Last Updated: 23, October 2023

You can find details about changes to our rates and fees and when they will apply on our Policy Updates

Page or as otherwise required by the user agreement. You can also get to the Policy Updates Page by

clicking ‘Legal’ at the bottom of any webpage and then selecting ‘Policy Updates'.

Domestic: A transaction occurring when both the sender and receiver are registered with or identified by

PayPal as residents of the same market.

International: A transaction occurring when the sender and receiver are registered with or identified by

PayPal as residents of different markets. Certain markets are grouped together when calculating

international transaction rates. For a listing of our groupings, please access our Market/Region Grouping

Table.

Market Code Table: We may refer to two-letter market codes throughout our fee pages. For a complete

listing of PayPal market codes, please access our Market Code Table.

Relevant Market/

Region

Rates published below apply to PayPal accounts of residents of the following market/region:

Market/Region list

United States (US)

Commercial Transaction Rates

When you accept the User Agreement to buy or sell goods or services or make any other commercial type of

transaction, we call that a “commercial transaction”.

Standard rate for receiving domestic transactions

Payment Type Rate

Alternative Payment Method (APM) APM Transaction Rates Apply

PayPal Checkout 3.49% + fixed fee

PayPal Guest Checkout 3.49% + fixed fee

QR code Transactions 2.29% + fixed fee

QR code Transactions through third party integrator 2.29% + 0.09 USD

Pay with Venmo 3.49% + fixed fee

Send/Receive Money for Goods and Services 2.99%

Standard Credit and Debit Card Payments 2.99% + fixed fee

All Other Commercial Transactions 3.49% + fixed fee

Receiving international transactions

The fee for receiving domestic transactions applies plus the additional percentage-

based fee for international commercial transactions.

Additional percentage-based fee for international commercial

transactions

Payment Type Rate

All Commercial Transactions 1.50%

Fixed fee for commercial transactions (based on currency received)

Currency Fee

Australian dollar 0.59 AUD

Brazilian real 2.90 BRL

Canadian dollar 0.59 CAD

Czech koruna 9.00 CZK

Danish krone 2.90 DKK

Euro 0.39 EUR

Hong Kong dollar 3.79 HKD

Hungarian forint 149.00 HUF

Israeli new shekel 1.60 ILS

Japanese yen 49.00 JPY

Malaysian ringgit 2.00 MYR

Mexican peso 9.00 MXN

Currency Fee

New Taiwan dollar 14.00 TWD

New Zealand dollar 0.69 NZD

Norwegian krone 3.90 NOK

Philippine peso 25.00 PHP

Polish zloty 1.89 PLN

Russian ruble 39.00 RUB

Singapore dollar 0.69 SGD

Swedish krona 4.09 SEK

 Currency Fee

Swiss franc 0.49 CHF

Thai baht 15.00 THB

UK pounds sterling 0.39 GBP

US dollar 0.49 USD

Fixed fee for QR code transactions (based on currency received)

Currency Fee

Australian dollar 0.12 AUD

Brazilian real 0.50 BRL

Canadian dollar 0.11 CAD

Czech koruna 1.90 CZK

Danish krone 0.56 DKK

Euro 0.07 EUR

Hong Kong dollar 0.70 HKD

Hungarian forint 29.00 HUF

Israeli new shekel 0.30 ILS

Japanese yen 9.00 JPY

Malaysian ringgit 0.40 MYR

Mexican peso 1.79 MXN

Currency Fee

New Taiwan dollar 3.00 TWD

 Currency Fee

New Zealand dollar 0.13 NZD

Norwegian krone 0.77 NOK

Philippine peso 4.40 PHP

Polish zloty 0.34 PLN

Russian ruble 6.90 RUB

Singapore dollar 0.12 SGD

Swedish krona 0.76 SEK

Swiss franc 0.08 CHF

Thai baht 2.90 THB

UK pounds sterling 0.07 GBP

US dollar 0.09 USD

Other fees for using Commercial Transactions

Activity Description Fee

All applicable PayPal transaction fees are calculated

from the cart total, after any Store Cash offers being
Campaign Fee – Store
applied by the PayPal user. For more information 8.00%
Cash transactions
about Campaign Fee calculations, please see the

PayPal Store Cash Agreement.

