2/7/25, 11:11 PM Credit Report - MyScoreIQ

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CREDIT REPORT
Credit reports are key to helping you confidently protect and manage your identity. You
can rest assured - reviewing your report does not negatively impact your standing or
score.

Financial institutions, employers and insurers use credit reports to gain insight into your
financial profile. Because they provide a record of your present and past credit use, credit
reports may determine whether or not you will be offered credit, and on what terms.
Inaccurate or fraudulent account information on credit reports can result in denial of
credit, higher loan and insurance rates and even rejection for employment. The Federal
Trade Commission (FTC) has prepared A Summary of Your Rights Under the Fair Credit
Reporting Act, you may also find additional information on their website
www.FTC.gov/credit.

Understanding your credit score and the factors that impact it will prepare you to make
the best possible decisions for your financial future. Want help reading your report?
We've prepared a quick educational guide for you: How to Read, Use and Act on Your
Credit Report. If you find inaccurate information on your report, you may contact one of
our Credit Specialists to help dispute this information directly with the credit reporting
agencies.

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PURCHASE REPORT

Report History: 02/07/2025 - 3B Print this page Download this report

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Three Bureau Credit Report

Reference # M60998916 Report Date: 02/07/2025
Quick Links: Credit Score / Summary / Account History / Inquiries / Creditor Contacts

Customer Statement

TransUnion: -
Experian: -
PLEASE VERIFY AND VALIDATE ALL DATA FOR THIS ACCOUNT, EVERY NOTATION, DATES
AND BALANCES, WHETHER REPORTED OR NOT FRAUD VICTIM. "EXTENDED ALERT".
Equifax:
CONSUMER HAS REQUESTED AN ALERT BE PLACED ON THEIR CREDIT FILE. DAYTIME
3463123113 EX-00000 EVENING 3463123113 EX-00000

Personal Information

Below is your personal information as it appears in your credit file. This information includes your legal name,
current and previous addresses, employment information and other details.

TransUnion Experian Equifax

Credit Report Date: 02/07/2025 02/07/2025 02/07/2025

Name: MARCUS KILEY BOOKER MARCUS BOOKER MARCUS BOOKER
Also Known As: - - -
Former: - - -
Date of Birth: 1971 1971 1971
3207 S PALOMINO WY 21076 COUNTRY PARK RD 3207 S PALOMINO WAY
YUMA, AZ SALINAS, CA YUMA, AZ
Current Address(es):
85365 93908-1402 85365
10/2022 05/2024 01/2025
3207 S PALOMINO WAY 2800 TRANQUILITY LAKE
21076 COUNTRY PARK RD YUMA, AZ BLVD
SALINAS, CA 85365-8082 PEARLAND, TX
93908 11/2023 77584
Previous Address(es): 08/2019 2800 TRANQUILITY LAKE 11/2024
10827 BRIAR LN APT 5112 21076 COUNTRY PARK RD
SANTA FE, TX PEARLAND, TX SALINAS, CA
77510 77584-4676 93908
03/2023 02/2025
SELFEMPLOYED1099
EMPLOYEE SELFEMPLOYED1099 EMP
Employers: NA
WATSONVILLE COMMUNITY WATSONVILLE COMMUNIT
HOSPITAL

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FICO® Score Back to Top

Your Credit Score is a representation of your overall credit health. Most lenders utilize some form of credit
scoring to help determine your credit worthiness.

TransUnion Experian Equifax

FICO® Score 8: 530 518 503

Lender Rank: Poor Poor Poor

FICO® Score 8 Scale: 300-850 300-850 300-850

Industry Score

FICO® Auto Score 2: - 491 -

FICO® Auto Score 8: - 517 -

FICO® Score 2: - 477 -

FICO® Bankcard Score 2: - 461 -

FICO® Score 3: - 443 -

FICO® Bankcard Score 8: - 498 -

Score Factors

TransUnion: FICO® Score 8: [+]

FICO® Score 8: [+]
FICO® Auto Score 2: [+]
FICO® Auto Score 8: [+]
Experian: FICO® Score 2: [+]
FICO® Bankcard Score 2: [+]
FICO® Score 3: [+]
FICO® Bankcard Score 8: [+]
Equifax: FICO® Score 8: [+]

