Customer Name: Deepti Reddy Phone: 8XXXXX9257
Customer ID: 1115344926 Email Id: deexxxx19@gmail.com
Statement of Account from 26-06-2022 to 11-03-2024
Loan Id LAI1003437953 Amount Financed ₹11,777
Product Cash loan EMI Amount ₹4,124
Lender Piramal Capital & Housing Finance Tenure 3 months
Limited
Disbursement Date 26-06-22 Frequency of EMI Monthly
EMI Start Date 05-08-22 Principal Outstanding ₹4,022
EMI End Date 05-10-22 Loan Status Active
Interest Rate 30.0% p.a Overdue Amount ₹10,794
Date Particulars Amount Balance
26-06-2022 Cash loan amount ₹11,777 Cr ₹11,777 Cr
26-06-2022 Stamp duty charged ₹100 Dr ₹11,677 Cr
26-06-2022 Processing fees charged ₹499 Dr ₹11,178 Cr
26-06-2022 GST on Processing fees ₹90 Dr ₹11,088 Cr
26-06-2022 Broken Period Interest: 26 Jun 22 to 05 Jul 22 ₹89 Dr ₹10,999 Cr
26-06-2022 Amount transferred to Axis Bank, India A/c No. XX70651 ₹10,999 Dr ₹0 Dr
05-08-2022 EMI 1 Due ₹4,124 Dr ₹4,124 Dr
05-08-2022 Payment received: Smart Repay ₹4,124 Cr ₹0 Dr
05-09-2022 EMI 2 Due ₹4,124 Dr ₹4,124 Dr
09-09-2022 Late payment charges- Due ₹500 Dr ₹4,624 Dr
09-09-2022 GST on late payment charges- Due ₹90 Dr ₹4,714 Dr
05-10-2022 EMI 3 Due ₹4,123 Dr ₹8,837 Dr
07-10-2022 Late payment charges- Due ₹500 Dr ₹9,337 Dr
07-10-2022 GST on late payment charges- Due ₹90 Dr ₹9,427 Dr
05-11-2022 Late payment charges- Due ₹500 Dr ₹9,927 Dr
05-11-2022 GST on late payment charges- Due ₹90 Dr ₹10,017 Dr
28-11-2022 NACH bounce charges - Due ₹500 Dr ₹10,517 Dr
05-12-2022 Late payment charges- Due ₹500 Dr ₹11,017 Dr
Date Particulars Amount Balance
05-12-2022 GST on late payment charges- Due ₹90 Dr ₹11,107 Dr
06-12-2022 NACH bounce charges - Due ₹500 Dr ₹11,607 Dr
04-01-2023 Late payment charges- Due ₹500 Dr ₹12,107 Dr
04-01-2023 GST on late payment charges- Due ₹90 Dr ₹12,197 Dr
05-01-2023 NACH bounce charges - Due ₹500 Dr ₹12,697 Dr
01-02-2023 NACH bounce charges - Due ₹500 Dr ₹13,197 Dr
03-02-2023 Late payment charges- Due ₹500 Dr ₹13,697 Dr
03-02-2023 GST on late payment charges- Due ₹90 Dr ₹13,787 Dr
31-01-2024 Payment received: Smart Repay ₹4,124 Cr ₹9,663 Dr
31-01-2024 Overdue interest ₹1,131 Dr ₹10,794 Dr
Important Points
• Loan is given by our partner NBFCs (Lender).
• Please visit the Repay section on our mobile application for multiple repayment options.
• You can visit the Menu section of our app to check your SmartRepay status and register for auto debit of repayments from your
bank account.
• Once your SmartRepay is registered, we will present the SmartRepay Instrument (ECS/NACH/SI) on the due date of every
month. Please maintain sufficient balance in your registered bank account to avoid additional charges for non-receipt of
payment.
• We levy payment bounce charges of Rs 500 (taxes extra, if applicable) at every instance of bounce and late payment charges @
3% of the overdue amount or Rs 500 (taxes extra, if applicable) whichever is higher.
• Additional interest on the overdue amount after due date is levied @ 30% p.a.
• If you require any further details on your loan, please email us at care@fibe.in
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Indian financial system, all banks and financial institutions are required to share customer data with Credit Information
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