Branch Name: Agent’s Name: Integrated Enterprises (I) Pvt Ltd

Branch Code: Code No.: BM / 573

DEPOSIT APPLICATION FORM (Resident Individuals)
PLEASE USE BLOCK LETTERS AND TICK  IN APPROPRIATE PLACES
Agents are not permitted to accept cash with application form and issue receipt. HDFC Bank will in no way be responsible for such or other wrong tenders. Date : ______________________

I/We wish to apply for placement of deposit for a period of months and days and will earn interest @ % p.a.
PAYMENT DETAILS
Amount ` Cheque/RTGS/NEFT (UTR) No. Date: D D M M Y Y

Bank Name Branch

Bank MICR IFSC
Account No. Code: Code:
Interest on this deposit and redemption proceeds may be credited to above bank account directly through NACH/NEFT/RTGS/direct credit facility.

INTEREST MATURITY STATUS : OPERATING INSTRUCTION :  Single  Jointly

PAYOUT : INSTRUCTION : Resident Individual

SENIOR CITIZENS (60 years & above)  YES  NO
 MONTHLY  Renew Principal and Interest
 QUARTERLY  Renew Principal and Pay Interest
 MATURITY  Do Not Renew

First / Sole Depositor's Details

Name
Guardian's Name
(in case of Minor)
Customer No. PAN

Second Depositor's Details

Name
Customer No. PAN

Third Depositor's Details

Name
Customer No. PAN

I/We accept the Terms and Conditions of the Bank, and I am aware that I will receive an electronic mail advice for online Fixed Deposits.
I/we hereby authorize you to act upon my/our instruction regarding nomination, cancellation or variation of the nomination of the Fixed/Recurring/FCNR Deposit
(given through various modes). I/We shall not hold the Bank responsible should any claim be raised against the Bank for acting on the instruction of nomination
and the Bank does suffer any loss I/we will keep it indemnified from time to time.
I/We hereby declare that the first named depositor mentioned in my/our application is the beneficial owner of this deposit and as such he/she should be treated
as the payee for the purpose of tax deduction under Section 194A of the Income Tax Act, 1961. I/We hereby agree to abide by the attached terms and conditions
governing the deposit.
I/We certify that the information provided above is in accordance with section 285BA of the Income Tax Act, 1961 read with Rules 114F to 114H of the Income
Tax Rules, 1962.
I/We also certify that I/we am/are not a tax-resident of any country other than India.
I/We have not withheld any material information that may affect the assessment/categorization of the account as a Reportable account or otherwise.
I/We permit/authorise HDFC Bank to collect, store, communicate and process information relating to the Account and all transactions therein, by HDFC Bank and
any of its affiliates wherever situated including sharing, transfer and disclosure between them and to the authorities in and/or outside India of any confidential
information for compliance with any law or regulation whether domestic or foreign. It shall be my/our responsibility to educate myself/ourselves and to comply
at all times with all relevant laws relating to reporting under section 285BA of the Act read with the Rules thereunder.
I/We further declare that, I/We am/are authorized to make this deposit in the above-mentioned scheme and that the amount kept in the deposit is through legitimate
source and does not involve directly or indirectly any proceeds of schedule of offence and/or is not designed for the purpose of any contravention or evasion
of the provisions of the Prevention of Money Laundering Act, 2002 and any Rules, Regulations, Notifications, Guidelines or Directions thereunder, as amended
from time to time. I/We shall provide any further information and fully co-operate in any investigation as and when required by HDFC Bank in accordance with
the applicable Law. I/We further affirm that the information/details provided by me/us is/ are true and correct in all respect and nothing has been concealed.
I/we hereby authorise HDFC Bank to send Email/SMS alerts for all transactions relating to my/our deposits. I/We hereby give my/our consent to HDFC Bank
for sending OTP (One Time Password) on my/our mobile number and email id to facilitate processing
of my/our deposit transactions using OTP authentication. I/We also agree to furnish such information SIGNATURE OF DEPOSITOR(S)#
and/or documents as HDFC Bank may require from time to time to comply with regulations.
I understand that in case I do not wish to receive promotional information through telephone calls/email/ FIRST/SOLE/
sms on products and services not currently availed by me, I can register for “Do Not Call” services GUARDIAN : _______________________
through the Bank’s website www.hdfcbank.com or other channels that the Bank may offer. I agree
that the service will not apply to receipt of advice and information regarding products and services SECOND : _______________________
currently availed by me, to help me in fully realising the benefits of the range of financial solutions
designed to make my banking relationship value added and more convenient.
THIRD : _______________________
FOR OFFICE USE ONLY
Document Reference No. Date of Receipt Verified by
 FORM DA 1 : NOMINATION
Nomination under Section 45 ZA of the Banking Regulation Act 1949 and Rule 2(1) of the Banking Companies (Nomination) Rule 1985 in respect of Bank deposits.

