Page 1 of 5
Statement of Account
Statement Period
11/16/23 - 12/15/23
Access No. 13360038
#BWNLLSV
Routing Number: 2560-7497-4
#000000Q3S6PPS8A7#000DME90F
PRECIOUS D MCNEIL Questions about this Statement?
352 GOURD ST Toll-free in the U.S. 1-888-842-6328
ZEBULON NC 27597-5537 For toll-free numbers when overseas,
visit navyfederal.org/overseas/
Collect internationally 1-703-255-8837
Say "Yes" to Paperless! View your
digital statements via Mobile or
Navy Federal Online Banking.
Online Banking Is Getting an Exciting Upgrade!
Coming soon: an easier and more seamless online banking experience! Visit
navyfederal.org/digitalbanking for a look at the changes to come.
Summary of your deposit accounts
Previous Deposits/ Withdrawals/ Ending YTD
Balance Credits Debits Balance Dividends
EveryDay Checking
7093468176 $531.00 - $5,220.00 $3,740.56 $948.44 $0.05
Membership Savings
3115321659 $5.00 $0.00 $0.00 $5.00 $0.00
Totals $526.00 - $5,220.00 $3,740.56 $953.44 $0.05
REMITTANCE RECEIVED AFTER STATEMENT PERIOD WILL APPEAR ON YOUR NEXT STATEMENT
PRECIOUS D MCNEIL
DEPOSIT VOUCHER
(FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL
13360038
DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL)
ACCOUNT NUMBER ACCOUNT TYPE AMOUNT ENCLOSED
MARK "X" TO CHANGE 7093468176 Checking
ADDRESS/ORDER
ITEMS ON REVERSE
3115321659 Savings
NFCU
PO BOX 3100
TOTAL
MERRIFIELD VA 22119-3100
405709346817631153216590000000000000000000000000000000
Page 2 of 5
Statement Period
11/16/23 - 12/15/23
Access No. 13360038
Statement of Account
For PRECIOUS D MCNEIL
Checking
EveryDay Checking - 7093468176
Joint Owner(s): NONE
Date Transaction Detail Amount($) Balance($)
11-16 Beginning Balance 531.00 -
11-16 Deposit - ACH Paid From Amazing Home Car Do0S 01Afd1 1,787.50 1,256.50
11-17 Transfer To Credit Card 150.00 - 1,106.50
Precious D McNeil
11-20 POS Credit Adjustment 7079 Transaction 11-18-23 Zelle*stepping ST Visa Direct CA 160.00 1,266.50
11-20 ATM Fee - Withdrawal 11-18-23 Pai Iso Wilson NC 1.00 - 1,265.50
11-20 ATM Fee - Withdrawal 11-18-23 Pai Iso Wilson NC 1.00 - 1,264.50
11-20 ATM Fee - Withdrawal 11-17-23 Secu Wilson NC 1.00 - 1,263.50
11-20 ATM Fee - Withdrawal 11-19-23 Secu Wilson NC 1.00 - 1,262.50
11-20 ATM Withdrawal 11-18-23 Pai Iso Wilson NC 42.99 - 1,219.51
11-20 ATM Withdrawal 11-17-23 Secu Wilson NC 102.00 - 1,117.51
11-20 ATM Withdrawal 11-18-23 Pai Iso Wilson NC 202.99 - 914.52
11-20 ATM Withdrawal 11-19-23 Secu Wilson NC 262.00 - 652.52
11-20 POS Debit - Debit Card 7079 Transaction 11-17-23 S & H Mart Wilson 7.00 - 645.52
11-20 POS Debit- Debit Card 7079 11-17-23 Taco Bell 024772 Wilson NC 11.63 - 633.89
11-20 POS Debit- Debit Card 7079 11-19-23 Zelle*jessie Dugg Visa Direct AZ 26.00 - 607.89
11-20 POS Debit - Debit Card 7079 Transaction 11-18-23 Sams Jiffy Mart Wilson 36.50 - 571.39
11-20 POS Debit- Debit Card 7079 11-18-23 Friends Mart Zebulon NC 69.65 - 501.74
11-20 POS Debit - Debit Card 7079 Transaction 11-17-23 S & H Mart Wilson 73.00 - 428.74
11-20 POS Debit - Debit Card 7079 Transaction 11-17-23 Roses Store #482 Wilson 112.01 - 316.73
11-20 POS Debit- Debit Card 7079 11-17-23 Verizon Wrls Ivr V 800-9220204 CA 132.89 - 183.84
11-20 POS Debit- Debit Card 7079 11-17-23 Pnm * Onemain Fina Santa Clara CA 375.00 - 191.16 -
11-20 Paid To - Klarna W2Cq92P Chk 2607315 44.91 - 236.07 -
11-20 Optional Overdraft Protection Fee(s) 20.00 - 256.07 -
11-21 ATM Fee - Inquiry 11-20-23 Friends Mart Zebulon NC 1.00 - 257.07 -
11-21 ATM Fee - Denied Transaction 11-20-23 Friends Mart Zebulon NC 1.00 - 258.07 -
Page 3 of 5
Statement Period
11/16/23 - 12/15/23
Access No. 13360038
Statement of Account
For PRECIOUS D MCNEIL
EveryDay Checking - 7093468176 (Continued from previous page)
Joint Owner(s): NONE
Date Transaction Detail Amount($) Balance($)
11-21 POS Debit- Debit Card 7079 11-20-23 New Beauty Wilson NC 21.34 - 279.41 -
11-21 POS Debit- Debit Card 7079 11-20-23 New Beauty Wilson NC 23.99 - 303.40 -
11-21 POS Debit - Debit Card 7079 Transaction 11-20-23 7-Eleven Store Wilson 33.76 - 337.16 -
11-21 POS Debit - Debit Card 7079 Transaction 11-20-23 Family Dollar # Wilson 41.71 - 378.87 -
11-21 Optional Overdraft Protection Fee(s) 20.00 - 398.87 -