Receiving and Sending Donations

When you accept the User Agreement or the PayPal Fundraisers Terms and Conditions to send or receive

funds using one of the payment types listed below, we call that a “donation”. Funds sent or received through

other products or services (not set out below) are not “donations” eligible for donations pricing. In such

cases, the applicable transaction rates will apply and will be subject to the fees disclosed for such products or

services on the applicable fees page.

Standard rate for receiving domestic donations

Payment Type Rate

Donate Button 2.89% + fixed fee

PayPal Fundraisers (Listed Fundraisers) 2.99%

PayPal Fundraisers (Unlisted Fundraisers) No Fee

PayPal Checkout for Donations 2.89% + fixed fee

Receiving international donations

The applicable fee for receiving domestic donations applies plus the additional

percentage-based fee for international donations.

Additional percentage-based fee for international donations

Payment Type Rate

All Donations 1.50%

Fixed fee for donations (based on currency received)

Currency Fee

Australian dollar 0.59 AUD

Currency Fee

Brazilian real 2.90 BRL

Canadian dollar 0.59 CAD

Czech koruna 9.00 CZK

Danish krone 2.90 DKK

Euro 0.39 EUR

Hong Kong dollar 3.79 HKD

Hungarian forint 149.00 HUF

Israeli new shekel 1.60 ILS

Japanese yen 49.00 JPY

Malaysian ringgit 2.00 MYR

Mexican peso 9.00 MXN

Currency Fee

New Taiwan dollar 14.00 TWD

New Zealand dollar 0.69 NZD

Norwegian krone 3.90 NOK

Philippine peso 25.00 PHP

Polish zloty 1.89 PLN

Russian ruble 39.00 RUB

Singapore dollar 0.69 SGD

Swedish krona 4.09 SEK

Swiss franc 0.49 CHF

Thai baht 15.00 THB

 Currency Fee

UK pounds sterling 0.39 GBP

US dollar 0.49 USD

Standard rate for sending domestic donations

Payment Type Rate

PayPal Fundraisers (Unlisted Sending and Receiving Money Rates (i.e., sending domestic personal

Fundraisers) transactions rates)

All Other Donations No Fee

Standard rate for sending international donations

The applicable fee for sending domestic donations applies plus the applicable

additional percentage-based fee for international donations (international fee).

Payment Type Rate

PayPal Fundraisers (Unlisted Sending and Receiving Money Rates (i.e., sending international

Fundraisers) personal transactions rates)

All Other Donations No Fee (when no currency conversion is needed)

Charity Transaction Rates

Charity transaction rates are subject to eligibility, application, and pre-approval by PayPal, as further

described in the Confirmed Charity Terms and Conditions. Once approved by PayPal, these rates will apply

to certain payment types that are subject to the User Agreement.

Receiving domestic charity transactions

Payment Type Rate

Charity Transactions 1.99% + fixed fee

Receiving international charity transactions

The fee for receiving domestic charity transactions applies plus the additional

percentage-based fee for international charity transactions.

Additional percentage-based fee for international charity transactions

Payment Type Rate

Charity Transactions 1.50%

Fixed fee for charity transactions (based on currency received)

Currency Fee

Australian dollar 0.59 AUD

Brazilian real 2.90 BRL

Canadian dollar 0.59 CAD

Czech koruna 9.00 CZK

Danish krone 2.90 DKK

Currency Fee

Euro 0.39 EUR

Hong Kong dollar 3.79 HKD

Hungarian forint 149.00 HUF

Israeli new shekel 1.60 ILS

Japanese yen 49.00 JPY

Malaysian ringgit 2.00 MYR

Mexican peso 9.00 MXN

Currency Fee

New Taiwan dollar 14.00 TWD

New Zealand dollar 0.69 NZD

Norwegian krone 3.90 NOK

Philippine peso 25.00 PHP

Polish zloty 1.89 PLN

Russian ruble 39.00 RUB

Singapore dollar 0.69 SGD

Swedish krona 4.09 SEK

Swiss franc 0.49 CHF

Thai baht 15.00 THB

UK pounds sterling 0.39 GBP

US dollar 0.49 USD

Alternative Payment Method Rates

We may allow your customers to choose any of the alternative payment methods (APMs) listed in our APM

agreement at checkout to pay you for purchases.