Yes , I/We wish to nominate (as per details below) No, I/We declare that I do not wish to make a nomination in my/our Fixed Deposit

I/We
nominate the following person to whom in the event of my/our/minors death the amount of the above opened Fixed Deposit, may be returned by HDFC
Bank Ltd., by the Fixed Deposit opening branch.
Nominee Name
Flat No. & Bldg
Name
Road No./ Name
Landmark City
State Pin Code
Country Tel (R)
Relationship with
Mobile 9 1
Depositor (If any)
Date of Birth of Nominee D D M M Y Y
Please tick if mailing address is same as of the applicant

As the nominee is a minor on this date, I/We appoint (Name, address & date of birth)*

to receive the amount of the deposit on behalf of the nominee in the event of my / our / minor's death during SIGNATURE OF DEPOSITOR(S)#
the minority of the nominee.
* Leave out if nominee is not a minor.
FIRST/SOLE/
#
Where deposit is made in the name of a minor, the nomination should be signed by a person lawfully entitled
GUARDIAN : ________________________________
to act on behalf of the minor.
#
Thumb impression shall be attested by 2 witnesses. (use separate form DA 1) SECOND : ________________________________

Nominee name to be displayed on FD advice THIRD : ________________________________

93569/06/2023/RG
 Terms & Conditions (T&C) • No deductions of Tax shall be made from the taxable interest in the case
Interest Calculation: of an individual resident in India, if such individual furnishes to the Bank,
a declaration in writing in the prescribed Format (Form 15G / Form 15H as
Bank computes interest based on the actual number of days’ in a year. In case,
applicable) to the effect that the tax on his estimated total income for the
the deposit is spread over a leap or a non-leap year, the interest is calculated year in which such interest income is to be included in computing his total
based on the number of days. i.e., 366 days in a leap year & 365 days in a income will be Nil. This is subject to PAN availability on Bank records.
non-leap year. The period of Fixed Deposit is calculated in number of days.
• Deposit amount exceeding Rs 50K or aggregated value of all outstanding
When you open a Fixed deposit with the Bank Interest on Term Deposit is FDs/RDs booked in same customer id during the Financial Year exceeds
calculated as below: INR 5Lakhs limit (*) then PAN/Form 60 is mandatory.
o On a Quarterly basis for deposits > 6 months. In absence of PAN/Form 60: (a) FD/RD will not be renewed on maturity
Simple interest is paid at maturity for deposits <= 6 months. and maturity proceeds will be credited to your linked account or a Demand
o Cumulative Interest/ re-investment interest is calculated every quarter Draft will be sent to your mailing address as updated in Bank's records.
and is added to the principal such that interest is paid on the Interest (b) Maturity instructions to convert RD proceeds to FD will not be acted
earned in the previous quarter as well. upon and RD proceeds will be credited to your linked account on maturity.
o In the case of monthly deposit scheme, the interest shall be calculated The maximum interest not charged to tax during the financial year where
form 15 G/H is submitted is as below:
for the quarter and paid monthly at discounted rate over the Standard
FD Rate. • Upto 3, 00,000/- for residents of India below the age of 60 years or a person
(not being a company or firm).
For Resident & Non-Residents rupee deposits- Rounding off is done basis
RBI guideline, RBI/2011-12/56 DBOD No. Leg.BC.18/09.07.006/2011-12. All • Upto 7,00,000/- for senior citizen residents of India above the age of 60
transactions, including payment of interest on deposits/charging of interest on years any time during the FY
advances, will be rounded off to the nearest rupee i.e., fractions of 50 paise and • Form 15 G / 15 H to be submitted by customer in duplicate to the bank,
above shall be rounded off to the next higher rupee and fraction of less than one copy for Bank record and second copy to be returned to the customer
50 paise shall be ignored and in case of Foreign currency deposits i.e. FCNR with Branch seal as an acknowledgment. A fresh Form 15G /H needs to be
Deposits the rounding off will be done up to two decimal places. submitted at the start of every new Financial Year. In case form 15G/15H
is submitted post interest payout/credit, waiver shall be effective from the
Tax Deduction at Source (TDS)
day next to the interest payout /credit immediately preceding the date of
• As per section 206AA introduced by finance (No.2) Act, 2009 wef 01.4.2010, submission of form 15G/15H.
every person who receives income on which TDS is deductible shall • Form 15G/15H needs to be submitted for every fixed Deposits booked with
furnish his PAN, failing which TDS shall be deducted at the rate of 20% bank for Tax exemption.
