I Am Red
Name of the Prospect / DADASO MASAJI Proposal No: 4067711250538
Policyholder: JAVIR
Name of the Product: Tata AIA Life Insurance Fortune Pro
Age (yrs) : 38
Tag Line : Unit Linked, Individual Life Insurance Savings
Name of the Life Assured : DADASO MASAJI Plan
JAVIR
Unique Identification No.: 110L112V06
Age (yrs) : 38
GST Rate: 18.0%
Sum Assured (Rs.): 600000
Investment Strategy Opted NIL
Policy Term (yrs): 20 for:
Premium Payment Term (yrs): 7 Funds opted for along with their risk level
Amount of Instalment Premium 4,998
(Rs.):
Mode of Payment of Premium : Monthly
Fund Name Allocation Percentage Risk Profile
Large Cap Equity Fund (ULIF 017 07/01/08 TLC 110) 0%
Whole Life Mid-cap Equity Fund (ULIF 009 04/01/07 WLE 110) 0%
Whole Life Aggressive Growth Fund (ULIF 010 04/01/07 WLA 110) 0%
Whole Life Stable Growth Fund (ULIF 011 04/01/07 WLS 110) 0%
Whole Life Income Fund (ULIF 012 04/01/07 WLI 110) 0%
Whole Life Short Term Fixed Income Fund (ULIF 013 04/01/07 WLF 110) 0%
Multi Cap Fund (ULIF 060 15/07/14 MCF 110) 50% High
India Consumption Fund (ULIF 061 15/07/14 ICF 110) 30% High
Super Select Equity Fund (ULIF 035 16/10/09 TSS 110) 0%
Top 50 Fund (ULIF 026 12/01/09 ITF 110) 0%
Top 200 fund (ULIF 027 12/01/09 ITT 110) 10% High
Emerging Opportunities Fund (ULIF 064 12/09/22 EOF 110) 0%
Sustainable Equity Fund (ULIF 065 12/09/22 ESG 110) 0%
Dynamic Advantage Fund (ULIF 066 12/09/22 DAF 110) 0%
Flexi Growth Fund (ULIF 068 25/04/23 FGF 110) 10% High
Constant Maturity Fund (ULIF 069 17/05/23 CMF 110) 0%
Target Maturity Fund (ULIF 070 17/05/23 TMF 110) 0%
Small Cap Discovery Fund (ULIF 071 22/05/23 SCF 110) 0%
Rider Details
Sum Assured Coverage Premium Payment Premium without GST
Rider Name (Benefit Option) UIN
(Rs.) Term Term (Rs.)
Tata AIA Life Insurance Waiver of Premium (Linked)
110A026V02 ** 7 7 Refer Rider Charges
Rider
** The benefit equals all future premiums payable under the base policy from the date of claim for a period as specified in the policy contract. Please refer the policy contract for more details.
How to read and understand this benefit illustration?
This benefit illustration is intended to show what charges are deducted from your premiums and how the unit fund, net of charges and taxes, may grow over
the years of the policy term if the fund earns a gross return of 8% p.a. or 4% p.a. These rates, i.e., 8% p.a. and 4% p.a. are assumed only for the purpose of
illustrating the flow of benefits if the returns are at this level. It should not be interpreted that the returns under the plan are going to be either 8% p.a. or 4%
p.a.
Net Yield mentioned corresponds to the gross investment return of 8% p.a., net of all charges but does not consider mortality, morbidity charges,
underwriting extra, if any, guarantee charges and cost of riders, if deducted by cancellation of units. It demonstrates the impact of charges and taxes on the
net yield. Please note that the mortality charges per thousand sum assured in general, increases with age.
The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, morbidity, underwriting extra, cost of riders, etc.
The investment risk in this policy is borne by the policyholder, hence, for more details on terms and conditions please read sales literature carefully.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance
business. If your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers
variable benefits then the illustration on this page will show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These
assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependant
on a number of factors including future investment performance.
Part A of this statement presents a summary view of year-by-year charges deducted under the policy, fund value, surrender value and the death benefit, at
two assumed rates of return. Part B of this statement presents a detailed break-up of the charges, and other values.
Part A
(Amount in Rupees)
At 4% p.a. Gross Investment Return At 8% p.a. Gross Investment Return Commission
Annualized Mortality, Mortality, payable to
Policy Year Other Fund at End Surrender Other Fund at End Surrender
Premium Morbidity GST Death Benefit Morbidity GST Death Benefit intermediary
Charges* of Year Value Charges* of Year Value (Rs.)