For a complete listing of the APMs we support, please see Annex 1 of the APM agreement. You must accept

the terms of the APM agreement before receiving APM payments.

Standard rate for receiving domestic transactions

Payment Type Rate

Alternative Payment Method (APM) 2.59% + fixed fee

Alternative Payment Method (APM) through Invoicing 2.99% + fixed fee

Receiving international transactions

The fee for receiving domestic transactions applies plus the additional percentage-

based fee for international transactions.

Additional percentage-based fee for international APM transactions

Payment Type Rate

Alternative Payment Method (APM) 1.50%

Fixed fee for APM transactions (based on currency received)

Currency Fee

Australian dollar 0.59 AUD

Brazilian real 2.90 BRL

Canadian dollar 0.59 CAD

Czech koruna 9.00 CZK

Danish krone 2.90 DKK

Euro 0.39 EUR

Hong Kong dollar 3.79 HKD

Hungarian forint 149.00 HUF

Israeli new shekel 1.60 ILS

Japanese yen 49.00 JPY

Malaysian ringgit 2.00 MYR

Mexican peso 9.00 MXN

Currency Fee

New Taiwan dollar 14.00 TWD

New Zealand dollar 0.69 NZD

Norwegian krone 3.90 NOK

Philippine peso 25.00 PHP

Polish zloty 1.89 PLN

Russian ruble 39.00 RUB

Singapore dollar 0.69 SGD

Swedish krona 4.09 SEK

Swiss franc 0.49 CHF

 Currency Fee

Thai baht 15.00 THB

UK pounds sterling 0.39 GBP

US dollar 0.49 USD

PayPal Balance

PayPal offers a balance holding account commonly referred to as PayPal Balance.

For more information and a complete listing of fees associated, please refer to the PayPal Balance Terms

and Conditions.

PayPal Online Card Payment Services

Use of applicable Services is subject to eligibility, application, and approval by PayPal and your acceptance of

the PayPal Online Card Payment Services Agreement. These rates will apply to the following payment

types received using PayPal Online Card Payment Services.

Capitalized terms in this section are defined in the PayPal Online Card Services Agreement.

Receiving domestic transactions using PayPal Online Card Payment

Services

Payment type Rate

Advanced Credit and Debit Card Payments 2.59% + fixed fee

Payments Advanced 2.89% + fixed fee

Payments Pro 2.89% + fixed fee

 Payment type Rate

Virtual Terminal 3.09% + fixed fee

Charity rates for receiving transactions using PayPal Online Card

Payment Services

Charity rates for receiving transactions using the below PayPal Online Card Payment

Services are subject to eligibility, application, and pre-approval by PayPal, as further

described in the Confirmed Charity Terms and Conditions. See our PayPal Online

Card Payment Services Agreement for more details about the below services.

Payment Type Rate

Payments Pro 1.99% + fixed fee

Virtual Terminal 2.39% + fixed fee

Advanced Credit and Debit Card Payments 1.99% + fixed fee

Advanced Credit and Debit Card Payments (Interchange Plus Plus) Interchange Plus Plus Rates Apply

Fixed fee for PayPal Online Card Payment Services transactions (based

on currency received)

