A personalised benefit illustration for
ABC
This is a personalised benefit illustration generated at the request of the respected prospective client.
Prepared by: Ashish Kumar
Kotak Life | kumar.ashish@kotak.com
M: 9769471545
Key Features
Get high life cover at affordable price
3 Plan Options to choose from based on your need
Choice of Payout Options depending on your family's
requirements
Enhance your life cover at important milestones and get
additional protection with optional riders
The mentioned points are only the salient features of the plan / riders please refer to the brochure(s) and
policy document(s) for specific details on all terms and conditions.
Benefit Illustration
Annual
Premium
₹28,000#
Policy Year 1
Lumpsum of
₹50,00,000
Additional Benefit for "Life Plus" Option
In case of Accidental Death of Life Insured, Accidental Death Benefit equal to 100% of Basic
Sum Assured, subject to maximum of 1 Crore shall be payable along with Sum Assured on
Death (Death Benefit)
Death Benefit
Higher of (Sum Assured, 11 times Annualised Premium, 105% of all premiums paid till the date of death)
The above illustration is for a 34 year old healthy Male, non smoker who has chosen the Life Plus Option with Immediate
Payout Option and a sum assured of ₹50,00,000 and PT/PPT of 41/10 years with annual premium of ₹28,000. The diagram is
exclusive of rider benefits and premium, if any.
#Premium is exclusive of GST & Cess, which will be charged over and above the mentioned premium
You may avail of tax benefits under Section 80C and Section 10(10D) of Income Tax Act, 1961 subject to conditions as
specified in those sections. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for
details.The given illustration is an extract of a separate, more detailed benefit illustration. For full details, please refer to the
Benefit Illustration
The features and illustrations given here are for demonstration purpose only. Please check with the agent for official
documents before concluding sale
Plan Details
Customer Details
Name of the Life Insured ABC
Age of the Life Insured (in years) 34
Gender of the Life Insured Male
Tobacco user No
Policy Details
Name of the Product Kotak e-Term Plan
Unique Identification Number 107N104V01
Basic Sum Assured ₹50,00,000
Amount of Installment Premium ₹28,000
Amount of Step-Up option fee NA
Policy Term (in years) 41
Premium Payment Term (in years) 10
Premium Payment Mode Yearly
Premium Payment Option Limited Premium
Plan Option Life Plus
Payout Option Immediate Payout
Step-Up Option No
The features and illustrations given here are for demonstration purpose only. Please check with the agent for
official documents before concluding sale
Plan Details
Payable throughout the
Premium Payment Term
Base Premium (Yearly)
Total Rider Premium
Total Yearly Premium(incl. GST & Cess)
Rider Rider Rider
Rider SA
PPT Term Premium
Kotak Permanent Disability Benefit
Not Selected
Rider(UIN: 107B002V03)
Kotak Critical Illness Plus Benefit
Not Selected
Rider(UIN: 107B020V01)
The features and illustrations given here are for demonstration purpose only. Please check with the agent for
official documents before concluding sale
Benefit Illustration
End of Policy Year Premium# Death Benefit
1 28,000 50,00,000
2 28,000 50,00,000
3 28,000 50,00,000
4 28,000 50,00,000
5 28,000 50,00,000
6 28,000 50,00,000
7 28,000 50,00,000
8 28,000 50,00,000
9 28,000 50,00,000
10 28,000 50,00,000
11 0 50,00,000
12 0 50,00,000
13 0 50,00,000
14 0 50,00,000
15 0 50,00,000
16 0 50,00,000
17 0 50,00,000
18 0 50,00,000
19 0 50,00,000
20 0 50,00,000
The features and illustrations given here are for demonstration purpose only. Please check with the agent for
official documents before concluding sale
Benefit Illustration
End of Policy Year Premium# Death Benefit
21 0 50,00,000
22 0 50,00,000
23 0 50,00,000
24 0 50,00,000
25 0 50,00,000
26 0 50,00,000
27 0 50,00,000
28 0 50,00,000
29 0 50,00,000
30 0 50,00,000
31 0 50,00,000
32 0 50,00,000
33 0 50,00,000
34 0 50,00,000
35 0 50,00,000
36 0 50,00,000
37 0 50,00,000
38 0 50,00,000
39 0 50,00,000
40 0 50,00,000
The features and illustrations given here are for demonstration purpose only. Please check with the agent for
official documents before concluding sale
Benefit Illustration
End of Policy Year Premium# Death Benefit
41 0 50,00,000
The features and illustrations given here are for demonstration purpose only. Please check with the agent for
official documents before concluding sale
Presented by
Ashish Kumar
Kotak Life
M: 9769471545
