Credit Suisse Group A brief presentation

Contents
Credit Suisse Group today key facts Credit Suisse Groups financial strength Credit Suisse locations How we serve our clients Vision, mission What we do for our clients Our history Corporate citizenship Employer of choice Corporate governance Board of Directors and Executive Board Credit Suisse vs. peers

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Credit Suisse Group today key facts

Global bank headquartered in Zurich, serving clients in private banking, investment banking and asset management. Registered shares of Credit Suisse Group AG (CSGN) are listed in Switzerland (SIX) and as American Depositary Shares (CS) in New York (NYSE). Total number of employees: 50,700. The Groups long-term ratings are: Moodys Aa2, Standard & Poors A, Fitch Ratings AA-.

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Credit Suisse Groups financial strength

Nine month 2011 results: Net income: CHF 2,590 million Return on equity: 10.7% Total net new assets: CHF 40.5 billion Tier 1 ratio: 17.7% Assets under management: CHF 1,196.8 billion

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Credit Suisse locations

Credit Suisse locations Regional headquarters Centers of Excellence

Source: Credit Suisse Company Profile 2010

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Credit Suisse A Single Source for Services

The Credit Suisse business model combines the strengths and expertise in Private Banking, Investment Banking, and Asset Management. This combination enables the bank to serve clients globally with integrated solutions tailored to their needs.
Integrated Advice Personal relationship managers give our clients access to experts, products, and every service offered by our integrated bank all from a single source. Customized Banking Services We offer individualized solutions tailored to our clients' life situations and needs.

Innovative and Comprehensive Solutions We work across divisional borders to serve our clients with innovative and holistic solutions.

Global Reach Our global presence and our partnerships in more than 50 countries allow our clients to transact their financial business anywhere in the world.

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Credit Suisse our vision

Our vision is to become the worlds most admired bank, renowned for our expertise in private banking, investment banking and asset management, and most valued for our advice, innovation and execution.

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Credit Suisse our mission

We set new standards in partnering with our clients and providing them with integrated financial solutions. Cultural diversity is essential to our success. We strive to create an open, respectful workplace that encourages people to work together and with our clients to deliver superior products, services and results and support the success and prosperity of our stakeholders.

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What we do for private banking clients

In Private Banking, we offer comprehensive advice and a broad range of financial solutions to private, corporate and institutional clients. Private Banking comprises the Wealth Management Clients and Corporate & Institutional Clients businesses. In Wealth Management Clients, we serve more than two million clients, including ultra-high-net-worth and high-net-worth individuals around the globe and private clients in Switzerland, making us one of the largest global players. Our Corporate & Institutional Clients business serves the needs of over 100,000 corporations and institutions, mainly in Switzerland, and is an important provider of financial products and services.
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What we do for investment banking clients

Investment Banking provides a broad range of financial products and services, with a focus on businesses that are client-driven, flow-based and capital-efficient. Our products and services include global securities sales, trading and execution, prime brokerage, capital raising and advisory services, as well as comprehensive investment research. Clients include corporations, governments, pension funds and institutions around the world. We deliver our global investment banking capabilities via regional and local teams based in all major developed and emerging market centers.
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What we do for asset management clients

Asset Management offers products across a wide range of asset classes, including alternative investments such as hedge funds, private equity, real estate and credit, and multi-asset class solutions, which includes equities and fixed income products. The division manages portfolios, mutual funds and other investment vehicles for governments, institutions, corporations and private clients worldwide. Asset Management operates as a global integrated network in close collaboration with Private Banking and Investment Banking.

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Regions (1/2)
Credit Suisse in Switzerland Our home market is Switzerland, where we are a leading bank for private, corporate and institutional clients. Relationship managers at more than 200 branches in the German, French and Italian-speaking areas offer clients a full range of private banking services. We service corporate and institutional clients at 36 locations. The Investment Bank offers a broad range of financial services to its Swiss client base, while Asset Management offers traditional and alternative investment products, and multi-asset class solutions.