Currency Fee

Australian dollar 0.59 AUD

Brazilian real 2.90 BRL

Canadian dollar 0.59 CAD

Czech koruna 9.00 CZK

Danish krone 2.90 DKK

Euro 0.39 EUR

 Currency Fee

Hong Kong dollar 3.79 HKD

Hungarian forint 149.00 HUF

Israeli new shekel 1.60 ILS

Japanese yen 49.00 JPY

Malaysian ringgit 2.00 MYR

Mexican peso 9.00 MXN

Currency Fee

New Taiwan dollar 14.00 TWD

New Zealand dollar 0.69 NZD

Norwegian krone 3.90 NOK

Philippine peso 25.00 PHP

Polish zloty 1.89 PLN

Russian ruble 39.00 RUB

Singapore dollar 0.69 SGD

Swedish krona 4.09 SEK

Swiss franc 0.49 CHF

Thai baht 15.00 THB

UK pounds sterling 0.39 GBP

US dollar 0.49 USD

Interchange Plus Plus fee structure for PayPal Card Payment Services

transactions
Subject to activation in your account settings and your acceptance of the PayPal

Online Card Payment Services Agreement, the following alternative fee structure

may apply to eligible Payment Types.

Payment Type Rate

Advanced Credit and Debit Card Payments Interchange Pass-through Costs + 0.49% + fixed fee

(Interchange Plus Plus) (collectively “Interchange Plus Plus”)

Interchange Plus Plus Fixed fee for PayPal Online Card Payment Services

transactions (based on currency received)

Currency Fee

Australian dollar 0.49 AUD

Brazilian real 2.29 BRL

Canadian dollar 0.49 CAD

Czech koruna 7.00 CZK

Danish krone 2.29 DKK

Euro 0.29 EUR

Hong Kong dollar 2.99 HKD

Hungarian forint 119.00 HUF

Israeli new shekel 1.29 ILS

Japanese yen 39.00 JPY

Malaysian ringgit 1.59 MYR

Mexican peso 7.00 MXN

Currency Fee

New Taiwan dollar 11.00 TWD

 Currency Fee

New Zealand dollar 0.59 NZD

Norwegian krone 3.09 NOK

Philippine peso 20.00 PHP

Polish zloty 1.49 PLN

Russian ruble 31.00 RUB

Singapore dollar 0.59 SGD

Swedish krona 3.29 SEK

Swiss franc 0.39 CHF

Thai baht 12.00 THB

UK pounds sterling 0.29 GBP

US dollar 0.39 USD

Receiving international transactions using PayPal Online Card Payment

Services

The fee for receiving domestic PayPal Online Card Payment Services transactions

applies plus the additional percentage-based fee for international PayPal Online

Card Payment Service transactions.

Additional percentage-based fee for international PayPal Online Card

Payment Services transactions

Payment Type Rate

Advanced Credit and Debit Card Payments No additional percentage-based fee for international

(Interchange Plus Plus) transactions for this Payment Type

 Payment Type Rate

All Other PayPal Online Card Payment

1.50%
Services Transactions

Other fees for using PayPal Online Card Payment Services

Activity Description Fee

Account Monitoring 29.95 USD set up fee

Optional Service
Service 19.95 USD per month

10.00 USD per month

Advanced Fraud
Optional Service 0.05 USD per
Protection Services
transaction

If PayPal determines that your Account receives, or is

likely to receive a disproportionately higher number

of customer complaints, reversals, chargebacks,

Up to 5.00% per
Additional Risk Factors claims, or other indicators of a serious level of risk,
transaction
PayPal may increase the percentage components of

your Transaction Fees after giving you 30 days prior

notice of the increase.

10.00 USD per month

Buyer Authentication
Optional Service 0.10 USD per
Service
transaction

Card Verification
For each account verification request 0.30 USD
Transactions

Chargeback Protection

0.40% per transaction

Advanced Credit and Debit Card Payments

Chargeback Protection

Services
Effortless Chargeback Protection

0.60% per transaction

Advanced Credit and Debit Card Payments
 Activity Description Fee

If you do not implement Express Checkout as

Failure to implement required, the percentage components of your

1.00% per transaction
Express Checkout Transaction Fees may increase after giving you 30

days prior notice.

