TruLegal Solutions
Advocates, Solicitors & Legal Consultants
Add: D-45A, 1st Floor, Near Kia Showroom
Rajouri Garden, New Delhi – 110027
E-mail : info@trulegal.co.in
Email/SMS/WhatsApp
Date:15/11/2024
Ref. No.: IND/Credit Card-NPA/NOV-24/80717
Debt Code.: 217567158
To
AMANDEEP Sxxxx
Mobile: 7009494619
Email: AMANAMBARSARIYA1@GMAIL.COM
HOUSE NO171 GALI NO2NEW COAT ATMARAM SULTANWIND
ROAD AMRITSAR PUNJAB AMRIT143001
IRON MEDCHAL IRON MEDCHAL BUILD NO 217 LAKSHMI
VIHAR AMRITSAR143001
REF: DEMAND NOTICE FOR OVERDUE AMOUNT AGAINST INDUSIND BANK CREDIT CARD NO. 41475 xxxxxx 70673
Dear Sir/Madam,
Under instructions and on behalf of our client IndusInd Bank Limited ("Bank"), having its Regg. Office at 2401, Gen. Thimmayya Road
Cantonment, Pune, Maharashtra and inter-alia having a branch office at, IndusInd Bank Ltd, 39 Mall Road Platinum Plaza, Amritsar-
143001, we hereby serve upon all of you above named addressee, the following notice: -
1. That our client is in the business of banking and is engaged in the business of granting various kind of Credit Facilities including Credit
Card Whereas you, the above named addressee had approached our client for obtaining a credit card ("CC"), and accordingly our
client, relying upon your requests and representations, granted to you a credit Card facility bearing Card No. 41475 xxxxxx 70673
while availing the same, you had also specifically agreed to abide by all the terms and conditions of the Credit Card agreement
executed in relation to the aforesaid card and had specifically agreed abide by the financial discipline and repay the bill amount in
timely and punctual manner, since regular and timely repayments were the essence of the contract.
2. That you had utilized the said card for your own benefits and had incurred a bill of Rs. 83178 (Rupees Eighty Three Thousand One
Hundred Seventy Eight Only) the payment of which was due on 1/11/2024 and which was required to be paid on due date as per
Card Statement. You however failed to observe the financial discipline and defaulted in the payment of the said bill, which is in
violation of the terms and conditions of the aforesaid Credit Card Agreement. Due to your financial indiscipline and failure to abide by
the repayment terms, an amount of Rs.83178 (Rupees Eighty Three Thousand One Hundred Seventy Eight Only) as on
1/11/2024 is outstanding against you in the above account. However, despite the requests and reminders of our client you have
neglected to pay the above-mentioned overdue amount.
3. That in spite of repeated follow ups and reminders made by our client in this regard, you have failed and neglected to make the
payment as aforesaid. Therefore, we on behalf of our client call upon you to pay to our client, the outstanding amount within 7 days
from the date of issue of this notice, failing which our client shall be constrained to recall the Credit Card facility and shall be
constrained to initiate appropriate proceedings for recovery of the defaulted amount along with interest and all costs, expenses etc.
and shall be at liberty to initiate legal proceedings (Civil & Criminal) against you, completely at your risks, costs and consequences,
including the following legal remedies:
a) In case of Cheque/ECS Bounce, initiation of Section 138 NIA or Section 25 of PASSA which deals with deals with dishonor of Cheque
and ECS, respectively, which provides for punishment for Imprisonment up to 2 years, and/or fine up to twice the amount.
b) Initiation of legal proceedings for recovery including Arbitration Proceedings and seek attachment of your assets, for the recovery of
the dues of our client etc.
c) Government Employees salary/pension can be attached for execution of Award.
TruLegal Solutions
Advocates, Solicitors & Legal Consultants
Add: D-45A, 1st Floor, Near Kia Showroom
Rajouri Garden, New Delhi – 110027
E-mail : info@trulegal.co.in
d) Information about your debt will be shared with other financial institutions and banks (through CIBIL). You may not receive any other
loan (two-wheeler, car, credit card) in future from any other financial institution and may face difficulty finding a new job as companies
check CIBIL before hiring.
For TRULEGAL SOLUTIONS
[AAKASH KUMAR]
ADVOCATE D/8023/2023
Note:
Please take note that the above amount is not constant as it changes on daily basis due to various factors including interest accrual &
charge/penalty towards any default.
A copy of this notice is retained in our office for future necessary action.
Kindly ignore this communication in case you have already settled the above amount due on your Account. In case you wish to make payment
in terms of the present notice, we request you to please bring copy of this notice along with Cash/D.D.favoring “INDUSIND BANK LIMITED”
and close the issue or have any query.
You may contact Mr./Ms./Mrs.Vikramjit B, Collection Manager at 9888881562 of IndusInd Bank Ltd, between 10 am to 5pm on normal
working days. Kindly mention reference number and Credit Card Number in all correspondence .