Credit Suisse in Europe, the Middle East and Africa Credit Suisse is active in 26 countries across the EMEA region with offices in 78 cities. Our regional headquarters are in the UK, but we have an onshore presence in every major EMEA country. The region encompasses both developed markets such as France, Germany, Italy, Spain and the UK, as well as emerging markets including Russia, Poland, Turkey and the Middle East. In 2010, we opened our first office in the Nordic region in Stockholm and expanded our presence in South Africa.

Source: Credit Suisse Annual Report 2010

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Regions (2/2)
Credit Suisse in the Americas The Americas region comprises our operations in the US, Canada, the Caribbean and Latin America. Our three divisions are strongly represented across the region. With offices in 44 cities spanning 14 countries, we offer our clients local access to our global resources in their home markets. In 2010, we enhanced our Investment Banking platform in Canada, and our Private Banking and Asset Management capabilities across the region.

Credit Suisse in Asia Pacific The Asia Pacific region comprises 18 offices in 12 markets. Singapore is home to our largest Private Banking operations outside Switzerland. The region is also our fastest-growing Private Banking market globally. Our integrated banking platform has a strong presence in the regions largest markets, such as Australia, Hong Kong and Japan, complemented by longstanding leadership in Southeast Asia and a rapidly growing franchise in China and India.
Source: Credit Suisse Annual Report 2010

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Our history
1856 1932 1940 1978 1988 1993 1996 2006 Credit Suisse (CS) founded in Zurich as Schweizerische Kreditanstalt The First Boston Corporation established as a subsidiary of The First National Bank of Boston First branch of CS outside Switzerland (New York) First cooperation between CS and The First Boston Corporation CS acquires controlling stake in The First Boston Corporation Takeover of Volksbank CS Holding becomes Credit Suisse Group as a holding company of Credit Suisse and Credit Suisse First Boston Launch of Credit Suisse as an integrated global bank

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Credit Suisse history in Switzerland

1856
153 years ago, Alfred Escher founded Schweizerische Kreditanstalt (SKA) which later became Credit Suisse to drive the expansion of the railway network and the industrialization of Switzerland. No Swiss statesman had such a profound impact on the country as Alfred Escher, who laid the foundations for a modern Switzerland.

Alfred Escher (1819-1882)

Paradeplatz, Zurich

The monument of Alfred Escher at Zurich main station

ETH Zurich, founded in 1854

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Credit Suisse history First Boston Corporation

1786
Over 200 years ago, the founder of the Massachusetts Bank forerunner of First Boston financed the first US ship to China. The First Boston Corporation was created as the investment banking arm of the First National Bank of Boston in 1932 and went public in 1934.

State Street 1801: State Street, Boston, 1801. On the right stood the American Coffee House, home of the Massachusetts Bank, 1792 1809.

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Corporate Responsibility (1/2)

At Credit Suisse, we believe that our responsible approach to business is a decisive factor determining the long-term success of our bank. We therefore strive to act as a good corporate citizen in every aspect of our work.

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Corporate Responsibility (2/2)

Creating value in the long term By executing our core competency as a financial intermediary and risk assessor in line with the highest industry standards, we can create long-term added value for our clients, employees and shareholders, and the economy and society as a whole.

Combining profitability with responsibility towards our stakeholders, the society and the environment Society: through open dialogue with the public, our support of humanitarian, cultural and charitable organizations, and our sponsorship in education, sports and culture. Environment: by offering our clients innovative, sustainable business solutions and continuously improving our own environmental performance. Risk review process An established review process ensures that we examine business transactions that may involve environmental, social and human rights risks.

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Employer of choice
Credit Suisse Group considers the skills and cultural diversity of its employees to be among its greatest strengths.
Credit Suisse aims to:

Be an employer of choice for men and women seeking careers in the financial services industry

Provide a stimulating working environment and attractive training and development opportunities

Promote equal rights in a working environment free from discrimination

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Corporate governance
Credit Suisse Group is committed to ensuring compliance with international best practice in corporate governance.
The Board consists solely of directors who have no executive functions within the Group. As of December 31, 2010, almost all members of the Board were independent. Code of Conduct: the Group strives to act with integrity, responsibility, fairness, transparency and discretion at all times. The Groups external reporting provides an accurate, fair and transparent picture of the Groups financial condition. Strong internal and external auditors play a critical role in providing an independent assessment of the Groups operations and internal controls.