Advanced Credit and Debit Card Payments No fee

Payments Advanced 5.00 USD

Monthly Fees Payments Pro 30.00 USD

Payments Pro Payflow 30.00 USD

Virtual Terminal 30.00 USD

Recurring Billing Optional Service 10.00 USD per month

Recurring Payment
Optional Service 30.00 USD per month
Tool

Uncaptured
For each successful but uncaptured authorization
Authorization 0.30 USD
transaction.
Transactions

Payflow Pro (Payment Gateway)

Payflow Pro gives you the flexibility to design a checkout page that matches your site’s branding, and

Payflow Link comes with a pre-built checkout template you embed right into your checkout page. With

either, your customers can pay by credit card without leaving your site. For more information, please refer to

the Payflow Gateway Services Agreement.

Receiving transactions using Payflow

Payment type Fee

Payflow Pro Transaction 0.10 USD

 Payment type Fee

Payflow Link Transaction 0.10 USD

Other fees for using Payflow

Activity Description Fee

Payflow Pro 25.00 USD

Monthly Fees

Payflow Link No fee

Payflow Pro 10.00 USD

PayPal Recurring Billing Service

(Monthly)
Payflow Link 10.00 USD

Basic Package No fee

PayPal Fraud Protection Services

Advanced Package 10.00 USD
(Monthly)

Buyer Authentication + 10.00 USD

Basic Package No fee

Advanced Package 0.05 USD

PayPal Fraud Protection Services

(Monthly Excess Transaction Fee)

Buyer Authentication + 0.10 USD

Recurring Billing Service No fee

PayPal Zettle Rates

Use of PayPal Zettle is subject to eligibility, application, approval by PayPal and your acceptance of the

PayPal Zettle agreement. These rates will apply to the following payment types received using PayPal

Zettle.

Standard rate for receiving transactions using PayPal Zettle

 Payment Type Rate

Card Present Transactions 2.29% + 0.09 USD

Manual Card Entry Transactions 3.49% + 0.09 USD

QR code Transactions 2.29% + 0.09 USD

PayPal Payouts

PayPal Payouts (which includes the service formerly known as Mass Pay) allows you to easily send payments

to multiple recipients at once. We charge you a fee for each payment you send using PayPal Payouts. The fee

is based on the type of payment and currency in which it is sent.

Sending PayPal Payouts

Transaction Rate

2% of total transaction amount (not to exceed the maximum fee cap

US
below)

US

When using the Payouts Flat Rate (see fee table below)

API

2% of total transaction amount (not to exceed the maximum fee cap

International PayPal Payouts
below)

Fee and maximum fee cap for PayPal Payouts

Based on payment currency:

 US – When using the International
Currency US Maximum Fee Cap
Payouts API Fee Maximum Fee Cap

