Credit Score & Report
Date : 21/12/2024 Control Number : 8,511,263,239
Your CIBIL Score Where You Stand
17% 778-900
20% 765-777
696 900
21% 748-764
300 22% 723-747
As of 21/12/2024.
20% 300-722 696
Based on the Transunion CIBIL data
Personal Information
Personal Details
Name KALPNA KALPNA JISHTU
DOB 15/06/1988
Gender Female
Identification
Identification Type Number Issue Date Expiration Date
Income Tax ID Number (PAN) ARYPJ7795E - -
CKYC 30017850543929 - -
Contact Information
Address History
Address Category Residence Code Date Reported
AIRLINES HOUSE, 113, GURUDWARA Delhi Office Address - 31/08/2024
110001
LAKE VIEW APARTMENT PLOT NO 55 SECOND Residence Address - 31/08/2024
FLOOR DWARKA SEC 23 IGL CNG PUMP Delhi
110077
PLOT 55 A BLOCK SECOND FLOOR Permanent Address - 30/06/2023
SARVANCHAL RESIDENCE SECTOR 23
DWARKA POCHANPUR Delhi 110077
PLOT 55 A BLOCK SECOND FLOOR Residence Address - 30/06/2023
SARVANCHAL RESIDENCE SECTOR 23
DWARKA POCHANPUR Delhi 110077
Telephone Numbers
Telephone Number Type Telephone Number Telephone Extension
Office Phone 9205658515
Mobile Phone 9205658515
Office Phone 7678041244
Mobile Phone 9667410389
Email Addresses
Email Addresses
KALPNAJISHTOO@GMAIL.COM
Employment Information
Employment Data
Account Type Personal Loan
Date Reported 31/10/2024
Occupation Salaried
Income -
Monthly / Annual Income Indicator -
Net / Gross Income Indicator -
Account Information
Accounts
Member Name Account Type Account Number Ownership
HDFC BANK Credit Card 0001018350006668419 Individual
Account Details
Credit Limit 200000
High Credit 2,03,581
Current Balance 2,00,003
Cash Limit -
Amount Overdue 9,610
Rate of Interest -
Repayment Tenure -
EMI Amount -
Payment Frequency -
Actual Payment Amount -
Date Opened / Disbursed 18/12/2019
Date Closed -
Date of Last Payment 12/11/2024
Date Reported And Certified 15/12/2024
Value of Collateral -
Type of Collateral -
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/01/2022
Payment End Date 01/12/2024
Dec 2024 6 Dec 2023 0
Nov 2024 0 Nov 2023 0
Oct 2024 0 Oct 2023 0
Sep 2024 0 Sep 2023 0
Aug 2024 0 Aug 2023 0
Jul 2024 0 Jul 2023 0
Jun 2024 0 Jun 2023 0
May 2024 0 May 2023 0
Apr 2024 0 Apr 2023 0
Mar 2024 0 Mar 2023 0
Feb 2024 0 Feb 2023 0
Jan 2024 0 Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
Apr 2022 0
Mar 2022 0
Feb 2022 0
Jan 2022 0
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
HDFC BANK Personal Loan 155072821 Individual
Account Details
Credit Limit -
Sanctioned Amount 3,47,000
Current Balance 2,91,831
Cash Limit -
Amount Overdue 0
Rate of Interest -
Repayment Tenure -
EMI Amount -
Payment Frequency Monthly
Actual Payment Amount 30,709
Date Opened / Disbursed 13/08/2024
Date Closed -
Date of Last Payment 07/10/2024
Date Reported And Certified 31/10/2024
Value of Collateral -
Type of Collateral -
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/08/2024
Payment End Date 01/10/2024
Oct 2024 0
Sep 2024 0
Aug 2024 0
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
HDFC BANK Personal Loan 142728075 Individual
Account Details
Credit Limit -
Sanctioned Amount 4,47,000
Current Balance 0
Cash Limit -
Amount Overdue 0
Rate of Interest -
Repayment Tenure -
EMI Amount -
Payment Frequency Monthly
Actual Payment Amount 2,19,406
Date Opened / Disbursed 20/06/2023
Date Closed 14/08/2024
Date of Last Payment 14/08/2024
Date Reported And Certified 31/08/2024
Value of Collateral -
Type of Collateral -
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/06/2023
Payment End Date 01/08/2024
Aug 2024 0 Aug 2023 0
Jul 2024 0 Jul 2023 0
Jun 2024 0 Jun 2023 0
May 2024 0
Apr 2024 0
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
HDFC BANK Personal Loan 132908599 Individual
Account Details
Credit Limit -
Sanctioned Amount 2,44,000
Current Balance 0
Cash Limit -
Amount Overdue 0
Rate of Interest -
Repayment Tenure -
EMI Amount -
Payment Frequency Monthly
Actual Payment Amount 2,18,629
Date Opened / Disbursed 13/08/2022
Date Closed 21/06/2023
Date of Last Payment 21/06/2023
Date Reported And Certified 30/06/2023
Value of Collateral -
Type of Collateral -
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/08/2022
Payment End Date 01/06/2023
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
HDFC BANK Overdraft 50100258663333 Individual
Account Details
Credit Limit -
Sanctioned Amount 0
Current Balance 0
Cash Limit -
Amount Overdue 0
Rate of Interest -
Repayment Tenure -
EMI Amount -
Payment Frequency -
Actual Payment Amount -
Date Opened / Disbursed 17/07/2022
Date Closed 31/08/2022
Date of Last Payment -
Date Reported And Certified 30/11/2023
Value of Collateral -
Type of Collateral -
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/07/2022
Payment End Date 01/08/2022
Aug 2022 0
Jul 2022 0
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
HDFC BANK Consumer Loan 453708229 Individual
Account Details
Credit Limit -
Sanctioned Amount 61,708
Current Balance 0
Cash Limit -
Amount Overdue 0
Rate of Interest -
Repayment Tenure -
EMI Amount -
Payment Frequency Monthly
Actual Payment Amount 8,124
Date Opened / Disbursed 14/06/2022
Date Closed 05/02/2023
Date of Last Payment 05/02/2023
Date Reported And Certified 28/02/2023
Value of Collateral -
Type of Collateral -
Suit - Filed / Willful Default -
Credit Facility Status -
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/06/2022
Payment End Date 01/02/2023
Feb 2023 0
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
Enquiry Information
Enquiry Summary
Member Name Date of Enquiry Enquiry Purpose
HDFC BANK 19/12/2024 Personal Loan
UNITYFIN 17/12/2024 Personal Loan
IDFC FIRST BANK 17/12/2024 Personal Loan
TCL 17/12/2024 Personal Loan
HDFC BANK 12/08/2024 Personal Loan
HDFC BANK 17/06/2023 Personal Loan
HDFC CEASE-TERMINATED 15/03/2023 Housing Loan
BAJAJ FIN LTD 17/08/2022 Personal Loan
CHAIRIDSPL 13/08/2022 Personal Loan
HDFC BANK 10/08/2022 Personal Loan
HDFC BANK 08/08/2022 Personal Loan
HDFC BANK 12/06/2022 Consumer Loan
(e) Indicates the value provided by bank when you applied for a credit facility.
Disclaimer : All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information
provided/ submitted by its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy,
completeness and veracity of the information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL.
TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the Report and shall only be liable
and / or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is governed by the terms and conditions of
the Operating Rules for TU CIBIL and its Members.
In case of any discrepancy in Personal / Account Information pertaining to Loan Accounts / Credit Cards, concerned Financial Institutions /
Credit Card Company (CCC) may also please be contacted for required clarification.
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