Activity 16 - Group 5 - BPA 1A
Activity 16 - Group 5 - BPA 1A
Financial Security
The legal and informal old age protection systems in Malaysia, Singapore, and the
Philippines' largest cities were examined in this study. Research has also been done
on the significance of family support in Asian nations for the preservation of the
elderly. Surveys and interviews were used to gather data. Interviews were conducted
with a total of 250 young people and 250 senior people in Kuala Lumpur. In Manila,
an equal number of young and old people were questioned. Data was gathered from
206 and 161 elderly and young people in Singapore, respectively. To examine how
the availability of different old age safeguards for the two generations overlapped
and how their relative proportions varied among the three cities, a Venn diagram was
created. Since it was well acknowledged that the official old-age benefits were
insufficient, many turned to unofficial safeguards including insurance, savings, and
family support. According to the younger generations, depending on family
assistance has become less significant—with the exception of Manila (Mohd et al.,
2010).
Both the GSIS and SSS are mandated, publicly administered, benefit-defined social
insurance programs. They are supported by investment income from reserves as
well as contributions from members' employers. Both the systems' solvency and the
specified benefit amounts are guaranteed by the government. Due to the rise in
unemployment and the decline in the number of wages that serve as the basis for
payments, the global economic slump will likely result in a decrease in the stream of
contributions to the social security system. Simultaneously, politicians will be enticed
to utilize the pension funds as a means of partially funding the fiscal stimulus
package produced in reaction to the crisis (Manasan, 2009).
Private and public sector workers in the Philippines are covered by two different
organizations that offer social security benefits. Because social security is so
important for meeting individual financial needs, this phenomenon has the potential
to spark some important conversations about e-government. Using a theoretical
framework based on the IS success model, previous experience, and trust theory,
this study documents the opinions of 541 government and private sector employees
regarding the e-social security services that are available to them. The results of
structural equation modeling show that the degree to which people perceive the
quality of e-social security is highly dependent on their level of faith in e-government.
(Capistrano, 2022).
Community Safety
The study looked at what helps or hinders the community-based leadership of the
people of Pugad Island, Philippines, to attain disaster resilience. It did this by using
the GOAL framework for measuring community disaster resilience (MCDR). The
results of the study show how the community-based leadership of Pugad's disaster
resilience was both aided and hampered by the interaction of strengths and limits in
the practice of disaster risk reduction (DRR). These interactions focused on the
benefits and constraints of community leadership, respecting human rights, financing
community-based disaster recovery initiatives, collaborating with outside
development actors, and involving vulnerable populations—including women—in
disaster recovery. (Abenir et al., 2022)
The Philippines did not meet its target of reducing maternal fatalities by 75% as
stipulated by the Millennium Development Goal (MDG). Combining this with the
recently announced Sustainable Development Goals (SDGs) highlights how
important it is for the nation to maintain its current pace of expanding access to
maternal and child health treatments. One of the risk factors contributing to the
variations in health outcomes between socioeconomic groups is the unequal
utilization of health care. After pro-poor national health policy reforms, this study
attempts to investigate the level of disparities in the utilization of MCH services in the
Philippines. (Paredes, 2016)
Since equity is an abstract notion that encompasses philosophical ideas like social
justice and fairness, it is difficult to define and quantify. Using the equity index of
opportunity, this study aims to identify and quantify equity in health status and health
care utilization. The paper presents an approach that uses within-group and
between-group equity to explain equity. Within-group equity suggests that people
with distinct needs should be treated differently based on those differences, but
between-group equity emphasizes equal treatment for equal needs. The suggested
approach is applicable to all socioeconomic and demographic categories. The
Philippines' annual poverty indicator surveys as well as its demographic and health
surveys are used for empirical analysis. (Son, 2009)
In the Philippines, diarrhea and respiratory illnesses rank as the two leading causes
of death for children under five. As it works to overhaul its healthcare system, the
government has given cutting the number of deaths brought on by these disorders
top priority. Policy makers must possess a solid understanding of both the public and
private sectors' usage of health services in order to re-design health systems. The
Philippines National Demographic and Health Survey dataset from 1998 was utilized
to analyze the patterns of service utilization for children under five who had
respiratory illnesses or diarrhea. To identify determinants of health care utilization, a