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Chairman and CEO

Urs Rohner Chairman of the Board of Directors Main activities: Coordination of the work of the Board and its committees Active involvement in developing the strategic business plans and objectives of the Group Active representation of the Group vis--vis investors, stakeholders and the public

Brady W. Dougan Chief Executive Officer Main activities: Operational management of the Group Implementation of business strategy and financial plans Definition of guidelines for the internal organization and other general policies of the Group

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Divisional Management: Private Banking, Asset Management and Investment Banking

Hans-Ulrich Meister CEO Private Banking

Robert Shafir CEO Asset Management

Eric Varvel CEO Investment Banking

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Heads of Shared Services

Romeo Cerutti
General Counsel

Tobias Guldimann
Chief Risk Officer

Karl Landert
Chief Information Officer

David Mathers
Chief Financial Officer

Pamela ThomasGraham
Chief Talent, Branding and Communications Officer

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Regional Management Asia-Pacific, Europe, Middle East and Africa, Switzerland, and Americas
Our members of regional management work in close partnership with the divisional heads to deliver the combined capabilities of our global integrated bank to our clients.

Osama Abbasi
CEO Asia-Pacific

Fawzi Kyriakos-Saad Hans-Ulrich Meister

CEO EMEA CEO Switzerland

Antonio Quintella
CEO Americas

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Board of Directors of Credit Suisse Group

Urs Rohner, Chairman Peter Brabeck-Letmathe, Vice-Chairman Jassim Bin Hamad J. J. Al Thani Robert H. Benmosche Noreen Doyle Walter B. Kielholz Andreas Koopmann Jean Lanier Anton van Rossum Aziz R.D. Syriani David W. Syz John Tiner Richard E. Thornburgh Peter F. Weibel

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Executive Board
Brady W. Dougan Chief Executive Officer

Divisional Management Hans-Ulrich Meister Chief Executive Officer Private Banking Robert Shafir Chief Executive Officer Asset Management Eric Varvel Chief Executive Officer Investment Banking

Management Shared Services Romeo Cerutti General Counsel Tobias Guldimann Chief Risk Officer Karl Landert Chief Information Officer David Mathers Chief Financial Officer Pamela Thomas-Graham Chief Talent, Branding and Communications Officer

Regional Management Osama Abbasi Chief Executive Officer Credit Suisse Asia-Pacific Fawzi Kyriakos-Saad Chief Executive Officer Credit Suisse EMEA Hans-Ulrich Meister Chief Executive Officer Credit Suisse Switzerland Antonio Quintella Chief Executive Officer Credit Suisse Americas

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Credit Suisse vs. peers: June 30, 2011

Market Capitalization, CHF bn HSBC JPMorgan Citigroup Bank of America BNP Paribas GS UBS Deutsche Bank Barclays Credit Suisse SocGen Morgan Stanley Nomura
149 137 102 94 78 60 59 46 42 39 39 30 15

B/S Assets, CHF bn BNP Paribas1) HSBC1) Deutsche Bank1) Barclays1) Bank of America JPMorgan Citigroup SocGen1) UBS1) Credit Suisse Goldman Sachs Morgan Stanley Nomura 2,351 2,266 2,258 2,018 1,904 1,892 1,647 1,414 1,237
977 789 699 413

Assets under Management, CHF bn UBS Deutsche Bank Credit Suisse JPMorgan BNP Paribas HSBC Goldman Sachs Morgan Stanley Bank of America Nomura Barclays SocGen Citigroup 2,069 1,354 1,233 1,130 1,094
798 711 684 n/a 263 229 206

Employees - Number of FTEs, t HSBC Bank of America Citigroup JPMorgan Barclays Deutsche Bank UBS Morgan Stanley Credit Suisse Nomura Goldman Sachs BNP Paribas SocGen 296 288 263 250 146 102 66 63 51 36 36 n/a n/a
(This slide is only available in English)

n/a1)
1) 2)

IFRS accounting standard Citigroup does not disclose information on AuM

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