Axis Bank
Burgundy Banking
Wealth Management - Burgundy Banking
Analyse & Allocate
By taking a 360° view of your financial goals & risk tolerance, we try and understand your requirements to
curate solutions suitable for you.
Devise & Deliver
Our wealth management experts will assist you in creating a personalized and diversified portfolio in line
with the requirements and investment strategy.
Review & Rebalance
We also review your portfolio regularly to help adapt the same in line with your changing requirements and
any market specific developments.
BURGUNDY PERSONAL BANKING
Burgundy Debit Card >
96 complimentary tickets annually on movies & events through BookMyShow with the 'Buy one Get one'
offer
12 complimentary access on specified airport lounge in India per year (3 per quarter) with Axis Bank Lounge
program
Daily cash withdrawal of Rs. 3 lakhs and purchase limit of Rs. 6 lakhs
12 complimentary rounds of golf lessons and 4 complimentary rounds of green fee per calendar year. Also,
avail
5096 waiver on green fees beyond complimentary sessions.
MasterCard holders
Visa Card holders
Exclusive benefits and privileges on shopping, dining, travel and more
MasterCard holders
Visa Card holders
Air accident insurance of Rs. 1 crore, personal accident insurance of Rs. 15 lakhs
Purchase protection cover of Rs. 50000, cumulative cover upto USD 500 for loss/delay in baggage &
personal
documents
Get the best of dining experiences upto Rs.800 off & more via Axis Bank Dining Delights Program with
EazyDiner.
The Burgundy Debit Card fees include annual charges, which are waived. The customized card design fee is
not applicable on this card. The fees and charges for the Burgundy
Debit Card are mentioned below.
Annual Fees
Nil
Issuance Fees
Nil
Replacement Fees
Nil
ATM Withdrawal Limit (Per Day)
Rs. 3,00,000
POS Limit per day
Rs. 6,00,000
Personal Accident Insurance Cover
Rs. 15,00,000
Airport Lounge Access
A cross-currency markup of 3.5% will be levied in case of all international cash withdrawal and purchase
transactions.
A Dynamic Currency Conversion (DCC) markup fee of 1% plus GST will be applicable. To know more click
here
*Annual fees of INR 1500 plus tax applicable on non-maintenance of Burgundy status.
Yes
Select Credit Card
Up to 12 complimentary access to 1300+ international airport lounges with Priority Pass programme
annually
2 complimentary access on specified airport lounge in India per quarter with Axis Bank Lounge program
Flat Rs. 500 off on minimum purchase of Rs. 3000 on BigBasket
Flat Rs. 200 off on minimum transaction of Rs. 800, twice per month on Swiggy
5,000 EDGE REWARD Points"
Up to 9 complimentary golf rounds per year
Exclusively curated experiences through Extraordinary Weekends
Accelerated EDGE REWARD points on retail shopping spends
Purchase Protection Cover Of Rs. 1 Lakhs And More
Get the best of dining experiences upto Rs.800 off & more via Axis Bank Dining Delights Program with
EazyDiner.
Features and benefits
Welcome Benefits
Get 10,000 EDGE REWARD Points worth Rs.2000 on your first card transaction (Not applicable for
life time free credit card/burgundy account holders)
First transaction to be done within 30 days of card issuance
The points will be credited in your EDGE REWARDS account within T+15 business day where "T" is the
transaction date
Read Less
BigBasket Offers
Flat Rs. 500 off p.m. on minimum purchase of Rs. 3000 on BigBasket mobile app/website
The offer is applicable once per month per user
Offer is applicable on transactions done through Select Credit Card.
Please click on www.bigbasket.com/axis-select/
to check the discount code
Read Less
Discount offers on Swiggy
Flat Rs. 200 off on Swiggy mobile app/website
Use code "AXIS200" at the time out checkout
Valid twice a month on minimum transaction of Rs.1000 per order.
Offer valid on transactions done through Select Credit Card
Read Less
Airport Lounge Access
Get up to 12 complimentary International Airport Lounge access through Priority Pass Membership. Click
here for Priority Pass T&C.
Enjoy 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months.
Click here for Domestic lounge T&C.
Priority Pass will renew automatically upon meeting INR 3 Lakhs Spends in preceding card anniversary year.
