COMPARATIVE ANALYSIS OF SALARIED GOVERNMENT AND PRIVATE

EMPLOYEE’S INVESTMENT PATTERN

QUESTIONNAIRE
Dear Sir/ Madam
I am a Ph.D research Scholar. I am conducting a survey on “COMPARATIVE ANALYSIS OF
SALARIED GOVERNMENT AND PRIVATE EMPLOYEE’S INVESTMENT PATTERN”. I
request you to kindly spare your valuable time to fill this questionnaire. I assure you that the
data provided by you will be kept confidential and will be used for my research work only.
1. Personal Profile
1.1. Age: _________ years
1.2. Gender: (Please Bold the option): Male Female
1.3. Marital Status (Please Bold the option) : Married Single
1.4. Number of family members: Earning _______
Non-earning ________
1.5. Nature of Family: (Please Bold the option) Joint
Nuclear
1.6. What is your type of Residence? (Please Bold the option)
a. Own House b. Rented House c. Leased House
1.7. Educational Qualification: (Please Bold the option)
a. SSLC c. HSC e. Post Graduate
b. Diploma d. Under Graduate f. Professional Degree
g. Others (Specify)
1.8. Monthly Income: ______________
1.9. Monthly Expenditure : _______________
1.10. Savings per month: ___________

2. Employment Details
2.1. In which Sector you are employed? (Please Bold the option)
a) Central Government c). State Government
b) Quasi Government d). Private Sector
I. If Employed in Government Sector (Please Bold the option)
a) Bank d). Postal Dept g). Railways
b) Insurance e). Electricity Board h). Telecommunications
c) Local Bodies f). Educational Institution i). Others(Specify)
II. If Employed in Private Sector (Please Bold the option)
a) Telecommunication d). Textile g). Engineering
b) Bank e). Insurance h). Educational Institution
c) IT Sector f). Investment Agencies i). Others(Specify)

2.2. Location of your Office: (Please Bold the option) Urban Semi-Urban Rural
2.3. Are you covered under Pension Scheme (Please Bold the option) Yes No
2.4. If Yes - Nature of Pension scheme/account: _____________

3. Source of Investment and Investment Preference

3.1. Do you have any other additional source of earnings? (Please Bold the option)
a. Rent from Building/Land d. Annual Breeding
b. Interest Earned e. Business Income
c. Return on Share /stocks f. Other(Specify)
3.2. State the Percentage of your monthly investment (in percentage) ________

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3.3. State your level of investment: (Please mark in the appropriate box)
Investment Schemes Very High Moderate Low Very
High Low
Bank Deposit
Private Chit
Provident Fund
Private Financial Deposit
Post Office Savings
Money Market Instruments
ULIP
Forex Trading
Equity Shares
Mutual Funds
Government Bond
Debenture
Gold
Silver
Diamond
Land
Building
Scheme of LIC
Others
3.4.What is your period of Investments(Please Bold the option)
a. Weekly b. Fort-nightly c. monthly
d. Quarterly e. Half-yearly f. yearly
3.5. How long are you investing: _______________ years.

4. Technique of Investment model

4.1. Who induced your investment habits: Rank the below mentioned factors (as 1,2,3,4
……….)
I Personal factor Rank

1 Self
2 Spouse
3 Parents
4 Relatives
5 Friends
6 Colleagues
7 Others (specify)

4.2. State the reason for preferring your investment (level of influence of the factors
mentioned below on your preferred investment).
(Please mark in the appropriate box)
S.No Strongly Agree Neither Disagree Strongly
Investment factors agree agree Disagree
nor
disagree
1. Higher liquidity
2. Safety of money
3. Regular returns
4. High returns
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 5. Long term benefits
6. Capital appreciation
7. Tax benefits
8. Social Prestige value
9. Future security
10. Low Risk
11. Past Performance
12. Market Segment
13. Others (Specify)

5. Return on investment
5.1. What is the nature of investment you prefer to hold? (Please Bold the option)
a. Liquid saving investment
b. Non-liquid saving investment
c. Both
5.2. What is the maximum time period which you prefer to hold your
Investment : _____________ Months/Years
5.3. How do you plan investment based on your returns? (Please Bold the option)
a. Short term b. Medium Term c. Long Term
5.4. What is the frequency of returns do you expect from your investment?
(Please Bold the option)
a. Weekly b. Monthly c. Quarterly d. Half-yearly e. Annually

5.5. Which investment yield better returns? (Please mark in the appropriate box)
Investment Schemes Very High Moderate Low Very
High Low
Bank Deposit
Private Chit
Provident Fund
Private Financial Deposit
Post Office Savings
Money Market Instruments
Tax Saving Schemes
ULIP
Forex Trading
Equity Shares
Mutual Funds
Growth Stock
Government Bond
Debenture
Gold
Silver
Diamond
Land
Building
Scheme of LIC
Others
5.6. State your Level of satisfaction on returns of your investments.(Please mark in the
appropriate box)
Investment Schemes Highly Satisfied Neither dis Highly
Satisfied Satisfied Satisfied dis
nor dis Satisfied
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 Satisfied
Bank Deposit
Private Chit
Provident Fund
Private Financial Deposit
Post Office Savings
Money Market Instruments
Tax Saving Schemes
ULIP
Forex Trading
Equity Shares
Mutual Funds
Growth Stock
Government Bond
Debenture
Gold
Silver
Diamond
Land
Building
Scheme of LIC
Others

6. Investment Risks
6.1. Specify the Level of Risk involved in the investment schemes listed below: (Please
mark in the appropriate box)
Investment Schemes Very High High Moderate Low Very Low
Bank Deposit
Private Chit
Private Financial Deposit
Post Office Savings
Money Market Instruments
ULIP
Forex Trading
Equity Shares
Mutual Funds
Government Bond
Debenture
Gold
Silver
Diamond
Land
Building
Scheme of LIC
Others

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6.2. Mention the factors which influence the risk on your investment? (Please mark in the
appropriate box)
S.No Investment factors Very High High Moderate Low Very Low

1. Financial insolvency
2. Paying penalty for
taking back
3. Fluctuation in Share
Price
4. Fluctuation in Interest
Rate
5. Due to lack of Market
Knowledge
6. Unsable Government
Risk
7. Frequent Change in
Government Policies
8. Inflation risk
9. Performance of the
invested company
11. Global recession
12. Change in market
price of the
investment
13. Others (Specify)

State your valuable suggestions for selecting appropriate investment patter and to increase the
rate of return.
a. ___________________________________________________________________
b. ___________________________________________________________________

SIGNATURE OF THE RESPONDENT