Australian dollar 1.25 AUD 0.32 AUD 24.00 AUD

Brazilian real 2.00 BRL 0.50 BRL 40.00 BRL

Canadian dollar 1.25 CAD 0.32 CAD 24.00 CAD

Czech koruna 24.00 CZK 6.00 CZK 400.00 CZK

Danish krone 6.00 DKK 1.50 DKK 120.00 DKK

Euro 0.85 EUR 0.22 EUR 16.00 EUR

Hong Kong dollar 7.00 HKD 1.75 HKD 160.00 HKD

Hungarian forint 210.00 HUF 53.00 HUF 6000.00 HUF

Israeli new shekel 4.00 ILS 1.00 ILS 80.00 ILS

Japanese yen 120.00 JPY 30.00 JPY 2000.00 JPY

Malaysian ringgit 4.00 MYR Not Applicable 80.00 MYR

Mexican peso 11.00 MXN 2.75 MXN 300.00 MXN

New Taiwan dollar 33.00 TWD 8.00 TWD 800.00 TWD

New Zealand dollar 1.50 NZD 0.38 NZD 30.00 NZD

Norwegian krone 6.75 NOK 1.70 NOK 120.00 NOK

Philippine peso 50.00 PHP 12.50 PHP 1000.00 PHP

Polish zloty 3.00 PLN 0.75 PLN 60.00 PLN

Russian ruble 30.00 RUB 60.00 RUB 600.00 RUB

Singapore dollar 1.60 SGD 0.40 SGD 32.00 SGD

Swedish krona 9.00 SEK 2.25 SEK 160.00 SEK

Swiss franc 1.30 CHF 0.33 CHF 20.00 CHF

Thai baht 36.00 THB 9.00 THB 800.00 THB

 US – When using the International
Currency US Maximum Fee Cap
Payouts API Fee Maximum Fee Cap

UK pounds sterling 0.65 GBP 0.17 GBP 14.00 GBP

US dollar 1.00 USD 0.25 USD 20.00 USD

Micropayments

When you accept the User Agreement, you may apply to receive Micropayments pricing for certain lower

value transactions processed through your PayPal account. The rate below applies to both Dynamic and

Static Micropayments.

Receiving domestic micropayments

Payment Type Rate

US 4.99% + fixed fee

Receiving international transactions

The fee for receiving domestic transactions applies plus the additional percentage-

based fee for international transactions.

Additional percentage-based fee for international Micropayment

transactions

Payment Type Rate

Micropayments 1.50%
Micropayments fixed fee

Based on payment currency:

Currency Fee

Australian dollar 0.12 AUD

Brazilian real 0.50 BRL

Canadian dollar 0.11 CAD

Czech koruna 1.90 CZK

Danish krone 0.56 DKK

Euro 0.07 EUR

Hong Kong dollar 0.70 HKD

Hungarian forint 29.00 HUF

Israeli new shekel 0.30 ILS

Japanese yen 9.00 JPY

Malaysian ringgit 0.40 MYR

Mexican peso 1.79 MXN

Currency Fee

New Taiwan dollar 3.00 TWD

New Zealand dollar 0.13 NZD

Norwegian krone 0.77 NOK

Philippine peso 4.40 PHP

Polish zloty 0.34 PLN

Russian ruble 6.90 RUB

 Currency Fee

Singapore dollar 0.12 SGD

Swedish krona 0.76 SEK

Swiss franc 0.08 CHF

Thai baht 2.90 THB

UK pounds sterling 0.07 GBP

US dollar 0.09 USD

Chargeback Fees

For transactions that are not processed either through a buyer’s PayPal account or through a guest

checkout, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a

chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).

For Chargeback Protection Services applicable to PayPal’s Online Card Payment Services, please see the

PayPal Online Card Payment Services Agreement.

The chargeback fee is based on the currency received as follows:

Chargeback fees

Currency Fee

Australian dollar 22.00 AUD

Brazilian real 35.00 BRL

Canadian dollar 20.00 CAD

Czech koruna 400.00 CZK

Danish krone 120.00 DKK

Currency Fee

Euro 16.00 EUR

Hong Kong dollar 155.00 HKD

Hungarian forint 4,325.00 HUF

Israeli new shekel 75.00 ILS

Japanese yen 1,875.00 JPY

Malaysian ringgit 65.00 MYR

Mexican peso 250.00 MXN

Currency Fee

New Taiwan dollar 625.00 TWD

New Zealand dollar 28.00 NZD

Norwegian krone 125.00 NOK

Philippine peso 900.00 PHP

Polish zloty 65.00 PLN

Russian ruble 640.00 RUB

Singapore dollar 28.00 SGD

Swedish krona 150.00 SEK

Swiss franc 22.00 CHF

Thai baht 650.00 THB

UK pounds sterling 14.00 GBP

US dollar 20.00 USD

Dispute Fees

We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was

processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User

Agreement for more information about Standard and High Volume Dispute fees.

Dispute fees will be applied in the currency of the original transaction.