Annual benefits
Priority Pass Membership renewal on annual spend of 3 Lakh
Renewal of offers on:
BigBasket and Swiggy
Read Less
Milestone Benefits
5000 EDGE points on spending Rs 3 Lakhs in a card anniversary year
Complete annual fee waiver on spending of Rs. 8 lakhs in a card anniversary year,
Spends threshold for 5000 EDGE points and Annual fee waiver will exclude Insurance, rent, fuel, educational
services, utilities, government services, wallet & Gold. The Merchant Category Codes of
Insurance is 6300,6381,5960,6012 & 6051, Rent is 6513, Fuel is 5541,5541,5983, Educational Services is
8299,8211,8241,8244 6.
8249, Utilities is 4814,4816,4899 64900, Government services is 9222,9311,9399,9402, Wallet is 6540, Gold
is 5844,5094,5944, The revision is effective from 20-04-2024.
Read Less
Rewards on every transaction
Earn 10 Axis EDGE points on every Rs. 200 spends".
Earn 2X per Rs 200 on 'Retail Shopping spends.
Spends done on Insurance, rent, fuel, educational services, utilities, Wallet, Gold/Jewellery, government
( Merchant category codes) will not be eligible for earning EDGE REWARD points.
Earn 2X EDGE REWARD Points upto cumulative transactions of Rs.20,000 per month. For transaction above
Rs.20,000 per month earn 10 EDGE REWARD Points
**Retail Shopping will include spends across these MCC's: 5311-Dept Stores, 5411-grocery stores, 5611-
Clothing and Accessory stores, 5621-Women's wear stores, 5641-Children's wear stores, 5691-Family
clothing stores and 5699-Misc apparel and accessory stores.
EDGE REWARD Points will be debited for credit card transactions which are
Golf Access
Enjoy ó complimentary Golf rounds per year.
Earn additional 6 complimentary golf rounds within the same anniversary year on achieving spends of Rs. 3
Lakhs.
Visit www.extraordinaryweekends.com and register for your complimentary golf rounds/lessons.
Click here for T&Cs.
Extraordinary Weekends
Explore curated experiences designed exclusively for our premium customers.
Visit www.extraordinaryweekends.com or contact the concierge at 1800 103 4962.
Read Less
Dining Delights
Get the best of dining experience with Rs.800 off & more via Axis Bank Dining Delight Program with
EazyDiner
Click here for more information and complete T&Cs
Read Less
Fuel Surcharge Waiver
Get 16 fuel surcharge refund on fuel purchases at all fuel stations across India
Valid on transactions between Rs. 400 and Rs. 4,000 only:
Maximum benefits upto Rs 400 per statement cycle
Service tax charged on fuel surcharge is non-refundable
No reward points are earned on fuel transactions
The fuel surcharge is not levied by the card issuing bank, on certain fuel transactions, the fuel surcharge
may be levied as INR 10+ GST instead of 196 + GST.
Read Less
Comprehensive Insurance Cover
Keep yourself, your family and asset safe with:
Purchase protection up to Rs. 1 Lakh
Cumulative cover upto USD 500 for the following:
Loss of travel documents
Delay of Check-in baggage
Loss of check-in baggage cover
Terms and conditions apply. Click here for more detailed cover and claim procedure.
Read Less
Wednesday Delight
Beat the mid-week blues with exciting offers every Wednesday
Instant savings of up to 15% on flights & hotels via Goibibo and Makemytrip
10% off on orders via Swiggy and Amazon Fresh
10% off upto Rs. 1000 on Tira
Click here to avail the offers
Read Less
Fees & Charges
The Axis Bank SELECT Credit Card fees are listed in the table below.
CHARGES
SELECT CREDIT CARD
Standard Joining Fee-Rs 3000 (NIL For Burgundy)
Standard Annual Fee (2nd Year Onwards)-Rs 3000 (NIL For Burgundy)
Standard Add-On Card Joining Fee-nil
Standard Add-On Card Annual Fee -nil
Finance Charges (Retail Purchases & Cash)-3.75% Per Month (55.55% Per Annum)
Cash Withdrawal Fees-2.5% (Min. Rs 500) Of Cash Amount
Fee For Cash Payment-Rs. 175
Card Replacement-Nil
Duplicate Statement Fee-Waived
Overdue Penalty Or Late Payment Fee
Nil If Total Payment Due is Up To Rs. 500
Rs. 500 If Total Payment Due Is Between Rs. 501-Rs. 5,000
Rs. 750 If Total Payment Due Is Between Rs. 5,001-Rs. 10,000
Rs. 1200 If Total Payment Due Is Greater Than Rs. 10,000
Additional INR 100 On Missing Payment Of Minimum Amount Due (MAD) By The Due Date For Two
Consecutive Cycles. This Charge Will Continue To Be Applicable For Every Payment Cycle Until MAD Is
Cleared.
