Policy Schedule
Digit Compulsory Personal Accident Policy Cover (Owner Driver)
UIN: IRDAN158RP0038V02201819
Go Digit General Insurance Ltd
A snapshot. The gist. The ‘forget everything else, just remember this’ part of
your policy.
Customer Details Policy Details
Name Kunal Shinde Policy No. PB/CPA/DIGIT/278800
Address B-202 Policy issue Date 05/11/2021
From 11/11/2021 00:00:01
GST State Code Period of Policy
To 10/11/2022 23:59:59
City / Location Pune Mobile No ******2480 Email ID kun******@gmail.com
Partner Code and
*Financier Details 1000158, Policybazaar Insurance Brokers Private Limited
Name
*Customer ID
Partner Contact
*GSTIN/UIN 1800-258-5970 and care@policybazaar.com
and Email ID
Number
Sum Insured Rs. 15,00,000/-
The Company undertakes to pay compensation as per the following scale for bodily injury/ death sustained by the owner-driver of the vehicle, in
direct connection with the vehicle owned or whilst driving or mounting into/dismounting from the vehicle owned or whilst traveling in it as a co-
driver, caused by violent accidental external and visible means which independent of any other cause shall within six calendar months of such injury
result in:
Sr. No Nature of Injury Scale of compensation
1 Death 100%
2 Loss of two limbs or sight of two eyes or one limb and sight of one eye 100%
3 Loss of one limb or sight of one eye 50%
4 Permanent total disbalement from injuries other than named above. 100%
Subject always to the terms, conditions and exclusions mentioned in the Policy Wordings of Digit Compulsory Personal Accident Policy Cover
(Owner Driver)
Premium Details
Total Premium (Rs.)
Net Premium 310
CGST rate and amount
SGST/UTGST rate and amount
IGST rate and amount 56
Final Premium 366
Any accident within India shall be covered subject to Policy Terms and Conditions, unless specifically agreed
Geographical area
and endorsed.
Limitation as to Use
The policy covers use of the vehicle only under a permit within the meaning of the Motor Vehicles Act 1988 or
such a carriage falling under sub-section (3) of Section 66 of the Motor Vehicles Act, 1988 The policy does not
cover use for
a. Hire or Reward
Private Car and Private Two b. Carriage of goods (other than samples or personal luggage)
Wheelers c. Organized racing
d. Pace making
e. Speed testing
f. Reliability Trials
g. Any purpose in connection with Motor Trade
The policy covers use of the vehicle only under a permit within the meaning of the Motor Vehicles Act 1988 or
such a carriage falling under sub-section (3) of Section 66 of the Motor Vehicles Act, 1988 The policy does not
cover use for
a. Organized racing
Commercial Vehicle b. Pace Making
c. Reliability Trials
d. Speed Testing
e. Use whilst drawing a trailer except the towing (other than for reward) of any one disabled Mechanically
propelled vehicle.
Driver: Person or Class of Persons entitled to Drive (Only for Passenger Carrying Vehicle)
Any person including the insured
1) Provided that a person driving holds an effective driving license at the time of the accident and is not
Private Car and Private Two disqualified from holding or obtaining such a license.
Wheelers 2) Provided also that the person holding an effective Learner’s license may also drive the vehicle and that
such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules and any subsequent
amendment as applicable
Any person including insured: Provided that a person driving holds an effective driving license at the time of
the accident and is not disqualified from holding or obtaining such a license. Provided also that the person
Stage Carriage / Contract
holding an effective Learner’s license may also drive the vehicle when not used for the transport of
carriage / Private Service Vehicle
passengers at the time of accident and that such a person satisfies the requirements of Rule 3 of the Central
Motor Vehicles Rules, 1989.
Any person including insured: Any person including insured: Provided that a person driving hold an effective
driving license at the time of the accident and is not disqualified from holding or obtaining such a license.
Goods Carriage Provided also that the person holding an effective Learner’s license may also drive the vehicle when not used
for the transport of goods at the time of the accident and that such a person satisfies the requirements of
Rule 3 of the Central Motor Vehicles Rules, 1989.
Any person including insured: Provided that a person driving holds an effective driving license at the time of
the accident and is not disqualified from holding or obtaining such a license. Provided also that the person
Non-Transport vehicles
holding an effective Learner’s license may also drive the vehicle and that such a person satisfies the
requirements of Rule 3 of the Central Motor Vehicles Rules, 1989
Nominee Details Devika Shinde - Spouse
*IMT – Endorsements
*Other Endorsements
Receipt No PB41330191 Cheque No / NEFT Details
*Premium Payment Details
Date 05/11/2021 Date
Vehicle Details
Sr. Vehicle Description Private / Commercial i.e. Year of Fuel Registration Engine/Chassis
No. (Make/Model/Sub Type) (GCV/PCV/Misc. Class D) Manufacturing Type No. No
1 - - - - - JC44E1556063
Important Notice
1. *Cheque dishonor / Non-receipt of payment: If premium paid through Cheque, the policy is void ab-initio in case of dishonor of Cheque or non-
receipt of payment.
2. Violation of Motor Vehicle Act: This policy is issued in accordance with the provision of Chapter X and Chapter XI of MV act, 1988 and any
subsequent amendment as applicable. Any violation will forfeit all benefits and coverages under the Policy.
For & On Behalf of Go Digit General Insurance Ltd. Consolidated stamp Duty paid
Praveen Bhat vide Receipt No: PB41330191 dated 05/11/2021
Vice President – Customer Experience GST Reg. No.: 29AACCO4128Q1ZW
praveen.bhat@godigit.com SAC Code: 9971
Authorized Signatory
Printed, Signed and Executed at Bangalore
Consolidated Stamp Duty is Deposited with Department of Stamps,
Bengaluru
In case of any claim, please contact our 24-Hour Call Centre at 1800 103 4448 or email us at hello@godigit.com
INSURANCE ACT 1938 SECTION 41- Prohibition of Rebates: No person shall allow or offer to allow either directly or
indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating
to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on
the policy, nor shall any person taking out or renewing a policy accept any rebate, except such rebate as may be allowed in
accordance with the published prospectus or tables of the insurer. ANY PERSON MAKING FAULT IN COMPLYING WITH THE
PROVISIONS OF THIS SECTION SHALL BE PUNISHABLE WITH FINE WHICH MAY EXTEND TO TEN LAKHS RUPEES.
Go Digit General Insurance Ltd, A Company incorporated under Indian Companies Act, 2013 and licensed by Insurance Regulatory and
Development Authority of India [IRDAI] vide Reg No. 158, Corporate Identification Number U66010PN2016PLC167410, Reg. Address Atlantis, 95,
4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru 560095. Website: www.godigit.com
