A world full of special privileges curated only for you awaits at
PIONEER
Join us to rediscover the lost art of wealth management. With bespoke Banking
Services and Wealth Management Solutions, experienced Relationship Managers and
a wide array of personal and commercial banking products curated to suit your
requirements, PIONEER Wealth Management Program is committed to managing
your wealth and simplifying your banking needs.
Our wide network of branches and ATMs spread across India, strategic alliances with
other banks across the globe and representative offices in Dubai, Abu Dhabi and
London, ensures that we are always within reach, wherever you are.
Dedicated Service Team
PIONEER Relationship Manager Service Relationship Manager
A dedicated partner who understands A dedicated manager who ensures that
clients’ unique needs and goals and clients’ day-to-day banking needs are
provides the best solutions for them resolved without any roadblocks or
trouble
Investment & Insurance Priority
Specialists
- at Contact Centre
Regularly review clients’ portfolio, - at Branches
working closely with their Relationship - Service Requests / Complaints
manager to ensure that their
investments grow and that the ones
they love are always protected
Best-in-class Benefits
No non-maintenance Special Lifetime Offers* for Complimentary VVIP My
charges, no domestic up to 3 Lockers in the Group, Account My Number
transaction charges in in any combination of sizes,
Savings Account in India
Attractive rates on domestic Complimentary Pick Up and Grouping benefits that
Recurring and Fixed Delivery of Documents from extend to Family members
Deposits, NRE/NRO overseas twice a year for and Business Accounts
Deposits, Foreign Currency NRI clients; discounted rates (up to 10 Client IDs)
Non Resident (FCNR) beyond the free limit**
Deposits
*Complimentary (100% off) on small locker, 75% off on medium-sized lockers, 50% off on large and jumbo-sized lockers. Subject to Availability **Document should not weigh more than 500 grams.
Should be related to a service request or banking product of IndusInd Bank. Should be delivered to an IndusInd Bank office only. Above the free limit, ₹1300 per request will be charged.
PIONEER Debit Card
PIONEER METAL Debit Card
Zero ATM Charges in India & (for New to Bank Customers with Faster Earning on Reward Points
Abroad Initial Payment Value >=20 lakhs)
1 RP for every Rs. 200 spent (1 RP = Rs.1)
No charge to using your Debit card at Can be redeemed for a host of attractive
an ATM, both in India and abroad options on IndusMoments, including cash
Buy 1 Get 1 Free on Zero Cross-border Markup
BookMyShow in India Charges
Up to ₹1000 per ticket, 4 tickets per No cross-border markup when using
quarter for movies, 4 for non movies. your card for transaction in another
Save up to ₹32k per year currency, both at a store or online
Higher Spend Limits A Day on the Greens* Travel in Style
Avail Complimentary Golf Games and
Enjoy a Complimentary Airport Lounge
lessons at participating prestigious clubs
daily ATM withdrawal limit of up to ₹5 lac Access at select terminals in India
across the country (once per quarter)
and a daily spend limit of up to ₹10 lac (twice in a quarter)
*VISA network offer
PIONEER HERITAGE Metal Credit Card
First 4 Movie Tickets on us Low Foreign A Day on the Greens
Welcome Bonus every Quarter Currency Mark-up
Unwind on the Golf course as you enjoy
Combination of vouchers 4 complimentary movie tickets worth Lowest foreign currency mark-up unlimited complimentary golf games
worth ₹1 lac* ₹1000 each per quarter on BookMyShow in the industry at 1.8% and lessons at select prestigious clubs
Accelerated Reward Points Travel in Style
Points that Never Expire. Unlimited Complimentary visits in
Earn 1 RP for ₹100 spent, participating Domestic Lounges and
2.5X for International Spends** in participating International Lounges
Extensive Redemption options on outside India.
IndusMoments, against outstanding Bill
.
No Late Charges Discounted Joining Fee
Discover Global Cuisines No Cash Advancement /
Do not worry about missed payments Withdrawal Charges ₹90k. Annual Fee of Rs. 25k, waived
or going over your allocated limit Complimentary dining vouchers worth upon spending Rs. 10L in previous year
with the only card in the industry to ₹3,000 twice a year at 100+ exclusive Free cash advancement/
provide a benefit on late payment restaurants across the country withdrawal facility
charges and over limit charges
*T&C Apply **From 4th Feb 2023, the Rewards program will be revised for select merchant categories of Utility Bill, Insurance Premium, Government Services/Charges, Education Institute Fees, Real Estate/Rental Payments to 0.70 RP for every Rs 100
PIONEER LEGACY Credit Card
Travel in Style Day on the Greens A Night at Movies
1 Complimentary visit in Unwind on the Golf course as you Buy 1 Get 1 on BookMyShow
participating Domestic Lounges enjoy complimentary services (upto three times a month)
2 Complimentary visits in at select prestigious clubs
International Lounges outside India (4 games/ 4 lessons per month)
per quarter
Accelerated Rewards Points
& Lifestyle Benefits
Low Foreign Currency Mark-up
Points that Never Expire. Earn 1 RP for ₹100 spent on
Low foreign currency mark-up at 1.8% weekdays, 2X on weekends, bonus of 6k points upon
(only on paid variant) spending ₹6 lacs in a year**. Extensive Redemption
options on IndusMoments or against outstanding Bill
No Cash Advancement / Welcome Bonus Discounted Joining Fee
Withdrawal Charges
Get a combination of vouchers worth ₹50k* ₹45k. No Annual Maintenance
No Cash advancement/ or Add On card charges.