11-22 ATM Fee - Withdrawal 11-21-23 Walmart Superce Greenville NC 1.00 - 399.87 -
11-22 ATM Withdrawal 11-21-23 Walmart Superce Greenville NC 28.00 - 427.87 -
11-22 POS Debit- Debit Card 7079 11-20-23 Nagis Mart Wilson NC 3.50 - 431.37 -
11-22 POS Debit - Debit Card 7079 Transaction 11-21-23 Wm Superc Wal-Mart Sup Wilson 36.78 - 468.15 -
11-22 Optional Overdraft Protection Fee(s) 20.00 - 488.15 -
11-24 POS Debit- Debit Card 7079 11-22-23 Apple Cash Sent MO 1Infiniteloop CA 20.00 - 508.15 -
11-24 Optional Overdraft Protection Fee(s) 20.00 - 528.15 -
11-30 Deposit - ACH Paid From Amazing Home Car Do0S 01Afd1 1,787.50 1,259.35
12-01 Transfer To Credit Card 200.00 - 1,059.35
Precious D McNeil
12-01 Transfer To Credit Card 200.00 - 859.35
Precious D McNeil
12-04 ATM Fee - Withdrawal 12-03-23 Secu Zebulon NC 1.00 - 858.35
12-04 ATM Withdrawal 12-03-23 Secu Zebulon NC 182.00 - 676.35
12-04 POS Debit- Debit Card 7079 12-03-23 Zaxby's #32201 Knightdale NC 0.96 - 675.39
12-04 POS Debit- Debit Card 7079 12-01-23 Fresh Mart Wilson NC 2.34 - 673.05
12-04 POS Debit- Debit Card 7079 12-01-23 On The Run Wilson NC 3.19 - 669.86
12-04 POS Debit - Debit Card 7079 Transaction 12-02-23 Carolina Open A/6400 P Raleigh
NC 3.92 - 665.94
12-04 POS Debit- Debit Card 7079 12-01-23 Fresh Mart Wilson NC 14.50 - 651.44
12-04 POS Debit- Debit Card 7079 12-03-23 Zaxby's #32201 Knightdale NC 30.17 - 621.27
12-04 POS Debit- Debit Card 7079 12-01-23 Marty's Bbq 252-2056069 NC 38.91 - 582.36
12-04 POS Debit- Debit Card 7079 12-01-23 Lowes #00726* Wilson NC 43.75 - 538.61
12-04 POS Debit- Debit Card 7079 12-02-23 Sq *angels Of Ligh Clayton NC 131.00 - 407.61
12-04 POS Debit- Debit Card 7079 12-03-23 Verizonwrlss*rtccr 800-922-0204 FL 164.94 - 242.67
12-04 POS Debit - Debit Card 7079 Transaction 12-03-23 Wal-Mart Super Center Zebulon 248.00 - 5.33 -
12-04 POS Debit - Debit Card 7079 Transaction 12-01-23 Quick Cash Pawn #474 Wilson
NC 349.39 - 354.72 -
12-04 Optional Overdraft Protection Fee(s) 20.00 - 374.72 -
12-05 POS Debit- Debit Card 7079 12-04-23 Marathon Petro1134 Wilson NC 5.32 - 380.04 -
12-05 Optional Overdraft Protection Fee(s) 20.00 - 400.04 -
12-06 POS Debit- Debit Card 7079 12-05-23 Nagis Mart Wilson NC 3.50 - 403.54 -
12-07 POS Debit- Debit Card 7079 12-05-23 Pizza Hut 036606 Https://Ipcha NC 25.55 - 429.09 -
12-07 Optional Overdraft Protection Fee(s) 20.00 - 449.09 -
12-11 POS Debit - Debit Card 7079 Transaction 12-08-23 Walgreens Store 101 W Zebulon
NC 30.57 - 479.66 -
12-11 Optional Overdraft Protection Fee(s) 20.00 - 499.66 -
12-12 POS Debit - Debit Card 7079 Transaction 12-11-23 Dollar Tr 1501 Ward Bl Wilson 6.90 - 506.56 -
12-12 POS Debit- Debit Card 7079 12-12-23 Circle K # 23471 Wilson NC 10.00 - 516.56 -
12-12 Optional Overdraft Protection Fee(s) 20.00 - 536.56 -
12-14 Deposit - ACH Paid From Amazing Home Car Do0S 01Afd1 1,485.00 948.44
12-15 Ending Balance 948.44
Average Daily Balance - Current Cycle: $32.09
Page 4 of 5
Statement Period
11/16/23 - 12/15/23
Access No. 13360038
Statement of Account
For PRECIOUS D MCNEIL
Items Paid
Date Item Amount($) Date Item Amount($)
11-20 ACH 44.91 12-04 POS 14.50
11-20 POS 11.63 12-04 POS 30.17
11-20 POS 26.00 12-04 POS 38.91
11-20 POS 36.50 12-04 POS 43.75
11-20 POS 69.65 12-04 POS 131.00
11-20 POS 73.00 12-04 POS 164.94
11-20 POS 112.01 12-04 POS 248.00
11-20 POS 132.89 12-04 POS 349.39
11-20 POS 375.00 12-05 POS 5.32
11-20 POS 7.00 12-06 POS 3.50
11-21 POS 21.34 12-07 POS 25.55
11-21 POS 23.99 12-11 POS 30.57
11-21 POS 33.76 12-12 POS 6.90
11-21 POS 41.71 12-12 POS 10.00
11-22 POS 3.50 11-20 ATMO 262.00
11-22 POS 36.78 11-20 ATMO 42.99
11-24 POS 20.00 11-20 ATMO 102.00
12-04 POS 0.96 11-20 ATMO 202.99
12-04 POS 2.34 11-22 ATMO 28.00
12-04 POS 3.19 12-04 ATMO 182.00
12-04 POS 3.92
Total Total
Fee(s) this period year-to-date*
Total Overdraft Fee(s) $180.00 $380.00
*As of the first statement period that begins in January of each year.
Savings
Membership Savings - 3115321659
Joint Owner(s): NONE
Date Transaction Detail Amount($) Balance($)
11-16 Beginning Balance 5.00
No Transactions This Period
12-15 Ending Balance 5.00
Page 5 of 5
Statement Period
11/16/23 - 12/15/23
Access No. 13360038
