Page 1 of 5 31 July 2020

MR Y T YIP Statement No. 99

9 LYNDHURST COURT Branch SEAFORD
LYNDHURST ROAD Sort Code 11-06-85
HOVE yTPuXvSUxZwVRYXRQv
Account No 00485347
EAST SUSSEX jaFP;goUiohtcQeAMc
k382yWT54j9ouDHneV IBAN GB83 HLFX 1106 8500 4853 47
o5Wbqw5sIkGi2v8Vga
BN3 6FZ HLFXGB21S91
yXRkW7Yk6oycOBFdlV
zzzzzzzzzzzzzzzzzz BIC
Banking Helpline 0345 720 3040

www.halifax.co.uk

CURRENT ACCOUNT 02 July 2020 to 31 July 2020

Your Account
Date of previous statement 01 July 2020
Balance on 02 Jul 2020 £2,612.20
Money in £2,426.51
Money out £1,516.59
Balance on 31 Jul 2020 £3,522.12
Arranged overdraft interest £0.00

Fees Explained
Other fees for special services are detailed in the Reward Payments and Account Fees leaflet, previously provided.
If switching to us, different rates and fees may apply.

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Managing your account
Important information about compensation arrangements
Deposits held with us are covered by the Financial Services Compensation Scheme (FSCS). We will provide you with an
information sheet and exclusions list every year.
Useful numbers
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk
Halifax Bank Accounts
0345 720 3040
Keep it safe and secure International +44 1132 42 22 29

• Check your statements. If you see any transactions you’re not • Keep your card and PIN safe. Never give anyone else your Halifax Easycash and
aware of, ring the Bank Account or Savings and Investments card, PIN or password. If you think your card is missing or that Cardcash
number. Find these under the Useful numbers section on this someone knows your PIN or password, call 0800 015 1515
page.
0345 850 5525
immediately.
• Keep your bank statements in a safe place. Dispose of your • Protect yourself online. If you’re an online customer and a Halifax Credit Cards
paper statements safely by shredding and recycling them – don’t victim of online fraud, we guarantee that you won’t lose any
just put them in a bin. money from your account. We’ll always reimburse you in full.
0345 728 3848
Check our website for more information
www.halifax.co.uk/security Mortgages
0345 727 3747
Manage your money
Halifax Personal Loans
• Check your balance at home or abroad. Call our telephone • Use our online budget planner. It will help you to work out
banking service on 0345 720 3040 or visit
0345 724 3444
your monthly outgoings and manage your money. Visit
www.halifax.co.uk/online www.halifax.co.uk/managingyourmoney
Savings and Investments
• Avoid fees. Make sure you have enough money in your account • Transfer money quickly. You can make a same-day CHAPS
the day before money is due to come out. transfer in the UK as long as you have all the beneficiary 0345 726 3646
• Manage your standing orders.You can change the date, frequency account details and send the payment before 1.30pm. To send
and amount of your standing orders online or by ringing the Bank money outside the UK you can send a Telegraphic Transfer. Insurance
Account number. Most companies will also change the date of a Visit www.halifax.co.uk/bankaccounts/ 0345 723 3343
direct debit – just give them a call. receivingandsendingmoney.asp
• The Faster Payments Service is now available. For more • Interest-Free. Some accounts offer an Arranged Overdraft Halifax Share Dealing
information on this please visit subject to application and approval with an Interest-free 0345 722 5525
www.halifax.co.uk/fasterpayments overdraft facility. Please refer to the account terms and
conditions for more information. Lost/Stolen Cards
• Please Note. We can end or vary the terms of our current accounts and overdrafts (including any interest rates and charges) at any time
in the way set out in the Bank Account Terms and Conditions. We recommend that you continually assess whether an overdraft is the
0800 015 1515
most suitable form of borrowing for your current needs.
Travel money orders
Using your card to withdraw cash or make a payment in a currency other than pounds 0345 246 0006
• If you use your card to withdraw cash or make a payment in a For more information about
• If you’re planning to travel overseas, we advise you to take a currency other than pounds, the amount is converted to pounds
range of currency options including foreign currency as well as our online service, please visit
on the day it is processed by Visa using the Visa Payment Scheme
your debit and credit card. To help protect you from fraud we exchange rate on the day. You can find the exchange rate by www.halifax.co.uk/aboutonline
always monitor transactions. In some circumstances this might calling 0345 720 3040 (+44 1132 42 22 29 from overseas); If you call
mean we block your cash machine or card transactions in the before the transaction is processed, the rate provided will be an Calls may be recorded and
UK or a foreign country. If this happens, just call us on 0345 720
3040. We’ll ask you a few security questions and unblock your
indication only. You can find more information on our website monitored
about the exchange rates that apply to your transaction to help
card for you. you compare them with other card issuers' rates.
• If you use your savings card to withdraw cash in a currency • If you use your debit card to withdraw cash or to make a payment in a currency other than pounds we’ll charge a
other than pounds we’ll charge a foreign currency transaction foreign currency transaction fee of 2.99% of the value of each transaction. This is a fee for currency conversion.
fee of 2.99% of the value of each transaction. This is a fee for When you use your debit card to make a purchase or other transaction (not cash withdrawal) in a currency other
currency conversion. If you use your savings card to withdraw than pounds, whether in person or by internet or phone, we will also charge a £0.50p foreign currency purchase fee.
cash in a currency other than pounds (at a cash machine) we will We won’t charge a foreign currency purchase fee if you make a payment in euro within the EEA or UK. If you use
also charge a foreign currency cash fee of £1.50. Where you your debit card to withdraw cash in a currency other than pounds (at a cash machine or over the counter) we will
elect to allow the cash machine operator/financial service also charge a foreign currency cash fee of £1.50. Where you elect to allow the cash machine operator/financial
provider to make the conversion to pounds we will only charge service provider to make the conversion to pounds we will only charge a foreign cash fee of £1.50. The provider of
a foreign cash fee of £1.50. The provider of the foreign currency the foreign currency may make a seperate charge for conversion. We won’t charge a foreign currency cash fee or a
may make a separate charge for conversion. We won't charge a foreign cash fee if you withdraw euro within the EEA or UK.
foreign currency cash fee or a foreign cash fee if you withdraw
euro within the EEA or UK

