Your FlexAccount

20 monks Road
Extremely

0572

Statement 24 December 2023 Sort code

Your FlexAccount 07-08-06
transactions Statement no 21 1 of 3 Account no 18752554
Start balance £845.16
End balance £506.40
Date Description £ Out £ In £ Balance Average credit
2023 Balance from statement 20 dated 24/11/2023 845.16 balance £306.06
Average debit
28 Nov Payment to MESI SORECHA 500.00 345.16 balance £0.00
30 Nov DVSA 03001239000 23.00 Receivi ng a n
Bank credit EMPLOYMENT LABOUR 292.36 614.52 Internationa l Payment?
01 Dec Bank credit AM2PM REC SERVICES 174.40 788.92 BIC NAIAGB21
02 Dec TOTALAV.COM 03333706569 1.99 IBAN GB05 NAIA 0708 061 8 7525 54
Contactless Payment 4.44 Swift
Intermed iary Ba nk MIDLGB22
SQUARE PEG BIRMINGHAM
CURRYS HIGHGATE B/HAM HIGHGATE B 769.00 13.49
04 Dec Bank credit WOLDEMARIAM H 20.00
Effective Date 02 Dec 2023
Contactless Payment 2.58
MCDONALDS TEMPLE ROW
Effective Date 03 Dec 2023
Contactless Payment 0.25
WBA BURTON BURTON UPON T
Contactless Payment 0.25
WBA BURTON BURTON UPON T
Contactless Payment 0.25
WBA BURTON BURTON UPON T
Contactless Payment 0.25 29.91
WBA BURTON BURTON UPON T
05 Dec Contactless Payment 0.25
WBA BURTON BURTON UPON T
Contactless Payment 0.25
WBA BURTON BURTON UPON T
Contactless Payment 0.30
WBA BURTON BURTON UPON T
DVSA 03001239000 23.00
Bank credit WOLDEMARIAM H 10.00 16.11

Nationwide Bu ild ing Soc iety is a utho rise d by the Prude ntia l Re g u lation Autho rity a nd re g u late d by th e F ina nc ia l Con d u ct Auth o rity a n d th e Prud e ntia l Re g u latio n Auth o rity u n de r reg istratio n n u m be r 1 06078 .
Hea d Office : Nationwid e B u ild ing Soc iety, Natio nwide Ho use , Pipe rs Way, Swind on , S N 3 8 1 NW
DC83 (Octo be r 2023)_CS IS
 Your FlexAccount

t ra n s a ct i o n s (c o n t i n u e d )

Date Description £ Out £ In £ Balance

2023 16.11
07 Dec Contactless Payment 0.30
WBA BURTON BURTON UPON T
Contactless Payment 0.30
WBA BURTON BURTON UPON T
Statement date 24 December
Bank credit CORDLITESPANNS LTD 381.51 397.02 2023
08 Dec ATM Withdrawal LINK 30.00
Statement no 21 2 of 3
Contactless Payment 4.44
SQUARE PEG BIRMINGHAM Sort code 07-08-06
Contactless Payment 5.00 Account no 18752554
TESCO STORES 4555 BIRMINGHAM
TESCO STORES 6227 HOCKLEY 5.00 352.58
09 Dec Payment to MUSSESAED SALEMAN 25.00
Effective Date 08 Dec 2023
ATM Withdrawal NATWEST 300.00 27.58
11 Dec Contactless Payment 2.10 25.48
COSTA COFFEE BIRMINGHAM
12 Dec Contactless Payment 0.25 25.23
WBA BURTON BURTON UPON T
13 Dec DVSA 03001239000 23.00
Contactless Payment 0.25 1.98
WBA BURTON BURTON UPON T
14 Dec Contactless Payment 0.25
WBA BURTON BURTON UPON T
Bank credit CORDLITESPANNS LTD 352.04 353.77
15 Dec Payment to MUSSESAED SALEMAN 32.00
Effective Date 14 Dec 2023
Payment to JOHAN ABRHAM 200.00
Contactless Payment 0.25
WBA BURTON BURTON UPON T
Contactless Payment 0.25 121.27
WBA BURTON BURTON UPON T
16 Dec Bank credit WOLDEMARIAM H 29.00
Effective Date 15 Dec 2023
ATM Withdrawal LINK 10.00
COSTA COFFEE BIRMINGHAM 2.25
AMZNMktplace amazon.co.uk 28.98 109.04
18 Dec Contactless Payment 0.25 108.79
WBA BURTON BURTON UPON T
Effective Date 17 Dec 2023
19 Dec Contactless Payment 1.99
Eat 4 Less Birmingham
Contactless Payment 10.00 96.80
BUNNA MINIMARKET Birmingham

DC86 (Octo be r 2023) CS IS

 Your FlexAccount

t ra n s a ct i o n s (c o n t i n u e d )

Date Description £ Out £ In £ Balance

2023 96.80
20 Dec Contactless Payment 4.50 92.30
NX BUS CONTACTLESS WEST MIDLANDS
21 Dec Bank credit CORDLITESPANNS LTD 485.20
DVSA 03001239000 23.00
Statement date 24 December
DVSA 03001239000 23.00 2023
Contactless Payment 0.25 531.25
Statement no 21 3 of 3
WBA BURTON BURTON UPON T
22 Dec Contactless Payment 0.25 Sort code 07-08-06
WBA BURTON BURTON UPON T Account no 18752554
Contactless Payment 0.30
WBA BURTON BURTON UPON T
Contactless Payment 0.30 530.40
WBA BURTON BURTON UPON T
23 Dec Payment to MUSSESAED SALEMAN 24.00 506.40

DC86 (Octo be r 2023) CS IS

 Your FlexAccount

Please check you r statement to ma ke su re everyth i ng 's correct. If there's a nyth i ng you ' re u nsu re
a bout please g et i n touch or if you 've cha nged a ny of you r contact d eta i ls, you need to let us know.

