Office of: - SUKHJINDER SINGH AULAKH
Advocate Chamber
No. 30,31 Sardulgarh-Mansa
Court Complex Mob.92162-00457
Sardulgarh –Mansa
Ref: KCC-237054 Dated:15-04-2024
To,
The Manager,
ICICI BANK LTD
Branch Sunam (Sangrur)
Sir,
Re: Title Search Report
Name(s) and address (s) of the mortgagor (s) and Sh. Gurpreet Singh S/o Bhola Singh
& Sinder Kaur W/o Bhola Singh Residents of Village Heron Khurd Tehsil &
District Mansa.
2 Description of the entire agricultural land parcel Ag. Land measuring 30 Kanal 04
for which a title investigation was conducted:
a) Survey /khasra / khewat / khatauni /patta/ Marla bearing & rect Killa Nos
khatian numbers and corresponding areas 24//1(8-0)10(8-0)11/2(7-12)20/1
alongwith name of each corresponding
owner; and (6-12)K/K No.278/515 By Shinder
b) b) Village, Tehsil, Taluka, Sub District, District Kaur 194.62/604 Gurpreet Singh
and Sta
409.37/604 Share.
Ag. Land measuring 15 Kanal 02
Marla bearing & rect Killa Nos
19//21(8-0)22/1(7-2)K/K No.
159/238 By Shinder Kaur
97.31/302 Gurpreet Singh 204.62
Share.
Note: Alrady Mortagaed land 32
Kanal 00 Marla In Favour of
HDFC Bank Branch Budhlada
Vide Rapat No: 203 Dated
11/01/2023 For 11,50,000/-
Total Land 45 Kanal 06 Marla. as
per jamabandi for the year 2020-21 Situated at
Village Heron Khurd Tehsil & District
Mansa.
3 Description of agricultural land offered / As detailed in para no.2 above
available as mortgage security:
4 a) Nature of the agricultural land Freehold
Cultivable
b) Type of the agricultural land
Joint ownership
c) Nature of acquisition
5 Type of mortgage to be created Mortgage through Declaration as per state law.
6 I Whether the name of the mortgagor (s) is / is Yes
appearing as owner(s) in the statutory / revenue /
local records, as applicable?
(i) If yes, are all the land ownership
documents, including aks – sizra plan / plan of Certified Jamabandi and Khasra Girdawari is
land showing survey/ khasra / khewat /
available.
khatauni/patta/ khatiannumbers and location of
the land, available with the mortgagor(s)?
If no, please provide the reason for non-
availability.
If yes –
A Particulars of the documents e.g. nature and
date of document(s), name(s) of the transferor(s) At present Gurpreet Singh & Sinder Kaur
by which the land under the above survey /khasra are owner.
/ khewat / khatauni/patta/khatiannumbers has
been acquired by the mortgagor(s);
B Whether the chain of title to the land from
person(s) has been maintained throughout,
Yes
continuous and up-to date; and
c If yes, please trace out in brief the devolution of
title during the last 13 years in the format
provided as an annexure. Gurpreet Singh & Sinder Kaur above
mentioned are owner at present.
7 Is the land or any part of it proposed to be Yes
mortgaged, already encumbered with some other
bank / entity?
a) Name of the bank/entity
b) Type of encumbrance
c) Whether the original land ownership Land measuring 45 K-06 M & cultivation
documents are lying with such bank / entity. 45 K-06 M
8 Whether the transferor(s) from whom the land N.A
under the above survey /khasra / khewat /
khatauni/patta/ khatiannumbers has been acquired
by the mortgagor(s) or any of them are under any
disability or are not competent, including minor,
to contract.
If yes, please mention nature of disability /
incompetency and what steps have been taken / to
be taken to ensure that the transfer of their
interest is valid and bindingand interest of ICICI
Bank as mortgagee is safeguarded.
9 Is any permission for sale/purchase/ transfer of N.A
land necessary under the local law or under any
other law for the time being in force?
If yes, provide details and whether such
permission has been obtained from the concerned
authorities.
10 a) Whether the land proposed to be mortgaged No
is under the process of acquisition under the
Land Acquisition Act or under any other law
for the time being in force.
If yes, please provide details and the stage of
acquisition.
b) b) Whether the land holding of the mortgagor(s)
affected by land ceiling legislation in force. N.A
If yes, explain the remedial measures to
safeguard ICICI Bank’s interest as
mortgagee.
11 Whether the ownership rights of the mortgagor(s) Yes
are inheritable and assignable / mortgage able.
12 Are there any pending litigations? No litigation is pending as per
provided Jamabandi
If yes, please provide details.No litigation is
pending as per provided Jamabandi
13 In case of partition/settlement under which the N.A
mortgagor(s) is / are deriving title, whether
original partition / settlement deed is available
with the mortgagor(s).
If no, please provide reason for non- availability.
If yes, whether the same is registered under the
law for time being in force. If so, please provide
registration details.
If no, please provide reason for non- registration.
14 (i) Result of searches carried out in :
(a) Revenue Records Land measuring 45 K-06 M
(b) Registrar/Sub Registrar of Assurances
(c) Courts
(d) Other Offices
(Please mention the time for which the searches
have been carried out and whether the result of
the search reveals any adverse facts, which might
prejudicially affect the title to the mortgagor(s)
and / or the mortgage to be created in favour of
ICICIBank as the proposed mortgagee and its
enforceability.)
(ii) Please indicate the record and time period
forwhich they are not available for search.
(iii) Search fee receipt no. and amount (Original
receipt to be enclosed) (Search at registrar / sub
registrar of assurances and other offices is
compulsory to opine on title.) Date of
encumbrance
15 Whether payment of up to date land N.A
revenue/municipal tax, if applicable has been
made and receipts have been verified and
whether it is ensured that there are no arrears of
land revenue/municipal taxes, if applicable, as
the case may be, over the land.