withdrawal fee
*T&C Apply **From 4th Feb 2023, the Rewards program will be revised for select merchant categories of Utility Bill, Insurance Premium, Government Services/Charges, Education Institute Fees, Real Estate/Rental Payments to 0.70 RP for every Rs 100
Get ready to be pampered
Cardless Cash Withdrawal Check on Cheque Online PIN Generation
Withdraw cash from an IndusInd Bank ATM View images of your issued cheques with Generate your
without using your ATM/ Debit Card your bank account statement Debit Card PIN online
(In India only)
Finger Print Banking IndusNet Banking on WhatsApp
Do all your mobile banking transactions Internet Banking service offers a wide range Bank on the go with Banking on WhatsApp.
using your fingerprint for an easy and of services which are convenient to use WhatsApp ‘Hi’ to +91 22 4406 6666
secure experience & we will respond back
IndusNEAT
Mandate Holder Indus NEAT for NRIs Video Branch
Proposition for NRIs
An online query resolution service, designed to help Experience the ease of face-to-face
Appoint a mandate holder to execute you find answers on Taxation in India in a simple and banking without having to go to the Bank,
transactions on your behalf in India effortless manner through our Live Video Banking Service
PIONEER Wealth Management
Our certified Relationship Managers and in-house specialists are always at hand to help you
Keep you Understand Best-in-class Products
informed your needs Bringing in the best-in-class products suitable for varied investment objectives and risk-
taking ability
Systematic Approach
With our qualitative and quantitative product evaluation framework and research, we help
you select the right products that meets your investment goals and objectives
Portfolio Reporting
Regular sharing of Research Reports and Portfolio Reports which ensures that you are on
Help you Consider your top of your investments
select right Risk
products Tolerance Auto Alerts
Get instant SMS & Email alerts for every transaction, so that you are always in charge
Access your account online
We provide DIY Model/RM Assisted Model for on-boarding, transaction execution, and
Portfolio tracking, access to comprehensive Portfolio reports at transaction and holding
level, instant deviation and transaction execution alerts
Open Architecture
Offering across various assets
Mutual Funds (Equity/Debt/Blended)
Bonds
Alternative Investment Funds (AIF)
Structured Products
Portfolio Management Schemes (PMS)
Direct Equity via Bank’s referral arrangement
IndusSmart
A simple and smart option to learn about investing and make your own investments
via web or mobile
Online Investment Account
Instant Investment account opening with risk profiling functionality to evaluate tolerance for
risk so you invest in suitable products as per your profile and risk appetite
Investment, in your hands
Invest paperless into MF schemes and SIPs is just a click away through IndusSmart on our
mobile app and Net Banking
Portfolio Reporting
You can receive a 360-degree view of your portfolio, existing holdings, realized gain/ loss
statement, past transaction details and information on investment maturities on IndusSmart.
Reports, that shall also be delivered to your inbox. Furthermore, we send out auto-alerts on
application status and NAV allocation on every transaction that occurs
Instant Alerts
Get instant SMS and E-mail alerts to stay aware of the activities on your investment
accounts, anytime and anywhere
PIONEER Wealth Management - Insurance
Certified Insurance Specialist
Certified Insurance personnel to analyze your needs/life goals and offer customized solutions
Higher Underwriting Limits
As a PIONEER client, enjoy highest financial and medical underwriting limits in the market
Tab and Mobile based Enrolment and Onboarding
Seamless and easy e-KYC based online process which helps you select most suited product for
your needs, and buy the policy at a click
Knowledge Seminars for Your Personal and Business Insurance Needs
Specially curated knowledge sessions for tax-efficient business and life-stage based insurance
needs
Unique Customised Solutions
• Life: Creating a legacy (Protection Plan with Whole life Coverage, Smart Annuity plan with
guaranteed Annuity Rates and options of Immediate/Deferred Annuity)
• Health: Comprehensive Health Insurance (Care Freedom) for Senior Citizens & Diabetic
persons. Cancer Mediclaim with features like Lifelong Renewability, Chemotherapy, Second
opinion etc.
• General: Customized Home Insurance Solutions for your Valuables, even including your Art,
Golf Kits etc.