Statement of Account
For PRECIOUS D MCNEIL
Disclosure Information
• The interest charge on the Checking Line of Credit advances begins to accrue on the date an advance is posted to your account and continues to accrue daily on the unpaid principal balance.
• We calculate the interest charge on your account by applying the daily periodic rate to the "daily balance" of your account for each day in the billing cycle. To get the "daily balance"
we take the beginning balance of your account each day, add any new advances or fees, and subtract any payments, credits, or unpaid interest charges.
• You may also determine the amount of interest charges by multiplying the "Balance Subject to Interest Rate" by the number of days in the billing cycle and the daily periodic rate. The "Balance
Subject to Interest Rate" disclosed in the Interest Charge Calculation table is the "average daily balance." To calculate the "average daily balance" add up all the "daily balances" for
the billing cycle and divide the total by the number of days in the billing cycle.
• If there are two or more daily periodic rates imposed during the billing cycle, you may determine the amount of interest charges by multiplying each of the "Balances Subject to Interest Rate"
by the number of days the applicable rate was in effect and multiplying each of the results by the applicable daily periodic rate and adding the results together.
What to Do if You Think You Find a Mistake on Your Statement
Errors Related to a Checking Line of Credit Advance
If you think there is an error on your statement, write to us at:
Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000; or by fax, 1-703-206-4244.
You may also contact us on the Web: navyfederal.org.
In your letter, give us the following information:
• Account information: Your name and account number.
• Dollar amount: The dollar amount of the suspected error.
• Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.
You must contact us within 60 days after the error appeared on your statement.
You must notify us of any potential errors in writing (or electronically). You may call us, but if you do, we are not required to investigate any potential error, and you may have to
pay the amount in question.
While we investigate whether or not there has been an error, the following are true:
• We cannot try to collect the amount in question or report you as delinquent on that amount.
• The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have
to pay the amount in question or any interest or other fees related to that amount.
• While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
• We can apply any unpaid amount against your credit limit.
If we take more than 10 days in resolving an electronic transfer inquiry, we will provisionally credit your account for the amount in question so that you will have access to the funds during the
time of our investigation.
Errors Within Your Checking Account, Money Market Savings Account, or Savings Account
In case of errors or questions about your electronic transfers telephone us at 1-888-842-6328, write us at the address provided above, or through Navy Federal Online Banking as soon as you
can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we
sent the FIRST statement on which the problem or error appeared.
• Tell us your name and account number (if any).
• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.
• Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will provisionally credit your account for the amount you think is in error,
so that you will have the use of the money during the time it takes us to complete our investigation.
Payments
Your check must be payable to Navy Federal Credit Union and include your Checking Line of Credit account number. Include the voucher found at the bottom of your statement and mail the enclosed
envelope to: Navy Federal Credit Union, PO Box 3100, Merrifield, VA 22119-3100. Payments received by 5:00 pm Eastern Time at the mail address above will be credited the same day. Mailed payments
for your Checking Line of Credit account may not be commingled with funds designated for credit to other Navy Federal Credit Union accounts.