Over Limit Penalty
2.5% Of The Overlimit Amount (Min. Rs 500)
Chargeslip Retrieval Fee Or Copy Request Fee- Waived
Outstation Cheque Fee - AHA Waived
Cheque Return Or Dishonor Fee Or Auto-Debit Reversal
2% Of The Payment Amount Subject To Min. Rs.500
Surcharge On Purchase Or Cancellation Of Railway Tickets
As Prescribed By IRCTC/Indian Railways
Fuel Transaction Surcharge
1% Of Transaction Amount (Refunded For Fuel Transactions Between Rs. 400 And Rs. 4000)
Foreign Currency Transaction Fee
3.50% Of The Transaction Value
Rent Surcharge Fee*
1% Of The Rental Transaction Amount Plus Taxes
Dynamic Currency Conversion Markup Fee**
1.5% Of Each International Transaction Plus Taxes
Wallet Load Transaction Fee
1% Fee On Cumulative Spends Of Rs. 10,000 Or More On Wallet Loads Per Statement Cycle
Fuel Transaction Fee
1% Fee On Cumulative Spends Of Rs.50,000 Or More On Fuel Transactions Per Statement Cycle
Education Transaction Fee
1% Fee On Education Payments Made Via Third Party Apps
Utility Transaction Fee
19% Fee On Cumulative Spends Of Rs. 25,000 Or More On Utilities Per Statement Cycle
Online Skill-Based Gaming Transaction Fee
1% Fee On Cumulative Spends Of Rs. 10,000 Or More On Online Skill-Based Gaming Platforms In A
Statement Cycle
Eligibility and consederation
Primary Cardholder should be 18-70 years of age
Applicant should be a resident of India
Proof of income
Net income should be a minimum INR 6 lakh P.A.
MULTI-CURRENCY FOREX CARD
Travelling with Axis bank FOREX CARD
Get 24x7 emergency assistance by TripAssist, in case you lose your card or money
PASSPORT
TRAVES
6593 4100 0000 0001
Carry up to 16 widely used currencies in one card
Make payments at the rate you loaded/reloaded your card
Enjoy lowered rates on Southeast Asian currencies
Priority and Burgundy customers enjoy issuance fee waiver of ₹300
Enjoy locked-in exchange margin
Enjoy bookings for dining, tours, sight-seeing with a widely accepted card
Travelling with Debit cards/Credit cards/Cash
Handling multiple denominations can be difficult during cross-country travels, not to mention the damage
that cash might endure for your festive travel this season!
Lost your wallet? A trip to the police station is probably your only hope.
Transaction charges could pile up on swiping other credit & debit cards
Most times, cash runs out when you least expect it
Fluctuating rates might be costly affair
EDGE REWARDS Program is a best-in-class, pan bank rewards programme. You stand to earn points not only
on your debit and credit card spends, but also on the entire gamut of financial transactions. The
programme offers a rich catalogue of handpicked products for redemption.
Exclusive Burgundy benefits include:
250 points for registering on Internet Banking Mobile Banking within 30 days of account
opening
Special 2X points on spends with Burgundy Debit card during the birthday month.
With our Family Banking Program, you can extend your Burgundy privileges to additional 5 family members.
Collectively maintain the required Burgundy relationship value as a family.
Get a complimentary Burgundy Debit Card and a host of other benefits for each family.
member, on opening a Burgundy account.
Get an additional 10% off on lockers.
Remittances & Currency Diversification
Remit funds overseas for select purposes and diversify your currency risk. Also benefit from the
convenience of our proprietary online platform and remit money in more than 100 currencies.
Get an exclusive discount** of 50 paise on remittance, as a Burgundy customer.
Discount on lockers: Enjoy 60% discount on small & medium size lockers and 30% discount on large & extra
large size lockers for lifetime as a Burgundy customer*
Know your Relationship Manager: You can know your Burgundy Relationship Manager easily through
Internet Banking, Axis Mobile and SMS Banking
One Glance Statement: Get an exclusive one glance view of your account and investments, all together
Exclusive Phone Banking number: Avail the benefit of a direct line to banking officer and 24x7 phone
banking assistance, as a Burgundy customer.