Business Offering
Current Account
NIL NMC Charges
On non maintenance of minimum balance
Dynamic Free Monthly Cash Deposit Limit
Upto 12 times of previous month AMB or ₹1 Cr, whichever is higher, across Home and non Home
locations
Higher Daily Online Fund Transfer Limits
Up to ₹25 Lac on IndusNet and ₹1 Cr on ConnectOnline.
Free Doorstep Banking Service
Cheque Pick up & Cash Pick up / Delivery (up to ₹4 Lac per day for Beat or On Call)
Integrated Preferential Trade Pricing equivalent to Dollar One Trade Account
To facilitate cross-border transactions at most preferential trade charges
Auto Sweep Fixed Deposit Facility*
of excess balance from Current Account
Complimentary Services
No Transaction Charges, even on Bulk Transactions, Free DD, Pay Order issuance, cheque collection,
outward cheque returns at IndusInd and corresponding Bank locations, Check-On-Cheque
Extension of PIONEER Savings Account Benefits
Grouping Benefits, Locker Benefits, PIONEER Debit Card, Cash Management Services on paid basis
*Contact your Relationship Manager or Service Relationship Manager for setting up this facility
Integrated Trade Pricing
Remittances Imports
Inward Remittances Free Advance Payments for Imports ₹83 per Txn
Non Trade Outward ₹83 per Direct Import Bills ₹83 per Bill
Remittances Txn
FIRC Issuances Free Import Bills for Collection ₹83 per Bill
Exports Miscellaneous Charges
Export Bills for Collection & ₹83 per Bill Swift Charges ₹83
under LC
Courier Charges ₹1,000
Advance Export Bills ₹83 per Bill
Export LC Advising ₹83 per Registered Post Charges ₹83
Txn
Commission in lieu of exchange 0.125%
BRC Issuances for all Export Free
transactions (EBRC) All charges are exclusive of GST as applicable
Inward remittance settlement Trade transactions handled IDPMS / EDPMS
via SMS digitally Regularization via email
via Corporate Internet Banking
Business Offering
Comprehensive bouquet of Asset Products
Home Loans
Loan against property
Loan Against Securities
Personal Loans
Vehicle Loans with tenure upto 7 years
Commercial / Business Loans
Upto 50% off on processing fee across our lending products
Portfolio Investment Scheme for NRIs
IndusInd Bank offers Portfolio Investment Scheme to Non Resident Indians to trade in
Secondary Markets.
3-in-1 PIS Account
Our 3-in-1 PIS account includes NRI Savings Account, NRE PIS Account/ NRO Investment
Account and Demat Account
Hassle-free Investments
The Bank takes care of regulatory reporting & payment settlement between you and the
registered broker
Automated Tax Set-off Facility
Remittance Services for NRIs
Experience a full range of money transfer services for all types of funds from anywhere in
the world. You are assured of fast, convenient and personalized services.
Telegraphic & Wire Transfers
Remit funds from across the globe using SWIFT/Telegraphic transfer through our
correspondent banks overseas
Exchange House tie-ups
Send money to your IndusInd Bank Savings Account through one of the leading Exchange
House partners in USA, UK, Canada, New Zealand, Singapore, Hong Kong, Malaysia,
Australia, UAE, Qatar and Oman
Indus Fast Remit
For remittances from US & Canada, avail best-in-market exchange rates with
IndusFastRemit, our online remittance platform
PIONEER Lifestyle Privileges
Lifestyle Benefits Membership
Swiggy – 20% off on spending ₹600 between Friday to Complimentary upgrade to EazyDiner Prime*
Sunday, savings up to ₹600 p.m. membership worth ₹2,354 p.a.
BigBasket – 20% off upon spending ₹2000, savings up 25% - 50% discount at premium partner restaurants.
to ₹500 per month Discounts applicable for entire table and no limit on
number of usages
Indulgences
Events
10 – 25% Discounts on marque restaurants, 5 star
Meet and greet with contemporaries at specially
hotels, travel packages, pharmacies and spas and
curated, exclusive events held from time to time
salons, BOGO on BookMyShow on both Debit cards
and Credit cards
*1 membership per group.
A whole different experience of banking at PIONEER Branches
Mumbai, NCR, Pune, Chandigarh, Chennai, Jaipur, Kolkata and Bengaluru
Eligibility Criteria (Group Level)
Net Relationship Value (NRV*) >= ₹30 lac
with AQB of ₹1 lac
(in combination of Current and Savings Accounts)
or
CASA AQB (in combination of Current and Savings
Accounts) >= ₹10 lac
NRV* = CASA + FD + MF AUM + DP Value +
Insurance Premium
• CASA, FD and DP value - 3 month rolling average balance
• MF AUM - AUMs which are with the Bank as of now (original
investment amount and not current market value)
• Insurance Premium - considered for policies live and in force
and policies where renewals have to come in. Single
premium policies to be excluded