16 Whether the possession of the agricultural land Yes
offered as mortgage security is in unhindered
possession of the mortgagor(s) and please specify
the period for which he/she/they is/ are in such
possession.
17 Summing up final recommendations: As per security of Certified Jamabandi for the
(Such recommendation should cover not only the year 2020-21of Village Heron Khurd
points mentioned above but also even those provided by bank officials, relating to land in
which come to the notice of the advocate during
question, ownership of above said property
the course of investigation of title / searches and
which is / are materially relevant in the matter of
stands in name of above mentioned applicants. It
taking effective and enforceable mortgage.) is stated that above mentioned applicants are
owners of total land measuring 45 K-06 M
Hence it is advisable to ICICI Bank to get
registered mortgage remaining free hold land
with ICICI Bank Ltd. or of full land after the
redemption of previous charges.
A. Documents seen:
I have perused the following documents for the purposes of furnishing this legal opinion.
S. No. Document Execution Date Original/ Attested / Certified / Photo Copy/
Duplicate
1. Jamabnadi for the year 27-03-2024 Certified
2020-21
2. Khasra Girdawari for 27-03-2024 Certified
the year 2023-24
3. Receipt regarding Dated:13-04-2024 Original
inspection of revenue bearing receipt
record no.60214836
B Documents required for mortgage creation:
In my opinion, the following documents are to be taken for creation of mortgage in favour of ICICI
Bank.ltd.Branch Bhikhi.
S. No. Document Execution Date Original/ Attested /Certified / Photo Copy/
Duplicate
1. Jamabnadi 27-03-2024 Certified
2020-21
2. Khasra Girdawari 27-03-2024 Certified
2023-24
3. Original registered Nil Nil
mortgage deed in
favors of ICICI Bank
Ltd.
4. Certified copy of latest Nil Nil
jamabandi with
sanctioned mutation
i.e. lien in favour of
ICICI
Bank Ltd.
5. Khasra Girdawari Heron Khurd Certified
ANNEXURE
(Chronology of title to the land)
Date Name of Owner/s of Document through which the Remarks – If owner is a minor
(Year & the land title/ownership has been vested indicate any present or future
Month) interest exist or is vested in
the land
NA
Based on your review of the title documents please answer the followingquestions
S.No. Questions Response
1 Yes
Whether the mortgagor(s) title is clear and marketable to
create mortgage?
2 Whether all land ownership, documents are available with Yes
the mortgagor(s)?
3 Whether the land is subject to any bar or restriction under Yes
any law, custom or usage on holding/possessing the land
or for transfer of the same by sale, mortgage or otherwise?
4 Whether the premium / rent / consideration / N.A
compensation and all other dues payable by the
mortgagor(s) to any person / authority / entity have been
paid in full to the authority / entity / relevant person?
5 Whether there are any clauses in any instrument(s) of N.A
transfer and/or ownership document(s) likely to prejudice
the interest of the mortgagor(s)?
6 Whether the land is subject to any suit, litigation, appeal, N.A
writ or any other proceedings has been initiated by any
person and pending before any court or authority?
EXEC Whether any permission / no objection certificate required
UTIV (NOC) to create mortgage?
E (If yes, please ensure the said permission/NOC (and the
SUM name of the authority from whom permission/NOC is
MERY required) is specified in list of documents under section B No
7. above.)
Whether the land is subject to any charge/encumbrance?
Yes
8. (If yes, please specify the required details / documents in
the list of documents under section B above.)
Whether the land is subject to any pending or proposed
9. N.A
land acquisition proceedings?
Whether the mortgagor(s) has obtained the title /
ownership to the land vide an instrument of
10 transfer/order/patta/certificate/sanad/any other instrument? N.A
(If yes, please specify the document in the list of
documents under section B above.)
Any safeguard / precaution (like indemnity. undertakings,
applications etc.) to be taken by ICICIBank in order to
Yes
11. create valid and enforceable mortgage.
(If yes, please specify the measures/documents in the list
of documents under section B above.)
Place Bhikhi
Dated:15-04-2024 Sukhjinder Singh Aulakh
Advocate, Mansa
Seal & Signature of the Advocate
Office of: - SUKHJINDER SINGH AULAKH
Advocate
Chamber No. 30,31 Sardulgarh-Mansa Court
Complex Mob. 92162-00457
Sardulgarh –Mansa
Dated:15-04-2024
FITMENT CERTIFICATE
To,
The Manager,
ICICI BANK LTD
Branch Sunam (Sangrur)
Dear Sir,
This has opinion on the properties pertaining to Loan Proposed to Sh. Gurpreet Singh S/o
Bhola Singh & Sinder Kaur W/o Bhola Singh Residents of Village Heron
Khurd Tehsil & District Mansa.Description is to cert tidy that I have verified the
documents required in Original/copy/Certified Copy as specified in my earlier legal opinion
required for the creation of security.
I am enclosing the following documents for the Bank's perusal and necessary action.
S. NO Document Description Dated Original/ Copy/ Certified Copy
1 Jamabandi for the Year 2020-21 27-03-2024 Certified Copy
2 Khasra Girdawari for the year 2021-22 27-03-2024 Certified Copy
3 Search Receipt No. 60214836 Original
Office of Sub Registrar's Bhikhi
I have hereby certify that the documents are fit for creation of security for ICICI Bank Ltd
Branch Sunam (Sangrur) Regards
Sukhjinder Singh Aulakh
Advocate, Mansa
Seal & Signature of the Advocate