(as against 10% which is existing TDS rate). In case of domestic deposits
• The bank shall not be liable for any consequences arising due to delay or
and 30% plus applicable surcharge and health and Education Cess in case
non-submission of Form 15G/15H
of NRO deposits. Please further note that in the absence of PAN as per
CBDT circular no: 03/11. TDS certificate will not be issued. In absence of • To enable us to serve you better kindly submit the Form 15G/15H latest
PAN, Form 15G/15H and other exemption certificates will be invalid even by April 1st of the new financial year
if submitted and TDS at higher rate will be applicable. Note: The above guidelines are subject to change as per Income Tax regulations
• Every person who has been allotted a Permanent Account Number (PAN) /directives of Finance Ministry Govt of India prevalent from time to time.
and is eligible to obtain Aadhaar number, must link their PAN with Aadhar Automatic Renewal We will be happy to renew your deposit, unless we hear
as per provisions of Section 139 AA of the Income Tax Act 1961. Further from you to the contrary, for the same period as the original deposit, at the
non linking of PAN with Aadhaar shall make PAN “inoperative” and may prevailing rate of interest. You can change the deposit instruction within 7
attract higher TDS rate post the date as notified by CBDT. days. Without prejudice to clause above, I hereby authorise the Bank and/or
its authorised person to approach me through various mode of communication,
• TDS rate is applicable from time to time as per the IT Act, 1961 and IT
viz. via email, telephone call, voice bot (through chat bot or any other Artificial
rules. The current rates applicable for TDS would be displayed on Bank’s Intelligent Tool), message, etc. and seek my consent/confirmation to renew the
website. Today, TDS is recovered when interest payable or reinvested existing Fixed Deposit for same tenure and at the prevailing applicable rate of
on FD & RD per customer, across all Branch, exceeds Rs 40,000/- (Rs. interest. I confirm that the consent/confirmation given by me through the above
50,000/- for senior citizen) in a Financial Year. Further, TDS is recovered channels for renewal shall be treated as written instruction / advice given by
at the end of the financial year on Interest accruals if applicable. me to the Bank for renewal of the Fixed Deposit as above.
• If customer wishes to have TDS recovered from CASA, same can be availed Premature Encashment
by filling separate declaration at branch.
• In the event of death of one of the joint account holders, the right to the
• If interest Amount/Balance in CASA is insufficient to recover TDS, a hold deposit proceeds does not automatically devolve on the surviving joint
will be marked on FD towards applicable TDS amount. The TDS will be deposit account holder, unless there is a survivorship clause.
recovered on next interest payout, partial FD closure, premature closure • In case of joint fixed deposits with a survivorship clause, paying the Fixed
or when sufficient funds are available in CASA. Deposit proceeds prematurely to survivor/s equally, on request, in the event
• For renewed deposits, the new deposit amount consists of the original of one or more Joint Depositor shall constitute full discharge to HDFC Bank
deposit amount plus Interest Less TDS, if any, less compounding effect on of its liability in respect of the deposit.
TDS. For reinvestment deposit, the interest reinvested is post TDS recovery • In the case of premature encashment, all signatories to the deposit must
and "hence the maturity amount for reinvestment deposits would vary to sign the encashment instruction.
the extent of tax and compounding effect on tax for the period subsequent • All premature encashment will be governed by rules of Reserve Bank of
of deduction till maturity. India Prevalent at the time of encashment.
• As Per Section 139A(5A) of IT Act, every person receiving any sum of • In case joint holder mandate submitted to the bank, any of the holders can
income or amount from which tax has been deducted under the provisions sign where mode of operation is either or survivor / former or survivor.
of IT Act shall provide his PAN to the person responsible for deducting
• As per IT laws, if aggregate amount of the deposit/(s) held by a person
such tax. In case PAN is not provided as required, the bank shall not be
with a branch either in his own name or jointly with any person on the date
liable for the non availment of the credit of Tax deducted at Source and of repayment together with the interest at payable is equal to or exceeds
non-issuance of TDS certificate. 20,000/- then the amount will be paid by bank draft drawn in the name