Switching to us
Switching your main bank account to us is easy. Simply sign two forms and you’ll be introduced to one of our dedicated switching team who will be happy to help. They’ll transfer any
direct debits, standing orders and any credits to your new account. They’ll keep you updated every step of the way, and contact you as soon as the transfer is complete.

Important information about your account

If you have an Ultimate Reward Current Account, the insurance packages are monthly contracts and are provided as a benefit of you being an Ultimate Reward Current Account holder.
The cost is an inclusive part of your standard monthly maintaining the account fee. We recommend that you review the cover provided every year to ensure it continues to meet your
needs. Full details of the cover provided, including contact details, are contained in the Getting Started Guide provided to you at the start of your cover. If you or Halifax close your
account, or Halifax terminates the cover provided through the programme, cover will cease immediately unless you’re moving from one qualifying account to another. If you have lost
your Getting Started Guide, please go into your local branch where a colleague will order you a replacement. Alternatively contact us on 0345 720 3040 where you’ll be able to ask for a
further copy.
Halifax does not charge for providing the online banking facility. The cost of your online connection depends on your internet service provider.
If we have a valid reason, we can choose not to charge a fee you would otherwise have to pay.
If you do not wish to receive marketing mailings, please write to the Registered Office below.

Dispute Resolution
If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you
may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide
details of how to contact the Ombudsman.

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority
and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. We adhere to The Standards of Lending Practice which are
monitored and enforced by the LSB: www.lendingstandardsboard.org.uk
Statement No. 99 Sort Code 11-06-85
31 July 2020 Account Number 00485347
Page 3 of 5

