Topic: Using cash to make payments.
Questions and Answers:
Clarification of facts and opinions:
1. Why do you think people are using cash more than before?
○ I think people use cash more now because they want to avoid overspending and
loans.
2. What are the main advantages of using cash?
○ Cash helps people manage money better. It also does not need an internet
connection.
3. What are the disadvantages of using cash?
○ Cash can be stolen easily. Also, online payments are needed for many things like
shopping or subscriptions.
4. Why do you believe online payments are better for larger transactions?
○ Online payments are safer and more convenient, especially for big amounts.
5. You mentioned that remote places might not have internet access. Why is that
important?
○ Some people cannot use online payments because they live in places without
good internet.
Reflection on the writing process:
6. What was the hardest part of writing this essay?
○ The hardest part was choosing the most important points because of the word
limit.
7. What would you add if you had more words?
○ I would add more examples of how people use both cash and online payments.
8. Did you change your opinion while writing?
○ No, but I realized that online payments are becoming more necessary.
Personal Experience:
9. Do you prefer using cash or online payments? Why?
○ I prefer online payments because they are faster and safer.
10.Have you ever faced any problems using cash?
○ Yes, once I lost my wallet, and I had no money left.
11.Have you ever had an issue with an online payment?
○ Yes, sometimes online payments fail due to bad internet.
Clarification of facts and opinions:
12.Why do people overspend when using offline payments (cash)?
○ People can overspend when using offline payments (cash) because they may not
track their expenses properly. When they carry a lot of cash, they might feel like
they have more money to spend.
13.Why do you say businesses are accepting more online payments?
○ Many stores and companies prefer online payments because they are faster and
safer.
14.Do you think cash will disappear in the future? Why or why not?
○ Maybe. Online payments are growing, but cash is still useful in many places.
15.What do you mean by "high risk of thieves or fraud people"?
○ If someone carries a lot of cash, they might be robbed or scammed.
16.Can you explain why online payments are better for some transactions?
○ They are safer, faster, and can be used anywhere, even for international
shopping.
Reflection on the Writing Process:
17.How did you organize your ideas before writing?
○ First, I made a list of advantages and disadvantages. Then, I wrote the
introduction, body, and conclusion.
18.What was the most challenging part of writing this essay?
○ Keeping my ideas short because of the word limit.
19.Did you use any examples from real life in your essay?
○ Yes, I talked about how people in remote areas struggle with online payments.
20.If you had more time, how would you improve your essay?
○ I would add more examples and explain things in more detail.
Personal Experience:
21.Can you share a time when using cash was more useful than online payments?
○ Yes, when I traveled to a small village, online payments didn’t work, so I had to
use cash.
22.Do you think young people prefer online payments more than older people? Why?
○ Yes, because young people are more comfortable with technology.
23.Have you ever seen someone face problems because they didn’t have cash?
○ Yes, my friend couldn’t buy food at a small shop because they only accepted
cash.
24.How do you feel about writing essays? Do you enjoy it?
○ Sometimes, but it can be difficult to explain ideas clearly.
More Difficult Words with Synonyms and Example Sentences:
Word Synonym Example Sentence
Advantage Benefit, positive A good education is a big benefit for the future.
Disadvantag Drawback, One downside of cash is that it can be stolen.
e downside
Necessary Essential, required It is essential to have an internet connection for online
payments.
Avoid Prevent, escape I try to prevent spending too much money.
Available Accessible, present Free Wi-Fi is accessible in most cafes.
Surprising Unexpected, It was shocking to learn that some places only accept
shocking cash.
Common Usual, frequent It is usual to see people using credit cards instead of
cash.
Include Add, involve The teacher asked us to add more examples in our
essay.
Method Way, approach Online payments are a modern way to buy things.
Expensive Costly, high-priced Luxury cars are very costly.
Difficult Words, Synonyms, and Example Sentences:
Word Synonym Example Sentence
Manage Control, handle She learned to handle her money better.
Overspend Waste, exceed He always exceeds his budget when shopping.
Additionally Furthermore, also She studies hard; furthermore, she helps others.
Remote Distant, isolated They live in an isolated village far from the city.
Premium Paid, exclusive I bought an exclusive subscription for extra content.
Risk Danger, threat There is a threat of losing money when carrying
cash.
Convenient Easy, simple Online shopping is simple and fast.
Transaction Payment, deal The deal was completed successfully.
Subscriptio Membership, plan I have a membership for my favorite magazine.
n
Accepting Allowing, permitting The school started allowing online payments.
