Questionnaire
Dear Respondents,
We are 3rd year Bachelor of Science in Business Management major in Financial Management
students at Cavite State University - Main Campus. Our group is currently conducting an undergraduate
thesis entitled "EXPLORING POST-PANDEMIC FINANCIAL DECISION-MAKING: ANALYSIS OF
HOUSEHOLD SPENDING BEHAVIOR IN CITIES OF CAVITE".
In this regard, we hope for your participation by providing all necessary information honestly. You
can be confident that all of your responses will be kept strictly confidential. Thank you so much.
I. Demographic Profile
Please provide the following information.
Age:
Sex: [ ] Male [ ] Female
Civil Status:
Occupation:
Number in a Household:
Number of household members that earn:
Average Family Income:
II. Financial Decision-Making
The following statements intend to determine the financial decision-making. Put a check mark inside the
box that best corresponds to your answer using the following scale:
1 = Strongly Disagree 3 = Agree
2 = Disagree 4 = Strongly Agree
Financial Capability
Before the pandemic… 1 2 3 4
1. I am able to make complex financial decisions for the family.
2. I make good financial decisions that are new to me.
3. I know how to keep myself from spending too much.
4. I am able to practice good budgeting for our family.
5. I pay the bills on time.
After the pandemic… 1 2 3 4
1. I am able to make complex financial decisions for the family.
2. I make good financial decisions that are new to me.
3. I know how to keep myself from spending too much.
4. I am able to practice good budgeting for our family.
5. I pay the bills on time.
Financial Attitude
Before the pandemic… 1 2 3 4
1. I am always keeping close track of my financial affairs.
2. I always tend to plan my spending with consideration for my current
financial situation.
3. I am carefully considering whether I can afford something before
buying it.
4. I am concerned about whether I have enough money saved.
5. I always tend to expect that the prices of goods and services will
change.
After the pandemic… 1 2 3 4
1. I am always keeping close track of my financial affairs.
2. I always tend to plan my spending with consideration for my current
financial situation.
3. I am carefully considering whether I can afford something before
buying it.
4. I am concerned about whether I have enough money saved.
5. I always tend to expect that the prices of goods and services will
change.
Financial Autonomy
Before the pandemic… 1 2 3 4
1. I am responsible for my own money matters.
2. I can decide independently what to spend my money on.
3. I keep close personal watch on my financial affairs.
4. I can spend small amounts of my money independently, but for
larger amounts I need to ask my partner or other family member for
permission.
5. I need to ask my partner or other family member for permission
before I spend any money on my own.
After the pandemic… 1 2 3 4
1. I am responsible for my own money matters.
2. I can decide independently what to spend my money on.
3. I keep close personal watch on my financial affairs.
4. I can spend small amounts of my money independently, but for
larger amounts I need to ask my partner or other family member for
permission.
5. I need to ask my partner or other family member for permission
before I spend any money on my own
III. Spending Behavior
The following statements intend to determine the spending behavior pattern. Put a check mark inside the
box that best corresponds to your answer using the following scale:
1 = Strongly Disagree 3 = Agree
2 = Disagree 4 = Strongly Agree
Customary Spending 1 2 3 4
1. I now know where to allocate a large amount of spending,
specifically for my family’s basic needs.
2. I spend money according to the budget allotted for our needs.
3. I spend money on my family’s everyday needs and save the rest.
4. I am now focusing on the essentials first rather than wants.
5. I set aside money each month for bills, utilities, and other basic
necessities.
6. I am comfortable with spending and saving money for future
emergencies.
7. I set aside a small sum of money every month to cover unforeseen
emergencies.
8. I actively balance my customary spending by eliminating
unnecessary needs.
9. I regularly spend money not only on needs but also on health and
education.
10. I thoroughly enjoy spending money on household needs.
Spontaneous Spending 1 2 3 4
1. I find it more satisfying to spend money for my wants than to save it
for the long term.
2. I enjoy buying expensive products just to impress others.
3. I buy products without comparing prices.
4. I spend a lot of money on clothes and accessories.
5. I often bought more unnecessary products than what I had planned
to buy.
6. I always end up spending more money than I originally set out to
spend.
7. If I see something I want, I buy it.
8. I tend to spend money for fun as soon as I get it.
9.