nested logit regression strategy was employed, with the Andersen Model serving as
the conceptual framework. (Thind, 2003)
The Doctors to the Barrios (DTTB) initiative was founded in 1993 to address the
maldistribution of healthcare providers and the lack of doctors in remote and
underprivileged areas of the Philippines. Retention refers to the decision made by
just 18% of DTTBs as of 2011 to remain in the communities to which they were
assigned following their two-year deployment. The purpose of this research is to
determine the personal, environmental, occupational, national, and international
elements that influence DTTBs' decision to stay in their designated communities
following a two-year deployment. (Flores et al., 2021)
About a third of the countries affected by shortage of human resources for health are
the emerging market economies (EMEs). The greatest shortage in absolute terms
was found to be in India and Indonesia leading to health system crisis. This review
identifies the patterns of migration of health workers, causes and possible solutions
in these EMEs. (Nair & Webster, 2012)
Physical Well-Being
The Philippines has a young population structure, but in the years to come, this is
projected to change. Comprehending the welfare of the elderly is crucial in order to
formulate policies that provide a sufficient standard of living. To ensure that
individual development is equal, one must have a thorough understanding of the
variability of a population. Years of Good Life (YoGL) is a brand-new well-being
indicator made up of metrics for happiness with life, being out of poverty, and having
good bodily and mental health. To find which indicators best suit the stated
characteristics of YoGL, a variety of measurements were tested. (Vicerra, 2022)
Extant literature has shown that the compound personality variable core self-
evaluations (CSE) is associated with various psychological outcomes. However,
there is a dearth of research on CSE across cultures. Consistent with self-construal
theory, because there can be differences in self-construal’s within and between
cultures, the present study examined the moderating role of culture on the relation
between CSE and subjective well-being while also allowing for individual differences
in self-construal in the US and the Philippines. In both countries, CSE positively
predicted subjective well-being. Notably, the association between CSE and
subjective well-being was stronger in the US than in the Philippines. In addition,
independent self-construal strengthened the positive impact of CSE on subjective
well-being especially in the US. Overall, CSE positively predicts subjective well-
being; however, the relationship depends on not only the cultural context, but also on
individual differences in self-construal. (Rosopa et al., 2016)
II.Point of View
Financial Security
The adoption of a sound business model that targets a sizable untapped market and
is modeled after Grameen Bank, support from the government and/or donor
agencies, a supportive policy and regulatory environment, and innovations based on
Internet and mobile technology have all contributed to the growth of the microfinance
industry in the Philippines. Even as they work to attain financial sustainability,
microfinance institutions (MFIs) continue to encounter obstacles that may limit their
capacity to assist more impoverished individuals. We suggest a research program
that fills in the gaps in measuring the "quality" and "welfare" dimensions of financial
inclusion and supplements the development-economics literature by looking at MFIs
from a business perspective in order to better understand the difficulties MFIs face in
achieving both their social and economic goals. (Habaradas & Umali, 2013)
The Social Security System (SSS), the largest pension system in the Philippines that
provides coverage to private sector workers, and its financial reporting policies. The
amount and caliber of information in the reports that allowed users to evaluate the
System's cash flows, performance, and financial status was a focus of the current
evaluation of the SSS financial reports. The investigation concludes that there are
deficiencies in the SSS's reporting procedures with relation to receivables,
investment property, and its pension and insurance liabilities, even in light of the
Commission on Audit's unqualified conclusion regarding the reports. As a result,
consumers cannot evaluate the SSS's financial situation due to the lack of high-
quality information in its financial reports, even with regard to its 2011 stated
unfunded obligation of ₱1.22 trillion. (Valderrama, 2017)
For Indonesia and the Philippines, a model of food security and foreign exchange
supply is used. Over the past 20 years, the total amount of grain supplies in both
countries have been impacted by the cost of food security imports relative to
available foreign currency. Furthermore, during the 1997–1998 financial crisis,
Indonesia's fall in cereal supplies outpaced that anticipated due to a scarcity of
foreign currency. The research indicates that the interplay between foreign exchange
availability, food import prices, and domestic food production has a significant impact
on the short-term food security of food-importing nations. Programs for
compensatory funding that support food security must to be adaptable to further
instances of financial contagion, price hikes, or production shocks. (“Foreign
Exchange, Food Security, and Financial Crises in Indonesia and the Philippines on
JSTOR,” n.d.)
