Algeria
Algeria
The maximum monthly old-age pension is 80% of the paid for one other eligible survivor; 40% is split equally if
insured’s average monthly covered earnings in the highest there is more than one other eligible survivor.
10 years of earnings in the total work history. If there is no widow(er), 45% of the old-age or disability
Benefit adjustment: Benefits are adjusted annually on pension the deceased received or was entitled to receive is
May 1 by ministerial decree. paid to a full orphan and 30% to a dependent parent.
Old-age settlement (Allocation de retraite, employed The maximum combined survivor pension is 90% of the
and self-employed persons): A lump sum of 2.5% of the old-age or disability pension the deceased received or was
insured’s average monthly earnings in the five years before entitled to receive.
retirement or the highest five years of earnings in the total Benefit adjustment: Benefits are adjusted annually on
work history, whichever is greater, multiplied by the num- May 1 by ministerial decree.
ber of years of contributions, is paid.
Death grant (Capital décès, employed persons): A lump
Permanent Disability Benefits sum of 12 times the deceased’s highest monthly earnings in
the year before death is paid.
Disability pension (Pension d’invalidité, employed
persons): 80% of the insured’s average monthly earnings Death grant (Capital décès, self-employed persons):
in the last year or the highest three years of earnings in the A lump sum of the insured’s last annual covered earnings
total work history, whichever is greater, is paid. is paid. The death grant is split equally among eligible
survivors.
Constant-attendance allowance (Majoration pour tierce
personne): 40% of the disability pension is paid. The minimum death grant is 12 times the legal monthly
minimum wage (75% for inactive contributors).
Partial disability (Pension d’invalidité partielle): 60% of the
insured’s average monthly earnings in the last year or the The legal monthly minimum wage is 18,000 dinars.
highest three years of earnings in the total work history,
whichever is greater, is paid. Administrative Organization
The minimum monthly disability pension is 75% of the Ministry of Labor, Employment, and Social Security pro-
legal monthly minimum wage. vides general supervision.
The legal monthly minimum wage is 18,000 dinars. National Retirement Fund (http://cnr.dz/) administers and
collects contributions for the old-age program for employed
Benefit adjustment: Benefits are adjusted annually on
persons.
May 1 by ministerial decree.
National Social Insurance Fund (http://www.cnas.dz/)
Disability pension (Pension d’invalidité, self-employed
administers the disability and survivors programs for
persons): 80% of the insured’s last annual covered earn-
employed persons.
ings is paid after a 45-day waiting period.
National Social Security Fund for Nonwage Earners (http://
Constant-attendance allowance (Majoration pour tierce
www.casnos.com.dz/) administers and collects contribu-
personne): 40% of the disability pension is paid.
tions for the old-age and disability programs for self-
The minimum monthly disability pension is 75% of the employed persons.
legal monthly minimum wage.
The legal monthly minimum wage is 18,000 dinars. Sickness and Maternity
The maximum monthly disability pension is eight times the
legal monthly minimum wage. Regulatory Framework
Benefit adjustment: Benefits are adjusted annually on First law: 1949.
May 1 by ministerial decree. Current law: 1983 (social security), implemented in 1984.
their dependents, social assistance beneficiaries, and certain Sickness and Maternity Benefits
other categories.
Sickness benefit (Indemnité journalière de maladie):
50% of the insured’s daily net earnings (100% for an
Source of Funds
extended illness or hospitalization) is paid for the first
Insured person: 1.5% of gross monthly covered earnings. 15 days; 100% from the 16th day up to three years.
Covered earnings exclude allowances. The minimum daily earnings used to calculate benefits are
The insured person’s contributions also finance disabil- the legal hourly minimum wage multiplied by the insured’s
ity and survivor benefits under Old Age, Disability, and normal working hours.
Survivors. The legal hourly minimum wage is 103.84 dinars (Janu-
ary 1, 2012).
Self-employed person: 7.5% of annual covered declared
earnings (medical benefits). Maternity benefit (Indemnité journalière de maternité):
The minimum annual earnings used to calculate contribu- 100% of the insured’s daily net earnings is paid for up to
tions are 216,000 dinars. 14 weeks, including up to six weeks before the expected
date of childbirth.
The maximum annual earnings used to calculate contribu-
tions are 4,320,000 dinars. The minimum daily earnings used to calculate benefits are
the legal hourly minimum wage multiplied by the insured’s
Employer: 11.5% of gross monthly covered payroll. normal working hours.
Covered payroll excludes allowances. The legal hourly minimum wage is 103.84 dinars.
The employer’s contributions also finance disability and
survivor benefits under Old Age, Disability, and Survivors. Workers’ Medical Benefits
Government: None; contributes as an employer. Medical benefits (employed persons): Benefits include
medical treatment, surgery, hospitalization, medicine,
Qualifying Conditions laboratory services, ophthalmological and optical services,
some dental care, functional and vocational rehabilitation,
Cash sickness benefit (Indemnité journalière de mala-
prostheses, specialized treatments, and transportation.
die): For up to six months of benefits, the insured must have
been employed for at least 15 days (or 100 hours) in the Government hospitals provide free medical care for an
last quarter or 60 days (or 400 hours) in the last 12 months unlimited duration for certain categories of sickness; some
before the incapacity began; for more than six months of categories may require cost sharing.
benefits, the insured must have been employed for at least Cost sharing: Medical expenses are reimbursed at 80%;
60 days (or 400 hours) in the last 12 months or 180 days in 100% if the insured has an approved chronic disease, is a
the last three years. work injury beneficiary with an assessed degree of dis-
Cash maternity benefit (Indemnité journalière de ability of more than 50%, or is an old-age or disability
maternité): Must have been employed for at least 15 days pensioner with monthly incomes below the legal monthly
(or 100 hours) in the last three months or 60 days (or minimum wage.
