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Credit Score

This credit report from Experian provides Robert Janssen's personal credit information, including 4 accounts in collection status with balances overdue ranging from $131 to $1,459. The report also notes that certain medical information may be included but will be obscured from other viewers of the report. Potentially negative items will generally be removed within 7 years of the initial missed payment.

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0% found this document useful (0 votes)
172 views4 pages

Credit Score

This credit report from Experian provides Robert Janssen's personal credit information, including 4 accounts in collection status with balances overdue ranging from $131 to $1,459. The report also notes that certain medical information may be included but will be obscured from other viewers of the report. Potentially negative items will generally be removed within 7 years of the initial missed payment.

Uploaded by

ytprem agu
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Online Perconal Gredit Report from Experian for


Experian oedit report prepared for lndex:
ROBERT JANSSEN - Contact us
Your report number is - Potentiallv neqative items
3152€339-34 - Accounts in qood standinq
Report date:
1U07t2012
- Reouests for vour credit historv
- Personal information
- lmportant messaqe from Experian
- Know vour riohts

Expefian collecs and organizes information about you and your credit history from public reords, your creditors and other
reliable sources. By law, we cannot disc{ose certain medical information (relating to physical, mental, or behavioral health
or condition). Although we do not generally colleci such information, it could appear in the name of a data furnisher (i.e.,
"Cancer Cente/') that reports your payment history to us. lf so, those names display in your report, but in reports to others
they display only as "Medical lnformation Provider.' Consumer statements induded on your report at your request that
contain medical information are disdosed to others.

To retum to your reportan the near future, log on to www.experian.com/consumer and select \frew your report again" or
"Dispute" and then enter your report number.

lf you disagree with information in this report, return to the Report Summary page and follolv the instructions for disputing.

GOntact US back to tqp

Need to view your report again or dispute information? Access 1rour report online at wvul,r/.experian.conWiwreport.
You may also contact us by mail at:
NCAC
P.O. Box 9701
Allen, TX 75013

Or, by phone at:


1 800493 1058
Monday through Friday, I am to 5 pm in your time zone.

Potentially Negatlve ltems or ltems for further review backto top

This information is generally removed teven years ftom the initial missed payment that led to tlre delinquency. Missed payments and
most public record items may mmain on the credit report for up to se\ren years, exept Chapters 7 , 11 and 12 bankruptcies and
unpaid tax liens, whicft may rcmain for up to 10 years. A paid tax lien may remain for up to seven years. Transfened accounts that
have not been past due remain up to 10 yearc after th.e date the account was transfened.
Date Opened: Type: Credit LimiUOriginalAmount:
05n011 Colbc{ion $131
Reported Since: Terms: High Balance:
07n$1 l Montlrs NA
Date of Status: Monthly Payment Recent Balance:
Agnffil $0 $131 as otOA2O12
Last Reported: Responsibility: Recent Payment:
0A2UZ lndividual $0
Payment History:
2012 2011
FEB JAN DEC NOV OCT SEP AUG JUL
CCCCNDNDNDC
Account History:
Collectbn a$ of Nov 2011 to Feb 2012, Jul2011

noul{TAll{LAilD cottEcnoils
Address: Account Number: Original Creditor:
PO BOX 1280 63090400A47048 EPIC EMERG PHYS INTEGRATED S
AMERICANTORK UT84OO3
(800) 23&5e31
Address ldentification Number:
0170328869
Status: Cdbdiolaccount$190p*tduesofAry2011. StatusDetails: Thisaccounti*sdreduledtocontinrconrecord
ur611pr2015.

