Current Account
Statement
0684
Mrs A C Newson
3 Cake Bridge Lane
Chelsworth
IPSWICH
IP7 7JA
Your FlexAccount Statement date: 16 February 2023 Sort code 07-01-16
transactions Statement no: 194 1 of 2 Account no 42756796
Start balance £17.48
End balance £153.18
Date Description £ Out £ In £ Balance
Average credit
2023 Balance from statement 193 dated 16/01/2023 17.48 £101.21
balance
18 J an Contactless Payment 13.50 3.98 Average debit
balance £0.00
HOLLOW TREES FARM SHOP IPSWICH
Receiving an
19 J an Bank credit YM801671D DWP SP 143.40 International Payment?
Transfer to CASHBUILDER BOOK 25.00 NAIAGB21
BIC
ATM Withdrawal LINK 40.00 82.38 IB AN GB9 0 NAIA 0701 1642 75 67 9 6
Swift
23 J an Direct debit ANGLIAN WATER 5.00 77.38
Intermediary Bank MIDLGB22
24 J an Contactless Payment 16.27
TESCO PFS 3717 SUDBURY
Contactless Payment 39.54 21.57
ARDMORE VETERINARY GRO SUFFOLK
25 J an Contactless Payment 18.72 2.85
HOLLOW TREES FARM SHOP IPSWICH
26 J an Bank credit YM801671D DWP SP 143.40
Bank credit YM801671D DWP PC 156.80
Transfer to CASHBUILDER BOOK 25.00
ATM Withdrawal LINK 10.00 268.05
27 J an TESCO STORE 3234 SUDBURY 64.42 203.63
30 J an Direct debit SKY DIGITAL 67.60 136.03
31 J an Contactless Payment 32.46 103.57
TESCO STORE 3234 SUDBURY
01 Feb Bank credit YM801671D DWP CWP 25.00
Direct debit TV LICENCE MBP 13.25
Direct debit DVLA-V531ONO 15.75
Direct debit ADMIRAL INSURANCE 24.35
Contactless Payment 14.89 60.33
HOLLOW TREES FARM SHOP IPSWICH
02 Feb Bank credit YM801671D DWP SP 143.40
Transfer to CASHBUILDER BOOK 25.00 178.73
03 Feb Contactless Payment 5.00
BILDESTON VILLAGE STORES IPSWICH
Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078.
Head Office: Nationwide Building Society, Nationwide House, Pipers Way, Swindon, SN38 1NW
10/14.4pt_DC83 (30 June 2014)_CSIS
Your FlexAccount
transactions (continued)
Date Description £ Out £ In £ Balance
2023 173.73
03 Feb Contactless Payment 8.60 165.13
ZETTLE_*THE TRAVELLING IPSWICH
04 Feb ATM Withdrawal LINK 10.00 155.13
06 Feb TESCO STORE 3234 SUDBURY 48.94 106.19
Statement
Effective Date 05 Feb 2023 16 February 2023
date
07 Feb ATM Withdrawal LINK 20.00 86.19
Statement no 194 2 of 2
08 Feb Contactless Payment 30.55 55.64
Sort code 07-01-16
TESCO STORE 3234 SUDBURY
09 Feb Bank credit YM801671D DWP SP 143.40 Account no 42756796
Transfer to CASHBUILDER BOOK 25.00
Contactless Payment 15.47 158.57
HOLLOW TREES FARM SHOP IPSWICH
10 Feb Contactless Payment 33.79 124.78
TESCO STORE 3234 SUDBURY
13 Feb Direct debit OVO ENERGY 117.00 7.78
15 Feb Bank credit OVO ENERGY LTD 67.00
ATM Withdrawal POST OFFICE LTD 40.00 34.78
16 Feb Bank credit YM801671D DWP SP 143.40
Transfer to CASHBUILDER BOOK 25.00 153.18
DC86 (May 2014 CSIS
Your FlexAccount
Please check your statement to make sure everything's correct.
If there's anything you're unsure about please get in touch or if
you've changed any of your contact details, you need to let us know.
Interest, Rates and Fees
We work out overdraft interest each day and take it from your account each month. FlexAccount doesn't currently pay any credit interest.
Unless stated otherwise, all rates and fees are variable and we can change them at any time.
If we have to give you notice of a fee or interest we'll let you know by including a 'Notice of Charges' page with your next regular statement, and well apply the amount to
your account not less than 14 days after the statement date.
Have you lost your card or cheque book or had them stolen? Let us know
Summary box for your straight away, either via the Banking app (if you have it) or by calling us on
FlexAccount 08000 55 66 22 . You can report lost or stolen cards and cheque books 24/7.
This information doesn't replace your Terms and Conditions
AER Gross p.a. AER stands for Annual Equivalent Rate and shows
All balances
Credit interest 0.00% 0.00%
what the interest rate would be if interest was
paid and compounded once a year.
Arranged overdraft interest 39.9% per year compounded (variable)
As an example, if you borrow £500 for an £3.26 for 7 days
arranged overdraft it will cost you: Gross p.a. is the inte rest rate without tax deducted.
£13.99 for 30 days
*For the 60 day example, weve applied the charges for the
Overdraft
first 30 days, on day 31. This means that the charge in the
interest and second month is higher as we charge interest on the interest
£28.37 for 60 days*
charges
youve incurred up to that point. Our per year compounded interest rate shows
the rate of interest that youll pay on your
Unarranged overdraft interest 0% per year
overdraft over a year and takes account of the fact
we charge interest each month on your balance
M ont hly max imum charge (unarranged ove rdraft) £0 per month
and this will include any interest which has already
been added to your account previously.
Sending money within the UK
Chaps £20 transaction fee each time
SEPA (euros) £0 transaction fee
Receiving money within the UK
To receive sterling payments into your account, the
Charges for SWIFT (foreign currency except euros) £20 transaction fee each time
person making the payment will need to quote your
specialist sort code and your 8 digit account number, which
Sending money outside the UK
services youll find on the front of your statement. Entering
SEPA (euros within the SEPA region) £0 transaction fee account numbers incorrectly can mean payments
being misdirected, so please be sure to provide the
SWIFT (except euros within the SEPA region) £20 transaction fee each time correct details.
Receiving money from outside the UK and
For Visa exchange rates, visitvisa.co.uk/support/consumer/travel-support/exchange-
receiving money from within the UK in a
rate-calculator.html
currency other than sterling
Cash withdrawal in foreign currency outside the UK
SWIFT - someone making a payment to you
Foreign usage
2.75% of the transaction amount must quote your Bank Identifier Code (BIC) and
Non-Sterling Transaction Fee
(2.99% from 3 June 2020) International Bank Account Number (IBAN). The
* If you make a BIC and IBAN are the international equivalents of
Non-Sterling Cash Fee £0 per withdrawal
withdrawa l in a your UK sort code and account number.
foreign currency An international payment will also need to quote
Cash withdrawal in foreign currency within the UK
from a LINK ATM
the SWIFT Intermediary Bank number as we're
or over the counter 2.75% of the transaction amount
Non-Sterling Transaction Fee* using the routing services of an Agent Bank. You'll
your transaction will (2.99% from 3 June 2020)
find this number along with your BIC and IBAN on
normally reach us
the front of your statement.
as a sterling cash Non-Sterling Cash Fee* £0 per withdrawal
transaction so non-
SEPA Credit Transfer - someone making a
sterling fees wont Debit card payment in foreign currency
payment to you must quote your International Bank
apply.
2.75% of the transaction amount Account Number (IBAN). Your IBAN is found on the
Non-Sterling Transaction Fee
(2.99% from 3 June 2020) front of your statement.
Banking of cheques - You can pay money into or out of your account by cheque. To find out more information about cheque interest, clearing times, withdrawals
and certainty, please visit nationwide.co.uk/cheque
If you have a problem with your account, and wish to complain, please try to settle it with us first. If you're not happy with the way in which we handled your complaint
or the outcome you may be able to complain to the Financial Ombudsman Service. We'll give you details of how to contact the Ombudsman.
Importantinformation about compensation arrangements
The deposits in this account are eligible for protection under the Financial Services Compensation Scheme (FSCS). An Information Sheet and Exclusion List which provides
information about the FSCS and the protection that it provides can be found at nationwide.co.uk/fscs-info
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk
Alternatively, please visit your local branch or call 03457 30 20 11 to request a copy or to chat to us about your account. For more information about our opening times, visit:
nationwide.co.uk/contact-us
DC84 (November 2022) CSIS