Standard Dispute Fees

Currency Fee

Australian dollar 25.00 AUD

Brazilian real 65.00 BRL

Canadian dollar 20.00 CAD

Czech koruna 350.00 CZK

Danish krone 100.00 DKK

Euro 14.00 EUR

Hong Kong dollar 115.00 HKD

Hungarian forint 4,585.00 HUF

Indian Rupee 1080.00 INR

Israeli new shekel 55.00 ILS

Japanese yen 1,630.00 JPY

Malaysian ringgit 65.00 MYR

Mexican peso 300.00 MXN

 Currency Fee

New Taiwan dollar 455.00 TWD

New Zealand
25.00 NZD
dollar

Norwegian krone 140.00 NOK

Philippine peso 760.00 PHP

Polish zloty 60.00 PLN

Russian ruble 1125.00 RUB

Singapore dollar 20.00 SGD

Swedish krona 145.00 SEK

Swiss franc 15.00 CHF

Thai baht 465.00 THB

UK pounds
12.00 GBP
sterling

US dollar 15.00 USD

High Volume Dispute Fees

Currency Fee

Australian dollar 50.00 AUD

Brazilian real 130.00 BRL

Canadian dollar 40.00 CAD

Czech koruna 700.00 CZK

Danish krone 200.00 DKK

Euro 28.00 EUR

Currency Fee

Hong Kong dollar 230.00 HKD

Hungarian forint 9,170.00 HUF

Indian Rupee 2160.00 INR

Israeli new shekel 110.00 ILS

Japanese yen 3,260.00 JPY

Malaysian ringgit 130.00 MYR

Mexican peso 600.00 MXN

Currency Fee

New Taiwan dollar 910.00 TWD

New Zealand
50.00 NZD
dollar

Norwegian krone 280.00 NOK

Philippine peso 1520.00 PHP

Polish zloty 120.00 PLN

Russian ruble 2250.00 RUB

Singapore dollar 40.00 SGD

Swedish krona 290.00 SEK

Swiss franc 30.00 CHF

Thai baht 930.00 THB

UK pounds
24.00 GBP
sterling

US dollar 30.00 USD

Currency Conversions

For any of the following types of transactions involving a currency conversion by PayPal, the transaction

exchange rate will also include a currency conversion spread.

Converting payments in another currency

Type of Transaction Currency Conversion Spread

Paying for goods or services in a currency other than the

currency the goods or services are listed in.

Sending money to a friend or family member such that they

receive a different currency from the currency in which you 4.00%, or such other amount as may be

pay. disclosed to you during the transaction.

Sending money using PayPal Payouts such that your

recipients receive a different currency from the currency in

which you pay.

3.00%, or such other amount as may be

All other transactions
disclosed to you during the transaction.

E-check Fees

Sometimes the sender of a payment you receive may use an E-check as a means of funding that payment

from their bank account, in order to send it from their PayPal account. Please see the user agreement for

more information about E-check. When you receive an E-check funded payment we apply the fee you agreed

to pay to receive the payment up to a monetary cap indicated below (based on the currency received):

Receiving E-check fees

 Payment Type Rate

Per each payment transaction Commercial Transaction Rates

Maximum fee cap for E-checks

Currency Maximum fee cap

Australian dollar 300.00 AUD

Brazilian real 500.00 BRL

Canadian dollar 300.00 CAD

Czech koruna 5000.00 CZK

Danish krone 1500.00 DKK

Euro 200.00 EUR

Hong Kong dollar 2500.00 HKD

Hungarian forint 54,000.00 HUF

Israeli new shekel 1100.00 ILS

Japanese yen 24,000.00 JPY

Malaysian ringgit 1000.00 MYR

Mexican peso 3500.00 MXN

New Taiwan dollar 9000.00 TWD

New Zealand dollar 400.00 NZD

 Currency Maximum fee cap

Norwegian krone 1600.00 NOK

Philippine peso 13,000.00 PHP

Polish zloty 800.00 PLN

Russian ruble 12,000.00 RUB

Singapore dollar 400.00 SGD

Swedish krona 1800.00 SEK

Swiss franc 300.00 CHF

Thai baht 9000.00 THB

UK pounds sterling 200.00 GBP

US dollar 300.00 USD

Withdrawal Out of PayPal

You can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bank

account or eligible cards. A currency conversion (and currency conversion fees) may also apply.