Community Safety
120 residents and 138 PNP officers from four Municipalities of Salug Valley
Zamboanga del Sur evaluated the efficacy of crime prevention strategies
implemented by the Salug Valley Philippine National Police (PNP) in terms of the
Police Integrated Patrol System, Barangay Peacekeeping Operation, Anti-Criminality
Operation, Integrated Area Community Public Safety services, Bantay Turista, and
School Safety Project. To choose the respondents, stratified random sampling was
used. In the town of Salug Valley, the PNP's crime prevention tactics and the index
crime rate were associated. A self-made questionnaire was used in this study as part
of a descriptive research design. The primary statistical methods, such as frequency
count, percentage, mean computation, Kruskal Wallis Analysis of Variance, and
simple correlation, were used to examine the acquired data. According to 158
participants' responses, the study's findings showed that the crime prevention tactics
in four (4) municipalities—the Integrated Patrol System, Barangay Peace Keeping
Operations, Anti-Criminality Operations, Integrated Area Community Public Safety
Services, Bantay Turista, and School Safety Project—were "much effective." The
index crime rate and the methods used to prevent crime are significantly correlated.
(Patalinghug, 2017)
A randomly chosen sample of 3000 rural and urban women who were prospectively
studied during pregnancy and at three or four days postpartum are used to assess
the determinants of prenatal care. The most popular kind of traditional, contemporary
public, or contemporary private prenatal care, as well as the number of visits to each
type of care, were found to be influenced by a wide range of policy considerations;
however, few of these factors had an impact on the first month of visits. Prenatal
trends were significantly impacted by the standard of care given, the mother's
insurance status, and the ease with which this care could be obtained. The range of
workable policy choices for enhancing prenatal care in rural and urban locations
differs significantly. (Wong et al., 1987)
The compromise that patients make while seeking medical care, choosing between
cost and quality. Based on information gathered from homes and medical facilities in
Cebu, Philippines, the analysis was conducted. This is one of the few health care
studies that incorporates comprehensive information on the individual characteristics
and facility attributes of all relevant alternatives due to the availability of both types of
data. The context of developing nations offers significant diversity in the kind of
facility selected; at one extreme of the spectrum is home delivery assisted solely by
friends and family, while at the other end are cutting-edge private hospitals. The
quality and cost of the options differ significantly, which makes this a perfect setting
for analyzing how these factors affect facility selection. The estimated nested logit
model specifications include cost, travel time, and various combinations of quality
measures, such as practitioner training, service availability, facility size and
crowdedness, availability of medical supplies, and their interaction with individual
characteristics. (Hotchkiss, 1998)
Photo Courtesy of Jaymalin, 2019
The quality of patient care services in the nation is in jeopardy due to the persistent
trend of Filipino nurses migrating abroad. The amount of organizational commitment
and turnover intention among nurses in the Philippines were investigated in this
study. Additionally, indicators of nurses' intention to leave the organization and their
organizational commitment were found. For this study, a cross-sectional research
design was chosen. 166 nurses, or 83% of the 200 nurses from nine rural hospitals
in the Central Philippines, answered the study's invitation to participate. The
Organizational Commitment Questionnaire and the Six-item Turnover Intention
Inventory Scale were the two standardized tools utilized. (Labrague et al., 2018)
In order to join their families in the United States, a group of Filipino internationally
educated nurses (IENs) applied to sit for the registered nurse licensure exam. The
state board of nursing denied their application after reviewing their transcripts of
education because they had not taken the clinical laboratory component of their
nursing courses concurrently with the theory section. The Board of Nursing declared
them ineligible and ordered them to retake these nursing courses in a recognized
nursing program. It should be mentioned that, in accordance with states' rights, the
additional requirement of concurrent theory and clinical courses proved problematic
in this state. (Joel et al., 2018)
Physical Well-Being
Whether ostensibly adaptive or maladaptive biological diversity has any true bearing
on people's lives and well-being is the general theoretical question our work
addresses. A sample of twenty-five boys and twenty-five girls who had finished first
grade at the age of eight were measured from a disadvantaged barrio of a rural
lowland Philippine fishing town. By NCHS standards, this group might be classified
as significantly undernourished, but not by Philippine norms. Anthropometry,
academic standing, and visual-motor abilities were found to be correlated. Here,
grades—which are considered to include both cognitive and social-behavioral
components—correlate most with the percentage of median height (NCHS and
Philippine), with visual motor skill showing a weaker but still significant correlation,
and not with height weight. Anthropometry and visual-motor skills (as measured by
the Beery VMI) did not correlate. (Steegmann et al., 1992)
It is said that caregivers for children have a big impact on the healing process of the
kids entrusted to them. Despite the fact that the healthcare sector is beginning to
conduct research on children who are at risk, this vulnerable population is still not
given priority as a research subject. The few research on child care providers
frequently concentrates on burnout and hazards associated with the job. According
to some research, it's crucial to consider positive elements like psychological health
and self-efficacy while attempting to comprehend the experiences of child care
providers. In this study, a sample of 100 Filipino childcare workers' psychological
well-being and self-efficacy are examined in relation to emotional tiredness. The
results of hierarchical multiple regression analyses showed that psychological well-
being and emotional tiredness had a significant positive association, whereas
psychological well-being and self-efficacy had a substantial negative link. (Mata &
Tarroja, 2022)
Financial Security
Financial security Financial security Building savings This occurs when Create a budget to
provides stability can be and assets can put someone steals track your income
and peace of compromised by individuals on a your personal and expenses.
mind by ensuring various types of path of upward information, such This will help you
that individuals fraud and scams. mobility, allowing as your Social identify areas
and families have This includes them to improve Security number where you can
enough identity theft, their financial or credit card save money and
resources to phishing scams, situation and details, to commit reduce
meet their basic Ponzi schemes, achieve their fraud or access unnecessary
needs and handle and fraudulent goals. your financial spending.
unexpected investment accounts.
expenses. opportunities.
Individuals and
organizations
need to be
vigilant and take
precautions to
protect
themselves from
these risks.
It acts as a safety Financial security Financial security Hackers can gain Set aside a portion
net, protecting can be creates a unauthorized of your income for
individuals and undermined by foundation for access to savings. Aim to
businesses economic individuals to financial systems build an
against financial downturns and explore and seize and steal emergency fund
risks such as job market volatility. economic sensitive data, that can cover at
loss, illness, Economic opportunities. It including least 3-6 months of
accidents, or recessions, stock provides the customer living expenses.
natural disasters. market crashes, stability and information and Additionally,
Adequate or sudden resources needed financial records. consider saving for
financial security changes in to pursue This can lead to specific goals such
measures can interest rates can entrepreneurship, financial losses as retirement,
help mitigate the lead to financial investments, and and reputational education, or a
negative impact losses for career damage for down payment on
of these risks. individuals, advancements. individuals and a house.
businesses, and organizations.
financial
institutions.
Community Safety
Limited access to When individuals Limited access to Limited access Enhance the
health care can have limited traditional to healthcare can existing healthcare
force health care access to health healthcare facilities exacerbate infrastructure by
providers and care, they may can drive the existing health building or
systems to experience development and inequities, as upgrading
prioritize their delays in adoption of marginalized healthcare
resources and receiving telemedicine and populations may facilities, including
allocate them more necessary remote health face greater hospitals, clinics,
efficiently. This can medical treatment services. These barriers in and medical
lead to better or may not technologies allow accessing centers. This can
utilization of receive adequate patients to receive essential help in increasing
available care at all. This medical healthcare the capacity to
resources and can lead to consultations, services. This provide healthcare
potentially improve worsened health diagnoses, and can result in services to a larger
the quality of care conditions, treatments disparities in population.
for those who can increased remotely, reducing health outcomes
access it. complications, the need for in- and contribute to
and poorer health person visits and the cycle of
outcomes. improving access poverty and ill
to healthcare for health.
underserved
populations.
