CIBIL Score & Report
Control Number : 8,34,36,70,566
Date : 08/11/2024
Hello, SENTU S K
Your CIBIL Score is 715 as of Date : 08/11/2024
300 900
715
CIBIL Score is a 3 digit numeric summary of your credit history & ranges from 300 to 900.
This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan
applications. Your score ranges between 300 and 900, and is calculated based on the
information available in the "Accounts" and "Enquiry"section of your CIBIL Report. The closer
your score is to 900, the more confidence the lender will have in your ability to repay the loan.
Higher your score, the better chances of your application getting approved.
Please note in some cases you might be displayed a CIBIL Score of "NH" which indicates one
of the following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.
PERSONAL DETAILS
Name
SENTU S K
Date Of Birth Gender
01/01/1980 Male
IDENTIFICATION DETAILS
Identification Type
Income Tax ID Number (PAN)
ID Number
KWKPS2361Q
Issue Date Expiry Date
-- --
Identification Type
Voter ID Number
ID Number
WB11072075201
Issue Date Expiry Date
-- --
ADDRESS DETAILS
Address
FARMER BATHANGACHHI BHURULIA KALIGANJ NADIA KRISHNAGAR
West Bengal 741157
Category
Office Address
Residence Code
-
Date Reported
18/03/2024
Address
BATHANGACHHI KALIGANJ NADIA KRISHNAGAR West Bengal 741157
Category
Permanent Address
Residence Code
-
Date Reported
18/03/2024
Address
BATHANGACHHI BATHANGACHHI KALIGANJ NADIA WEST BENGAL 741157
West Bengal 741157
C
Category
Not Categorized
Residence Code
-
Date Reported
30/11/2018
CONTACT DETAILS
Telephone Number Type
Not Classified
Telephone Number
07501341545
Telephone Extension
--
Telephone Number Type
Home Phone
Telephone Number
034727501341545
Telephone Extension
--
Telephone Number Type
Not Classified
Telephone Number
9547901649
Telephone Extension
--
Telephone Number Type
Mobile Phone
Telephone Number
8159063320
Telephone Extension
--
EMAIL DETAILS
EMPLOYMENT DETAILS
Account Type Date Reported
Gold Loan 30/04/2024
Occupation Income
Others -
Monthly / Annual Income Indicator Net / Gross Income Indicator
- -
ALL ACCOUNTS
OPEN ACCOUNTS
Member Name
MAHINDRA FINANCE
Account Type
Auto Loan Personal
Account Number
5825862
Ownership
Guarantor
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹5,00,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
8.00%
Repayment Tenure
55
EMI Amount
--
Payment Frequency
Monthly
Actual Payment Amount
--
Date Opened / Disbursed
21/11/2018
Date Closed
--
Date of Last Payment
31/01/2019
Date Reported And Certified
30/09/2024
Value of Collateral
--
Type of Collateral
--
Suit - Filed / Willful Default
Suit filed
Credit Facility Status
Written-off
Written-off Amount (Total)
₹1,94,291
Written-off Amount (Principal)
₹1,94,291
Settlement Amount
--
PAYMENT STATUS
Payment Start Date
01/10/2021
Payment End Date
01/09/2024
Payment History
Sep 2024 0
Aug 2024 0
Jul 2024 0
Jun 2024 0
May 2024 0
Apr 2024 0
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 XXX
Oct 2023 XXX
Sep 2023 XXX
Aug 2023 XXX
Jul 2023 XXX
Jun 2023 XXX
May 2023 XXX
Apr 2023 XXX
Mar 2023 XXX
Feb 2023 XXX
Jan 2023 XXX
Dec 2022 XXX
Nov 2022 0
Oct 2022 XXX
Sep 2022 XXX
Aug 2022 XXX
Jul 2022 XXX
Jun 2022 XXX
May 2022 XXX
Apr 2022 XXX
Mar 2022 XXX
Feb 2022 XXX
Jan 2022 XXX
Dec 2021 XXX
Nov 2021 XXX
Oct 2021 XXX
STD : Standard
DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported
SUB :Substandard
Member Name
IIFL
Account Type
Gold Loan
Account Number
GL34132602
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹1,00,000
Current Balance
₹99,997
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
₹1,973
Payment Frequency
--
Actual Payment Amount
--
Date Opened / Disbursed
23/02/2024
Date Closed
--
Date of Last Payment
--
Date Reported And Certified
30/09/2024
Value of Collateral