The score(s) on your MyScoreIQ credit report (using the FICO® Score model) are provided as a tool to help you understand
how lenders may view the data contained in your credit reports and evaluate your credit risk. We provide these scores solely
for educational purposes. MyScoreIQ does not offer credit; delivery of these scores does not qualify you for any loan. The
scoring model your lender uses may be different than the FICO® Score. As a result, the score and score factors we have
delivered may show differences when compared to the score and score factors produced by your lender's scoring model.
Please also understand that lenders use multiple sources of information when underwriting a loan and making lending
decisions. Credit scores are just one factor that may be used and each lender will have different criteria they consider.

MyScoreIQ provides informational materials along with your credit report(s) and score(s) these materials are educational in
nature and intended to broaden your understanding of how credit scoring works. They should not be construed as advice in
handling your financial problems or making financial decisions. If you are having trouble keeping up with your bill payments
or experiencing other financial difficulties, please contact a non-profit credit counseling service for assistance. These
materials are for educational purposes only.

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Summary Back to Top

Below is an overview of your present and past credit status including open and closed accounts and balance
information.

TransUnion Experian Equifax

Total Accounts: 38 31 32
Open Accounts: 3 9 4
Closed Accounts: 18 22 14
Delinquent: 4 14 20
Derogatory: 23 21 21
Collection: 9 7 7
Balances: $749,952.00 $751,227.00 $744,351.00
Payments: $5,725.00 $4,097.00 $3,979.00
Public Records: - - -
Inquiries(2 years): 1 1 1

Account History Back to Top

Information on accounts you have opened in the past is displayed below.

PLANET HOME LENDING, L

TransUnion Experian Equifax

Account #: 571910XXXXXXX 571910XXXXXXX 571910XXXXXXX

Account Type: Mortgage account REAL ESTATE Mortgage
Account Type - Detail: Mortgage account Mortgage Mortgage
Bureau Code: Individual account Individual Individual Account
Account Status: Open Open Open
Monthly Payment: $3,637.00 $3,637.00 $3,637.00
Date Opened: 06/24/2022 06/24/2022 06/24/2022
Balance: $575,681.00 $583,593.00 $575,681.00
No. of Months (terms): Monthly 360 Months Monthly (due every month)
High Credit: $590,000.00 $590,000.00 $590,000.00
Credit Limit: $0.00 - -
Past Due: $0.00 $17,600.00 -
Payment Status: Paid or paying as agreed Past due 90 days Pays account as agreed
Last Reported: 08/06/2024 02/06/2025 08/06/2024
Comments: - - FIXED RATE
Date Last Active: 08/06/2024 02/01/2025 08/06/2024

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Date of Last Payment: 08/05/2024 02/06/2025 08/01/2024

Two-Year payment history

Month Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar

Year 25 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23
TransUnion OK OK OK OK OK OK OK OK OK OK OK

Experian 90 OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

CAPITAL ONE

TransUnion Experian Equifax

Account #: 517805XXXXXX 517805XXXXXX 517805XXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Open Open Open
Monthly Payment: $186.00 $186.00 $186.00
Date Opened: 06/12/2021 06/12/2021 06/12/2021
Balance: $5,059.00 $5,059.00 $5,059.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $5,059.00 $5,059.00 $5,059.00
Credit Limit: $4,400.00 $4,400.00 $4,400.00
Past Due: $559.00 $559.00 $559.00
not more than four
Payment Status: 90 days past due Past due 90 days
payments past due
Last Reported: 01/23/2025 01/23/2025 01/23/2025
Comments: - - -
Date Last Active: 01/23/2025 01/01/2025 01/23/2025
Date of Last Payment: 09/18/2024 09/18/2024 09/01/2024

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb

Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23
TransUnion 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Experian 90 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

USAA FEDERAL SAVINGS B

TransUnion Experian Equifax

Account #: 374355XXXXX 374355X 374355XXXXXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving

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Bureau Code: Individual account Individual Individual Account

Account Status: Open Open Open
Monthly Payment: $78.00 $78.00 $78.00
Date Opened: 08/02/2019 08/02/2019 08/02/2019
Balance: $1,841.00 $1,841.00 $1,841.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $5,028.00 $5,028.00 $5,028.00
Credit Limit: $2,500.00 $2,500.00 $2,500.00
Past Due: $0.00 - -
Current, was past due 60
Payment Status: Paid or paying as agreed Pays account as agreed
days
Last Reported: 01/24/2025 01/24/2025 01/24/2025
Comments: - - -
Date Last Active: 01/24/2025 11/01/2024 01/24/2025
Date of Last Payment: 01/15/2025 01/15/2025 01/01/2025

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb

Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23
TransUnion OK OK 30 OK OK OK 30 OK OK 60 60 30 OK OK OK OK OK OK OK OK OK OK OK

Experian OK OK OK 30 OK OK OK 30 OK OK 60 60 30 OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK 30 OK OK OK 30 OK OK 60 60 30 OK OK OK OK OK OK OK OK OK OK OK

ONLINE INFORMATION SER (Original Creditor: CTY OF YUMA UTILITY ADMIN)

TransUnion Experian Equifax

Account #: 301236XXXXXXXXXX 301236XXXXXXXXXX 301236XXXXXXXXXX

Account Type: Open account COLLECTION COLLECTION
Account Type - Detail: Open account Collection Collection Account
Bureau Code: Individual account Individual Individual Account
Account Status: - NotsatisfyingF20_TRADE -
Monthly Payment: - - -
Date Opened: 08/26/2024 08/26/2024 08/26/2024
Balance: $1,815.00 $1,815.00 $1,815.00
No. of Months (terms): - 1 Month -
High Credit: $2,178.00 $2,178.00 $2,178.00
Credit Limit: - - -
Past Due: - $1,815.00 -
Seriously past due date /
assigned to attorney,
Payment Status: - collection agency, or credit Unpaid
grantor's internal
collection department
Last Reported: 12/02/2024 02/05/2025 -
Comments: Placed for collection - -

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Date Last Active: 12/02/2024 08/01/2024 02/05/2025

Date of Last Payment: - - -

Two-Year payment history

Month Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar
Year 25 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian CO CO CO
Equifax

ONEMAIN

TransUnion Experian Equifax

Account #: 719321XXXXXXXXXX 719321XXXXXXXXXX 719321XXXXXXXXXX

Account Type: Installment account INSTALLMENT Installment
Account Type - Detail: Installment account Secured Loan Installment
Bureau Code: Individual account Individual Individual Account
Account Status: Indeterminate Indeterminate Indeterminate
Monthly Payment: $0.00 - -
Date Opened: 07/03/2019 07/03/2019 07/03/2019
Balance: $0.00 $0.00 $0.00
No. of Months (terms): Monthly 60 Months Monthly (due every month)
High Credit: $16,483.00 $16,483.00 -
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Charged off as bad debt Charge-off Charge-off
Last Reported: 04/30/2024 05/31/2024 05/31/2024
Purchased by another
Comments: - CHARGED OFF ACCOUNT
lender
Date Last Active: 04/30/2024 04/01/2024 05/31/2024
Date of Last Payment: 09/08/2023 09/08/2023 09/01/2023

Two-Year payment history

Month May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun

Year 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22 22 22
TransUnion
Experian 120 120 90 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax CO 120 120 90 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

PORTFOLIO RECOVERY A (Original Creditor: SYNCHRONY BANK)

TransUnion Experian Equifax

Account #: - - SYNCH-XXXXXXXXXXXXXX
Account Type: - - Open Account
Account Type - Detail: - - Open Account

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Bureau Code: - - Individual Account

Account Status: - - NotsatisfyingF20_TRADE
Monthly Payment: - - -
Date Opened: - - 08/10/2024
Balance: - - $450.00
No. of Months (terms): - - -
High Credit: - - $450.00
Credit Limit: - - -
Past Due: - - $450.00
Payment Status: - - -
Last Reported: - - 01/26/2025
Comments: COLLECTION ACCOUNT
Date Last Active: - - 01/26/2025
Date of Last Payment: - - -

Two-Year payment history

Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

Year 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian
Equifax CO CO OK OK OK

PORTFOLIO RECOVERY A (Original Creditor: SYNCHRONY BANK)

TransUnion Experian Equifax

Account #: - - SYNCH-XXXXXXXXXXXXXX
Account Type: - - Open Account
Account Type - Detail: - - Open Account
Bureau Code: - - Individual Account
Account Status: - - NotsatisfyingF20_TRADE
Monthly Payment: - - -
Date Opened: - - 09/14/2024
Balance: - - $375.00
No. of Months (terms): - - -
High Credit: - - $375.00
Credit Limit: - - -
Past Due: - - $375.00
Payment Status: - - -
Last Reported: - - 01/16/2025
Comments: COLLECTION ACCOUNT
Date Last Active: - - 01/16/2025
Date of Last Payment: - - -

Two-Year payment history

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Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

Year 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian
Equifax CO OK OK OK

UPGRADE INC

TransUnion Experian Equifax

Account #: 115241XXX 115241XXX 115241XXX

Account Type: Installment account INSTALLMENT Installment
Account Type - Detail: Installment account Unsecured Loan Installment
Bureau Code: Individual account Individual Individual Account
Account Status: Indeterminate Indeterminate Indeterminate
Monthly Payment: $0.00 - -
Date Opened: 06/24/2021 06/24/2021 06/24/2021
Balance: $0.00 $0.00 $0.00
No. of Months (terms): Monthly 36 Months Monthly (due every month)
High Credit: $10,000.00 $10,000.00 -
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Charged off as bad debt Charge-off Charge-off
Last Reported: 07/31/2024 08/31/2024 09/15/2024
Purchased by another CHARGED OFF ACCOUNT
Comments: -
lender FIXED RATE
Date Last Active: 07/31/2024 07/01/2024 09/15/2024
Date of Last Payment: 05/24/2024 05/24/2024 05/01/2024

Two-Year payment history

Month Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep

Year 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22
TransUnion
Experian 90 60 30 30 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax 90 60 30 30 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

UPSTART NETWORK INC.

TransUnion Experian Equifax

Account #: L34245X L34245X L34245X

Account Type: Installment account INSTALLMENT Installment
Account Type - Detail: Installment account Unsecured Loan Installment
Bureau Code: Individual account Individual Individual Account
Account Status: Indeterminate Indeterminate Indeterminate
Monthly Payment: $0.00 - -

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Date Opened: 06/26/2019 06/26/2019 06/26/2019

Balance: $0.00 $0.00 $0.00
No. of Months (terms): Monthly 60 Months Monthly (due every month)
High Credit: $12,500.00 $12,500.00 -
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Charged off as bad debt Charge-off Charge-off
Last Reported: 12/26/2023 02/26/2024 03/01/2024
Purchased by another CHARGED OFF ACCOUNT
Comments: -
lender FIXED RATE
Date Last Active: 12/26/2023 12/01/2023 03/01/2024
Date of Last Payment: 07/24/2023 07/24/2023 07/01/2023

Two-Year payment history

Month Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar

Year 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22 22 22 22 22 22
TransUnion
Experian 90 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax CO CO 90 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

UPSTART NETWORK INC.

TransUnion Experian Equifax

Account #: L20904XX L20904XX L20904XX

Account Type: Installment account INSTALLMENT Installment
Account Type - Detail: Installment account Unsecured Loan Installment
Bureau Code: Individual account Individual Individual Account
Account Status: Indeterminate Indeterminate Indeterminate
Monthly Payment: $0.00 - -
Date Opened: 11/24/2021 11/24/2021 11/24/2021
Balance: $0.00 $0.00 $0.00
No. of Months (terms): Monthly 60 Months Monthly (due every month)
High Credit: $3,600.00 $3,600.00 -
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Charged off as bad debt Charge-off Charge-off
Last Reported: 12/24/2023 02/24/2024 03/01/2024
Purchased by another CHARGED OFF ACCOUNT
Comments: -
lender FIXED RATE
Date Last Active: 12/24/2023 12/01/2023 03/01/2024
Date of Last Payment: 07/24/2023 07/24/2023 07/01/2023