CURRENT ACCOUNT

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
01 Jul 20 STATEMENT OPENING BALANCE 2,612.20
02 Jul 20 FPO QUICK 500000000619098094 02JUL20 17:53 14.00 2,598.20
02 Jul 20 DEB WILSON NEWS CD 4830 5.18 2,593.02
02 Jul 20 DEB STARS CD 4830 20.00 2,573.02
02 Jul 20 DEB AMZNMktplace CD 4830 115.98 2,457.04
03 Jul 20 DEB WILSON NEWS CD 4830 5.19 2,451.85
03 Jul 20 DEB Amazon.co.uk*LP3QY CD 4830 8.19 2,443.66
06 Jul 20 DEB DELIVEROO.CO.UK CD 4830 04JUL20 26.78 2,416.88
06 Jul 20 DEB WILSON NEWS CD 4830 05JUL20 6.37 2,410.51
06 Jul 20 FPO QUICK 600000000620006962 05JUL20 19:05 34.00 2,376.51
06 Jul 20 FPI V QUICK CANUPAYMABILZ 85.00 2,461.51
100000000619017086
06 Jul 20 FPO JESSICA LOGAN 200000000618637403 06JUL20 5.00 2,456.51
14:18
06 Jul 20 FPO MR ROBIN A JONES 100000000619060166 5.00 2,451.51
06JUL20 14:24
06 Jul 20 DEB CO-OP GROUP FOOD CD 4830 18.35 2,433.16
06 Jul 20 DEB DELIVEROO.CO.UK CD 4830 29.23 2,403.93
07 Jul 20 DEB WWW.BHCC-INTERNET CD 4830 152.00 2,251.93
08 Jul 20 DD PNET3448614-1 03224330 PNET3448614-1 31.99 2,219.94
08 Jul 20 DEB DELIVEROO.CO.UK CD 4830 31.08 2,188.86
09 Jul 20 DEB WILSON NEWS CD 4830 5.48 2,183.38
09 Jul 20 DEB DELIVEROO.CO.UK CD 4830 12.73 2,170.65
10 Jul 20 DEB DELIVEROO.CO.UK CD 4830 14.99 2,155.66
10 Jul 20 DEB DELIVEROO.CO.UK CD 4830 26.58 2,129.08
13 Jul 20 DEB WILSON NEWS CD 4830 11JUL20 5.88 2,123.20
13 Jul 20 DEB TESCO PFS 2696 CD 4830 11JUL20 25.25 2,097.95
13 Jul 20 FPI V QUICK 12JUL20 CANUPAYMABILZ 16.00 2,113.95
600000000622575146
13 Jul 20 FPO QUICK 200000000620851564 12JUL20 13:09 6.28 2,107.67
13 Jul 20 DEB WILSON NEWS CD 4830 12JUL20 5.87 2,101.80
13 Jul 20 DEB DINNER2GO.CO.UK CD 4830 12JUL20 22.80 2,079.00
13 Jul 20 FPO QUICK 200000000621311242 13JUL20 16:53 25.07 2,053.93
13 Jul 20 DEB WILSON NEWS CD 4830 17.97 2,035.96
14 Jul 20 DEB PAYPAL *KREATIVLAB CD 4830 15.96 2,020.00
15 Jul 20 DEB Amazon Prime*7L1GS CD 4830 7.99 2,012.01
15 Jul 20 DEB TESCO PFS 2696 CD 4830 24.94 1,987.07
16 Jul 20 CPT LNK 33398595 WILLS CD 4830 16JUL20 120.00 1,867.07
16 Jul 20 COR LNK 33398595 WILLS CD 4830 16JUL20 60.00 1,927.07
(Continued on next page)
Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Statement No. 99 Sort Code 11-06-85
31 July 2020 Account Number 00485347
Page 4 of 5