400 hours) in the last 12 months before the first medical The legal monthly minimum wage is 18,000 dinars.
certification of the pregnancy.
Maternity care, including hospital stays of up to eight days,
Medical benefits (employed persons): Must have been is reimbursed at 100%.
employed for at least 15 days (or 100 hours) in the last three
Medical benefits (self-employed persons): Benefits
months or 60 days (or 400 hours) in the last 12 months
include medical care, surgery, hospitalization, pharma-
before receiving the medical services for which reimburse-
ceutical products, and certain specialized treatments and
ment is claimed.
auxiliary services.
Medical benefits (self-employed persons): Must have at Cost sharing: Medical expenses are reimbursed at 80%;
least 15 days of coverage. Coverage is extended until the 100% for difficult childbirth, family planning, incubation
end of the calendar year in which employment ceases. of newborns, blood and plasma transfusions, costs over a
For full reimbursement of maternity care, the insured must certain limit, and if the insured has an approved chronic
notify the National Social Security Fund for Nonwage disease, is an old-age, disability, or survivor pensioners
Earners six months before the expected date of birth and with monthly incomes below the legal monthly minimum
the pregnant woman must undergo four prescribed medical wage.
examinations. The legal monthly minimum wage is 18,000 dinars.
Maternity and neonatal care, including hospital stays of up
to eight days, is reimbursed at 100%.
The legal monthly minimum wage is 18,000 dinars. Social insurance (weather-related unemployment benefit):
The minimum monthly old-age pension is 75% of the legal 0.375% of gross monthly covered earnings.
monthly minimum wage. Covered earnings exclude allowances.
Survivors of foreign workers are eligible for benefits if Self-employed person
they reside in Algeria or are covered under a reciprocal
Social insurance (unemployment benefit): Not applicable.
agreement.
The maximum combined survivor pension is 90% of the Social insurance (weather-related unemployment benefit):
deceased’s average monthly earnings in the 12 months No information available.
before the date of the accident or illness resulting in the Employer
death. The deceased’s average annual earnings must be at
least 2,300 times the legal hourly minimum wage. Social insurance (unemployment benefit): 1% of gross
monthly covered payroll.
The legal hourly minimum wage is 103.84 dinars.
Covered payroll excludes allowances.
Benefit adjustment: Benefits are adjusted annually on
May 1 by ministerial decree. Social insurance (weather-related unemployment benefit):
0.375% of gross monthly covered payroll.
Death grant (Capital décès): A lump sum of 12 times
the deceased’s highest monthly earnings in the year before Covered payroll excludes allowances.
death is paid. Government
The minimum death grant is 12 times the legal monthly Social insurance (unemployment benefit): None; contributes
minimum wage. as an employer.
The legal monthly minimum wage is 18,000 dinars. Social insurance (weather-related unemployment benefit):
None; contributes as an employer.
Administrative Organization
Ministry of Labor, Employment and Social Security pro- Qualifying Conditions
vides general supervision.
Unemployment benefit (Indemnité d’assurance chô-
National Social Insurance Fund (http://www.cnas.dz/) mage): Must be involuntarily unemployed; have at least
administers the program and collects contributions. three years of contributions, including six months immedi-
ately before unemployment; not receive income from any
Unemployment work-related activity; and have been looking for work for at
least two months. The previous employer must have paid all
Regulatory Framework required social security contributions.
First and current laws: 1994 (unemployment) and 1997 Lump-sum subsidy (Contribution dite d’Ouverture des
(weather-related unemployment). Droits): Must have worked for the same employer for more
than three years.
Type of program: Social insurance system.
Weather-related unemployment benefits (Congés payés
et du chômage-intempéries): Paid to workers employed in
Coverage
the construction, public works, or hydraulics industries for
Social insurance (unemployment benefit): Public- and work stoppages due to poor weather conditions. A worker
private-sector employees with a permanent contract. must have at least 200 hours of employment in the last two
Exclusions: Self-employed persons. months before unemployment.
Social insurance (weather-related unemployment ben-
Unemployment Benefits
efit): Public- and private-sector employees in the construc-
tion, public works, or hydraulics industries. Unemployment benefit (Indemnité d’assurance chô-
mage): Benefits are paid in four parts: 100% of the refer-
Source of Funds ence salary during the first period, 80% during the second
period, 60% during the third period, and 50% during the
Insured person fourth period.
Social insurance (unemployment benefit): 0.5% of gross The benefit is calculated using a reference salary of 50% of
monthly covered earnings. the sum of the insured’s average monthly earnings in the
Covered earnings exclude allowances. last 12 months and the legal monthly minimum wage. The
benefit is paid for two months for each year of contribu-
tions, up to 36 months.