CONSUMER BASE™ REPORTCHM Ref #: 3170391735535061
Prepared For: The Money Fair
For Kiran A Nayak
Date of Request: 30-12-2024
Includes Microfinance
Inquiry Input Information
Name: Kiran A Nayak DOB/Age: -
Father: - Gender: -
Phone Numbers: 8073253107 Spouse: -
Entity Id: DTC0000210 Mother: -
Current Address: ID(s): CITPN1352F [ PAN ]
Email ID(s): -
CRIF HM Score (s):
SCORE NAME SCORE SCORING FACTORS
Very recent delinquency observed
PERFORM CONSUMER 2.0 727 Delinquency observed in the past
Score Range : 300-900
Substantial proportion of outstanding balance to disbursed amount
Tip: Positive impact on credit score Negative impact on credit score
Personal Information - Variations
Tip: These are applicant's personal information variations as contributed by various financial institutions.
Name Variations Birth Date
KIRAN NAYAK 31-05-2024
KIRAN A NAYAK 22-12-2024
Address Variations Reported On
MUKKAJE MANE NELLIKATTE HIRGANA POST KAR KALA TALUK HIRGANA UDUPI 576117 KA 31-05-2024
MUKKAJE MANE NELLIKATTE HIRGANA POST KARKALA TALUK HIRGANA UDUPI UDUPI 576117 KA 22-12-2024
ACHUTHA NAYAK, MUKKAJE MANE, NELLIKATTE, KARKALA TALUK, , UDUPI, 732 KARNATAKA 576117 KA 03-10-2024
MUKKAJE MANE NELLIKATTE HIRGANA POST HIRGANA HIRGANA POST UDUPI KARNATAKA 576117 KA 30-11-2024
Email ID Variations
kiranachuthanayak@gmail.com
ID Variations Phone Variations
CITPN1352F [PAN] 8073253107
40008169207235 [Other]
Tip: All amounts are in INR.
Account Summary
Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.
Number of Zero Balance Overdue Current Overdue Amt Disbd/ High
Type
Account(s) Account(s) Account(s) Balance Balance Credit
Primary
5 5 0 59,355 0 1,39,496
Match
Total 5 5 0 59,355 0 1,39,496
Total Inquiries : Inquiries in last Months: 1 Inquiries in last 12 Months: Inquiries in last 30 Days:
Account Information
1 Account Type: Consumer Loan (CAPFLOAT FINANCIAL SERVICES PRIVATE LIMITED)
Member Short Name: NOT DISCLOSED Date Opened: 02-10-2024
High Credit Amount: 8,000 Ownership Indicator: Individual
A
C Last Payment Date: 11-12-2024 Current Balance: 156
T
I Date Reported: 15-12-2024 Payment Start Date: 01-12-2024
V
E
Payment End Date: 01-10-2024
Predicted Emi Amount:
Payment History/Asset Classification
January February March April May June July August September October November December
2024 - - - - - - - - - 000 000 000
- - - - - - - - - - -
2 Account Type: Consumer Loan (KARUR VYSYA BANK)
Member Short Name: NOT DISCLOSED Date Opened: 02-10-2024
High Credit Amount: 32,000 Ownership Indicator: Individual
A
C Last Payment Date: 02-11-2024 0
T
I Date Reported: 30-11-2024 Payment Start Date: 01-11-2024
V
E
Payment End Date: 01-10-2024
Predicted Emi Amount: 5,262
Payment Frequency:5,262/Monthly
Payment History/Asset Classification
January February March April May June July August September October November December
2024 - - - - - - - - - 000 000 -
- - - - - - - - - - -
3 Account Type: Consumer Loan (IDFC)
Member Short Name: NOT DISCLOSED Date Opened: 02-10-2024
High Credit Amount: 40,000 Ownership Indicator: Individual
A
C Last Payment Date: 02-10-2024 0
T
I Date Reported: 30-11-2024 Payment Start Date: 01-11-2024
V
E
Payment End Date: 01-10-2024
Predicted Emi Amount:
Payment Tenure:12 Actual Payment Amount:1
Suit Filed:No Suit filed
Payment History/Asset Classification
January February March April May June July August September October November December
2024 - - - - - - - - - 000 000 -
- - - - - - - - - - -
4 Account Type: Credit Card (HDFC BANK LTD)
Member Short Name: NOT DISCLOSED Date Opened: 30-04-2022
High Credit Amount: 59,496 Ownership Indicator: Individual
A
C Last Payment Date: 30-11-2024 Current Balance: 59,199
T
I Date Reported: 22-12-2024 Payment Start Date: 01-12-2024
V
E
Payment End Date: 01-04-2022 Credit Limit: 60,000
Predicted Emi Amount:
Payment History/Asset Classification
January February March April May June July August September October November December
2024 000 000 000 000 000 000 000 000 000 000 000 000
2023 000 000 000 000 000 000 000 000 000 000 000 000
2022 - - - 000 000 000 000 000 000 000 000 000
- - - - - - - - - - -
5 Account Type: Short Term Personal Loan (ADITYA BIRLA FINANCE LIMITED)
Member Short Name: NOT DISCLOSED Date Opened: 28-12-2022
High Credit Amount: 1,000 Ownership Indicator: Individual
C
L 0
O
S Date Reported: 31-05-2024 Payment Start Date: 01-03-2024
E
D
Payment End Date: 01-12-2022
Predicted Emi Amount: 0
Date Closed:28-03-2024
Payment History/Asset Classification
January February March April May June July August September October November December
2024 000 000 000 - - - - - - - - -
2023 000 000 000 000 000 000 000 000 000 000 000 000
2022 - - - - - - - - - - - 000
- - - - - - - - - - -
Inquiries (reported for past 24 months)
Member Name Date of Inquiry Purpose Amount
LNT FINANCE 06-12-2024 Consumer Loan 15,000
