that can predict dividend activity, we keep our clients at the center of everything we do. https://lnkd.in/ehBYuNtx Vanguard is owned by its funds, which are owned by Vanguard's fund shareholder clients. 

Paulo Costa, PhD, CFP®, Senior Behavioral Economist at Vanguard, reflects on the challenge and opportunity of helping investors think about money in a way that empowers them. By understanding behavioral biases and emotional states, Paulo and his team help clients stay the course and achieve their goals. And when Vanguard reduces expense ratios, it’s not just a win for our clients, it’s a move that reshapes the industry. #CrewStories #VanguardVoices

Don’t wait for someone to invite you—step up and share your perspective, even if you’re new to the table. Mistakes will happen, but resilience and learning from them are what drive growth. Joanna Rotenberg shares the career advice she wishes she’d received earlier. 💬 What’s the best career advice you’ve ever received?

🌍 Vanguard’s global journey began in 1996 with our first international office, in Melbourne, Australia, bringing low-cost, high-value investing to new markets. In 2009, we expanded further by opening a full-service investment house in London, centralizing European investment management and sparking “the Vanguard effect” in the U.K. These weren’t just geographic moves. They were mission-driven steps to stand up for investors worldwide. From Malvern to Melbourne to London, explore Vanguard’s history and milestones in our interactive timeline: https://vgi.vg/4oTCnrP #50YearsOfVanguard

Global markets may outpace the U.S. over the next decade, says Vanguard’s Qian Wang. Diversification can help manage risk and unlock opportunities. Listen to the latest episode of Better Vantage, available now. https://vgi.vg/439SUzr #BetterVantage 

Start with a budget that works for you and set yourself up for a stress-free holiday season. Which candy represents your budgeting method?

Holiday spending creeping up on you? Now is the perfect time to get debt under control.