• If your PAN is not updated with the Bank or is incorrect, please visit your of the deposit holder or by crediting the savings / current account of the
nearest branch to submit your PAN details. deposit holder.
• Partial Premature withdrawal and sweep-in facility is not allowed for >=5 crore, the base rate is the rate applicable to deposits of 5 crores as
deposits booked with amount>=5Cr to < 25Cr. on the date of booking the deposit.
• The interest rate applicable for premature closure of deposits (all amounts) • Parial withdrawal or Sweep-in facility is not allowed.
will be lower of: a) The rate of Original /contracted tenure for which the • The minimum tenor for resident and NRO deposits of 2 crores is 1 year
deposit has been booked OR b) base rate applicable for the tenure for and 90 days for 5 crore and above.
which deposit has been in force with the Bank. • The minimum tenor for NRE deposits is 1 Year.
• The base rate would be the interest rate offered at the time of deposit • The deposit will be booked with maturity instruction as ‘Do Not Renew’.
booking for the tenure, the deposit was in force with the bank
• The Non-Withdrawable Deposit is offered for amount 2 crore and above
• For deposits < 5Cr booked on or after 7th March’19, the base rate is the only.
rate applicable to deposits of less than Rs.2Cr as on the date of booking • Only first party FD OD is provided with 90% limit. Third party FD OD or
the deposit. Prior to this the base rate is the rate applicable to deposits any other types of lien like BG, LC etc. are not allowed.
of less than Rs.1Cr as on date of booking the deposit. For 5 Crore and
above deposits, the base rate is the rate applicable for 5Cr deposits. SureCover Fixed Deposit
• This is a new product variant which provides complimentary life insurance
• As per terms & conditions of the fixed deposits accounts of the bank in
cover for the 1st year of the Fixed Deposit tenure to the primary holder of
case of premature closure of Fixed Deposit (including sweep in / partial
the Fixed Deposit (FD) only and the same shall not be available for the
closure) the interest rate will be 1.00% below on the lower of either 1) the
joint holders (if any). The Policy shall be available subject to the below
contracted rate or 2) the base rate applicable for the period the deposit terms and conditions.
has remained with the bank except for the deposits booked with tenor
7-14 days, for deposit with amount >= 5.25Cr to < 5.50Cr (wef 29th Aug • The Policy offered shall be equivalent to principal amount of the FD.
2018), for deposits >=24.75Cr to < 25Cr (wef 29th Aug 2018) and also for • The Complimentary insurance is applicable only for 1st year of the Fixed
FD's booked with value >=25 crore (Single FD booked post Sept 2017). Deposit tenure and the premium for the subsequent years i.e. 2nd year
Reduced rate of 1% will not be applicable for NRE fixed deposits. onwards (if availed) shall be chargeable and paid by the primary holder of
the FD.
• In case of death of any holder of the deposit prior to maturity date,
premature termination of the deposit would be allowed as per the terms • The complimentary Policy issued in depositor’s favour shall be cancelled
of contract subject to necessary verifications and submission of proof of upon premature/partial liquidation of FD principal amount >=50% of the
death of the depositor. Such premature withdrawals will not attract any total FD booked by depositor. Also, if the same is force closed by the bank
penal charge. due to non-servicing of OD against FD
• Premature withdrawal clause will be applicable as per bank's extant
• Central or State Government establishments such as Apex Bodies,
process
Union Government, State Government, Union Territories Government,
Legislature, Judiciary, Embassies, Missions, Panchayat, District, Local • Nomination in the FD and Policy is mandatory. If nominee is minor,
Body and certain other entities which are 100% owned by Government guardian/ appointee details should be shared and guardian/ appointee
shall be eligible for exemption from penalty applicable on premature should not be minor.
withdrawal of Fixed deposits for Deposits booked/renewed on or after • Customer can avail only one Policy against each FD per cust id. New
1st July’23. Customers who wish to avail this facility on new booking or Policy against the FD can be availed only after a year from premature
renewal, are requested to visit nearest Branch to check eligibility prior to withdrawal/closure of earlier FD
new booking or date of renewal of deposit with request letter and requisite • Insurance cover will be applicable only to the primary holder of the FD
documents (if required). For more details, please contact your Branch/ • If a primary applicant changes the date of birth after SureCover fd is
Relationship Manager. Please note this facility will not be available for booked and if the current age is > 50 yrs i.e. the max age required for
online booking of FD. this product, then claim will not be settled
Insurance Cover for Deposits • The details for the renewal of the Policy for the subsequent year (i.e. 2nd
The deposits in the Bank are insured with DICGC for an amount of Rs. 5 Lakh year onwards) shall be shared by the concerned Insurance company on
(principal + interest) per depositor. or before the expiry of the Policy.
Non-Withdrawable Fixed Deposits (Applicable for Resident and • For any dispute/ grievances in relation to the Policy, Customer to contact
Non-Resident) the Insurance Company for grievance redressal.
• The Deposits cannot be closed by the depositor before expiry of the tenure. • For any queries related to policy, customer can write to
However, the Bank may allow premature withdrawal of these deposits cpgroupops@hdfclife.com or visit nearest branch
in certain exceptional circumstances, in the event of direction from any • For any queries related to the claim, customer can write to
statutory and/ or regulatory body or deceased claim settlement cases. groupclaims@hdfclife.com
• In the event of premature withdrawal of these deposits under above • TDS will be applicable on these FDs as per the extant statutory guidelines.
mentioned exceptional circumstances (except for deceased claim • All terms and conditions with respect to regular FD will be applicable.
settlement case), the Bank will not pay any interest on the principal • That the eligible age criteria of the primary holder of the FD shall be
amount of the deposit. Any interest credited or paid upto the date of such between 18 years to 50 years. In the event of the change in age of member
premature closure will be recovered from the deposit. between the date of receipt of member consent and risk commencement
• In the event of premature withdrawal of these FDs due to death claim, date, the sum assured of the member shall be provided as per the age
interest to be paid to the claimant. The interest rate applicable on such on the risk commencement date.
withdrawal will be the contracted rate or the following base rate applicable • The coverage shall terminate if you fail to satisfy eligibility criteria, if
for the period the deposit has remained with the Bank, whichever is lower. you cease to be a member of the group for whatsoever reason or your
For deposits 2 crore to < 5 crore, the base rate is the rate applicable to relationship ceases with the master policy holder or if the premium is not
deposits of 2 crores as on the date of booking the deposit. For deposits paid within the allowed premium payment period
• Nominee details updated are applicable only for current Policy being criteria, if you cease to be a member of the group for whatsoever reason
issued in the name of the primary holder or your relationship ceases with the master policy holder or if the premium
• On change of status i.e. from resident to non-resident, benefits of is not paid within the allowed premium payment period
SureCover FD will be discontinued and SureCover FD will have to be • Nominee details updated are applicable only for current Hospital Cash
closed Cover (Policy) being issued in the name of the primary holder
In case the above-mentioned Terms and Conditions and declarations are • On change of status i.e. from resident to non-resident, benefits of
untrue or there has been any non-disclosure of any material fact, then HealthCover FD will be discontinued and HealthCover FD will have to
the Policy to be issued by the insurer shall be treated as void during be closed
the settlement of the said Policy by the Insurer. • If a primary applicant changes the date of birth, name etc after
Please refer to data privacy notice updated on HDFC Bank’s website: HealthCover fd is booked and if the details are not as per the eligibility
www.hdfcbank.com > Personal> Useful Links > Privacy defined for the product, claim will not be settled for such cases
• Benefits under hospital cash shall not be payable for more than 15 days
Please refer website www.hdfcbank.com for detailed terms and
per Hospitalization claim per Policy Year
conditions.
• Benefits under hospital cash shall not be payable for more than 15 days
Health Cover FD
per Policy Year
• This is a new product variant which provides complimentary Group Hospital
• Benefits under hospital cash will trigger only after a Deductible of 1 day
Cash cover for the 1st year of the Fixed Deposit tenure to the primary
holder of the Fixed Deposit (FD) only and the same shall not be available • Specified Disease / Procedure waiting period: A waiting period of 24
for the joint holders (if any). The Policy shall be available subject to the months from the Inception Date shall apply to the treatment, whether
