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Score Report - Cibil Dashboard

Mintu Medhi has a CIBIL Score of 783 as of January 23, 2025, indicating a good credit history that enhances loan approval chances. The report includes personal, identification, address, contact, employment details, and outlines various open accounts, including credit cards and loans, with their respective payment statuses. The document highlights that a higher CIBIL Score reflects better creditworthiness, while a score of 'NH' indicates no recent credit activity.

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spd938
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0% found this document useful (0 votes)
37 views39 pages

Score Report - Cibil Dashboard

Mintu Medhi has a CIBIL Score of 783 as of January 23, 2025, indicating a good credit history that enhances loan approval chances. The report includes personal, identification, address, contact, employment details, and outlines various open accounts, including credit cards and loans, with their respective payment statuses. The document highlights that a higher CIBIL Score reflects better creditworthiness, while a score of 'NH' indicates no recent credit activity.

Uploaded by

spd938
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 39

CIBIL Score & Report

Control Number : 8,64,01,45,473


Date : 23/01/2025

Hello, MINTU MEDHI MEDHI

Your CIBIL Score is 783 as of Date : 23/01/2025


300 900

783

CIBIL Score is a 3 digit numeric summary of your credit history & ranges from 300 to 900.

This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan
applications. Your score ranges between 300 and 900, and is calculated based on the
information available in the "Accounts" and "Enquiry"section of your CIBIL Report. The closer
your score is to 900, the more confidence the lender will have in your ability to repay the loan.
Higher your score, the better chances of your application getting approved.
Please note in some cases you might be displayed a CIBIL Score of "NH" which indicates one
of the following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.

PERSONAL DETAILS

Name

MINTU MEDHI MEDHI

Date Of Birth Gender

17/11/1987 Male

IDENTIFICATION DETAILS

Identification Type

Income Tax ID Number (PAN)

ID Number
BAZPM5816L

Issue Date Expiry Date

-- --

Identification Type

Voter ID Number

ID Number

GNK1434986

Issue Date Expiry Date

-- --

Identification Type

CKYC

ID Number

60011739468447

Issue Date Expiry Date

-- --

ADDRESS DETAILS

Address

THE ORIENTAL INSURANCE CO 2ND FLOOR CHAPAGURI RODE


BONGAIGAON Assam 783380
Category

Office Address
Residence Code

-
Date Reported

29/08/2024

Address

RANI SIDHESWARI PATH ABHAYAPURI Assam 783384


Category

Permanent Address
Residence Code
-
Date Reported

29/08/2024

Address

C/O ORIENTEL INSURANCE COMPANY LTD NORTH BONGAIGAON PO


BONGAIGAON NEAR SENCO JEWELARY Assam 783380
Category

Office Address
Residence Code

-
Date Reported

30/09/2022

Address

RANI SIDDHESHWARI PATH BEHIND RAJBARI WALL PACHDUAR


ABHAYAPURI WARD 4 BONGAIGAON BONGAIGAON Assam 783384
Category

Permanent Address
Residence Code

-
Date Reported

30/09/2022

CONTACT DETAILS

Telephone Number Type

Not Classified
Telephone Number

918638177541
Telephone Extension

--

Telephone Number Type

Mobile Phone
Telephone Number

8638177541
Telephone Extension

--

Telephone Number Type

Mobile Phone
Telephone Number

918638177541
Telephone Extension

--

Telephone Number Type

Home Phone
Telephone Number

037158638177541
Telephone Extension

--

EMAIL DETAILS

Email ID

MEDHIMINTU123@GMAIL.COM

EMPLOYMENT DETAILS

Account Type Date Reported

Credit Card 29/09/2024

Occupation Income

Salaried -

Monthly / Annual Income Indicator Net / Gross Income Indicator

- -
ALL ACCOUNTS

OPEN ACCOUNTS

Member Name

SBI CARD
Account Type

Credit Card
Account Number

4050790365290284927
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

₹20,000

High Credit

₹19,985

Current Balance

₹1,429

Cash Limit

₹6,000

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

--

EMI Amount

--
Payment Frequency

Monthly

Actual Payment Amount

₹10,356

Date Opened / Disbursed

06/08/2024

Date Closed

--

Date of Last Payment

12/12/2024

Date Reported And Certified

15/01/2025

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS
Payment Start Date

01/08/2024

Payment End Date

01/01/2025

Payment History

Jan 2025 0
Dec 2024 0
Nov 2024 0
Oct 2024 0
Sep 2024 0
Aug 2024 0

STD : Standard
DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported
SUB :Substandard