Withdrawing a balance from a PayPal business account

Withdrawal/Transfer
Withdrawal/Transfer Type Rate
to

Bank account Standard

With eligible linked bank No Fee (when no currency conversion is involved)

account
 Withdrawal/Transfer
Withdrawal/Transfer Type Rate
to

1.50% of amount transferred

Instant

Minimum fee applies based on the card

Withdrawal limits apply
withdrawal currency, in the table below

Standard

With eligible linked debit

No Fee (when no currency conversion is involved)
card

Withdrawal limits apply

Cards

Instant
1.50% of amount transferred

With eligible linked

Minimum fee applies based on the card
debit card
withdrawal currency, in the table below
Withdrawal limits apply

Withdrawal Limits – Instant Transfer for Bank

Frequency Maximum (up to)

Per transaction 25,000.00 USD

Withdrawal Limits – Standard and Instant Transfers for Cards

Frequency Maximum (up to)

Per transaction 50,000.00 USD

Per day 100,000.00 USD

Per week 250,000.00 USD

Per month 500,000.00 USD

Minimum fee – Instant Transfer

Based on withdrawal currency:

Currency Minimum Fee

US dollar 0.50 USD

Other Merchant Fees

Included below are fees associated with events, requests, or actions that may happen when you use your

account.

Other Fees

Activity Description Rate

This fee is charged when a withdrawal/transfer

Bank Return on out of PayPal is attempted by a user and it

Withdrawal/Transfer fails because incorrect bank account No Fee

out of PayPal information or delivery information is

provided.

Commercial Transaction

If you refund a Commercial

Refunds

Transaction payment, there

are no fees to make the

Full Refunds refund, but the fees you

originally paid to receive the

payment are not returned to

you.

Partial Refunds

If you refund a Commercial

Transaction payment, there

are no fees to make the

refund, but the fees you

originally paid to receive the

 Activity Description Rate

payment are not returned to

you.

Some users, in order to increase their sending

limit or as PayPal may determine, may be

See Credit Card and Debit
Credit Card and Debit charged a Credit Card and Debit Card Link and
Card Link and Confirmation
Card Confirmation(s) Confirmation fee. This amount will be
Table below.
refunded when you successfully complete the

credit card or debit card verification process.

Use of the PayPal Business Debit MasterCard Please see our PayPal Business
PayPal Business Debit
is subject to eligibility, application, approval by Debit MasterCard Cardholder
MasterCard
PayPal and your acceptance of the terms. Agreement and Privacy Notice

Use of the PayPal Debit MasterCard is subject Please see our PayPal Debit
PayPal Debit
to eligibility, application, approval by PayPal MasterCard Cardholder
MasterCard
and your acceptance of the terms. Agreement

Credit Card and Debit Card Link and Confirmation Table

Currency Fee

Australian dollar 2.00 AUD

Brazilian real 4.00 BRL

Canadian dollar 2.45 CAD

Czech koruna 50.00 CZK

Danish krone 12.50 DKK

Euro 1.50 EUR

Hong Kong dollar 15.00 HKD

Hungarian forint 400.00 HUF

Israeli new shekel 8.00 ILS

Japanese yen 200.00 JPY

Currency Fee

Malaysian ringgit Not Applicable

Mexican peso 20.00 MXN

Currency Fee

New Taiwan dollar 70.00 TWD

New Zealand dollar 3.00 NZD

Norwegian krone 15.00 NOK

Philippine peso 100.00 PHP

Polish zloty 6.50 PLN

Russian ruble 60.00 RUB

Singapore dollar 3.00 SGD

Swedish krona 15.00 SEK

Swiss franc 3.00 CHF

Thai baht 70.00 THB

UK pounds sterling 1.00 GBP

US dollar 1.95 USD