10.
Thank you and God bless!
___________________________
Signature
Questionnaire References
Financial Capability questionnaire references:
Financial Skill Scale. (June 2018). Retrieved from:
https://files.consumerfinance.gov/f/documents/bcfp_financial-well-being_financial-skill-scale.pdf
Bank of Uganda. (2021). Financial Capability Survey (FCS) 2020. Retrieved from:
https://www.bou.or.ug/bou/bouwebsite/bouwebsitecontent/PaymentSystems/Financial-Capability-
Survey-2020-Report.pdf
Financial Attitude questionnaire references:
Lay, A. & Furnham, A. (2018). A New Money Attitudes Questionnaire. European Journal of Psychological
Assessment, 35(6):1-10. ResearchGate. Retrieved from:
https://www.researchgate.net/publication/325791409_A_New_Money_Attitudes_Questionnaire
Atkinson, A. (2011). Measuring Financial Literacy: Questionnaire and Guidance Notes for Conducting an
Internationally Comparable Survey of Financial Literacy. International Network on Financial Education.
Retrieved from: https://www.oecd.org/finance/financial-education/49319977.pdf
Questionnaire for SCE Spending Survey. (n.d.). Retrieved from:
https://www.newyorkfed.org/medialibrary/media/research/microeconomics/interactive/downloads/
sce_household-spending-questionnaire.pdf
Financial Autonomy
Atkinson, A. (2011). Measuring Financial Literacy: Questionnaire and Guidance Notes for Conducting an
Internationally Comparable Survey of Financial Literacy. International Network on Financial Education.
Retrieved from: https://www.oecd.org/finance/financial-education/49319977.pdf
Financial Literacy Questionnaire for PISA 2018. (October 2017). Retrieved from:
https://www.oecd.org/pisa/data/2018database/CY7_201710_QST_MS_FLQ_NoNotes_final.pdf
Spontaneous Spending questionnaire references:
Atkinson, A. (2011). Measuring Financial Literacy: Questionnaire and Guidance Notes for Conducting an
Internationally Comparable Survey of Financial Literacy. International Network on Financial Education.
Retrieved from: https://www.oecd.org/finance/financial-education/49319977.pdf
Lay, A. & Furnham, A. (2018). A New Money Attitudes Questionnaire. European Journal of Psychological
Assessment, 35(6):1-10. ResearchGate. Retrieved from:
https://www.researchgate.net/publication/325791409_A_New_Money_Attitudes_Questionnaire
Financial Literacy Questionnaire for PISA 2018. (October 2017). Retrieved from:
https://www.oecd.org/pisa/data/2018database/CY7_201710_QST_MS_FLQ_NoNotes_final.pdf
Impulsive Buying Behavior Questionnaire. (n.d.). ESurveysPro. Retrieved from:
https://www.esurveyspro.com/Survey.aspx?id=c1fee0cd-3dd2-4c3b-aee7-24286477d15e&
%3Bcid=39c38d5c-a
Customary spending
Rahman, M., Isa, C.R., Masud, M.M., Sarker, M., & Chowdhury, N.T. (2021). The role of financial
behaviour, financial literacy, and financial stress in explaining the financial well-being of B40 group in
Malaysia. Futur Bus J 7, 52. Retrieved from: https://fbj.springeropen.com/articles/10.1186/s43093-021-
00099-0#citeas
Jelou, C. (2022). Draft 2 Financial Literacy Survey Questionnaire New. SCRIBD. Retrieved from:
https://www.scribd.com/document/561499060/415561374-Draft-2-Financial-Literacy-Survey-
Questionnaire-New#
Ogtis, J.D. (2019). Financial Literacy Questionnaire. SCRIBD. Retrieved from:
https://www.scribd.com/document/407517319/Questionnaire
Thurston Regional Planning Council. (2013). Analysis of Basic Need Survey. Sustainable Thurston.
Retrieved from: https://www.trpc.org/DocumentCenter/View/335/Basic-Needs-Survey-Analysis-PDF?
bidId=
Batac, K. (2021). Allocates Budget for Basic and Social Needs: Lesson 2. (n.d.). SCRIBD. Retrieved from:
https://www.scribd.com/document/532307548/epp-q1-m2
