CONSUMER BASE™ REPORTCHM Ref #: 2694631747192269
Prepared For: The Money Fair
For KANDULA MADHU
Date of Request: 14-05-2025
Includes Microfinance
Inquiry Input Information
Name: KANDULA MADHU DOB/Age: -
Father: - Gender: -
Phone Numbers: 7337074012 Spouse: -
Entity Id: DTC0000210 Mother: -
Current Address: ID(s): [ PAN ]
Email ID(s): -
CRIF HM Score (s):
SCORE NAME SCORE SCORING FACTORS
Very recent delinquency observed
PERFORM CONSUMER 2.0 510 Delinquency observed in the past
Score Range : 300-900
Substantial proportion of outstanding balance to disbursed amount
Tip: Positive impact on credit score Negative impact on credit score
Personal Information - Variations
Tip: These are applicant's personal information variations as contributed by various financial institutions.
Name Variations Birth Date
MADHU KANDULA 30-04-2025
MADHU KANDHULA 30-04-2025
KANDULA MADHU 30-04-2025
Reported
Address Variations
On
S/O: RAVI, 6-167A, MANGAMUURU, PRAKASAM, MANGAMURU, ANDHRA PRADESH, INDIA, 523225, 523225 AP 30-04-2025
6 167A REDDY GARI BAZAR MANGAMURU MANGAMUURU PRAKA AM ANDHRA PRADE H 523225 AP 30-04-2025
THE BOOK LOUNGE LIBRARY SEAT NO 8 GALLI NO 19 NEAR BADI CHOPAL 110008 DL 30-04-2025
6-167A REDDY GARI BAZAR SANTHANUTHALAPADU MANDAL MANGAMURU NEAR MANGAMUURU 523225 AP 30-04-2025
S O: RAVI, 6-167A, MANGAMUURU, REDDY GAR I BAZAR SANTHANUTHALAPADU MANDAL, MANGAM URU, PRAKASAM
31-05-2024
MANGAMURU, ANDHRA PRADESH, INDIA - 523225 523225 AP
S/O: RAVI, 6-167A, REDDY GARI BAZAR, SAN THANUTHALAPADU MANDAL, , PRAKASAM, 68 ANDHRA PRADESH 523225 AP 16-01-2025
THE BOOK LOUNGE LIBRARY SEAT NO 8 GALLI NO 19 110008 DL 30-04-2025
6-167A MANGAMURU, SANTHANUTHALAPADU PRAKASAM ANDHRAPRADESH PRAKASAM 523225 AP 15-04-2025
Email ID Variations
madhu1999@gmail.com
madhukandula703@andhrauniversity.edu.in
ID Variations Phone Variations
JCJPK3772B [PAN] 917337074012
60022299158202 [Other] 7337074012
Tip: All amounts are in INR.
Account Summary
Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.
Number of Zero Balance Overdue Current Overdue Amt Disbd/ High
Type
Account(s) Account(s) Account(s) Balance Balance Credit
Primary
7 7 1 835 0 1,04,732
Match
Total 7 7 1 835 0 1,04,732
Total Inquiries : Inquiries in last Months: 1 Inquiries in last 12 Months: Inquiries in last 30 Days:
Account Information
1 Account Type: Consumer Loan (IDFC)
Member Short Name: NOT DISCLOSED Date Opened: 04-06-2023
High Credit Amount: 10,000 Ownership Indicator: Individual
A
C Last Payment Date: 01-09-2023 0
T
I Date Reported: 15-04-2025 Payment Start Date: 01-04-2025
V
E
Payment End Date: 01-06-2023
Predicted Emi Amount:
Payment Tenure:12 Actual Payment Amount:9,307
Suit Filed:No Suit filed
Payment History/Asset Classification
January February March April May June July August September October November December
2025 000 000 000 000 - - - - - - - -
2024 000 000 000 000 000 000 000 000 000 000 000 000
2023 - - - - - 000 000 000 000 000 000 000
- - - - - - - - - - -
2 Account Type: Consumer Loan (KARUR VYSYA BANK)
Member Short Name: NOT DISCLOSED Date Opened: 19-07-2022
High Credit Amount: 1,600 Ownership Indicator: Individual
A
C Last Payment Date: 05-04-2025 Current Balance: 668
T
I Date Reported: 30-04-2025 Payment Start Date: 01-04-2025
V
E
Payment End Date: 01-07-2022
Predicted Emi Amount:
Payment History/Asset Classification
January February March April May June July August September October November December
2025 000 000 000 000 - - - - - - - -
2024 000 000 000 000 000 000 000 000 000 000 000 000
