SUMMARY OF BENEFITS                                 WORLDWIDE 2.5M                   WORLDWIDE 1.
5M                    ASEAN PLUS 1M                    DOMESTIC 500K                                         ANNUAL PLAN
MEDICAL BENEFITS                                                                                                                                                                                              Domestic                           International
Medical Treatment                                                 Up to PHP 2,500,000              Up to PHP 1,500,000              Up to PHP 1,000,000               Up to PHP 500,000                  Up to PHP 300,000                    Up to PHP 3,000,000
Emergency Dentistry                                          Covered if due to accident only                  Covered if due to accident only                                  NA                                 NA                  Covered if due to accident only
Emergency Medical Evacuation                                     Actual cost                                     Actual cost                               Actual cost                                                         Actual cost
Repatriation of Mortal Remains                                   Actual cost                                     Actual cost                               Actual cost                                                         Actual cost
                                                         Up to PHP 2,000 per day,                                                                 Up to PHP 1,000 per day, 5                          Up to PHP 1,000 per day,          Up to PHP 2,000 per day,
Hospital Income                                                                              Up  to PHP   2,000  per day, maximum of 5 days
                                                            maximum of 5 days                                                                           days maximum                                     maximum of 5 days                 maximum of 5 days
                                                        Actual travel cost, plus up to                                                            Actual travel cost, plus up to                     Actual travel cost, plus up to    Actual travel cost, plus up to
                                                                                       Actual travel cost, plus up to PHP 5,000 per day, maximum
Compassionate Visit (if admitted for more than 5 days) PHP 5,000 per day, maximum                                                                PHP 3,000 per day, maximum                         PHP 3,000 per day, maximum PHP 5,000 per day, maximum
                                                                                                               of PHP 50,000
                                                               of PHP 50,000                                                                             of PHP 30,000                                      of PHP 30,000                     of PHP 50,000
                                                        Actual travel cost, plus up to
Care of Minor Children (if admitted for more than 5                                    Actual travel cost, plus up to PHP 5,000 per day, maximum
                                                       PHP 5,000 per day, maximum                                                                              NA                                                                   NA
days)                                                                                                          of PHP 50,000
                                                               of PHP 50,000
Staff Replacement ( for Annual Plan only )                                                                           NA                                                                                   Up to PHP 45,000                     Up to PHP 70,000
CANCELLATION AND TRAVEL DISRUPTION BENEFITS
Emergency Trip Cancellation                                 Up to PHP 125,000                               Up to PHP 100,000                         Up to PHP 10,000                                    Up to PHP 25,000                     Up to PHP 150,000
Emergency Trip Termination                                         Up to PHP 125,000                                 Up to PHP 100,000                                 Up to PHP 10,000                   Up to PHP 25,000                     Up to PHP 150,000
                                                              Up to PHP 2,000 per 6-hour                                                                           One time payment of PHP            One time payment of PHP              Up to PHP 2,000 per 6-hour
Flight Delay                                                                                    Up to PHP 2,000 per 6-hour delay, maximum of 48 hours
                                                              delay, maximum of 48 hours                                                                           2,000 upon 6-hour delay            2,000 upon 6-hour delay              delay, maximum of 48 hours
                                                              Up to PHP 4,000 per 6-hour                                                                           One time payment of PHP            One time payment of PHP              Up to PHP 4,000 per 6-hour
Missed Connecting Flight                                                                        Up to PHP 4,000 per 6-hour delay, maximum of 48 hours
                                                              delay, maximum of 48 hours                                                                           2,000 upon 6-hour delay            2,000 upon 6-hour delay              delay, maximum of 48 hours
                                                             PHP 5,000 per 24-hour delay,                                                                                                                                              PHP 5,000 per 24-hour delay,
Hijack                                                                                            PHP 3,000 per 24-hour delay, maximum of 240 hours                            NA                                 NA
                                                               maximum of 240 hours                                                                                                                                                      maximum of 240 hours
BAGGAGE, PERSONAL EFFECTS, AND MONEY BENEFITS
                                                                                                                                                                                                    Plan 1: One time payment of  Plan 1: One time payment of
                                                                                                                                                                                                   PHP 3,000 upon 6-hour delay. PHP 7,000 upon 6-hour delay
                                                               One time payment of PHP                                                                             One time payment of PHP
Baggage Delay (outbound only)                                                                      One time payment of PHP 3,000 upon 6-hour delay                                                 Plan 2 & 3: One time payment Plan 2 & 3: One time payment
                                                               5,000 upon 6-hour delay                                                                             2,000 upon 6-hour delay
                                                                                                                                                                                                     of PHP 5,000 upon 6-hour    of PHP 10,000 upon 6-hour
                                                                                                                                                                                                               delay                        delay
                                                               One time payment of PHP                                                                             One time payment of PHP            One time payment of PHP              One time payment of PHP
Damage to Baggage                                                                                             One time payment of PHP 3,000
                                                                        5,000                                                                                               2,000                              2,000                                5,000
                                                               Up to PHP 5,000 per item,                                                                           Up to PHP 2,000 per item,          Up to PHP 2,000 per item,            Up to PHP 5,000 per item,
Loss of Baggage                                                                                    Up to PHP 3,000 per item, maximum of PHP 30,000
                                                               maximum of PHP 50,000                                                                               maximum of PHP 20,000              maximum of PHP 20,000                maximum of PHP 50,000
Loss of Personal Gadget (Laptop, Tablet, Mobile
                                                                                                                              NA                                                                         Up to PHP 7,000 per item, maximum of PHP 45,000
Phone) (for Annual Plans only)
Loss or Damage of Golf Equipment (for Annual Plans
                                                                                                                              NA                                                                         Up to PHP 7,000 per item, maximum of PHP 25,000
only)
Loss of Personal Money                                              Up to PHP 10,000                                 Up to PHP 5,000                                    Up to PHP 2,000                    Up to PHP 2,000                     Up to PHP 10,000
Loss of Travel Documents                                            Up to PHP 75,000                                 Up to PHP 50,000                                                                             NA                           Up to PHP 75,000
PERSONAL LIABILITY BENEFIT
Personal Liability                                                Up to PHP 1,500,000                               Up to PHP 500,000                                          NA                       Up to PHP 200,000                Up to PHP 2,000,000
PERSONAL ACCIDENT BENEFIT                                                                                                                                                                                Plan 1                     Plan 2            Plan 3
                                                                  Up to PHP 1,000,000                               Up to PHP 1,000,000                               Up to PHP 500,000                PHP 2,500,000             PHP 5,000,000    PHP 9,000,000
                                                                    50% for Spouse                                    50% for Spouse                                   50% for Spouse
Personal Accident
                                                              10% for each child of Insured                    10% for each child of Insured                     10% for each child of Insured
Note:
1. Safe Trip will not cover any loss, injury, damage or legal liabilty arising directly or indirectly from travel in/to or through: Afghanistan, Democtratic Republic of Congo, Iran, Iraq, Lebanon, Libya, North Korea, Somalia, Sudan,
   Syria.
2. Policy does not provide insurance under Personal Accident for murder, assault or any such attempt occurring in any of the following areas in the Philippines: Lanao del Norte, Lanao del Sur, South Cotabato, North Cotabato,
   Zamboanga del Norte, Zamboanga del Sur, Zamboanga Sibugay, Maguindanao, Sultan Kudarat, Sulu Archipelago