CURRENT ACCOUNT
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
16 Jul 20 DEB CO-OP GROUP 540025 CD 4830 27.26 1,899.81
17 Jul 20 DD EE LIMITED 02877667 Q31460597138179801 21.28 1,878.53
17 Jul 20 DEB Brighton & Hove Bu CD 4830 1.90 1,876.63
17 Jul 20 DEB WILSON NEWS CD 4830 8.36 1,868.27
20 Jul 20 DEB WILSON NEWS CD 4830 18JUL20 6.57 1,861.70
20 Jul 20 DEB Just Eat CD 4830 18JUL20 32.10 1,829.60
20 Jul 20 DEB Amazon.co.uk*JQ18L CD 4830 18JUL20 44.99 1,784.61
20 Jul 20 CPT LNK PO 20 MELVILLE CD 4830 19JUL20 60.00 1,724.61
20 Jul 20 FPI V QUICK 19JUL20 WINWINCHICKDIN 50.00 1,774.61
500000000625550637
20 Jul 20 DEB Just Eat CD 4830 28.49 1,746.12
21 Jul 20 DEB Amazon.co.uk*M26FE CD 4830 7.38 1,738.74
21 Jul 20 DEB TESCO PFS 2696 CD 4830 27.89 1,710.85
22 Jul 20 DEB SAINSBURYS S/MKTS CD 4830 4.30 1,706.55
23 Jul 20 DEB Amazon.co.uk*X03HO CD 4830 25.00 1,681.55
23 Jul 20 DEB DELIVEROO.CO.UK CD 4830 39.38 1,642.17
24 Jul 20 DEB TESCO PFS 2696 CD 4830 20.25 1,621.92
24 Jul 20 FPI V QUICK WINWINCHICKDIN 150.00 1,771.92
500000000627743406
27 Jul 20 DEB WILSON NEWS CD 4830 25JUL20 8.77 1,763.15
27 Jul 20 DEB Trading212UK CD 4830 25JUL20 50.00 1,713.15
27 Jul 20 FPI V QUICK 26JUL20 WINWINCHICKDIN 53.79 1,766.94
600000000627993325
27 Jul 20 DEB DELIVEROO.CO.UK CD 4830 26JUL20 79.18 1,687.76
27 Jul 20 DEB WILSON NEWS CD 4830 6.18 1,681.58
28 Jul 20 DEB OCADO RETAIL LIMIT CD 4830 107.72 1,573.86
28 Jul 20 DEB TESCO STORES 2704 CD 4830 13.74 1,560.12
28 Jul 20 DEB AMAZON.CO.UK*2Q3AF CD 4830 25.23 1,534.89
30 Jul 20 FPO QUICK 400000000634880825 30JUL20 22:44 6.00 1,528.89
31 Jul 20 BGC B&H C 2,011.72 3,540.61
31 Jul 20 DEB DELIVEROO.CO.UK CD 4830 18.49 3,522.12
31 Jul 20 STATEMENT CLOSING BALANCE 1,516.59 2,426.51 3,522.12
Payment types:
FPO - Faster Payment FPI - Faster Payment CPT - Cashpoint BGC - Bank Giro Credit
DEB - Debit Card DD - Direct Debit COR - Correction

Transaction Details
The "Details" column in your statement shows the date that a Debit Card payment has come into or out of your account only if
that happened on a weekend or a Bank Holiday.

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Statement No. 99 Sort Code 11-06-85
31 July 2020 Account Number 00485347
Page 5 of 5

CURRENT ACCOUNT

Ways to manage your arranged overdraft.

No matter what current account you have, we have several features to help you manage your money.
Mobile and Internet Banking - You can access Internet and mobile banking 24 hours a day 7 days a week. By making use of Internet
Banking you can track your money, make payments and transfers and see your statements.
Alerts - We can also send you mobile alerts. Alerts can help you manage your money and avoid charges. They remind you when
you need to pay cleared funds into your account. They can also help you avoid going into an unarranged overdraft or having
payments refused. Unless you’ve opted out, you’ll automatically receive alerts provided we have an up to date mobile number for
you.
To find out more visit www.halifax.co.uk/alerts
Calculating the cost - If you have an arranged overdraft with us, would like to increase the limit on an existing one, or are thinking
of applying for an arranged overdraft, you can calculate the cost using our cost calculator tool at www.halifax.co.uk/overdrafts
You can also find general information about the cost of arranged overdrafts at www.halifax.co.uk/overdrafts
Keeping track of your borrowing - An overdraft is there to help out when you need to borrow in the short term. But if you use it
often and don’t reduce your balance, you could pay more in charges than other forms of borrowing.
You should consider if an arranged overdraft facility is the most suitable option for you to borrow money. If you would like to
discuss potential alternative options that we may be able to provide please contact us on 0345 720 3040. You can see our range of
borrowing options at www.halifax.co.uk/borrow
You should also consider whether your account type is still right for you.

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority.