Credit Report Request
Equifax Date
Canada Co.2025/02/09
www.consumer.equifax.ca
RITA HADDAD
755 FROBISHER LANE 11808,
OTTAWA, ON K1G3T6
CONFIDENTIAL INFORMATION
CONSUMER USE ONLY
RE: EQUIFAX REFERENCE NUMBER: 6307442514
RITA HADDAD,
Further to your request, a copy of your personal credit file as of 2025/02/09 follows:
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Credit Report Request Date 2025/02/09
Personal Info
Identification
Name Reported
Current Name RITA HADDAD
Personal File Number Date Of Birth Social Insurance Number
6307442514 1973-xx-26 xxx-xx2-563
Phone Number Reported
Other 753-881-7363
Addresses Reported
Type Last Reported Date Address City Province Postal Code
Current 2024/10/01 755 FROBISHER LANE 11808 OTTAWA ON K1G 3T6
Previous 2024/07/01 20 DEERFIELD DR 1201 NEPEAN ON K2G 4L2
Previous 2024/04/01 20 DEERFIELD DR #1201 OTTAWA ON K2G 4L2
Credit Score as of 2025/02/09
730
▼
Equifax Credit Score
730 POOR FAIR GOOD VERY GOOD EXCELLENT
300-559 560-659 660-724 725-759 760-900
You don’t just have one credit score. There are many different credit scores provided by different companies that are used to help
predict how likely you are to pay your bills on time. The Equifax Credit Score provided above is created using a model developed by
Equifax and is intended for your own educational use. It is also commercially available to third parties. Please keep in mind third
parties may use a different score when evaluating your creditworthiness.
Also, third parties will consider items other than your credit score, such as information on your credit file and information you provide
in your application for credit, when making a determination about of your creditworthiness.
Employment
You currently have no employment records on your credit file.
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Credit Report Request Date 2025/02/09
Accounts
Revolving (2)
Revolving accounts are those that generally include a credit limit and require a minimum monthly payment, such as credit cards
or lines of credit.
Mortgage (0)
Mortgage accounts are real estate loans that require payment on a monthly basis until the loan is paid off.
Installment (1)
Installment accounts are loans that require payment on a monthly basis until the loan is paid off, such as auto or student loans.
Open (0)
Open accounts are those that are not already identified as revolving, mortgage, or installment accounts such as charge cards or
telco accounts.
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Credit Report Request Date 2025/02/09
Accounts - Revolving
MBNA
Overview
Account Highest Member Rating
Phone Notes Rating Code Description
Number Balance Number Code
888-876- Revolving - Paid as agreed and
$0 650ON40914 R1
6262 up to date
Balance And Amounts Account Dates
Balance $0 Opened 2024/11/19
Credit Limit $8,000 Last Reported 2025/01/16
Payment Due Last Payment
Actual
Date Closed
payment
Amount Past
$0
Due
Amount
Written Off
Payment Details
Months Reviewed 2
Payment Responsibility Individual
Delinquencies
You currently have no delinquencies on your credit file.
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Credit Report Request Date 2025/02/09
Payment History
You can view up to 2 years of payment history on this account.
Credit High Past Credit High Past
Month Balance Payment Month Balance Payment
Limit Credit Due Limit Credit Due
01/2025 $0 $8,000 $0 $0 12/2024 $0 $8,000 $0 $0
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Credit Report Request Date 2025/02/09
SCOTIABANK VISA
Overview
Account Highest Member Rating
Phone Notes Rating Code Description
Number Balance Number Code
800-387- Revolving - Paid as agreed and
***011 $383 650ON00184 R1
6508 up to date
Balance And Amounts Account Dates
Balance $0 Opened 2023/10/04
Credit Limit $1,500 Last Reported 2024/10/31
Payment Due $10 Last Payment 2024/10/30
Actual
$2,686 Date Closed
payment
Amount Past
$0
Due
Amount
Written Off
Payment Details
Months Reviewed 13
Payment Responsibility Individual
Delinquencies
You currently have no delinquencies on your credit file.
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Credit Report Request Date 2025/02/09
Payment History
You can view up to 2 years of payment history on this account.
Credit High Past Credit High Past
Month Balance Payment Month Balance Payment
Limit Credit Due Limit Credit Due
10/2024 $0 $1,500 $383 $0 $10 03/2024 $121 $1,000 $91 $0
09/2024 $136 $1,500 $383 $0 $10 02/2024 $0 $1,000 $91 $0 $10
08/2024 $192 $1,500 $383 $0 $10 01/2024 $49 $1,000 $20 $0
07/2024 $251 $1,500 $267 $0 $10 12/2023 $0 $1,000 $20 $0
06/2024 $61 $1,500 $267 $0 $6 11/2023 $0 $1,000 $20 $0
05/2024 $232 $1,500 $267 $0 $10 10/2023 $0 $1,000 $20 $0 $10
04/2024 $212 $1,500 $91 $0
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Credit Report Request Date 2025/02/09
Accounts - Mortgage
You currently have no mortgage accounts on your credit file.
Accounts - Installment
KIA MOTOR FINANCE
Overview
Account Highest Member Rating
Phone Notes Rating Code Description
Number Balance Number Code
866-250- Installment - Paid as agreed and
***490 $36,080 650FA01870 I1
3151 up to date
Balance And Amounts Account Dates
Balance $32,047 Opened 2024/01/31
Credit Limit Last Reported 2025/01/31
Payment Due $257 Last Payment 2025/01/29
Actual
$771 Date Closed
payment
Amount Past
$0
Due
Amount
Written Off
Payment Details
Months Reviewed 12
Payment Responsibility Individual
Delinquencies
You currently have no delinquencies on your credit file.