Member Name

HDFC BANK
Account Type

Credit Card
Account Number

0001015350002165181
Ownership

Individual

ACCOUNT DETAILS
Credit Limit

₹2,25,000

High Credit

₹1,348

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

--

EMI Amount

--

Payment Frequency

--

Actual Payment Amount

--

Date Opened / Disbursed

26/11/2022

Date Closed

--

Date of Last Payment

06/01/2025

Date Reported And Certified

15/01/2025
Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/12/2022

Payment End Date

01/01/2025

Payment History

Jan 2025 0
Dec 2024 0
Nov 2024 0
Oct 2024 0
Sep 2024 0
Aug 2024 0
Jul 2024 0
Jun 2024 0
May 2024 0
Apr 2024 0
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0
Jan 2023 0
Dec 2022 0

STD : Standard
DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported
SUB :Substandard

Member Name

AXIO
Account Type

Consumer Loan
Account Number

BON22E000687705
Ownership
Individual

ACCOUNT DETAILS

Credit Limit

--

High Credit

₹16,000

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

--

EMI Amount

₹5,804

Payment Frequency

Monthly

Actual Payment Amount

--

Date Opened / Disbursed

30/04/2022

Date Closed

--
Date of Last Payment

05/07/2022

Date Reported And Certified

15/01/2025

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/04/2022

Payment End Date

01/01/2025

Payment History

Jan 2025 0
Dec 2024 0
Nov 2024 0
Oct 2024 0
Sep 2024 0
Aug 2024 0
Jul 2024 0
Jun 2024 0
May 2024 0
Apr 2024 0
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
Apr 2022 0

STD : Standard
DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported
SUB :Substandard

Member Name

ICICI BANK
Account Type

Credit Card
Account Number

0000000021107264
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

₹2,10,000

High Credit

₹604

Current Balance

--

Cash Limit

₹21,000

Amount Overdue

--

Rate of Interest

--

Repayment Tenure
--

EMI Amount

--

Payment Frequency

--

Actual Payment Amount

--

Date Opened / Disbursed

22/10/2021

Date Closed

--

Date of Last Payment

14/12/2023

Date Reported And Certified

30/11/2024

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount
--

PAYMENT STATUS

Payment Start Date

01/12/2021

Payment End Date

01/11/2024

Payment History

Nov 2024 0
Oct 2024 XXX
Sep 2024 XXX
Aug 2024 XXX
Jul 2024 XXX
Jun 2024 0
May 2024 XXX
Apr 2024 XXX
Mar 2024 XXX
Feb 2024 XXX
Jan 2024 XXX
Dec 2023 0
Nov 2023 XXX
Oct 2023 0
Sep 2023 XXX
Aug 2023 XXX
Jul 2023 XXX
Jun 2023 XXX
May 2023 XXX
Apr 2023 XXX
Mar 2023 XXX
Feb 2023 XXX
Jan 2023 XXX
Dec 2022 XXX
Nov 2022 0
Oct 2022 XXX
Sep 2022 XXX
Aug 2022 XXX
Jul 2022 0
Jun 2022 0
May 2022 XXX
Apr 2022 XXX
Mar 2022 XXX
Feb 2022 XXX
Jan 2022 XXX
Dec 2021 0

STD : Standard
DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported
SUB :Substandard

Member Name

IDFC FIRST BANK


Account Type

Consumer Loan
Account Number

FLIPKART-51928371
Ownership

Individual

ACCOUNT DETAILS

Credit Limit
--

High Credit

₹25,000

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

96

EMI Amount

--

Payment Frequency

Monthly

Actual Payment Amount

₹1

Date Opened / Disbursed

01/10/2021

Date Closed

--

Date of Last Payment

01/10/2021

Date Reported And Certified

31/12/2024

Value of Collateral
--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/01/2022

Payment End Date

01/12/2024

Payment History

Dec 2024 0
Nov 2024 0
Oct 2024 0
Sep 2024 0
Aug 2024 0
Jul 2024 0
Jun 2024 0
May 2024 0
Apr 2024 0
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
Apr 2022 0
Mar 2022 0
Feb 2022 0
Jan 2022 0

STD : Standard
DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported
SUB :Substandard

Member Name

SBI CARD
Account Type

Credit Card
Account Number

0095289743358884211
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

₹2,10,000

High Credit

₹1,09,233

Current Balance

₹28,762

Cash Limit

₹31,500

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

--

EMI Amount

--

Payment Frequency
Monthly

Actual Payment Amount

₹121

Date Opened / Disbursed

27/08/2021

Date Closed

--

Date of Last Payment

11/12/2024

Date Reported And Certified

15/01/2025

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS
Payment Start Date

01/02/2022

Payment End Date

01/01/2025

Payment History

Jan 2025 0
Dec 2024 0
Nov 2024 0
Oct 2024 0
Sep 2024 0
Aug 2024 0
Jul 2024 0
Jun 2024 0
May 2024 0
Apr 2024 0
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 XXX
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
Apr 2022 0
Mar 2022 0
Feb 2022 XXX

STD : Standard
DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported
SUB :Substandard