below terms and conditions. medical or Surgical and of the Illness/conditions and their complications
mentioned in Annexure I. Please refer website for Annexure I
• The value of Policy offered shall be dependent on principal amount of the
FD. Hospital Cash cover Rs 500 per day for 15 days where FD booking • Pre- Existing Diseases Waiting Period Payment will not be done for any
amount is >=5 lacs to < 10 lacs and Hospital Cash cover Rs 1000 per claim in respect of any Insured Person directly or indirectly caused by,
day for 15 days where FD booking amount >= 10 lac to 1.99 cr based on, arising out of, relating to or howsoever attributable to any Pre-
Existing Diseases or any complication arising from the same, until 4 years
• The Complimentary insurance is applicable only for 1st year of the Fixed
in this regard has elapsed since the Start Date of the first Policy with Us
Deposit tenure
• Initial waiting period: A waiting period of 30 days from the Inception Date
• The complimentary Policy (Group Hospital Cash) issued in depositor’s
of the Policy will be applicable for all Hospitalisation claims except in case
favour shall be cancelled upon premature/partial liquidation of FD principal
of Accidents
amount >=50% of the total FD booked by depositor. Also, if the same is
force closed by the bank due to non-servicing of OD against FD • Permanent Exclusion- Aditya Birla Health Insurance company shall not be
liable to make any payment for any claim under any Benefit in respect of
• Nomination in the FD and Hospital Cash Cover (Policy) is mandatory.
any Insured Person directly or indirectly caused by, based on, arising out
If nominee is minor, guardian/appointee details should be shared and
of, relating to or howsoever attributable to any of the reasons mentioned
guardian/appointee should not be a minor
in Annexure II. Please refer website for Annexure Il
• Customer can avail only one Hospital Cash Cover (Policy) against each FD
In case the above-mentioned Terms and Conditions and declarations are
per cust id. New Hospital Cash Cover (Policy) against the FD can be availed
untrue or there has been any non-disclosure of any material fact, then
only after a year from premature withdrawal/closure of the earlier FD
the Policy to be issued by the insurer shall be treated as void during
• Hospital Cash cover will be applicable only to the primary holder of the FD the settlement of the said Policy by the Insurer.
• The details for the renewal of the Hospital Cash Cover (Policy) for the
Please refer to data privacy notice updated on HDFC Bank’s website:
subsequent year (i.e. 2nd year onwards) shall be shared by the concerned
www.hdfcbank.com > Personal> Useful Links > Privacy
Insurance company on or before the expiry of the Policy
• For any dispute/grievances in relation to the Policy, Customer to contact Please refer website www.hdfcbank.com for detailed terms and
the Insurance Company for grievance redressal conditions.
• For any queries related to the policy, customer can write to abhi. Important Points:
grievance@adityabirlacapital.com or visit nearest branch • Senior Citizens (60 years and above) who are Resident Indians are
• For any queries related to the claim, customer can write to abhi. eligible for senior citizen rates for deposits less than 5cr (except for Non-
grievance@adityabirlacapital.com Withdrawable Fixed Deposits)
• TDS will be applicable on these FDs as per the extant statutory guidelines • Benefit of additional interest rate on deposits on account of being bank’s
own staff or senior citizens shall not be applicable to NRE and NRO
• All terms and conditions with respect to FD will be applicable
Deposits.
• That the eligible age criteria of the primary holder of the FD shall be
• Please quote the Deposit Account Number in all Communication.
between 18 years to 59 years. In the event of the change in age of
member between the date of receipt of member consent and the risk • Please record change of maturity instructions with us well in advance to
commencement date, the sum assured of the member shall be provided enable us serve you better.
as per the age on the risk commencement date • FD advice as per extant process will be sent to the customer via Email/
• Health insurance product (Group Hospi Cash) belongs to insurance Physical. Email id is mandatory.
company (Aditya Birla Health Insurance) and the claim settlement • Any changes made online in respect to change in maturity instruction /
will be as per Insurer's process and Bank does not have any role to tenure, details can be viewed online post the changes.
play in the same • Rate applicable on monthly interest option will be discounted rate over
• The coverage shall terminate if you fail to satisfy any of the eligibility the standard FD Rate.

www.hdfcbank.com ACKNOWLEDGEMENT Reference No. ___________ Date: _____/_____/__________

Received from ______________________________________________________________ cheque/Deposit Receipt No. __________________ for ` _____________________dated ________________
drawn on ___________________________________ Bank ______________________________ Branch towards opening of Fixed Deposit under q Monthly Interest Payout q Quarterly Interest Payout
q Interest Payout at Maturity for a period of ________ months and __________ days @ __________% per annum.
For HDFC BANK LIMITED
VALID SUBJECT TO REALISATION OF CHEQUE Phone: 022 - 67546060 | Email: deposits@hdfc.com Authorised Signatory ______________________
• In case of more than one deposit linked for Sweep-In, the system will first (b) CHEQUE:
Sweep-In funds from the last or recently opened deposit i.e. on LIFO(Last- Cheque Beneficiary Name Pay-in-slip to be used Online
In-First-Out) basis.
drawn on application
• In case your fixed deposit is booked without nomination details, please processing
visit the Branch to update the same.
HDFC Deposit cheque favouring
HDFC Bank - A/c After 3 working
• In case of NRO / Resident FD, no interest will be paid if the deposit is 'HDFC Bank' (marked account hours (Cheque
prematurely withdrawn before completion of 7 days. Bank 00600350003778
payee) in the home branch of copy to be
• In case of NRE FD interest will not be paid if the deposit is prematurely State Bank HDFC Bank - A/c
the respective bank. Customer uploaded)
withdrawn before completion of 1 year. of India 00000035454570940
can use the regular pay-in-slip
Punjab
• Form 15G/H is not applicable to NRIs HDFC Bank - A/c available at the bank branch Next working
National
• TDS is not applicable for Interest earned on NRE deposits. 0061002101613975 to deposit the cheque. (Please day (Cheque
Bank
check the limit with respective copy to be
• Fixed Deposits booked with monthly or quarterly interest payout option, HDFC Bank - A/c
AXIS Bank bank for depositing cheque at uploaded)
TDS recovery will by default happen from linked current / savings account. 920020055982206 Non home branch).
Please visit nearest branch / contact RM for further clarification.
Deposit cheque favouring ‘HDFC
• If FD is not booked / renewed as per applicable T &C, Bank reserves the Bank’ (marked account payee)
right to rebook the same with correct details. at any branch of HDFC Bank
• Please visit our website / nearest branch / contact Relationship Manager using the specially designed Next working
for further clarification. CMS Payslip (available at our day after debit
• In case of Non-filer of income Tax return, TDS shall also be deducted at office or generated through the to customer's
All other HDFC Bank - A/c Key Partner Portal). Prefilled
higher rate as provided by the Section 206AB, w.e.f 1-Jul-2021. bank account
Banks 00600350003778 CMS Payslip can also be
• Income-tax provisions outlined in this document are updated as of the (Cheque
Finance Act, 2021. obtained by emailing a copy of copy to be
duly filled & signed cheque at uploaded)
• In case of third-party fixed deposit, lien is marked only on principal amount deposit.cms@hdfc.com with
of the deposit subject line as ‘CMS Payslip –
The following additional conditions, are applicable when the Fixed Deposit (Depositor’s PAN)’.
is sourced by the key partners identified by the Bank (“Key Partners”):
Effective Deposit date (other than HDFC Bank account): Same day if amount
• NATIONAL AUTOMATED CLEARING HOUSE (NACH): This facility is
is credited to our account before the cut off time (currently 1 p.m.); else next
provided to depositors whereby the interest will be credited directly to the
working day. For amount upto ` 10 lakh, cut off time is 4 p.m.
depositors’ bank account. The depositor would receive a credit entry “HDFC
Bank” in their pass book/bank statement. Intimation of interest credited Post Office Savings Bank cheques: We do not accept cheques drawn on Post
would be sent on an annual basis. Office Savings Bank as POSB does not participate in electronic payment
systems (RTGS/NEFT/NACH).
• FOR AUTHORISED AGENTS: Agents are not authorised to accept cash
from depositors or issue receipt on behalf of Bank deposits. Please ensure Positive Pay System (PPS): Please ensure that depositor sends advance
that agent’s name and code number is clearly mentioned in the box provided intimation to depositor’s bank as required under their guidelines before issuing
in the application form to enable payment of commission. Application forms the cheque.
received without agent’s name and code number will not be considered for (c) PAYMENT GATEWAY: Currently 18 banks are available in the Payment
payment of commission. Commission will be paid by the Bank to authorised Gateway integrated to our ONLINE Deposits System.
agents at the rate decided by the Management, from time to time. Effective Deposit date: For HDFC Bank/SBI/ICICI Bank/Axis Bank/IDBI Bank -
• MODE OF ACCEPTANCE: Please refer the RTGS/NEFT/Fund Transfer block mentioned above. For other
(a) RTGS/NEFT/FUND TRANSFER: Remittance can be made in Beneficiary banks, T+2 working days. For these banks, it’s advisable to remit funds online
Name - “HDFC Bank Ltd.” to our following account on any working day. using RTGS/ NEFT/Fund Transfer.

Customer's Beneficiary A/c No. Beneficiary IFSC Online (d) Payment can also be made through (i) Debit Card powered by RuPay;
Bank Bank and application (ii) Unified Payments Interface (UPI) (BHIM-UPI); and (iii) Unified Payments
Branch processing Interface Quick Response Code (UPI QR Code) (BHIM-UPI QR Code).
HDFC Bank A/c HDFC Bank, N.A. After 3 working Note:
00600350003778 Fort, Mumbai hours (1) If the amount is ` 2 crore and above, please inform us at least one hour in
State Bank A/c State Bank of N.A. advance to the cut off time and ensure that funds are credited to our bank
of India 00000035454570940 India, Capital account before the cut off time.
Market,
Mumbai (2) Please ensure that customer KYC is complied before remittance of funds.
Punjab A/c Punjab N.A. Next working Deposit application has to be submitted immediately on credit of the amount
National 0061002101613975 National day to our bank account. If the deposit application is not submitted within 1
Bank Bank, Fort, month of remittance, the effective deposit date will be from the date of
Mumbai submission of the application form.
AXIS Bank A/c AXIS Bank, N.A. (3) The first account holder in the bank account from where the remittance is
920020055982206 Fort, Mumbai
made must be the sole/first depositor in HDFC Deposit.
All other A/c HDFC Bank, HDFC0000060 After 3 working
Banks 00600350003778 Fort, Mumbai. hours (4) Interest rate prevalent on the effective deposit date will be applicable.

Effective Deposit Date (other than HDFC Bank account): Same day if (5) The amount placed in deposit should be placed through the credit amount
amount is credited to HDFC Bank’s account before the cut off time lying in depositor’s Non-Resident Ordinary (NRO) Account only and should
not represent inward remittances or transfer of funds from NRE/FCNR
(currently 1 p.m.); else next working day. For amount upto ` 10 lakh, cut
accounts into the NRO Account.
off time is 4 p.m.