Interest Rate Spread (Overall)

Sl No Name of Banks W. Avg. Deposits W. Avg. Advances Spread

January, 2018
1 Agrani Bank Limited 3.8 8.63 4.83
2 Janata Bank Limited 4.36 8.84 4.48
3 Rupali Bank Limited 4.76 9.29 4.53
4 Sonali Bank Limited 4.47 8.7 4.23
5 BASIC Bank Limited 4.94 5.08 0.14
6 Bangladesh Developme 4.86 5.51 0.65
State Owned Banks 4.38 8.41 4.03 4.38
7 Bangladesh Krishi Bank 5.44 8.67 3.23
8 Rajshahi Krishi Unnaya 8.05 8.9 0.85
Specialised Banks 5.87 8.72 2.85 5.87
9 Standard Chartered Ba 1.26 9.49 8.23
10 State Bank of India 2.72 8.48 5.76
11 Habib Bank Ltd. 4.17 7.24 3.07
12 Citibank N.A 0.39 5.95 5.56
13 Commercial Bank of Ce 3.52 8.4 4.88
14 National Bank of Pakis 6.54 0.95 -5.59
15 Woori Bank 0.98 7.85 6.87
16 The Hong Kong and Sha 1.37 7.28 5.91
17 Bank Al-Falah Limited 3.75 7.69 3.94
Foreign Banks 1.7 8.1 6.4 1.7
18 AB Bank Limited 6.1 10.31 4.21
19 Islami Bank Bangladesh 4.45 7.6 3.15
20 National Bank Limited 6.95 11.07 4.12
21 The City Bank Ltd. 4.36 9.29 4.93
22 IFIC Bank Limited 5.63 10.2 4.57
23 United Commercial Ban 4.04 8.97 4.93
24 Pubali Bank Limited 4.77 9.3 4.53
25 Uttara Bank Limited 4.91 9.97 5.06
26 Shimanto Bank Limited 6.21 8.56 2.35
27 Eastern Bank Limited 5.15 9.5 4.35
28 National Credit & Com 6.24 9.71 3.47
29 Prime Bank Ltd 4.77 8.41 3.64
30 Southeast Bank Limite 5.35 8.64 3.29
31 Dhaka Bank Limited 5.23 10.17 4.94
32 Al-Arafah Islami Bank 5.88 9.77 3.89
33 Social Islami Bank Ltd. 5.72 9.96 4.24
34 Dutch-Bangla Bank Lim 2.27 8.86 6.59
35 Mercantile Bank Limit 6.75 9.22 2.47
36 Standard Bank Limited 5.69 9.68 3.99
 37 One Bank Limited 5.52 10.27 4.75
38 EXIM Bank Limited 6.73 10.36 3.63
39 Bangladesh Commerce 5.47 8.52 3.05
40 Mutual Trust Bank Limi 5.46 10.23 4.77
41 Premier Bank Limited 5.53 10.56 5.03
42 First Security Islami Ba 7.28 12.07 4.79
43 Bank Asia Limited 5.08 9.69 4.61
44 Trust Bank Limited 4.56 8.95 4.39
45 Shahjalal Islami Bank L 6.08 9.69 3.61
46 Jamuna Bank Ltd 5.87 9.73 3.86
47 BRAC Bank Limited 4.31 11.66 7.35
48 NRB Commercial Bank 7.46 12.53 5.07
49 South Bangla Agricult 6.92 11.9 4.98
50 Meghna Bank Limited 6.89 10.4 3.51
51 Midland Bank Limited 6.97 10.2 3.23
52 Padma Bank Limited 8.36 12.94 4.58
53 Union Bank Limited 7.67 12.39 4.72
54 NRB Bank Limited 6.49 11.25 4.76
55 Global Islami Bank Lim 8.23 13.09 4.86
56 Modhumoti Bank Limit 6.31 10.69 4.38
57 ICB Islamic Bank Ltd. 2.9 7.47 4.57
Private Banks 5.44 9.75 4.31 5.44
All Banks 5.01 9.42 4.41 5.01
Interest Rate Spread (Excl. Consumer Finance &
Credit Card)

W. Avg. Deposits W. Avg. Advances Spread

3.8 8.65 4.85

4.36 8.83 4.47
4.76 9.58 4.82
4.47 8.21 3.74
4.94 5.04 0.1
4.86 5.48 0.62
8.29 3.91
5.44 8.68 3.24
8.05 8.75 0.7
8.69 2.82
1.26 8.67 7.41
2.72 8.46 5.74
4.17 7.28 3.11
0.39 5.95 5.56
3.52 8.36 4.84
6.54 0.95 -5.59
0.98 7.63 6.65
1.37 7.19 5.82
3.75 7.69 3.94
7.51 5.81
6.1 10.33 4.23
4.45 7.77 3.32
6.95 11.05 4.1
4.36 8.88 4.52
5.63 10.32 4.69
4.04 8.8 4.76
4.77 9.21 4.44
4.91 9.93 5.02
6.21 8.57 2.36
5.15 9.09 3.94
6.24 9.66 3.42
4.77 8.11 3.34
5.35 8.55 3.2
5.23 10.13 4.9
5.88 9.77 3.89
5.72 9.95 4.23
2.27 8.74 6.47
6.75 9.15 2.4
5.69 9.63 3.94
5.52 10.23 4.71
6.73 10.36 3.63
5.47 8.51 3.04
5.46 10.11 4.65
5.53 10.39 4.86
7.28 12.06 4.78
5.08 9.55 4.47
4.56 9 4.44
6.08 9.64 3.56
5.87 9.65 3.78
4.31 11.63 7.32
7.46 12.45 4.99
6.92 11.89 4.97
6.89 10.33 3.44
6.97 10.22 3.25
8.36 12.94 4.58
7.67 12.42 4.75
6.49 10.9 4.41
8.23 13.11 4.88
6.31 10.66 4.35
2.9 7.09 4.19
9.71 4.27
9.35 4.34
 Interest Rate
Year
Spread

Jan-17 4.72
Feb-17 4.69
Mar-17 4.69
Apr-17 4.65
May-17 4.73
Jun-17 4.72
Jul-17 4.62
Aug-17 4.53
Sep-17 4.55
Oct-17 4.50
Nov-17 4.40
Dec-17 4.44
Jan-18 4.41
Feb-18 4.37
Mar-18 4.40
Apr-18 4.46
May-18 4.45
Jun-18 4.45
Jul-18 4.31
Aug-18 4.27
Sep-18 4.27
Oct-18 4.22
Nov-18 4.20
Dec-18 4.23
Jan-19 4.19
Feb-19 4.15
Mar-19 4.15
Apr-19 4.04
May-19 4.05
Jun-19 4.15
Jul-19 4.03
Aug-19 4.00
Sep-19 3.91
Oct-19 3.92
Nov-19 3.92
Dec-19 3.98
Jan-20 3.97
Feb-20 4.09
Mar-20 4.07
Apr-20 2.92
May-20 2.94
Jun-20 2.89
Jul-20 2.77
Aug-20 2.87
Sep-20 3.00
Oct-20 2.94
Nov-20 2.98
Dec-20 3.07
Jan-21 3.05
Feb-21 3.02
Mar-21 3.05
Apr-21 3.04
May-21 3.26
Jun-21 3.20
Jul-21 3.19
Aug-21 3.19
Sep-21 3.16
Oct-21 3.14
Nov-21
Dec-21