Member Name

IDFC FIRST BANK


Account Type

Consumer Loan
Account Number

AMAZON-44931300
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

--

High Credit

₹30,000
Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

60

EMI Amount

--

Payment Frequency

Monthly

Actual Payment Amount

₹1

Date Opened / Disbursed

16/06/2021

Date Closed

--

Date of Last Payment

16/06/2021

Date Reported And Certified

31/12/2024

Value of Collateral

--

Type of Collateral

--
Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/01/2022

Payment End Date

01/12/2024

Payment History

Dec 2024 0
Nov 2024 0
Oct 2024 0
Sep 2024 0
Aug 2024 0
Jul 2024 0
Jun 2024 0
May 2024 0
Apr 2024 0
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
Apr 2022 0
Mar 2022 0
Feb 2022 0
Jan 2022 0

STD : Standard
DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported
SUB :Substandard
CLOSED ACCOUNTS

Member Name

AXIS BANK
Account Type

Credit Card
Account Number

089000009324751
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

₹15,000

High Credit

--

Current Balance

--

Cash Limit

₹3,000

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

--

EMI Amount

--

Payment Frequency
--

Actual Payment Amount

--

Date Opened / Disbursed

28/09/2022

Date Closed

14/12/2023

Date of Last Payment

--

Date Reported And Certified

31/12/2023

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS
Payment Start Date

01/09/2022

Payment End Date

01/12/2023

Payment History

Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name

ADITYA BIRLA F L
Account Type

Personal Loan
Account Number

LXW-M06822-230849192
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

--

High Credit

₹1,05,000

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

--

EMI Amount

₹4,375

Payment Frequency

--

Actual Payment Amount


--

Date Opened / Disbursed

05/05/2022

Date Closed

08/07/2022

Date of Last Payment

--

Date Reported And Certified

15/12/2024

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/06/2022
Payment End Date

01/12/2024

Payment History

Dec 2024 0
Nov 2024 0
Oct 2024 0
Sep 2024 0
Aug 2024 0
Jul 2024 0
Jun 2024 0
May 2024 0
Apr 2024 0
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported

Member Name

HDFC BANK
Account Type

Auto Loan Personal


Account Number

44537504
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

--

High Credit

₹4,86,590

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest
--

Repayment Tenure

--

EMI Amount

--

Payment Frequency

Monthly

Actual Payment Amount

₹2,68,689

Date Opened / Disbursed

18/01/2017

Date Closed

13/11/2020

Date of Last Payment

13/11/2020

Date Reported And Certified

30/11/2020

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)


--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/12/2017

Payment End Date

01/11/2020

Payment History

Nov 2020 0
Oct 2020 0
Sep 2020 0
Aug 2020 0
Jul 2020 0
Jun 2020 0
May 2020 0
Apr 2020 0
Mar 2020 0
Feb 2020 0
Jan 2020 0
Dec 2019 0
Nov 2019 0
Oct 2019 0
Sep 2019 0
Aug 2019 0
Jul 2019 0
Jun 2019 0
May 2019 0
Apr 2019 0
Mar 2019 0
Feb 2019 0
Jan 2019 0
Dec 2018 0
Nov 2018 0
Oct 2018 0
Sep 2018 0
Aug 2018 0
Jul 2018 0
Jun 2018 0
May 2018 0
Apr 2018 0
Mar 2018 0
Feb 2018 0
Jan 2018 0
Dec 2017 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported

ENQUIRY DETAILS

Member Name

SBI CARD
Date Of Enquiry

06/08/2024
Enquiry Purpose

Credit Card

Member Name
SBI CARD
Date Of Enquiry

19/03/2023
Enquiry Purpose

Credit Card

Member Name

SBI CARD
Date Of Enquiry

16/03/2023
Enquiry Purpose

Credit Card

Member Name

SBI CARD
Date Of Enquiry

16/03/2023
Enquiry Purpose

Credit Card

Member Name

HDFC BANK
Date Of Enquiry

25/11/2022
Enquiry Purpose

Credit Card

Member Name

AXIS BANK
Date Of Enquiry

23/09/2022
Enquiry Purpose

Credit Card

Member Name

AXIS BANK
Date Of Enquiry

14/09/2022
Enquiry Purpose
Credit Card

Member Name

ICICI BANK
Date Of Enquiry

08/03/2022
Enquiry Purpose

Credit Card

End of report

Disclaimer: All information contained in this credit report has been collated by TransUnion CIBIL
Limited ( TU CIBIL) based on information provided/ submitted by its various members("Members"),
as part of periodic data submission and Members are required to ensure accuracy, completeness
and veracity of the information submitted. The credit report is generated using the proprietary
search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy,
completeness and veracity of the information contained in the Report and shall only be liable and
/ or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is
governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

In case of any discrepancy in Personal / Account Information pertaining to Loan Accounts /


Credit Cards, concerned Financial Institutions / Credit Card Company (CCC) may also please be
contacted for required clarification.

COPYRIGHT 2024 TRANSUNION CIBIL. ALL RIGHTS RESERVED.


For more information, please visit our website at www.cibil.com

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