NRIs such as:
Savings A/C Burgundy
Complimentary Airport lounge access (3 visits Per Quarter)
Complimentary PIS account
Wealth management solutions- Term Deposits/ Mutual Fund/Discretionary and non discretionary portfolio
management
Equity Brokerage (Axis Direct) | NRI Pro Deposits* | Life Insurance | General Insurance & many more
Available in NRE and NRO variants Maintain balance for accounts as per your unique customer ID
More Features
• Unlimited ATM withdrawals in India and abroad*
• Accelerated EDGE REWARDS points
(Earn 3X
• Extend your Burgundy privileges to up to 5 family members
• Exclusively curated experiences through
Extraordinary Weekends
• for movies and events
on booking through BookMy Show
Personal accident cover - `15 lakhs*
Air accident cover - `1 crore*
Zero lost card liability* - `50,000*
against fraudulent usage
Insurance cover of USD 500 on delayed/ loss of check in baggage and loss of travel documents
• Benefit from our and remit money in more than 100 currencies. Do fund transfers, invest in
Fixed Deposits, Mutual Funds, IPO and much more.
Avail up to 70% discount on Locker Rental# for lifetime, including 10% additional discount in case of Family Banking.
Burgundy membership eligibility criteria
Average Monthly Balance of ₹10 lakhs
(Savings Account)
Average Monthly Balance of ₹10 lakhs
(Savings & Current Account)
Foegein inward remmittance of rs 40 lakhs
Minimum total Relationship value of rs 30 lakhs
Minimum total Relationship value of rs 1 crore including demat ac
Net salary Credit in excess of `3 lakhs per month
(In salary account of Axis Bank)
WHOLESALE BANKING PRODUCTS
Schedule of charges - Current Account for Burgundy (CABGY) (w.e.f. Sept 01, 2024)
Monthly Average Balance (MAB) OR
MAB
Average Quarterly Balance (AQB)
Metro & Urban Zero
Semi-Urban & Rural Branches Zero
Charges for Non Maintenance Nil
Cash Deposit Monthly limits & charges
Home Branch free limit (in `) 10,00,000
Non-Home Branch free limit (in `)
Home Branch Cash Deposit Charges (in `) 4/1000
Non Home Branch Cash Deposit Charges (in `)
Cash Withdrawal Monthly limits & charges
Home Branch free limit Unlimited
Non-Home Branch free limit
Home Branch Cash Withdrawal Charges Nil
Non Home Branch Cash Withdrawal Charges
DD/PO Issuance Monthly limits & charges
Free limit Unlimited
Charges Nil
Cheque Book Indent Monthly limits & charges
Free Leaves Unlimited
Charges Nil
NEFT/RTGS (Outward) Monthly limits & charges
Branch & Digital channel Unlimited
IMPS Transactions (Outward) Monthly limits & charges
Limits and charges (in `) Upto `1,000 - `2.50/- per txn
`1,000 to `1 lakh - `5/- per txn
`1 lakh to `5 lakh - `10/- per txn
NEFT/RTGS/IMPS inwards transactions are free
Debit Card Charges Business Platinum Business Supreme
ATM Charges- Balance Enquirey
20 20**
(Non-Axis bank Only) (in ₹)
ATM Charges- Cash Withdrawal &
Balance 8.5 8.5**
Enquirey (Axis bank ATMs (in ₹)
Purchase transaction
Nil Nil
(POS) Charges (in ₹)