Charges Charges
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
1 60,000 780 4,682 983 54,688 50,816 600,000 779 4,688 984 55,825 51,873 600,000 3,000
2 60,000 760 5,312 1,093 110,831 107,999 600,000 756 5,345 1,098 115,341 112,509 600,000 600
3 60,000 732 5,675 1,153 168,816 166,692 600,000 721 5,765 1,167 179,150 177,026 600,000 600
4 60,000 655 6,362 1,263 228,390 226,974 600,000 632 6,539 1,291 247,228 245,812 600,000 600
5 60,000 609 7,051 1,379 289,574 289,574 600,000 566 7,349 1,425 319,843 319,843 600,000 600
6 60,000 547 7,150 1,385 353,164 353,164 600,000 474 7,606 1,454 398,072 398,072 600,000 600
7 60,000 464 7,855 1,497 418,552 418,552 600,000 348 8,509 1,594 481,611 481,611 600,000 600
8 0 430 5,541 1,075 428,118 428,118 600,000 254 6,432 1,203 511,963 511,963 600,000 0
9 0 453 5,657 1,100 437,898 437,898 600,000 198 6,809 1,261 544,349 544,349 600,000 0
10 0 476 5,776 1,125 447,900 447,900 600,000 121 7,213 1,320 578,928 578,928 600,000 0
11 0 497 5,897 1,151 459,046 459,046 600,000 24 7,643 1,380 617,099 617,099 617,099 0
12 0 511 6,033 1,178 470,481 470,481 600,000 0 8,118 1,461 657,854 657,854 657,854 0
13 0 520 6,172 1,205 482,219 482,219 600,000 0 8,625 1,552 701,338 701,338 701,338 0
14 0 455 6,316 1,219 494,356 494,356 600,000 0 9,165 1,650 747,732 747,732 747,732 0
15 0 446 6,464 1,244 506,837 506,837 600,000 0 9,742 1,754 797,231 797,231 797,231 0
16 0 427 6,616 1,268 519,683 519,683 600,000 0 10,358 1,864 850,044 850,044 850,044 0
17 0 396 6,772 1,290 532,918 532,918 600,000 0 11,014 1,983 906,391 906,391 906,391 0
18 0 353 6,934 1,312 546,568 546,568 600,000 0 11,715 2,109 966,511 966,511 966,511 0
19 0 296 7,101 1,331 560,661 560,661 600,000 0 12,462 2,243 1,030,654 1,030,654 1,030,654 0
20 0 223 7,273 1,349 575,227 575,227 600,000 0 13,259 2,387 1,099,091 1,099,091 1,099,091 0
*Other charges includes Premium Allocation Charge, Policy Admin Charge, Fund Management Charge and Rider Charges, if any. See Part B for details.
IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICYHOLDER AND THE ABOVE INTEREST RATES ARE ONLY FOR
ILLUSTRATIVE PURPOSE.
I ___________________________ (name), have explained the I ___________________________ (name), having received the information with
premiums, charges and benefits under the policy fully to the respect to the above, have understood the above statement before entering into
prospect / policyholder. the contract.
Place: I Am Red
Date: Signature of Agent/ Intermediary/ Official Date: Signature of Prospect/ Policyholder
Part B
Gross Yield 8% p.a Net Yield 6.38% Amount in Rupees
Annualized
Premium
Annualized Premium -
Allocation Mortality Policy Admin Guarantee Rider Additions to Fund before Fund at End Surrender Death
Policy Year Premium Premium GST FMC
Charge charge Charge Charge Charges the Fund* FMC of Year Value Benefit
(AP) Allocation
(PAC)
Charges
1 60,000 3,599 56,401 779 984 450 NA 279 0 55,891 360 55,825 51,873 600,000
2 60,000 3,599 56,401 756 1,098 450 NA 242 0 115,477 1,054 115,341 112,509 600,000
3 60,000 3,299 56,701 721 1,167 450 NA 219 0 179,362 1,797 179,150 177,026 600,000
4 60,000 3,299 56,701 632 1,291 450 NA 199 0 247,520 2,591 247,228 245,812 600,000
5 60,000 3,299 56,701 566 1,425 450 NA 162 0 320,221 3,438 319,843 319,843 600,000
6 60,000 2,699 57,301 474 1,454 450 NA 110 0 398,542 4,347 398,072 398,072 600,000
7 60,000 2,699 57,301 348 1,594 450 NA 39 0 482,180 5,321 481,611 481,611 600,000
8 0 0 0 254 1,203 450 NA 0 0 512,567 5,982 511,963 511,963 600,000
9 0 0 0 198 1,261 450 NA 0 0 544,992 6,359 544,349 544,349 600,000
10 0 0 0 121 1,320 450 NA 0 0 579,612 6,763 578,928 578,928 600,000
11 0 0 0 24 1,380 450 NA 0 1,232 616,595 7,193 617,099 617,099 617,099