₹1,33,479
Type of Collateral
Gold
Suit - Filed / Willful Default
--
Credit Facility Status
--
Written-off Amount (Total)
--
Written-off Amount (Principal)
--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date
01/03/2024
Payment End Date
01/09/2024
Payment History
Sep 2024 0
Aug 2024 0
Jul 2024 0
Jun 2024 0
May 2024 0
Apr 2024 0
Mar 2024 0
STD : Standard
DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported
SUB :Substandard
Member Name
SBI CARD
Account Type
Credit Card
Account Number
8169493352873498971
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
₹20,000
High Credit
₹11,978
Current Balance
₹11,979
Cash Limit
₹1,000
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
Monthly
Actual Payment Amount
₹11,799
Date Opened / Disbursed
04/01/2024
Date Closed
--
Date of Last Payment
13/02/2024
Date Reported And Certified
17/10/2024
Value of Collateral
--
Type of Collateral
--
Suit - Filed / Willful Default
--
Credit Facility Status
--
Written-off Amount (Total)
--
Written-off Amount (Principal)
--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date
01/03/2024
Payment End Date
01/10/2024
Payment History
Oct 2024 0
Sep 2024 0
Aug 2024 0
Jul 2024 0
Jun 2024 0
May 2024 0
Apr 2024 0
Mar 2024 0
STD : Standard
DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported
SUB :Substandard
CLOSED ACCOUNTS
Member Name
JDFIPL
Account Type
Tractor Loan
Account Number
81492
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹4,00,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
42
EMI Amount
₹20,565
Payment Frequency
Monthly
Actual Payment Amount
--
Date Opened / Disbursed
09/01/2019
Date Closed
18/11/2022
Date of Last Payment
08/11/2022
Date Reported And Certified
30/11/2022
Value of Collateral
--
Type of Collateral
Property
Suit - Filed / Willful Default
Suit filed
Credit Facility Status
Restructured due to COVID-19
Written-off Amount (Total)
--
Written-off Amount (Principal)
--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date
01/12/2019
Payment End Date
01/11/2022
Payment History
Nov 2022 0
Oct 2022 357
Sep 2022 XXX
Aug 2022 295
Jul 2022 272
Jun 2022 900
May 2022 900
Apr 2022 900
Mar 2022 900
Feb 2022 900
Jan 2022 900
Dec 2021 900
Nov 2021 XXX
Oct 2021 900
Sep 2021 900
Aug 2021 900
Jul 2021 869
Jun 2021 838
May 2021 808
Apr 2021 777
Mar 2021 747
Feb 2021 715
Jan 2021 688
Dec 2020 658
Nov 2020 626
Oct 2020 596
Sep 2020 XXX
Aug 2020 536
Jul 2020 504
Jun 2020 473
May 2020 352
Apr 2020 352
Mar 2020 352
Feb 2020 352
Jan 2020 321
Dec 2019 291
STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported
ENQUIRY DETAILS
Member Name
SBI CARD
Date Of Enquiry
03/01/2024
Enquiry Purpose
Credit Card
Member Name
SBI CARD
Date Of Enquiry
06/12/2023
Enquiry Purpose
Credit Card
Member Name
Bandhan Bank
Date Of Enquiry
22/08/2022
Enquiry Purpose
Microfinance – Business Loan
End of report
Disclaimer: All information contained in this credit report has been collated by TransUnion CIBIL
Limited ( TU CIBIL) based on information provided/ submitted by its various members("Members"),
as part of periodic data submission and Members are required to ensure accuracy, completeness
and veracity of the information submitted. The credit report is generated using the proprietary
search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy,
completeness and veracity of the information contained in the Report and shall only be liable and
/ or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is
governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.
In case of any discrepancy in Personal / Account Information pertaining to Loan Accounts /
Credit Cards, concerned Financial Institutions / Credit Card Company (CCC) may also please be
contacted for required clarification.
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