Two-Year payment history

Month Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar

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Year 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22 22 22 22 22 22
TransUnion
Experian 90 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax CO CO 90 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

UPGRADE INC

TransUnion Experian Equifax

Account #: 1XXXX - -
Account Type: Open account - -
Account Type - Detail: Open account - -
Bureau Code: Individual account - -
Account Status: Indeterminate - -
Monthly Payment: $0.00 - -
Date Opened: 11/13/2021 - -
Balance: $0.00 - -
No. of Months (terms): - - -
High Credit: $3,872.00 - -
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Charged off as bad debt - -
Last Reported: 04/30/2024 - -
Purchased by another
Comments:
lender
Date Last Active: 04/30/2024 - -
Date of Last Payment: 02/06/2024 - -

Two-Year payment history

Month Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar

Year 25 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian
Equifax

UPGRADE INC

TransUnion Experian Equifax

Account #: - 134341XXX 134341XXX

Account Type: - REVOLVING Open Account
Account Type - Detail: - Line Of Credit Open Account
Bureau Code: - Individual Individual Account
Account Status: - Indeterminate Indeterminate
Monthly Payment: - - -
Date Opened: - 11/13/2021 11/13/2021
Balance: - $0.00 $0.00

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No. of Months (terms): - 1 Month Monthly (due every month)

High Credit: - $7,937.00 -
Credit Limit: - - -
Past Due: - - -
Payment Status: - Charge-off Charge-off
Last Reported: - 04/30/2024 05/12/2024
Comments: - CHARGED OFF ACCOUNT
Date Last Active: - 03/01/2024 05/12/2024
Date of Last Payment: - 02/06/2024 02/01/2024

Two-Year payment history

Month Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May
Year 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22 22 22 22
TransUnion
Experian 90 60 30 30 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Equifax 90 60 30 30 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

CAPITAL ONE

TransUnion Experian Equifax

Account #: 517805XXXXXX 517805XXXXXX 517805XXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 07/30/2019 07/30/2019 07/30/2019
Balance: $4,259.00 $4,259.00 $4,259.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $4,259.00 - -
Credit Limit: $3,500.00 $3,500.00 $3,500.00
Past Due: $4,259.00 $4,259.00 $4,259.00
Payment Status: Charged off as bad debt Charge-off Charge-off
Last Reported: 01/14/2025 01/14/2025 01/14/2025
CHARGED OFF ACCOUNT
Comments: Canceled by credit grantor - ACCOUNT CLOSED BY
CREDIT GRANTOR
Date Last Active: 01/14/2025 09/01/2024 01/14/2025
Date of Last Payment: 12/27/2023 12/27/2023 12/01/2023

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb

Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23
TransUnion

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Experian 120 120 90 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK

Equifax CO CO CO CO OK 120 120 90 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK

NAVY FEDERAL CR UNION

TransUnion Experian Equifax

Account #: - 430015XXXXX 430015XXXXXXXX

Account Type: - INSTALLMENT Installment
Account Type - Detail: - Auto Loan Installment
Bureau Code: - Individual Individual Account
Account Status: - Closed Closed
Monthly Payment: - - -
Date Opened: - 08/24/2016 08/24/2016
Balance: - - $0.00
No. of Months (terms): - 61 Months Monthly (due every month)
High Credit: - $29,985.00 $29,985.00
Credit Limit: - - -
Past Due: - - -
Payment Status: - Paid, was past due 60 days Pays account as agreed
Last Reported: - 10/30/2021 11/30/2021
Comments: - FIXED RATE
Date Last Active: - 10/01/2021 11/30/2021
Date of Last Payment: - - 10/01/2021

Two-Year payment history

Month Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov

Year 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20 20 20 20 20 20 20 20 19 19
TransUnion
Experian OK OK OK OK OK OK OK OK 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK

NAVY FCU

TransUnion Experian Equifax

Account #: XXXX - -
Account Type: Installment account - -
Account Type - Detail: Installment account - -
Bureau Code: Individual account - -
Account Status: Closed - -
Monthly Payment: $0.00 - -
Date Opened: 08/24/2016 - -
Balance: $0.00 - -
No. of Months (terms): Monthly - -
High Credit: $29,985.00 - -

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Credit Limit: $0.00 - -

Past Due: $0.00 - -
Payment Status: Paid or paying as agreed - -
Last Reported: 10/12/2021 - -
Comments: Closed
Date Last Active: 10/12/2021 - -
Date of Last Payment: 10/12/2021 - -

Two-Year payment history

Month Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct
Year 21 21 21 21 21 21 21 21 21 20 20 20 20 20 20 20 20 20 20 20 20 19 19 19

TransUnion OK OK OK OK OK OK OK 60 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian
Equifax

UPGRADE INC

TransUnion Experian Equifax

Account #: 1XXXX - -
Account Type: Open account - -
Account Type - Detail: Open account - -
Bureau Code: Individual account - -
Account Status: Closed - -
Monthly Payment: $0.00 - -
Date Opened: 12/11/2021 - -
Balance: $3,452.00 - -
No. of Months (terms): - - -
High Credit: $5,000.00 - -
Credit Limit: $0.00 - -
Past Due: $3,452.00 - -
Payment Status: Charged off as bad debt - -
Last Reported: 12/31/2024 - -
Comments: Profit and loss writeoff
Date Last Active: 12/31/2024 - -
Date of Last Payment: 11/16/2023 - -

Two-Year payment history

Month Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar

Year 25 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian
Equifax

MACYS/CBNA

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TransUnion Experian Equifax

Account #: 603534XXXXXX 603534XXXXXXXXXX 603534XXXXXXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Charge Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 12/26/2021 12/26/2021 12/26/2021
Balance: $336.00 $336.00 $336.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $336.00 - -
Credit Limit: $200.00 $200.00 $200.00
Past Due: $336.00 $336.00 $336.00
Payment Status: Charged off as bad debt Charge-off Charge-off
Last Reported: 01/09/2025 02/07/2025 01/10/2025
CHARGED OFF ACCOUNT
Comments: Canceled by credit grantor - ACCOUNT CLOSED BY
CREDIT GRANTOR
Date Last Active: 01/09/2025 03/01/2024 01/10/2025
Date of Last Payment: 06/08/2023 06/08/2023 06/01/2023

Two-Year payment history

Month Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar
Year 25 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian 120 120 120 90 60 30 OK OK OK OK OK OK

Equifax CO CO CO CO CO CO CO CO CO CO 120 120 120 90 60 30 OK OK OK OK OK OK

MERRICK BANK CORP

TransUnion Experian Equifax

Account #: 542539XXXXXX 542539XXXXXXXXXX 542539XXXXXXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 09/10/2015 09/10/2015 09/10/2015
Balance: $3,890.00 $3,890.00 $3,890.00
No. of Months (terms): - Revolving -
High Credit: $3,890.00 - -
Credit Limit: $2,800.00 $2,800.00 $2,800.00
Past Due: $3,890.00 $3,890.00 $3,890.00
Payment Status: Charged off as bad debt Charge-off Charge-off

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Last Reported: 01/01/2025 02/06/2025 01/02/2025

Account previously in
dispute — now resolved,
Dispute resolved reported
Comments: reported by data furnisher CHARGED OFF ACCOUNT
by grantor
(To be used for FCRA or
FCBA disputes)
Date Last Active: 01/01/2025 05/01/2024 01/02/2025
Date of Last Payment: 09/08/2023 09/08/2023 09/01/2023

Two-Year payment history

Month Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar

Year 25 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian 120 120 120 90 60 30 OK OK OK OK OK OK OK OK
Equifax CO CO CO CO CO CO CO CO 120 120 120 90 60 30 OK OK OK OK OK OK OK OK