Date Opened: Type: -, Credit LimiUOriginal Amount:


0112009 Collec{ion $174
Reported Since: Terms: High Balance:
08n909 1 Months NA
Date of Status: Monthly Payment: Recent Balance:
0e/2009 $0 $190as ot0al2A11'
Last Reported: Responsibllity: Recent Payment:
gBn0l1 lndivirlual $0
Payment Historyl
2011 2010
AUG JUL JUN MAY APR MAR FE8 JAN DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN
cccccccccccccccccccc
2009
DEC NOV OCT SEP AUG
ccccc
Account History:
Collection as of Aug 2(X)9 b Aug 2011

PEreODlAL CILIECTCNS OFA


Address: Number:
Account Original Creditor:
poBox93004 D242850N1 COUpnenen$nGORTHOSpORT$
PHOENTX, A285070
l,lo phone number available
Address ldentifi cation Number:
0141076317
Status: Colledioflaccount $ST3paetdueasof Apr2011. Status Details: Thisaccountissc*reduledtocontinueon record
until ilay 2015.
Payment history legend
OK Cunentfferms of agreement rnet \lS Voluntarily sunendercd
30 Aooount30 days pastdue R Repoesession
60 Account60days pastdue PBC Paid by creditor
90 Account90dayspastdue lC lnsurane claim
120 Account 120 days pastdue G Claim fibd with government
150 Account 150 days past due D Defaulted on conbaci
180 Aocount 180 days past due C Collection
CRD Creditor rceived deecl CO Chargeoff
FS Foreclosuroproceedirgsstarted CLS Clos€d
F Foreclosed ilD No data br ilris time period

Credit ltems

For your protection, &e last few digits of your aooount numbers do not display.

EOSCGA
Address: Account Number: Original Creditor;
TOOLONGWATERDR 49370634 CENTURYLINK
NORT'VELL, MA02061
(781) 681-{300
Address ldentifi cation Number:
0164381621
Status: Colbction accounl. $148 past due x ot |tlay 2O12. Status Details: This aeount is sctreduled to continue on rccord
untilAug 2017.

Date Opened: Type: Credit LimiUOriginal Amount:


Ogl2012 Collection $1/t8
Repo*ed $ince: Terms: High Balance:
0ry2012 r{A _ NA
Date of Status: Monthly Payment: Recent Balance:
AA2fi2 $0 $148 as ot05t2A12
Last Reported: Responsibility: Recent Payment:
O5n01'2 lndividual $0
Payment History:
2012
MAY
c
Account History:
Collec*ion as of May 2012

tcsY$TEtllac
Address: Number:
Account Original Greditor:
PO BOX 64378 37267818@1 COX COMMI'N|CATIONS PHOENX
SAINT PAUL, MN 55164
(888) 735-0516
Address ldentifi cation Number:
0164381621
Status: Colleclion accounl. $131 past due as of Feb 2012. Status Details: This account is sctreduled to @ntinue on recod
until Nov 2017.
DateOpened: Type: Credit LimiUOriginal Amount:
10/2009 Coltectjon $263
Reported Since: Terms: lligh Balance:
A4nU1 l Monhs NA
Date of Status: Monthly Payment Recent Balance:
Mm11 $0 $873 as ot$n2}fi
Last Reported: Responsibility: Recent payment:
04nA11 hdividuat $0
Payment History:
?o11
APR
c
Account History:
Collectlon as of Apr 2011

WYOHN|G CREDIT ASSOCI.AR


Address: Account Number: Original Creditor:
PO BOX 133 92E06600ffi)78411 o[rSEN @RDON D.O.
EVANSTON, WY 82931
(307) 7891s62
.Address ldentifi cation Number:
4170144671
Status: Golbction account $1d59 # dre ae d May 2007. Status Details: This acount is schedubd to continue on recod
until Jun 2013.

Date Opened: Type: .. Credit LimiUoriginal Amount:


OS|2OOT Colledion $1,144
Reported Since: Terms: High Balance:
05/2007 1 Months NA
Date of Status: Monthly Payment: Recent Balance:
05n007 S0 $1,459 a* of 052@7
Last Reported: Responsibility: Recent payment:
OS|2OOT lndivirlual $0
Payment History;
2007
MAY
c
Account History:
Collection as of May 2007

Accopnts In Good Standing , - _ sacr:e+eq

These items may stay on your credit report br as long as they are open. Once an account is dosed or paid off it may continue to
appear on your report for up to ten years.

DEPT OF EDUCATIOII'SALLIE TAE


Address: Account Number:
PO BOX 9635 %727575101ffi012009....
WLKES BARRE, PA 18773
(800) 722-1300

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