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কী িফচার
Key features of the existing National Savings Schemes.
Key Features of NSS-2012
Sl. Name of Tax Implementing
MaturityLimit Interest rate Investors Penalty
No Schemes Treatment agency
1 2 3 4 5 6 7 8 9
13.19% on
Maturity
All classes
Single: 30 (12.20%+0.99%)
lac; of people
Interest payable
(National ID
Jointly: 60 after Encashment
lac; Card
5 years 1st year @ before 1st Bank, Bureau
5% Holder),
1. Bangladesh Recognized 9.20%, year &
on profit recognized
Sanchayapatra 5-Year Provident 2nd year @ no interest Post office.
Fund: Provident
9.95%, accrued
Unlimited; 3rd year @ Fund &
12 small
12 small 10.70%,
enterprises: 4th year @ enterprises
Unlimited 11.45%.
12.59% on
Maturity
(11.80%+0.59%) All classes Encashment
3-Monthly Single: 30 Interest payable of people before 1st Bank, Bureau
5%
2. Profit basis lac; after (National ID year &
on profit
Sanchayapatra 3-year 1st year @ Card no interest Post office.
Jointly: 60 9.80%, Holder). accrued
lac; 2nd year @
10.80%,
13.19% on
Maturity
(12.20%+0.99%)
Interest payable Retired
after Govt., Semi- Encashment
1st year @ Govt, before 1st Bank, Bureau
Pensioner 5%
3. 9.20%, Autonomous, year &
Sanchayapatra on profit
5-Year 50 lac 2nd year @ Semi- no interest Post office.
9.95%, Autonomous accrued
3rd year @ officials.
10.70%,
4th year @
11.45%.
13.45% on
Maturity Any Adult
Encashment
(12.20%+1.25%) Bangladeshi before 1st Bank, Bureau
Poribar Interest payable 5% Female
4. year &
Sanchayapatra 5-Year 45 lac after on profit.
(National ID no interest Post office.
1st year @ accrued
Card Holder)
9.20%,
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2nd year @
9.95%,
3rd year @
10.70%,
4th year @
11.45%.
20% on Bank, Bureau
Bangladesh
5. 3-Month Unlimited 6.50% prize Any persons - &
Prize Bond
money Post office.
A
No profit
Wage Earner 11.80% Bangladeshi
5% will be paid
6. Development (Compound) wage earner Bank
on profit before
Bond 5-Year Unlimited (11.00%+0.80%) serving
6-month.
abroad.
7.50% on
Maturity
Non-
Interest payable No profit is
US Dollar Residence
after payable
7. Premium Tax free Bangladeshi Bank
3-Year Unlimited 1st year @ before 1
Bond FC Account
6.50%, year
holder
2nd year @
7.00%
6.50% on
Maturity
Non-
Interest payable No profit is
US Dollar Residence
after payable
8. Investment Tax free Bangladeshi
3-Year Unlimited 1st year @ before 1 Bank
Bond FC Account
5.50%, year
holder
2nd year @
6.00%
Post office All classes No profit
Single 30 lac;
Savings 10% on of people will be paid
9. - 7.50%
Bank- profit (National ID before Post Office
Jointly 60 lac
Ordinary A/C Card Holder) 1-month.
13.24% on
Maturity
(12.40%+0.84%) All classes
Post office No profit
Single 30 lac; Interest payable
Savings 10% on of people will be paid
10. after
Bank- 3-Year profit (National ID before Post Office
Jointly 60 lac 1st year @
Fixed Deposit 6-month.
10.40%, Card Holder)
2nd year @
11.40%
Postal Life Insurance:
All classes
Minimum
of people
(I) Whole limit of Tk.42 per
11. Tax free
Life Investment Thousand. (Age limit 19 - Post Office
Insurance Tk. Yearly 4.2% to 55 Yrs)
1,000/=
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Minimum
(II) Fixed limit of Tk.33 per
5/10/15/20/
Term Investment Thousand.
25/30/35/40
Insurance Tk. Yearly 3.3%
1,000/=
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