Revision of Axis Bank LIBERTY Debit Card Terms and Conditions
With effect from 01-May-2024, following revisions* will be applicable to your Axis Bank
LIBERTY Debit Card:
1. Lounge Program
Lounge access benefits will be based on Debit Card spends. To access
complimentary lounge from 1st May 2024 onwards, minimum spends required
will be Rs. 5,000 over the previous 3 calendar months.
In case of a newly issued Debit Card, the minimum spend criteria is waived for
the month of issuance followed by the next 3 calendar months (as illustrated
below)
Card issuance
Lounge usage period Min. spends (Rs.) Min. spend period
date
12th February 12th February to 31st
NA NA
2024 May 2024
12th February 1st March to 31st May
1st to 30th June 2024 5,000
2024 2024
Spends from the billed transactions in previous 3 calendar months can be
checked through Net Banking and Mobile Banking App, open
For more details about the airport lounge program on your Axis Bank Debit Card,
click here
2. 1% mark-up fee on Dynamic Currency Conversion (DCC) transactions
A Dynamic Currency Conversion (DCC) markup fee of 1% plus GST will be applicable on
each international transaction done in Indian currency at international location or
transactions done in Indian currency with merchants located in India but registered in a
foreign nation using your Axis Bank LIBERTY Debit Card.
DCC is applicable on international transactions made through Swipe Machine or online,
either at international location or with a merchant located in India but registered in a
foreign nation.
Example - If a purchase is made at a store in an international country and payment is
made using your Axis Bank Debit Card in INR on Swipe Machine, a DCC mark-up fee of
1% plus taxes will be levied on the transaction amount. Similarly, if a purchase is made in
India from a merchant registered overseas and payment is made using your Axis Bank
Debit card in INR, a DCC Mark-up fee of 1% plus taxes will be levied on the transaction
amount.
3. EDGE REWARDS Program
A. Transactions done with LIBERTY Debit Card towards rent payment and utility
services will not be eligible for EDGE REWARD points.
Category MCC Codes
Rent 6513
Utility 4814, 4816, 4899, 4900
B. A maximum of 1000 EDGE REWARD Points can be earned per month on Axis Bank
LIBERTY Debit Card.
Note: Any EDGE REWARD Points already earned on above stated categories before 01-
May-2024, will remain unaffected. For other terms and conditions regarding EDGE
REWARD Points, please visit https://edgerewards.axisbank.co.in
In case of queries, please contact us at any of our touch points given below:
Call on the toll-free number 18604195555 / 18605005555
Alternatively, you may also check the details at www.axisbank.com
*Terms and Conditions apply