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Credit Report Request Date 2025/02/09
Payment History
You can view up to 2 years of payment history on this account.
Credit High Past Credit High Past
Month Balance Payment Month Balance Payment
Limit Credit Due Limit Credit Due
01/2025 $32,047 N/A $36,080 $0 $257 07/2024 $34,099 N/A $36,080 $0 $257
12/2024 $32,606 N/A $36,080 $0 $257 06/2024 $34,645 N/A $36,080 $0 $257
11/2024 $32,906 N/A $36,080 $0 $257 05/2024 $34,939 N/A $36,080 $0 $257
10/2024 $33,211 N/A $36,080 $0 $257 04/2024 $35,224 N/A $36,080 $0 $257
09/2024 $33,507 N/A $36,080 $0 $257 03/2024 $35,514 N/A $36,080 $0 $257
08/2024 $33,808 N/A $36,080 $0 $257 02/2024 $35,794 N/A $36,080 $0 $257
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Credit Report Request Date 2025/02/09
Accounts - Open
You currently have no open accounts on your credit file.
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Credit Report Request Date 2025/02/09
Inquiries
A record of access to your credit file is created by posting inquiries to your credit file. An inquiry will include the name of the
entity that accessed your credit file and a phone number that you can call if you have questions about the access. Two types of
inquiries may be posted on your credit file; hard and soft inquiries. Soft inquiries are visible only to you and do not affect credit
scores. Hard inquiries are visible to any authorized recipient of your credit file and may affect credit scores.
DATE MEMBER NUMBER MEMBER NAME PHONE MAY AFFECT SCORES
2025/02/09 400AA00163 EQUIFAX PERSONAL SOL 800-871-3250 No
2025/01/27 481IG01517 CERTAS 800-794-0008 No
2024/11/11 484VC00145 RDC OttawaPoliceRec 888-428-8836 No
2024/10/27 400AA00163 EQUIFAX PERSONAL SOL 800-871-3250 No
2024/09/14 400AA00163 EQUIFAX PERSONAL SOL 800-871-3250 No
2024/09/14 484ZZ00091 EQUIFAX CANADA CO. 416-227-8500 No
2024/08/02 651BB01504 Bank of Nova Scotia 800-472-6842 No
2024/01/30 481BB22082 TD AUTO FINANCE CAN 800-832-3321 Yes
2024/01/30 473AN03017 KIA ON HUNT CLUB 613-670-8013 Yes
2024/01/30 001FA01144 DESJARDINS 514-224-7737 Yes
2024/01/30 481RZ03594 YARDI CANADA LTD MIN 800-866-1124 No
2023/10/04 481BB60823 SCOTIABANK 416-288-1460 Yes
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Credit Report Request Date 2025/02/09
Bank Information Reported
You currently have no bank information reported on your credit file.
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Credit Report Request Date 2025/02/09
Public Records
Bankruptcy (0)
Bankruptcies are a legal status granted by a federal court that indicates you are unable to pay off your outstanding debts.
Consolidated Debt (0)
This is often a strategy to reorganize multiple debts into a single payment to potentially lower the overall interest rate.
Collections (0)
When a debt is in collections, a creditor transfers it to a collections agent to attempt to recover past-due payments.
Debt Recovery (0)
These are past due debts owed by you that were recovered in a court of law.
Judgments (0)
A judgment is a court order where a person in debt pays a specific amount of money by law to a plaintiff.
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Credit Report Request Date 2025/02/09
Bankruptcy
You currently have no bankruptcies on your credit file
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Credit Report Request Date 2025/02/09
Consolidated Debt
You currently have no consolidated debt on your credit file
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Credit Report Request Date 2025/02/09
Collections
You currently have no collections on your credit file
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Credit Report Request Date 2025/02/09
Debt Recovery
You currently have no debt recovery on your credit file
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Credit Report Request Date 2025/02/09
Judgments
You currently have no judgments on your credit file
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Credit Report Request Date 2025/02/09
Secured Loans
You currently have no secured loans on your credit file.
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Credit Report Request Date 2025/02/09
Alerts, Disclosures And Contact History
Service Type Details Date Reported Compliance Date
Consumer Disclosure Inquiry EQUIFAX PERSONAL SOL 2025/02/09
Consumer Disclosure Inquiry EQUIFAX PERSONAL SOL 2024/10/27
Consumer Disclosure Inquiry EQUIFAX PERSONAL SOL 2024/09/14
Page 20 of 21
Credit Report Request Date 2025/02/09
Contact Us
You may also contact us via one of these channels:
To request a copy of your credit file or to submit a credit file update, please visit us at:
www.consumer.equifax.ca and click on CREDIT REPORT ASSISTANCE
By phone (automated phone system): 1-800-465-7166
In writing: Equifax Canada P.O. Box 190, Montreal (Quebec) H1S 2Z2
Contact TransUnion
There is another credit reporting agency in Canada:
Consumer Relations Centre
3115 Harvester Road
Suite 201
Burlington, ON L7N 3N8
Tel: 1-800-663-9980
Tel: 1-877-713-3393 (for Quebec)
www.transunion.ca
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