I n t e r e st , R a t es a nd F e es

Summa ry box for your Have you lost your ca rd or cheque book or had them stolen? Let us know
FlexAccou nt stra ig ht away, e ither via the Ba nki ng app ( if you have it) or by ca ll ing us on
08000 55 66 22 . You ca n report lost or stolen ca rds and cheq ue books 24/7.
Th is i nfo rmatio n does n 't rep la ce yo u r Terms a nd Co nd itions

AER Gross p.a .

Credit interest All balances 0.00% 0.00% AER stands for Annual Equivalent Rate and shows
what the interest rate would be if interest was
Arranged overdraft interest 39 .9 % per yea r compounded ( variable) paid and compounded once a year.
As an example, if you borrow £ 500 for an £ 3.26 for 7 days
arranged overdraft it will cost you:
£ 13.9 9 for 30 days Gross p.a . is the interest rate without tax deducted.
Overdraft * For the 6 0 day example, we ve applied the
interest and charges for the first 30 days, on day 31 . This
charges means that the charge in the second month
is higher as we charge interest on the interest £ 28.37 for 6 0 days* O ur pe r yea r co mpo u nd ed interest rate shows
you ve incurred up to that point. the rate of interest that you ll pay on your
overdraft over a year and takes account of the fact
Unarranged overdraft interest 0% per year we charge interest each month on your balance
and this will include any interest which has already
M onthly maximum charge ( unarranged overdraft) £ 0 per month been added to your account previously.
Sending money within the UK
Chaps £ 20 transaction fee each time
Rece ivi ng mo ney with i n the U K
Cha rges for SEPA ( euros) £ 0 transaction fee To receive sterling payments into your account, the
specia list SWIFT ( foreign currency except euros) £ 20 transaction fee each time person making the payment will need to quote your
services sort code and your 8 digit account number, which
Sending money outside the U K you ll find on the front of your statement. Entering
account numbers incorrectly can mean payments
SEPA ( euros within the SEPA region) £ 0 transaction fee being misdirected, so please be sure to provide the
correct details.
SWIFT ( except euros within the SEPA region) £ 20 transaction fee each time
Rece ivi ng mo ney fro m o utsid e the U K a nd
ForV isa exchange rates, visit visa .co.uk/support/consumer/travel-support/excha nge- rece ivi ng mo ney fro m with i n the U K i n a
rate-ca lculator.html cu rre ncy othe r tha n ste rl i ng
Foreign usage
Cash withdrawa l in foreign currency outside the UK SWI FT - someone making a payment to you
must quote your Bank Identifier Code ( BIC) and
* Ifyou make a N on-Sterling Transaction Fee 2.75% of the transaction amount International Bank Account N umber ( IBAN ) . The
withdrawal in a ( 2.9 9 % from 3 J une 2020) BIC and IBAN are the international equivalents of
foreign currency N on-Sterling Cash Fee £ 0 per withdrawal your UK sort code and account number.
from a LIN KATM An international payment will also need to quote
or over the counter Cash withdrawa l in foreign currency within the U K the SWIFT Intermediary Bank number as we’ re
your transaction 2.75% of the transaction amount using the routing services of an Agent Bank. Y ou’ ll
will normally reach N on-Sterling Transaction Fee* find this number along with your BIC and IBAN on
( 2.9 9 % from 3 J une 2020)
us as a sterling the front of your statement.
cash transaction so N on-Sterling Cash Fee* £ 0 per withdrawal
S EPA Cred it Tra nsfe r - someone making a
non-sterling fees payment to you must quote your International Bank
won t apply. Debit ca rd payment in foreign currency
Account N umber ( IBAN ) . Y our IBAN is found on the
N on-Sterling Transaction Fee 2.75% of the transaction amount front of your statement.
( 2.9 9 % from 3 J une 2020)

Ba n ki ng of cheq ues - Y ou can pay money into or out of your account by cheque. To find out more information about cheque interest, clearing times, withdrawals
and certainty, please visit na tio nwid e .co .u k/cheq ue
If you have a problem with your account, and wish to complain, please try to settle it with us first. If you’ re not happy with the way in which we handled your complaint
or the outcome you may be able to complain to the Financial O mbudsman Service. We’ ll give you details of how to contact the O mbudsman.

I mpo rta nt i nfo rma tio n a bo ut co mpe nsa tio n a rra nge me nts
The deposits in this account are eligible for protection under the Financial Services Compensation Scheme ( FSCS) . An I nfo rma tio n S heet and Excl usio n List which
provides information about the FSCS and the protection that it provides can be found at na tio nwid e .co .u k/fscs-i nfo
For further information about the compensation provided by the FSCS, refer to the FSCS website at fscs.o rg .u k
Alternatively, please visit your local branch or call 03 457 3 0 20 1 1 to request a copy or to chat to us about your account. For more information about our opening times,
visit: na tio nwid e .co .u k/co nta ct-us
DC84 ( O ctober 2023) CSIS