When access to Limited access to Limited access to When people Allocate sufficient
health care is health care can health care can have limited financial resources
limited, there may result in prompt the access to to the healthcare
be a greater individuals establishment of healthcare, they sector to ensure
emphasis on seeking care in community health may experience the availability of
preventive care emergency programs and delays in essential medical
and public health departments or initiatives. These receiving equipment,
initiatives. This can hospitals, which programs aim to necessary medicines, and
include promoting are often more provide essential medical supplies. This can
healthy lifestyles, expensive than healthcare treatment. This be achieved
disease prevention primary care services, health can lead to the through increased
programs, and settings. This can education, and progression of government
community lead to increased preventive care to diseases, funding, public-
outreach efforts to health care costs underserved worsening of private
address health for both communities. They health partnerships, and
issues before they individuals and often involve conditions, and health insurance
become severe the overall health collaborations increased schemes.
and require more care system. between healthcare morbidity and
extensive medical providers, mortality rates.
interventions. community
organizations, and
volunteers.
Various There is a global Investing in the Health workers The Working for
interventions and shortage of development of often face Health 2022–
strategies have healthcare healthcare challenging 2030 Action Plan
been identified to workers, including professionals and working is a global
improve job nurses, doctors, providing them conditions, commitment and
retention of and other with necessary including long strategy that
healthcare healthcare resources can working hours, addresses critical
workers, including professionals. enhance their high workload, and long-standing
nurses and This shortage skills and and limited challenges in the
physicians in a puts a strain on knowledge, resources. health and care
hospital setting. healthcare leading to These workforce. It aims
These strategies systems and improved conditions can to improve the
aim to address the affects the quality retention rates. lead to burnout training and
challenges of and accessibility and retention of health
turnover rates and of healthcare dissatisfaction workers to ensure
ensure the services. among health quality healthcare
sustainability of workers. for all.
the health
workforce.
Physical Well-Being
IV.Courses of Action
Financial Security
One of the most important steps in successfully managing funds is budget creation.
It includes keeping tabs on earnings and outlays, ranking necessities, and figuring
out how to cut back on wasteful expenditure. People may make sure that their
income meets their necessities and enables them to invest for the future by creating
a budget and practicing prudent cost management.
One of the most important steps toward financial security is reducing and eliminating
debt. Credit card debt and personal loans with high interest rates can be
burdensome and prevent one from making financial progress. Make paying off debt
your top priority by employing techniques like the debt avalanche or snowball tactics.
People can free up income for savings and investments by paying off their debt.
Community Safety
Engaging and educating the community about safety procedures and practices is
one way to go about things. This can be accomplished by educating locals on crime
prevention techniques, emergency preparedness, and personal safety advice
through workshops, seminars, or community activities. Members of the community
can improve their individual safety and contribute to the community's general safety
by arming themselves with knowledge.
Promoting a close alliance and cooperative relationship with local law enforcement
officials is another crucial line of action. This may entail launching community
policing programs in which law enforcement officials collaborate closely with locals to
address safety issues, foster trust, and create crime prevention plans that are suited
to the community's unique requirements. Effective identification and resolution of
safety concerns can be facilitated by regular information exchange and contact
between the community and law enforcement.
Creating thorough training programs that give medical personnel the know-how and
abilities they need to carry out their jobs well is one way to go about things. In order
to guarantee that healthcare professionals are adequately equipped to handle the
demands of their line of work, these programs may incorporate both theoretical and
practical components.
Physical Well-Being
Regular physical activity is essential for maintaining physical health. This can involve
exercises like cycling, swimming, jogging, walking, or playing sports. Depending on
age and fitness level, different amounts of exercise are advised, but a weekly
minimum of 150 minutes of moderate-intensity aerobic activity is a decent place to
start.
For physical health, abstaining from dangerous substances like tobacco, excessive
alcohol use, and illegal narcotics is essential. These drugs may be harmful to
general health and raise the chance of developing certain illnesses.