Issuance Fees (in ₹) Nil 1000
Annual Fees (in ₹) Nil 1000
Replacement Fees (in ₹) 200 500
**Free- First 5 transactions (including financial and non-financial).
Cheque related charges
Cheques Deposited at any Axis Bank branch `100 per instrument
for outstation collection
1st two returns for the month – Rs 550/-
Cheque Return - Issued by Customer
3rd return onwards for the month – Rs 750/-
Cheque Return - Deposited by Customer 1st return for the month – `50
2nd return onwards for the month – `100
Cheque Return - Deposited by Customer for Up to 10K- - Rs. 50/- plus GST,
Outstation Collection Above 10K - Rs. 100/- plus GST
Debit Mandate Registration (Mandate registration
through Rs. 75/- per instance
eNach, eSign, Physical and Scan mode on Axis Bank
accounts)
Miscellaneous Charges
BNA Convenience charges (Applicable on cash `50 per transaction
deposit in Cash Deposit Machines (CDM) post office exceeding INR `15,000 per
hours on working days and entire day on Bank month either single or multiple
Holidays & State Holidays) transaction
DD ( payable at Correspondent Bank locations under `1.00/1000; Min `25 per DD
Desk Drawing arrangement)
DD purchased from other banks Actual + `0.50/1000; Min `50 per DD
DD drawn on Axis Bank branches -
`100/- per instance
Cancellation, Reissuance or Revalidation
DD drawn on Correspondent Bank branches - `100/- per instance + other bank's
Cancellation , Reissuance or Revalidation charges at actuals if any
ECS (Debit) Returns 1st return for the month – Rs 500/-
2nd return onwards for the month – Rs
550/-
Account Statement - Duplicate statement from `100 per statement
Branch
Retrieval of old records or query More than 1 year old: `100 per record/ query
SMS Alerts: Free
1. EOD Balance Alert
2.Transaction Alert
Other Debit Card Charges As applicable on the card
Signature Verification Certificate `50 per verification
Standing Instructions Free
Stop Payment Charges Per Instrument: `50, Per Series: `100
Account Closure Charges Less than 14 days - NIL. Older than 14 days -
`500
BURGUNDY BUSINESS LENDING SOLUTIONS
Your business will receive the same level of care and attention as you do. We also provide
a range of lending and finance solutions for both personal and business needs. Your
Burgundy Relationship Manager will be happy to facilitate these services.
1. BUSINESS BANKING
Current accounts
Cash management services
SME loans
Treasury solutions
Forex and trade finance
Working capital management
Receivables management
Investment banking
Private equity
2. > LENDING SOLUTIONS
Home Loans
Loan against property
Loan against securities
24x7 Overdraft Against Fixed Deposit
ESOP funding
Education loan
Auto loan
Wouldn't you like a facility that lets you have access to funds as and when you require
them, even as you pay interest only on the amount you utilize? Enjoy this benefit through
24x7 Overdraft by Axis Bank. An overdraft is a quick and convenient option when you need
funds urgently - be it for your business requirements or individual needs. Since it is an
overdraft facility, interest is charged on the amount that is drawn or utilised, and not the
entire limit available. For instance, if you have an overdraft limit of Rs. 50,000, but you
withdraw or utilise only Rs. 25,000, the interest will be applicable on Rs. 25,000 and not on
the entire limit of Rs. 50,000.
24x7 Overdraft Against Fixed Deposit
Use this facility to get funds online and instantly against your fixed deposit with Axis Bank,
without breaking it before maturity. This ensures your savings are not liquidated while you
get instant access to funds" as and when required. It is available for both business and
salaried customers who have Fixed Deposits with Axis Bank.
To Apply -
Log in to Internet Banking > Apply Now > Loans > Loan against Fixed Deposit
Log in to Mobile > Loans > Loan against Fixed Deposit
24x7 Quick Overdraft
24x7 Quick Overdraft is a paperless option for an instantly accessible credit facility, to help
you with your day-to-day business needs. It can be accessed through Axis Mobile and
Internet Banking. Further, this facility grants you customised offers and provides you the
option of instantly utilising your funds post creation of the overdraft. You also have the
choice of keeping the funds in readiness for any future need that could come up. 24x7
Quick Overdraft is for self-employed individuals/business owners.
BURGUNDY LEGACY PLANNING
PROTECT
The creation of bespoke structures, such as trusts and foundations, and incorporation of
companies - to hold and protect family assets and counter unforeseen eventualities.
PASS ON
Tailor-made succession plans through legally binding structures in order to enable efficient
inter-generational transfer of assets (physical, financial, or intellectual properties) to the
intended beneficiaries at the right time and in a hassle-free manner.
BURGUNDY PHILANTHROPY
The Axis Bank Foundation (ABF) was set up in 2006 with a sharp focus towards increasing
the livelihood opportunities of rural communities living in some of the most backward
regions of the country.
Today, ABF is working towards its mission of supporting livelihoods for 2 million families
by year 2025. Our programs are carefully monitored and their impact is measured so that
they may evolve to meet the needs and aspiration of the communities that they serve.
