DEPOSITS ANALYSIS OF PRABHU BANK
LIMITED
A Project Work Report
By:
Anil Bahadur Sarki
T.U Reg. No:7-2-302-31-2017
Roll No: 703020015
Lumbini Banijya Campus
Submitted to
The Faculty of Management
TU
Kathmandu
In partial fulfillment of the requirement for the degree of
BACHELOR OF BUSINESS STUDIES (BBS)
Devinagar13,
Rupandehi
February, 2022
i
Declaration
I hereby declare that the project report entitled DIPOSITS ANALYSIS
OF PRABHU BANK LIMITED submitted to the Faculty of
Management, Tribhuvan University, Kathmandu, under the supervision
of Mr. Mitra Lal Chapagain, faculty member, Lumbini Banijya Campus,
Devinagar, and is submitted in partial fulfillment of the requirements for
the degree of Bachelor of Business Studies (BBS). This project work
report has not been submitted to any other university or institution for
the award of any degree or diploma.
……………
Anil Bahadur Sarki
Feb 02, 2022
ii
Supervisor’s Recommendation
The project report entitled DEPOSITS ANALYSIS OF PRABHU BANK LIMITED
submitted by ANIL BAHADUR SARKI of LUMBINI BANIJYA CAMPUS, DEVINAGAR
is prepared under my supervision as per the procedure and format requirement laid by the
faculty of Management, Tribhuvan University as partial fulfillment of the requirements for
the award of the degree of Bachelor of Business Studies (BBS). I, therefore, recommend the
project work report for evaluation.
………………..
Mr. Mitra Lal Chapagain
Lumbini Banijya Campus
Feb 02, 2022
iii
Endorsement
We hereby endorse the project work report entitled DEPOSITS
ANALYSIS OF PRABHU BANK LIMITED submitted by Anil
Bahadur Sarki of Lumbini Banijya Campus, Devinagar, in partial
fulfillment of the requirements for award of the Bachelor of Business
Studies (BBS) for external evaluation.
…………………. …………………………..
Mr. Rajendra Lamsal Prof. Dr. Tara Prasad Upadhyaya
Chairman, Research Committee Campus Chief
Date: Date:
iv
Acknowledgement
I have taken efforts in my project. However, it would not have been
possible without the kind support and help of many individual and
organization. Their contribution is sincerely appreciated and greatly
acknowledged. At the very outset, I fell deeply honored in expressing
my handful respect towards Tribhuvan university and Lumbini Banijya
Campus for providing me this opportunity to conduct my project as
partial fulfillment for the Degree of bachelor of business study. I would
like to take this opportunity to express my profound gratitude and deep
regards to my supervisor Mr. Mitra lal Chapagain for his helpful
guidance, monitoring and continuous encouragement during this project
report.
Similarly, I would like to express my gratitude towards our campus chief
prof. DR Tara Prasad Upadhyaya sir for his kind co-operation and
encouragement completion of this project report. Moreover, I am highly
indebt to all my teacher of Lumbini Banijya Campus who has provided
crucial information through orientation class regarding preparation of
my project report .
The experience I had with Prabhu Bank Limited was great chance for
lending and professional department. I conisider myself very lucky to be
providing with opportunity to be part of it.
I place a deep sense of gratitude to my family member who have been
invariable source of inspiration during this project work. I would also
like to express my thankfulness to my friend Ashok Regmi for his
encouragement and motivation in preparing this report.
submitted by;
Anil Bahadur Sarki
BBS 4th Year (finance group)
Lumbini Banijya Campus
Butwal, Rupandehi
v
TABLE OF CONTENT
Title i
Declaration ii
Supervisor’s Recommendation iii
Endorsement iv
Acknowledgement v
Table of Contents vi
List of Tables vii
List of Figures viii
Abbreviations ix
CHAPTER I: INTRODUCTION 1
Background 1
Profile of Organization 2
Objectives 3
Rationale 3
Review 3
Methods 5
Limitations 6
CHAPTER II: RESULTS AND ANALYSIS 7
Data presentation 7
Analysis of Data 19
Finding 19
CHAPTER III: SUMMARY AND CONCLUSION 20
Summary 20
Conclusion 20
BIBLIOGRAPHY
APPENDICES
vi
LIST OF TABLES
Table No. Titles Page No.
2.1 Total Deposit Position of PBL …………………………………… 7
2.2 Current Deposit position of PBL………………………….……… 8
2.3 Saving Deposit Position of PBL ……………………………...…… 9
2.4 Fixed Deposit Position of PBL ...………………….……………… 10
2.5 Interest Bearing Deposit Trend of PBL ………………………… 11
2.6 Non-Interest-Bearing Deposit Trend of PBL ...…………………… 11
2.7 Ratio of Interest-Bearing Deposit to Total Deposit of PBL ………. 12
2.8 Ratio of Non-Interest-Bearing Deposit to Total Deposit of PBL …. 13
2.9 Ratio of Current Deposit and Total Deposit of PBL ……………… 14
2.10 Ratio of Saving Deposit to Total Deposit of PBL ………………... 15
2.11 Ratio of Fixed Deposit and Total Deposit of PBL …...…………... 16
2.2.1 Correlation between Fixed Deposit and saving deposit ……………. 18
vii
LIST OF FIGURES
Figure No. Titles Page No.
2.1 Total Deposit Position of PBL ………………………………… 8
2.2 Current Deposit position of PBL……………………….……… 9
2.3 Saving Deposit Position of PBL ……….…………...………… 9
2.4 Fixed Deposit Position of PBL ...…….…...…………… …. 10
2.5 Interest Bearing Deposit Trend of PBL ……………………… 11
2.6 Non-Interest-Bearing Deposit Trend of PBL .………….…… 12
2.7 Ratio of Interest-Bearing Deposit to Total Deposit of PBL …. 13
2.8 Ratio of Non-Interest-Bearing Deposit to Total Deposit of PBL. 14
2.9 Ratio of Current Deposit and Total Deposit of PBL…….… 15
2.10 Ratio of Saving Deposit to Total Deposit of PBL …………... 16
2.11 Ratio of Fixed Deposit and Total Deposit of PBL ….……... 17
LIST OF ABBREVIATIONS
Ltd. Limited
T.U. Tribhuvan University
Yrs. Years
viii
& And
TR Trust Receipt
Regd. No. Registration Number
i.e. That is
% Percentage
BBS Bachelor of Business Studies
PBL Prabhu Bank Limited
ix