12 0 0 0 0 1,461 450 NA 0 1,313 657,317 7,668 657,854 657,854 657,854
13 0 0 0 0 1,552 450 NA 0 1,400 700,765 8,175 701,338 701,338 701,338
14 0 0 0 0 1,650 450 NA 0 1,492 747,121 8,715 747,732 747,732 747,732
15 0 0 0 0 1,754 450 NA 0 1,591 796,580 9,292 797,231 797,231 797,231
16 0 0 0 0 1,864 450 NA 0 1,697 849,349 9,908 850,044 850,044 850,044
17 0 0 0 0 1,983 450 NA 0 1,809 905,651 10,564 906,391 906,391 906,391
18 0 0 0 0 2,109 450 NA 0 1,929 965,721 11,265 966,511 966,511 966,511
19 0 0 0 0 2,243 450 NA 0 2,057 1,029,812 12,012 1,030,654 1,030,654 1,030,654
20 0 0 0 0 2,387 450 NA 0 2,194 1,098,193 12,809 1,099,091 1,099,091 1,099,091
Gross Yield 4% p.a Amount in Rupees
Annualized
Premium
Annualized Premium -
Allocation Mortality Policy Admin Guarantee Rider Additions to Fund before Fund at End Surrender Death
Policy Year Premium Premium GST FMC
Charge charge Charge Charge Charges the Fund* FMC of Year Value Benefit
(AP) Allocation
(PAC)
Charges
1 60,000 3,599 56,401 780 983 450 NA 279 0 54,752 354 54,688 50,816 600,000
2 60,000 3,599 56,401 760 1,093 450 NA 242 0 110,961 1,021 110,831 107,999 600,000
3 60,000 3,299 56,701 732 1,153 450 NA 219 0 169,016 1,707 168,816 166,692 600,000
4 60,000 3,299 56,701 655 1,263 450 NA 199 0 228,660 2,414 228,390 226,974 600,000
5 60,000 3,299 56,701 609 1,379 450 NA 162 0 289,917 3,140 289,574 289,574 600,000
6 60,000 2,699 57,301 547 1,385 450 NA 110 0 353,582 3,891 353,164 353,164 600,000
7 60,000 2,699 57,301 464 1,497 450 NA 39 0 419,047 4,667 418,552 418,552 600,000
8 0 0 0 430 1,075 450 NA 0 0 428,623 5,091 428,118 428,118 600,000
9 0 0 0 453 1,100 450 NA 0 0 438,416 5,207 437,898 437,898 600,000
10 0 0 0 476 1,125 450 NA 0 0 448,429 5,326 447,900 447,900 600,000
11 0 0 0 497 1,151 450 NA 0 916 458,671 5,447 459,046 459,046 600,000
12 0 0 0 511 1,178 450 NA 0 939 470,096 5,583 470,481 470,481 600,000
13 0 0 0 520 1,205 450 NA 0 963 481,825 5,722 482,219 482,219 600,000
14 0 0 0 455 1,219 450 NA 0 987 493,952 5,866 494,356 494,356 600,000
15 0 0 0 446 1,244 450 NA 0 1,012 506,423 6,014 506,837 506,837 600,000
16 0 0 0 427 1,268 450 NA 0 1,037 519,258 6,166 519,683 519,683 600,000
17 0 0 0 396 1,290 450 NA 0 1,064 532,482 6,322 532,918 532,918 600,000
18 0 0 0 353 1,312 450 NA 0 1,091 546,121 6,484 546,568 546,568 600,000
19 0 0 0 296 1,331 450 NA 0 1,119 560,203 6,651 560,661 560,661 600,000
20 0 0 0 223 1,349 450 NA 0 1,148 574,757 6,823 575,227 575,227 600,000
Notes:
1. Refer the sales literature for explanation of terms used in this illustration.
2. Fund management charge is based on the specific fund option(s) chosen.
3. *Additions to the Fund refers to the Loyalty Additions under the plan.
Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance
Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know
the tax benefits available to you.
I _______________________________ (name), have explained I _______________________________ (name), having received the
the premiums, charges and benefits under the policy fully to the information with respect to the above, have understood the above statement
prospect / policyholder. before entering into the contract.
Place: i am red
Date: Signature of Agent/ Intermediary/ Official Date: Signature of Prospect/ Policyholder
Unique Reference Number - L&C/Advt/2024/Mar/0678
Tata AIA Life Insurance Company Ltd. (IRDA of India Regn No. 110) (CIN: U66010MH2000PLC128403)
Registered and Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai- 400013
Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.
For more information, Call the Tata AIA Life Insurance Company Ltd Helpline number1860-266-9966 (local charges apply) or Visit us at: www.tataaia.com
(I)V.99.00/FY2023-2024_Q4/RELEASE 01-01-24/EXPIRY 31-03-2024 WS 11-03-2024,10:15 AM
