2/5/25, 9:19 PM Credit Report - MyScoreIQ

PRIVACY & SECURITY

PROTECTED
We are committed to protecting
your information.

Dashboard > Credit Report

CREDIT REPORT
Credit reports are key to helping you confidently protect and manage your identity. You
can rest assured - reviewing your report does not negatively impact your standing or
score.

Financial institutions, employers and insurers use credit reports to gain insight into your
financial profile. Because they provide a record of your present and past credit use, credit
reports may determine whether or not you will be offered credit, and on what terms.
Inaccurate or fraudulent account information on credit reports can result in denial of
credit, higher loan and insurance rates and even rejection for employment. The Federal
Trade Commission (FTC) has prepared A Summary of Your Rights Under the Fair Credit
Reporting Act, you may also find additional information on their website
www.FTC.gov/credit.

Understanding your credit score and the factors that impact it will prepare you to make
the best possible decisions for your financial future. Want help reading your report?
We've prepared a quick educational guide for you: How to Read, Use and Act on Your
Credit Report. If you find inaccurate information on your report, you may contact one of
our Credit Specialists to help dispute this information directly with the credit reporting
agencies.

See Less

PURCHASE REPORT

Report History: 01/26/2025 - 3B Print this page Download this report

https://member.myscoreiq.com/CreditReport.aspx 1/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Three Bureau Credit Report

Reference # M60780044 Report Date: 01/26/2025
Quick Links: Credit Score / Summary / Account History / Inquiries / Creditor Contacts

Personal Information

Below is your personal information as it appears in your credit file. This information includes your legal name,
current and previous addresses, employment information and other details.

TransUnion Experian Equifax

Credit Report Date: 01/26/2025 01/26/2025 01/26/2025

Name: DAVID W JONES DAVID JONES DAVID WAYNE JONES
DAVIS JONES
Also Known As: - -
DAVIE WAYNE JONES
Former: - - -
Date of Birth: 1962 1962 1962
4136 OAKMONT CT 4136 OAKMONT CT 24147 VIA PRIVATO DR
CLARKSTON, GA CLARKSTON, GA RICHMOND, TX
Current Address(es):
30021 30021-2804 77406
08/2024 09/2024 01/2025
19626 CHESTNUT BROOK CT
24147 VIA PRIVATO DR
HOUSTON, TX
RICHMOND, TX
77084
77406-4541 19626 CHESTNUT BROOK CT
07/2012
06/2024 HOUSTON, TX
Previous Address(es): 810 W RELATION ST 6
19626 CHESTNUT BROOK CT 77084
SAFFORD, AZ
HOUSTON, TX 10/2024
85546
77084-4234
, TX
01/2013
08/2022
DAVID JONES UPS LES FELDSERS REN
Employers:
UPS EXP ECON O RENT

FICO® Score Back to Top

Your Credit Score is a representation of your overall credit health. Most lenders utilize some form of credit
scoring to help determine your credit worthiness.

TransUnion Experian Equifax

FICO® Score 8: 610 597 594

Lender Rank: Fair Fair Fair
FICO® Score 8 Scale: 300-850 300-850 300-850

Score Factors

https://member.myscoreiq.com/CreditReport.aspx 2/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

TransUnion: FICO® Score 8: [+]

Experian: FICO® Score 8: [+]
Equifax: FICO® Score 8: [+]

The score(s) on your MyScoreIQ credit report (using the FICO® Score model) are provided as a tool to help you understand
how lenders may view the data contained in your credit reports and evaluate your credit risk. We provide these scores solely
for educational purposes. MyScoreIQ does not offer credit; delivery of these scores does not qualify you for any loan. The
scoring model your lender uses may be different than the FICO® Score. As a result, the score and score factors we have
delivered may show differences when compared to the score and score factors produced by your lender's scoring model.
Please also understand that lenders use multiple sources of information when underwriting a loan and making lending
decisions. Credit scores are just one factor that may be used and each lender will have different criteria they consider.

MyScoreIQ provides informational materials along with your credit report(s) and score(s) these materials are educational in
nature and intended to broaden your understanding of how credit scoring works. They should not be construed as advice in
handling your financial problems or making financial decisions. If you are having trouble keeping up with your bill payments
or experiencing other financial difficulties, please contact a non-profit credit counseling service for assistance. These
materials are for educational purposes only.

Summary Back to Top

Below is an overview of your present and past credit status including open and closed accounts and balance
information.

TransUnion Experian Equifax

Total Accounts: 32 31 30
Open Accounts: 13 13 12
Closed Accounts: 17 18 17
Delinquent: 2 6 5
Derogatory: 6 6 5
Collection: 1 - -
Balances: $33,313.00 $33,087.00 $33,179.00
Payments: $662.00 $671.00 $770.00
Public Records: - - -
Inquiries(2 years): 5 3 -

Account History Back to Top

Information on accounts you have opened in the past is displayed below.

ALLY FINANCIAL

TransUnion Experian Equifax

https://member.myscoreiq.com/CreditReport.aspx 3/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Account #: 228137XXXXXX 228137XXXXXX 228137XXXXXX

Account Type: Installment account INSTALLMENT Installment
Account Type - Detail: Installment account Auto Loan Installment
Bureau Code: Individual account Individual Individual Account
Account Status: Open Open Open
Monthly Payment: $526.00 $526.00 $526.00
Date Opened: 10/10/2022 10/10/2022 10/10/2022
Balance: $19,342.00 $19,342.00 $19,342.00
No. of Months (terms): Monthly 75 Months Monthly (due every month)
High Credit: $25,953.00 $25,953.00 $25,953.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Current, was past due 30
Payment Status: Paid or paying as agreed Pays account as agreed
days
Last Reported: 01/22/2025 01/22/2025 01/22/2025
Comments: - - FIXED RATE
Date Last Active: 01/22/2025 07/01/2024 01/22/2025
Date of Last Payment: 01/16/2025 01/16/2025 01/01/2025

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23

TransUnion OK OK OK OK OK OK 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Equifax OK OK OK OK OK OK 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

BARCLAYS BANK DELAWARE

TransUnion Experian Equifax

Account #: 000538XXXXX 000538XXXXXXXXX 538548XX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Open Open Open
Monthly Payment: $0.00 - -
Date Opened: 06/06/2024 06/06/2024 06/06/2024
Balance: $62.00 $62.00 $62.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $99.00 $99.00 $99.00
Credit Limit: $250.00 $250.00 $250.00
Past Due: $62.00 $62.00 $62.00
At least 120 days or more
Payment Status: 120 days past due Past due 120 days than four payments past
due

https://member.myscoreiq.com/CreditReport.aspx 4/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Last Reported: 01/06/2025 01/06/2025 01/06/2025

Account information
Account information disputed by consumer
Comments:
disputed by consumer under the Fair Credit
Reporting Act
Date Last Active: 01/06/2025 01/01/2025 01/06/2025
Date of Last Payment: - - -

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23

TransUnion 90 60 30 30 OK OK OK
Experian 120 90 60 30 30 OK OK OK

Equifax 90 60 30 30 OK OK OK

CONCORD SERVICING LLC

TransUnion Experian Equifax

Account #: - 841103XXXXXX -
Account Type: - INSTALLMENT -
Account Type - Detail: - Time Share -
Bureau Code: - Joint Account -
Account Status: - Closed -
Monthly Payment: - - -
Date Opened: - 06/21/2017 -
Balance: - - -
No. of Months (terms): - 84 Months -
High Credit: - $5,395.00 -
Credit Limit: - - -
Past Due: - - -
Payment Status: - Paid, was past due 90 days -
Last Reported: - 12/31/2019 -
Comments: -
Date Last Active: - 12/01/2019 -
Date of Last Payment: - 08/08/2019 -

Two-Year payment history

Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

Year 19 19 19 19 19 19 19 19 19 19 19 19 18 18 18 18 18 18 18 18 18 18 18 18
TransUnion
Experian OK 90 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax

BANK OF AMERICA

https://member.myscoreiq.com/CreditReport.aspx 5/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

TransUnion Experian Equifax

Account #: XXXX XXXX -

Account Type: Revolving account REVOLVING -
Account Type - Detail: Revolving account Credit Card -
Bureau Code: Individual account Individual -
Account Status: Closed Closed -
Monthly Payment: $0.00 - -
Date Opened: 08/07/2015 08/07/2015 -
Balance: $720.00 $720.00 -
No. of Months (terms): - Revolving -
High Credit: $1,551.00 - -
Credit Limit: $500.00 $500.00 -
Past Due: $720.00 $720.00 -
Payment Status: Charged off as bad debt Charge-off -
Last Reported: 12/31/2024 12/28/2024 -
Comments: Canceled by credit grantor -
Date Last Active: 12/31/2024 07/01/2020 -
Date of Last Payment: 10/29/2019 10/29/2019 -

Two-Year payment history

Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Year 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian
Equifax

BANK OF AMERICA

TransUnion Experian Equifax

Account #: - - 546633XXXXXXXXXX
Account Type: - - Revolving
Account Type - Detail: - - Revolving
Bureau Code: - - Individual Account
Account Status: - - Closed
Monthly Payment: - - -
Date Opened: - - 08/07/2015
Balance: - - $720.00
No. of Months (terms): - - Monthly (due every month)
High Credit: - - -
Credit Limit: - - $500.00
Past Due: - - $720.00
Payment Status: - - Charge-off
Last Reported: - - 12/31/2024

https://member.myscoreiq.com/CreditReport.aspx 6/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

CHARGED OFF ACCOUNT

Comments: ACCOUNT CLOSED BY
CREDIT GRANTOR
Date Last Active: - - 12/31/2024
Date of Last Payment: - - 10/01/2019

Two-Year payment history

Month Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec

Year 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22
TransUnion
Experian
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO

DISCOVER BANK

TransUnion Experian Equifax

Account #: 601149XXXXXX 601149XXXXXX 601149XXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 08/04/2015 08/04/2015 08/04/2015
Balance: $11,721.00 $11,721.00 $11,721.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $11,736.00 - -
Credit Limit: $9,800.00 $9,800.00 $9,800.00
Past Due: $11,721.00 $11,721.00 $11,721.00
Payment Status: Charged off as bad debt Charge-off Charge-off
Last Reported: 01/15/2025 01/15/2025 01/15/2025
Account previously in
dispute — now resolved,
Dispute resolved reported
Comments: reported by data furnisher CHARGED OFF ACCOUNT
by grantor
(To be used for FCRA or
FCBA disputes)
Date Last Active: 01/15/2025 08/01/2020 01/15/2025
Date of Last Payment: 12/13/2019 12/13/2019 12/01/2019

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb

Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian
Equifax CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO CO

THE FED SAVINGS BK

https://member.myscoreiq.com/CreditReport.aspx 7/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

TransUnion Experian Equifax

Account #: 116006XXXXXXXX 116006XXXXXXXX 116006XXXXXXXX

Account Type: Installment account INSTALLMENT Installment
Account Type - Detail: Installment account Secured Loan Installment
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 04/30/2019 04/30/2019 04/30/2019
Balance: $0.00 - $0.00
No. of Months (terms): Monthly 48 Months Monthly (due every month)
High Credit: $13,645.00 $13,645.00 $13,645.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
not more than four
Payment Status: 90 days past due Paid, was past due 90 days
payments past due
Last Reported: 03/31/2020 03/31/2020 05/30/2020
Comments: Closed - FIXED RATE
Date Last Active: 03/31/2020 03/01/2020 05/30/2020
Date of Last Payment: 03/31/2020 03/31/2020 03/01/2020

Two-Year payment history

Month Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May

Year 20 20 20 20 19 19 19 19 19 19 19 19 19 19 19 19 18 18 18 18 18 18 18 18
TransUnion OK OK OK OK OK OK OK OK OK OK

Experian 90 60 30 OK OK OK OK OK OK
Equifax OK OK 60 30 OK OK OK OK OK OK OK OK OK

HOME POINT FINANCIAL C

TransUnion Experian Equifax

Account #: 308000XXXXXXX 308000XXXXXXX 308000XXXXXXX

Account Type: Mortgage account REAL ESTATE Mortgage
Account Type - Detail: Mortgage account Mortgage Mortgage
Bureau Code: Joint account Joint Account Joint Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 10/24/2013 10/24/2013 10/24/2013
Balance: $0.00 - $0.00
No. of Months (terms): Monthly 360 Months Monthly (due every month)
High Credit: $338,309.00 $338,309.00 $338,309.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Paid satisfactorily Pays account as agreed

https://member.myscoreiq.com/CreditReport.aspx 8/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Last Reported: 09/17/2018 09/17/2018 10/05/2018

FANNIE MAE ACCOUNT
Comments: Closed -
FIXED RATE
Date Last Active: 09/17/2018 09/01/2018 10/05/2018
Date of Last Payment: 09/17/2018 09/17/2018 09/01/2018

Two-Year payment history

Month Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct

Year 18 18 18 18 18 18 18 18 18 17 17 17 17 17 17 17 17 17 17 17 17 16 16 16

TransUnion OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

ROCKET MORTGAGE

TransUnion Experian Equifax

Account #: 867332XXXXXXX 867332XXXXXXX 867332XXXXXXX

Account Type: Mortgage account REAL ESTATE Mortgage
Account Type - Detail: Mortgage account Mortgage Mortgage
Bureau Code: Joint account Joint Account Joint Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 05/21/2014 05/21/2014 05/21/2014
Balance: $0.00 - $0.00
No. of Months (terms): Monthly 360 Months Monthly (due every month)
High Credit: $77,250.00 $77,250.00 $77,250.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Paid satisfactorily Pays account as agreed
Last Reported: 04/12/2017 04/12/2017 05/03/2017
Comments: Closed - FANNIE MAE ACCOUNT
Date Last Active: 04/12/2017 04/01/2017 05/03/2017
Date of Last Payment: 04/12/2017 04/12/2017 04/01/2017

Two-Year payment history

Month Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May
Year 17 17 17 17 16 16 16 16 16 16 16 16 16 16 16 16 15 15 15 15 15 15 15 15

TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

AMERICAN EXPRESS

TransUnion Experian Equifax

https://member.myscoreiq.com/CreditReport.aspx 9/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Account #: - - -34999XXXXXXXXXXX
Account Type: - - Open Account
Account Type - Detail: - - Open Account
Bureau Code: - - Authorized User
Account Status: - - Open
Monthly Payment: - - -
Date Opened: - - 09/13/2018
Balance: - - $128.00
No. of Months (terms): - - Monthly (due every month)
High Credit: - - $4,596.00
Credit Limit: - - -
Past Due: - - -
Payment Status: - - Pays account as agreed
Last Reported: - - 01/12/2025
Comments: -
Date Last Active: - - 01/12/2025
Date of Last Payment: - - -

Two-Year payment history

Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

Year 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

OAG CHILD SU

TransUnion Experian Equifax

Account #: XXX - -
Account Type: Open account - -
Account Type - Detail: Open account - -
Bureau Code: Individual account - -
Account Status: Open - -
Monthly Payment: $0.00 - -
Date Opened: 10/24/1999 - -
Balance: $0.00 - -
No. of Months (terms): - - -
High Credit: $0.00 - -
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed - -
Last Reported: 03/31/2017 - -
Comments: -
Date Last Active: 03/31/2017 - -

https://member.myscoreiq.com/CreditReport.aspx 10/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Date of Last Payment: 07/08/2016 - -

Two-Year payment history

Month Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar

Year 17 17 16 16 16 16 16 16 16 16 16 16 16 16 15 15 15 15 15 15 15 15 15 15
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian
Equifax

I C SYSTEM (Original Creditor: 11 ATT U VERSE)

TransUnion Experian Equifax

Account #: 123820XXX - -
Account Type: Open account - -
Account Type - Detail: Open account - -
Bureau Code: Individual account - -
Account Status: - - -
Monthly Payment: - - -
Date Opened: 02/26/2021 - -
Balance: $242.00 - -
No. of Months (terms): - - -
High Credit: $242.00 - -
Credit Limit: - - -
Past Due: - - -
Payment Status: - - -
Last Reported: 01/19/2025 - -
Dispute resolved reported
Comments:
by grantor
Date Last Active: 01/19/2025 - -
Date of Last Payment: - - -

Two-Year payment history

Month Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar
Year 25 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian
Equifax

HOUSTON FEDERAL CRED U

TransUnion Experian Equifax

Account #: 470985XXXXX 470985XXXXX 470985XXXXX

Account Type: Installment account INSTALLMENT Installment
Account Type - Detail: Installment account Auto Loan Installment
Bureau Code: Individual account Individual Individual Account

https://member.myscoreiq.com/CreditReport.aspx 11/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Account Status: Closed Closed Closed

Monthly Payment: $0.00 - -
Date Opened: 10/07/2022 10/07/2022 10/07/2022
Balance: $0.00 - $0.00
No. of Months (terms): Monthly 60 Months Monthly (due every month)
High Credit: $20,000.00 $20,000.00 $20,000.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Paid satisfactorily Pays account as agreed
Last Reported: 11/01/2022 11/01/2022 12/01/2022
Comments: Closed - -
Date Last Active: 11/01/2022 11/01/2022 12/01/2022
Date of Last Payment: - - -

Two-Year payment history

Month Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec
Year 22 22 22 22 22 22 22 22 22 22 22 21 21 21 21 21 21 21 21 21 21 21 21 20
TransUnion
Experian OK
Equifax OK OK

REGIONS BANK/GREENSKY

TransUnion Experian Equifax

Account #: 549269XXXXXXXXXX 549269XXXXXXXXXX 549269XXXXXXXXXX

Account Type: Installment account INSTALLMENT Installment
Account Type - Detail: Installment account Unsecured Loan Installment
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 08/28/2019 08/28/2019 08/28/2019
Balance: $0.00 - $0.00
No. of Months (terms): Monthly 102 Months Monthly (due every month)
High Credit: $5,364.00 $5,364.00 $5,364.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Paid satisfactorily Pays account as agreed
Last Reported: 01/31/2022 11/08/2021 02/01/2022
Comments: Closed - FIXED RATE
Date Last Active: 01/31/2022 11/01/2021 02/01/2022
Date of Last Payment: 11/08/2021 11/08/2021 11/01/2021

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb

https://member.myscoreiq.com/CreditReport.aspx 12/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Year 22 21 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20 20 20 20 20 20 20
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

TEXAS DOW EMPLOYEES CU

TransUnion Experian Equifax

Account #: - 9XXXX -
Account Type: - INSTALLMENT -
Account Type - Detail: - Unsecured Loan -
Bureau Code: - Joint Account -
Account Status: - Closed -
Monthly Payment: - - -
Date Opened: - 11/27/2017 -
Balance: - - -
No. of Months (terms): - Unknown -
High Credit: - $15,800.00 -
Credit Limit: - - -
Past Due: - - -
Payment Status: - Paid satisfactorily -
Last Reported: - 09/27/2018 -
Comments: -
Date Last Active: - 09/01/2018 -
Date of Last Payment: - 09/27/2018 -

Two-Year payment history

Month Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct

Year 18 18 18 18 18 18 18 18 18 17 17 17 17 17 17 17 17 17 17 17 17 16 16 16
TransUnion
Experian OK OK OK OK OK OK OK OK OK OK OK
Equifax

TEXAS DOW EMPLOYEES CU

TransUnion Experian Equifax

Account #: - 20XXXX -
Account Type: - INSTALLMENT -
Account Type - Detail: - Auto Loan -
Bureau Code: - Joint Account -
Account Status: - Closed -
Monthly Payment: - - -
Date Opened: - 08/12/2015 -
Balance: - - -

https://member.myscoreiq.com/CreditReport.aspx 13/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

No. of Months (terms): - 60 Months -

High Credit: - $25,942.00 -
Credit Limit: - - -
Past Due: - - -
Payment Status: - Paid satisfactorily -
Last Reported: - 11/30/2017 -
Comments: -
Date Last Active: - 11/01/2017 -
Date of Last Payment: - 11/27/2017 -

Two-Year payment history

Month Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec
Year 17 17 17 17 17 17 17 17 17 17 17 16 16 16 16 16 16 16 16 16 16 16 16 15
TransUnion
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax

TEXAS DOW EMPLOYEES CU

TransUnion Experian Equifax

Account #: - 20XXXX -
Account Type: - INSTALLMENT -
Account Type - Detail: - Unsecured Loan -
Bureau Code: - Joint Account -
Account Status: - Closed -
Monthly Payment: - - -
Date Opened: - 08/12/2015 -
Balance: - - -
No. of Months (terms): - 72 Months -
High Credit: - $15,040.00 -
Credit Limit: - - -
Past Due: - - -
Payment Status: - Paid satisfactorily -
Last Reported: - 11/30/2017 -
Comments: -
Date Last Active: - 11/01/2017 -
Date of Last Payment: - 11/27/2017 -

Two-Year payment history

Month Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec
Year 17 17 17 17 17 17 17 17 17 17 17 16 16 16 16 16 16 16 16 16 16 16 16 15
TransUnion
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax

https://member.myscoreiq.com/CreditReport.aspx 14/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

TEXAS DOW EMPLOYEES CU

TransUnion Experian Equifax

Account #: - 9XXXX -
Account Type: - INSTALLMENT -
Account Type - Detail: - Unsecured Loan -
Bureau Code: - Joint Account -
Account Status: - Closed -
Monthly Payment: - - -
Date Opened: - 11/27/2017 -
Balance: - - -
No. of Months (terms): - Unknown -
High Credit: - $4,233.00 -
Credit Limit: - - -
Past Due: - - -
Payment Status: - Paid satisfactorily -
Last Reported: - 11/30/2017 -
Comments: -
Date Last Active: - 11/01/2017 -
Date of Last Payment: - 11/27/2017 -

Two-Year payment history

Month Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec
Year 17 17 17 17 17 17 17 17 17 17 17 16 16 16 16 16 16 16 16 16 16 16 16 15
TransUnion
Experian OK
Equifax

TEXAS DOW EMPLOYEES CU

TransUnion Experian Equifax

Account #: 207155XXXXXXXXXX 207155XXXXXX 207155XXXXXXXXXX

Account Type: Installment account INSTALLMENT Installment
Account Type - Detail: Installment account Unsecured Loan Installment
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 11/28/2012 11/28/2012 11/28/2012
Balance: $0.00 - $0.00
No. of Months (terms): Monthly 36 Months Monthly (due every month)
High Credit: $5,000.00 $5,000.00 $5,000.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Paid satisfactorily Pays account as agreed

https://member.myscoreiq.com/CreditReport.aspx 15/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Last Reported: 08/12/2015 09/01/2015 10/01/2015

Comments: Closed - -
Date Last Active: 08/12/2015 09/01/2015 10/01/2015
Date of Last Payment: 08/12/2015 08/12/2015 08/01/2015

Two-Year payment history

Month Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct
Year 15 15 15 15 15 15 15 15 15 14 14 14 14 14 14 14 14 14 14 14 14 13 13 13

TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

TEXAS DOW CU

TransUnion Experian Equifax

Account #: 925544XXX - 925544XXX

Account Type: Installment account - Installment
Account Type - Detail: Installment account - Installment
Bureau Code: Joint account - Joint Account
Account Status: Closed - Closed
Monthly Payment: $0.00 - -
Date Opened: 11/27/2017 - 11/27/2017
Balance: $0.00 - $0.00
No. of Months (terms): - - Monthly (due every month)
High Credit: $15,800.00 - $15,800.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed - Pays account as agreed
Last Reported: 09/27/2018 - 10/31/2018
Comments: Closed FIXED RATE
Date Last Active: 09/27/2018 - 10/31/2018
Date of Last Payment: 09/27/2018 - 09/01/2018

Two-Year payment history

Month Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct

Year 18 18 18 18 18 18 18 18 18 17 17 17 17 17 17 17 17 17 17 17 17 16 16 16
TransUnion OK OK OK OK OK OK OK OK OK OK
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

TEXAS DOW CU

TransUnion Experian Equifax

Account #: 925543XXX - 925543XXX

https://member.myscoreiq.com/CreditReport.aspx 16/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Account Type: Installment account - Installment

Account Type - Detail: Installment account - Installment
Bureau Code: Joint account - Joint Account
Account Status: Closed - Closed
Monthly Payment: $0.00 - -
Date Opened: 11/27/2017 - 11/27/2017
Balance: $0.00 - $0.00
No. of Months (terms): - - Monthly (due every month)
High Credit: $4,233.00 - $4,233.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed - Pays account as agreed
Last Reported: 11/27/2017 - 12/31/2017
Comments: Closed -
Date Last Active: 11/27/2017 - 12/31/2017
Date of Last Payment: 11/27/2017 - 11/01/2017

Two-Year payment history

Month Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec
Year 17 17 17 17 17 17 17 17 17 17 17 16 16 16 16 16 16 16 16 16 16 16 16 15
TransUnion
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

TEXAS DOW CU

TransUnion Experian Equifax

Account #: 207155XXXX - 207155XXXX

Account Type: Installment account - Installment
Account Type - Detail: Installment account - Installment
Bureau Code: Joint account - Joint Account
Account Status: Closed - Closed
Monthly Payment: $0.00 - -
Date Opened: 08/12/2015 - 08/12/2015
Balance: $0.00 - $0.00
No. of Months (terms): Monthly - Monthly (due every month)
High Credit: $25,942.00 - $15,040.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed - Pays account as agreed
Last Reported: 11/27/2017 - 12/31/2017
Comments: Affected by natural disaster -
Date Last Active: 11/27/2017 - 12/31/2017
Date of Last Payment: 11/27/2017 - 11/01/2017

https://member.myscoreiq.com/CreditReport.aspx 17/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Two-Year payment history

Month Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec
Year 17 17 17 17 17 17 17 17 17 17 17 16 16 16 16 16 16 16 16 16 16 16 16 15

TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

AMEX

TransUnion Experian Equifax

Account #: 349992XXXXXXXXXX 349992XXXXXXXXXX -34999XXXXXXXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Authorized account Authorized User Authorized User
Account Status: Open Open Open
Monthly Payment: $80.00 $80.00 $80.00
Date Opened: 06/02/2017 06/02/2017 06/02/2017
Balance: $947.00 $947.00 $947.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $1,657.00 $1,657.00 $1,657.00
Credit Limit: $2,500.00 $2,500.00 $2,500.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 01/17/2025 01/17/2025 01/17/2025
Comments: - - -
Date Last Active: 01/17/2025 01/01/2025 01/17/2025
Date of Last Payment: - Unknown -

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb

Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

AMEX

TransUnion Experian Equifax

Account #: 349992XXXXXXXXXX 349992XXXXXXXXXX -

Account Type: Open account REVOLVING -
Account Type - Detail: Open account Credit Card -
Bureau Code: Authorized account Authorized User -
Account Status: Open Open -

https://member.myscoreiq.com/CreditReport.aspx 18/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Monthly Payment: $0.00 - -

Date Opened: 09/13/2018 09/13/2018 -
Balance: $128.00 $128.00 -
No. of Months (terms): - 1 Month -
High Credit: $4,596.00 $4,596.00 -
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current -
Last Reported: 01/12/2025 01/12/2025 -
Comments: - -
Date Last Active: 01/12/2025 01/01/2025 -
Date of Last Payment: - - -

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb

Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax

AMEX

TransUnion Experian Equifax

Account #: 349993XXXXXXXXXX 349993XXXXXXXXXX -34999XXXXXXXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Authorized account Authorized User Authorized User
Account Status: Open Open Open
Monthly Payment: $40.00 $40.00 $40.00
Date Opened: 07/27/2024 07/27/2024 07/27/2024
Balance: $135.00 $135.00 $135.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $9,190.00 $9,190.00 $9,190.00
Credit Limit: $19,500.00 $19,500.00 $19,500.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 12/27/2024 12/27/2024 12/27/2024
Comments: - - -
Date Last Active: 12/27/2024 12/01/2024 12/27/2024
Date of Last Payment: - Unknown -

Two-Year payment history

Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

Year 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23

https://member.myscoreiq.com/CreditReport.aspx 19/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

TransUnion OK OK OK OK
Experian OK OK OK OK OK
Equifax OK OK OK OK OK

BARCLAYS BANK DELAWARE

TransUnion Experian Equifax

Account #: 000205XXXXX 000205XXXXXXXXX -

Account Type: Revolving account REVOLVING -
Account Type - Detail: Revolving account Credit Card -
Bureau Code: Authorized account Authorized User -
Account Status: Open Open -
Monthly Payment: $0.00 $0.00 -
Date Opened: 04/15/2014 04/15/2014 -
Balance: $0.00 $0.00 -
No. of Months (terms): - Revolving -
High Credit: $3,393.00 $3,393.00 -
Credit Limit: $8,500.00 $8,500.00 -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current -
Last Reported: 01/05/2025 01/05/2025 -
Comments: - -
Date Last Active: 01/05/2025 01/01/2025 -
Date of Last Payment: 09/13/2024 09/13/2024 -

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23

TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax

BARCLAYS BANK DELAWA

TransUnion Experian Equifax

Account #: - - 212508XX
Account Type: - - Revolving
Account Type - Detail: - - Revolving
Bureau Code: - - Authorized User
Account Status: - - Open
Monthly Payment: - - $68.00
Date Opened: - - 05/26/2014
Balance: - - -
No. of Months (terms): - - Monthly (due every month)

https://member.myscoreiq.com/CreditReport.aspx 20/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

High Credit: - - $3,116.00

Credit Limit: - - $2,400.00
Past Due: - - -
Payment Status: - - Pays account as agreed
Last Reported: - - 11/24/2015
Comments: -
Date Last Active: - - 11/24/2015
Date of Last Payment: - - 09/01/2015

Two-Year payment history

Month Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov

Year 15 15 15 15 15 15 15 15 15 15 14 14 14 14 14 14 14 14 14 14 14 14 13 13
TransUnion
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

COMENITYCAPITAL/SAKSCC

TransUnion Experian Equifax

Account #: 223569XXXXXX 223569XXXXXXXXXX 223569XXXXXXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Charge Card Revolving
Bureau Code: Authorized account Authorized User Authorized User
Account Status: Open Open Open
Monthly Payment: $0.00 $0.00 -
Date Opened: 08/28/2019 08/28/2019 08/28/2019
Balance: $0.00 $0.00 $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $301.00 $301.00 $301.00
Credit Limit: $1,500.00 $1,500.00 $1,500.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 01/10/2025 01/10/2025 01/10/2025
Comments: - - -
Date Last Active: 01/10/2025 01/01/2025 01/10/2025
Date of Last Payment: 09/05/2022 09/05/2022 09/01/2022

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23

TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

https://member.myscoreiq.com/CreditReport.aspx 21/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

DISCOVER BANK

TransUnion Experian Equifax

Account #: 601100XXXXXX 601100XXXXXX 601100XXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Authorized account Authorized User Authorized User
Account Status: Open Open Open
Monthly Payment: $16.00 $16.00 $16.00
Date Opened: 10/30/2014 10/30/2014 10/30/2014
Balance: $16.00 $16.00 $16.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $1,171.00 $1,171.00 $1,171.00
Credit Limit: $9,000.00 $9,000.00 $9,000.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 01/12/2025 01/12/2025 01/12/2025
Account previously in
dispute — now resolved,
Dispute resolved reported
Comments: reported by data furnisher
by grantor
(To be used for FCRA or
FCBA disputes)
Date Last Active: 01/12/2025 01/01/2025 01/12/2025
Date of Last Payment: 01/07/2025 01/07/2025 01/01/2025

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23

TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

JPMCB CARD

TransUnion Experian Equifax

Account #: 414720XXXXXX 414720XXXXXX 414720XXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Authorized account Authorized User Authorized User
Account Status: Open Open Open
Monthly Payment: $0.00 $0.00 $40.00
Date Opened: 07/13/2006 07/13/2006 07/13/2006
Balance: $0.00 $0.00 $108.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $604.00 $604.00 $604.00
https://member.myscoreiq.com/CreditReport.aspx 22/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Credit Limit: $500.00 $500.00 $500.00

Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 01/21/2025 01/21/2025 01/12/2025
Comments: - - -
Date Last Active: 01/21/2025 01/01/2025 01/12/2025
Date of Last Payment: 01/21/2025 01/21/2025 12/01/2024

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23

TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

JPMCB CARD

TransUnion Experian Equifax

Account #: 414740XXXXXX 414740XXXXXX 414740XXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Authorized account Authorized User Authorized User
Account Status: Open Open Open
Monthly Payment: $0.00 $0.00 -
Date Opened: 04/06/2024 04/06/2024 04/06/2024
Balance: $0.00 $0.00 $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $95.00 $95.00 $95.00
Credit Limit: $19,000.00 $19,000.00 $19,000.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 01/05/2025 01/05/2025 01/05/2025
Comments: - - -
Date Last Active: 01/05/2025 01/01/2025 01/05/2025
Date of Last Payment: 05/13/2024 05/13/2024 05/01/2024

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb

Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23
TransUnion OK OK OK OK OK OK OK OK

Experian OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK

SYNCB/JCP

https://member.myscoreiq.com/CreditReport.aspx 23/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

TransUnion Experian Equifax

Account #: 600889XXXXXX 600889XXXXXX 600889XXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Charge Card Revolving
Bureau Code: Authorized account Authorized User Authorized User
Account Status: Open Open Open
Monthly Payment: $0.00 $0.00 -
Date Opened: 07/27/2012 07/27/2012 07/27/2012
Balance: $0.00 $0.00 $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $1,325.00 $1,325.00 $1,325.00
Credit Limit: $1,800.00 $1,800.00 $1,800.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 01/03/2025 01/03/2025 01/03/2025
Comments: - - -
Date Last Active: 01/03/2025 01/01/2025 01/03/2025
Date of Last Payment: 12/08/2023 12/08/2023 12/01/2023

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23

TransUnion OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

SYNCB/SAMS CLUB DC

TransUnion Experian Equifax

Account #: - 521333XXXXXX -
Account Type: - REVOLVING -
Account Type - Detail: - Credit Card -
Bureau Code: - Authorized User -
Account Status: - Open -
Monthly Payment: - $9.00 -
Date Opened: - 03/11/2020 -
Balance: - $16.00 -
No. of Months (terms): - Revolving -
High Credit: - $1,750.00 -
Credit Limit: - $850.00 -
Past Due: - - -
Payment Status: - Current -
Last Reported: - 12/16/2024 -

https://member.myscoreiq.com/CreditReport.aspx 24/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Comments: -
Date Last Active: - 12/01/2024 -
Date of Last Payment: - 11/08/2024 -

Two-Year payment history

Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

Year 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax

WFBNA CARD

TransUnion Experian Equifax

Account #: 446542XXXXXX 446542XXXX 446542XXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Authorized account Authorized User Authorized User
Account Status: Open Open Open
Monthly Payment: $0.00 $0.00 -
Date Opened: 01/09/2013 01/09/2013 01/09/2013
Balance: $0.00 $0.00 $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $2,543.00 $2,543.00 $2,543.00
Credit Limit: $1,000.00 $1,000.00 $1,000.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 01/23/2025 12/23/2024 01/23/2025
Comments: - - -
Date Last Active: 01/23/2025 12/01/2024 01/23/2025
Date of Last Payment: 11/24/2022 11/24/2022 11/01/2022

Two-Year payment history

Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

Year 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

SYNCB/WALMART

TransUnion Experian Equifax

Account #: 603220XXXXXX 603220XXXXXX 603220XXXXXX

Account Type: Revolving account REVOLVING Revolving

https://member.myscoreiq.com/CreditReport.aspx 25/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Account Type - Detail: Revolving account Charge Card Revolving

Bureau Code: Individual account Individual Individual Account
Account Status: Indeterminate Indeterminate Indeterminate
Monthly Payment: $0.00 - -
Date Opened: 12/23/2012 12/23/2012 12/23/2012
Balance: $0.00 - $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $965.00 $965.00 $965.00
Credit Limit: $160.00 $160.00 $160.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 10/10/2019 10/10/2019 10/10/2019
Purchased by another
Comments: - -
lender
Date Last Active: 10/10/2019 10/01/2019 10/10/2019
Date of Last Payment: 08/16/2019 08/16/2019 08/01/2019

Two-Year payment history

Month Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov
Year 19 19 19 19 19 19 19 19 19 19 18 18 18 18 18 18 18 18 18 18 18 18 17 17

TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

CAPITAL ONE

TransUnion Experian Equifax

Account #: 517805XXXXXX 517805XXXXXX 517805XXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Authorized account Authorized User Authorized User
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 07/07/2015 07/07/2015 07/07/2015
Balance: $0.00 - $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $993.00 $993.00 $993.00
Credit Limit: $3,000.00 $3,000.00 $3,000.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Paid satisfactorily Pays account as agreed
Last Reported: 10/08/2024 10/08/2024 10/08/2024
ACCOUNT CLOSED BY
Comments: Canceled by credit grantor -
CREDIT GRANTOR
Date Last Active: 10/08/2024 10/01/2024 10/08/2024

https://member.myscoreiq.com/CreditReport.aspx 26/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Date of Last Payment: 08/06/2022 08/06/2022 08/01/2022

Two-Year payment history

Month Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov

Year 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

COMENITYCB/LENDINGCLUB

TransUnion Experian Equifax

Account #: 578097XXXXXX 578097XXXXXXXXXX 578097XXXXXXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Charge Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 02/27/2016 02/27/2016 02/27/2016
Balance: $0.00 - $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $3,025.00 $3,025.00 $3,025.00
Credit Limit: $6,000.00 $6,000.00 $6,000.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Paid satisfactorily Pays account as agreed
Last Reported: 02/29/2020 02/03/2020 02/01/2020
ACCOUNT CLOSED BY
Comments: Canceled by credit grantor -
CREDIT GRANTOR
Date Last Active: 02/29/2020 02/01/2020 02/01/2020
Date of Last Payment: 04/20/2017 04/20/2017 04/01/2017

Two-Year payment history

Month Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar

Year 20 20 19 19 19 19 19 19 19 19 19 19 19 19 18 18 18 18 18 18 18 18 18 18
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

CITI HEALTH/CBNA

TransUnion Experian Equifax

Account #: 512703XXXXXX 512703XXXXXXXXXX 512703XXXXXXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Charge Card Revolving

https://member.myscoreiq.com/CreditReport.aspx 27/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Bureau Code: Individual account Individual Individual Account

Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 02/29/2016 02/29/2016 02/01/2016
Balance: $0.00 - $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $0.00 - $0.00
Credit Limit: $1,500.00 $1,500.00 $1,500.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Paid satisfactorily Pays account as agreed
Last Reported: 10/17/2018 02/14/2017 10/17/2018
ACCOUNT CLOSED BY
Comments: Canceled by credit grantor -
CREDIT GRANTOR
Date Last Active: 10/17/2018 02/01/2017 10/17/2018
Date of Last Payment: - - -

Two-Year payment history

Month Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct

Year 18 18 18 18 18 18 18 18 18 17 17 17 17 17 17 17 17 17 17 17 17 16 16 16
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Experian OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

SYNCB/CARE CREDIT

TransUnion Experian Equifax

Account #: 601918XXXXXX 601918XXXXXX 601918XXXXXXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Charge Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 11/13/2013 11/13/2013 11/13/2013
Balance: $0.00 - $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $569.00 $569.00 $569.00
Credit Limit: $500.00 $500.00 $500.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Paid satisfactorily Pays account as agreed
Last Reported: 08/14/2020 05/15/2020 08/14/2020
ACCOUNT CLOSED BY
Comments: Canceled by credit grantor -
CREDIT GRANTOR
Date Last Active: 08/14/2020 05/01/2020 08/14/2020
Date of Last Payment: 07/05/2016 07/05/2016 07/01/2016

https://member.myscoreiq.com/CreditReport.aspx 28/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Two-Year payment history

Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 20 20 20 20 20 20 20 19 19 19 19 19 19 19 19 19 19 19 19 18 18 18 18 18

TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

SYNCB/SAMS

TransUnion Experian Equifax

Account #: 604599XXXXXX - 604599XXXXXX

Account Type: Revolving account - Revolving
Account Type - Detail: Revolving account - Revolving
Bureau Code: Authorized account - Authorized User
Account Status: Closed - Closed
Monthly Payment: $0.00 - -
Date Opened: 04/06/2009 - 04/06/2009
Balance: $0.00 - $0.00
No. of Months (terms): - - Monthly (due every month)
High Credit: $1,146.00 - $1,146.00
Credit Limit: $110.00 - $110.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed - Pays account as agreed
Last Reported: 01/12/2022 - 01/12/2022
ACCOUNT CLOSED BY
Comments: Canceled by credit grantor
CREDIT GRANTOR
Date Last Active: 01/12/2022 - 01/12/2022
Date of Last Payment: 06/11/2021 - 06/01/2021

Two-Year payment history

Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Year 21 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20 20 20 20 20 20 20 20

TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Inquiries Back to Top

Below are the names of people and/or organizations who have obtained a copy of your Credit Report. Inquiries
such as these can remain on your credit file for up to two years.

https://member.myscoreiq.com/CreditReport.aspx 29/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

Creditor Name Type of Business Date of inquiry Credit Bureau

TOM PEACOCK Automotive 10/21/2024 TransUnion

700 CREDIT/TOM PEACOCK Automobile Dealers, Used 10/21/2024 Experian
BRCLYSBANKDE Banks and S&Ls 06/06/2024 TransUnion
SUN WEST MOR Finance other than personal 04/24/2024 TransUnion
CCR/SUN WEST MORTGAGE Mortgage Companies 04/24/2024 Experian
FEDERAL SAV Banks and S&Ls 12/24/2023 TransUnion
XACTUS-CP/THE FEDERAL Mortgage Companies 12/24/2023 Experian
HOUSTON FCU Finance other than personal 07/26/2023 TransUnion

Public Information Back to Top

Below is an overview of your public records and can include details of bankruptcy filings, court records, tax
liens and other monetary judgments. Public records typically remain on your Credit Report for 7 - 10 years.

None Reported

Creditor Contacts Back to Top

Information about how to contact people and/or organizations that appear on this credit report is listed below.

Creditor Name Address Phone Number

15300 NORTH FWY

700 CREDIT/TOM PEACOCK (281) 821-4000
HOUSTON, TX 77090
200 RENAISSANCE CTR # B0
ALLY FINANCIAL (800) 200-4622
DETROIT, MI 48243
PO BOX 297871
AMEX (800) 874-2717
FORT LAUDERDALE, FL 33329
PO BOX 981537
AMERICAN EXPRESS (800) 874-2717
EL PASO, TX 79998-1537
PO BOX 982238
BANK OF AMERICA (800) 421-2110
EL PASO, TX 79998
PO BOX 8803
BARCLAYS BANK DELAWARE (888) 232-0780
WILMINGTON, DE 19899
PO BOX 8803 ATT: CREDIT BUREAU
BARCLAYS BANK DELAWA (888) 232-0780
WILMINGTON, DE 19899-8803
500 N JUNIPER DR STE 100
CONCORD SERVICING LLC (480) 444-5999
CHANDLER, AZ 85226
PO BOX 31293
CAPITAL ONE (800) 955-7070
SALT LAKE CITY, UT 84131

https://member.myscoreiq.com/CreditReport.aspx 30/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

PO BOX 182120
COMENITYCB/LENDINGCLUB -
COLUMBUS, OH 43218
PO BOX 6497
CITI HEALTH/CBNA (800) 950-5114
SIOUX FALLS, SD 57117
PO BOX 182120
COMENITYCAPITAL/SAKSCC -
COLUMBUS, OH 43218
6131 ORAGETHORPE AVE STE
CCR/SUN WEST MORTGAGE (562) 924-7884
BUENA PARK, CA 90620
PO BOX 182120
COMENITYCAPITAL/SAKS (614) 729-4754
COLUMBUS, OH 43218-2120
PO BOX 31293
CAPITAL ONE BANK USA (800) 955-7070
SALT LAKE CITY, UT 84131-1293
PO BOX 182120
COMENITYCAPITAL/LEND (855) 796-9632
COLUMBUS, OH 43218-2120
5800 SOUTH CORPORATE PLACE
CBNA (800) 950-5114
SIOUX FALLS, SD 57108
PO BOX 30939
DISCOVER BANK (800) 347-2683
SALT LAKE CITY, UT 84130
1797 NORTHEAST EXPY NE GS LOAN GS LOAN
GS LOAN SVCS/REGIONS SVCS (866) 936-0602
BROOKHAVEN, GA 30329-7803
16320 KENSINGTON DR
HOUSTON FEDERAL CRED U (281) 243-0500
SUGAR LAND, TX 77479
11511 LUNA RD STE 200
HOME POINT FINANCIAL C (800) 686-2404
FARMERS BRANCH, TX 75234
PO BOX 5014
HFCU/SUGARLAND MAIN (281) 243-0500
SUGAR LAND, TX 77487-5014
11511 LUNA RD SUITE 300
HOME POINT FINANCIAL (800) 686-2404
FARMERS BRANCH, TX 75234
PO BOX 15369
JPMCB CARD (800) 945-2000
WILMINGTON, DE 19850
PO BOX 15369
JPMCB CARD SERVICES (800) 945-2000
WILMINGTON, DE 19850-5369
1797 N EAST EXPY NE
REGIONS BANK/GREENSKY (866) 936-0602
BROOKHAVEN, GA 30329
1050 WOODWARD AVE
ROCKET MORTGAGE (800) 508-0944
DETROIT, MI 48226
PO BOX 965024
SYNCB/WALMART (855) 893-5848
ORLANDO, FL 32896
950 FORRER BLVD
SYNCB/CARE CREDIT (937) 534-6950
KETTERING, OH 45420
PO BOX 965007
SYNCB/JCP (800) 542-0800
ORLANDO, FL 32896
PO BOX 965005
SYNCB/SAMS CLUB DC (866) 220-0254
ORLANDO, FL 32896
PO BOX 71729
SYNCB/JC PENNEYS (866) 396-8254
PHILADELPHIA, PA 19176-1729
PO BOX 71727
SYNCB/SAMS CLUB (866) 396-8254
PHILADELPHIA, PA 19176-1727

https://member.myscoreiq.com/CreditReport.aspx 31/32
2/5/25, 9:19 PM Credit Report - MyScoreIQ

300 N ELIZABETH STREET F

THE FED SAVINGS BK (877) 788-3520
CHICAGO, IL 60607
1001 FM 2004 RD
TEXAS DOW EMPLOYEES CU (979) 297-1154
LAKE JACKSON, TX 77566
300 N ELIZABETH ST
THE FEDERAL SAVINGS (877) 936-2265
CHICAGO, IL 60607-1143
1001 FM 2004 RD
TEXAS DOW EMPLOYEE C (979) 297-1154
LAKE JACKSON, TX 77566-4012
PO BOX 393
WFBNA CARD (855) 854-3502
MINNEAPOLIS, MN 55480
CREDIT BUREAU DISPUTE RESOLUT PO BOX
WELLS FARGO CARD SER 14517 (800) 642-4720
DES MOINES, IA 50306
4120 W DIVERSEY AVE STE
XACTUS-CP/THE FEDERAL (877) 788-3520
CHICAGO, IL 60639

Print this page Download this report Back to Top

Scoring models vary by lender. We recommend checking with your lender to see what scoring model they
use. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.
Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian.

Privacy Policy | Terms of Use

© 2025 IDIQ® provider of MyScoreIQ® services

https://member.myscoreiq.com/CreditReport.aspx 32/32