2023 000 000 XXX 000 000 000 000 000 000 000 000 000
2022 - - - - - - 000 000 XXX XXX XXX 000
- - - - - - - - - - -
3 Account Type: Consumer Loan (CAPFLOAT FINANCIAL SERVICES PRIVATE LIMITED)
Member Short Name: NOT DISCLOSED Date Opened: 19-07-2022
High Credit Amount: 400 Ownership Indicator: Individual
A
C Last Payment Date: 05-04-2025 Current Balance: 167
T
I Date Reported: 30-04-2025 Payment Start Date: 01-04-2025
V
E
Payment End Date: 01-07-2022
Predicted Emi Amount:
Payment History/Asset Classification
January February March April May June July August September October November December
2025 000 000 000 000 - - - - - - - -
2024 000 000 000 000 000 000 000 000 000 000 000 000
2023 000 000 000 000 000 000 000 000 000 000 000 000
2022 - - - - - - 000 000 000 000 000 000
- - - - - - - - - - -
4 Account Type: Personal Loan (NORTH EAST SMALL FINANCE BANK)
Member Short Name: NOT DISCLOSED Date Opened: 12-03-2022
High Credit Amount: 1,992 Ownership Indicator: Individual
A
C Last Payment Date: 08-11-2024 0
T
I Date Reported: 30-04-2025 Payment Start Date: 01-04-2025
V
E
Payment End Date: 01-05-2022
Predicted Emi Amount:
Payment History/Asset Classification
January February March April May June July August September October November December
2025 000 000 000 000 - - - - - - - -
2024 000 000 000 XXX XXX XXX XXX XXX XXX XXX XXX XXX
2023 000 000 000 000 000 000 000 000 000 000 000 000
2022 - - - - XXX XXX 000 000 000 000 000 000
- - - - - - - - - - -
5 Account Type: Two-Wheeler Loan (KOTAK MAHINDRA PRIME LIMITED)
Member Short Name: NOT DISCLOSED Date Opened: 18-03-2021
High Credit Amount: 90,740 Ownership Indicator: Individual
A
C Last Payment Date: 16-10-2022 0
T
I Date Reported: 15-04-2025 Payment Start Date: 01-04-2025
V
E
Payment End Date: 01-05-2022
Predicted Emi Amount:
Payment History/Asset Classification
January February March April May June July August September October November December
2025 000 000 000 000 - - - - - - - -
2024 000 000 000 000 000 000 000 000 000 000 000 000
2023 000 000 000 000 000 000 000 000 000 000 000 000
2022 - - - - 000 000 000 000 000 XXX 000 000
- - - - - - - - - - -
6 Account Type: Short Term Personal Loan (ADITYA BIRLA FINANCE LIMITED)
Member Short Name: NOT DISCLOSED Date Opened: 06-08-2023
High Credit Amount: 1,000 Ownership Indicator: Individual
C
L Last Payment Date: 07-01-2024 0
O
S Date Reported: 31-05-2024 Payment Start Date: 01-03-2024
E
D
Payment End Date: 01-08-2023
Predicted Emi Amount: 0
Date Closed:26-03-2024
Payment History/Asset Classification
January February March April May June July August September October November December
2024 000 000 000 - - - - - - - - -
2023 - - - - - - - 000 000 000 000 000
- - - - - - - - - - -
7 Account Type: Credit Card (AXIS BANK)
Member Short Name: NOT DISCLOSED Date Opened: 21-07-2023
High Credit Amount: 27,527 Ownership Indicator: Individual
C
L Last Payment Date: 18-04-2025 Current Balance: 25,902
O
S Date Reported: 30-04-2025 Payment Start Date: 01-04-2025
E
D
Payment End Date: 01-07-2023 Credit Limit: 15,000
Predicted Emi Amount: 0
Wo Amount Principal:25,902
Actual Payment Amount:10
Suit Filed:No Suit filed
Payment History/Asset Classification
January February March April May June July August September October November December
2025 234 262 293 323 - - - - - - - -
2024 000 000 000 000 032 062 093 124 154 185 185 203
2023 - - - - - - 000 000 000 000 000 000
- - - - - - - - - - -
Inquiries (reported for past 24 months)
Member Name Date of Inquiry Purpose Amount
