How much of a pension does a survivor receive?
A MoneySense reader asks about survivor benefits for spouses. Here’s how defined benefit and CPP survivor payments work in...
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TFSA confusion: The myths that just won’t die
The tax-free savings account is a great wealth-building tool, but it’s sadly misunderstood. Here are seven TFSA features Canadians...
RRIF and LIF withdrawal rates: Everything you need to know
Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...
How to manage your tax withholding in retirement
Canadians accustomed to annual tax refunds may be surprised to owe tax in retirement and have government benefits clawed...
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When do CPP and OAS pension payment increases happen around your birthday?
Luis asks when his Old Age Security payments will increase now that he is 75. We look at adjustment...
Planning to use your home equity in retirement
Real estate equity is a big part of seniors’ net worth. Some Canadian retirees may want or need to...
Should we draw down my spouse’s RRIF faster?
The benefits of depleting savings to avoid estate taxes depends on many variables. But if you live a decade...
What to do if your pre-construction condo has dropped in value
Many pre-construction condos bought in recent years, especially in Toronto, are now worth much less. If you can’t close...
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How does a U.S.-dollar TFSA work?
If you have tax-free savings accounts in Canadian and U.S. dollars, here’s how to avoid overcontributing.