ROCKET/DSRV

TransUnion Experian Equifax

Account #: KKQCT1XXXXXXXX - 3NKKQCXXXXXXXXXXXXXX

Account Type: Revolving account - Revolving
Account Type - Detail: Revolving account - Revolving
Bureau Code: Individual account - Individual Account
Account Status: Closed - Closed
Monthly Payment: $49.00 - $49.00
Date Opened: 01/17/2023 - 01/17/2023
Balance: $1,653.00 - $1,653.00
No. of Months (terms): - - Monthly (due every month)
High Credit: $1,653.00 - $1,653.00
Credit Limit: $2,000.00 - $2,000.00
Past Due: $166.00 - $166.00
At least 120 days or more
Payment Status: 120 days past due - than four payments past
due
Last Reported: 02/29/2024 - 02/29/2024
Comments: - VARIABLE RATE
Date Last Active: 02/29/2024 - 02/29/2024
Date of Last Payment: 08/17/2023 - 08/01/2023

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Year 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22 22 22 22 22 22 22

TransUnion 120 90 60 30 OK OK OK OK OK OK OK OK OK
Experian
Equifax 120 90 60 30 OK OK OK OK OK OK OK OK OK

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SYNCB/VNMO

TransUnion Experian Equifax

Account #: 400899XXXXXX 400899XXXXXXXXXX 400899XXXXXXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 01/23/2023 01/23/2023 01/23/2023
Balance: $4,020.00 $4,020.00 $4,020.00
No. of Months (terms): - Revolving -
High Credit: $4,020.00 - -
Credit Limit: $3,600.00 $3,600.00 $3,600.00
Past Due: $4,020.00 $4,020.00 $4,020.00
Payment Status: Charged off as bad debt Charge-off Charge-off
Last Reported: 12/29/2024 01/26/2025 01/26/2025
Comments: Profit and loss writeoff - CHARGED OFF ACCOUNT
Date Last Active: 12/29/2024 03/01/2024 01/26/2025
Date of Last Payment: 08/17/2023 08/17/2023 08/01/2023

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian 120 120 90 60 30 OK OK OK OK OK OK OK OK

Equifax CO CO CO CO CO CO CO CO CO 120 120 120 90 60 30 OK OK OK OK OK OK OK OK

UPGRADE INC

TransUnion Experian Equifax

Account #: - 138100XXX 138100XXX

Account Type: - REVOLVING Open Account
Account Type - Detail: - Line Of Credit Open Account
Bureau Code: - Individual Individual Account
Account Status: - Closed Closed
Monthly Payment: - - -
Date Opened: - 12/11/2021 12/11/2021
Balance: - $3,452.00 $3,452.00
No. of Months (terms): - 1 Month Monthly (due every month)
High Credit: - $5,029.00 -
Credit Limit: - - -
Past Due: - $3,452.00 $3,452.00
Payment Status: - Charge-off Charge-off
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Last Reported: - 12/31/2024 01/08/2025

CHARGED OFF ACCOUNT
Comments: -
FIXED RATE
Date Last Active: - 12/01/2023 01/08/2025
Date of Last Payment: - 11/16/2023 11/01/2023

Two-Year payment history

Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

Year 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian 90 60 30 OK OK OK 30 30 30 OK OK
Equifax CO CO CO CO CO CO CO CO CO CO CO CO 90 60 30 OK OK OK 30 30 30 OK OK OK

MOHELA/DEPT OF ED

TransUnion Experian Equifax

Account #: 259706XXXXXXXXXXX 259706XXXXXXXXXXX 259706XXXXXXXXXXX

Account Type: Installment account INSTALLMENT Installment
Account Type - Detail: Installment account Education Loan Installment
Bureau Code: Individual account Individual Individual Account
Account Status: Indeterminate Open Indeterminate
Monthly Payment: $0.00 $0.00 -
Date Opened: 08/15/2019 08/15/2019 08/15/2019
Balance: $0.00 $128,994.00 $0.00
No. of Months (terms): Monthly 300 Months Monthly (due every month)
High Credit: $128,866.00 $128,866.00 $128,866.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current Pays account as agreed
Last Reported: 12/10/2021 04/30/2024 12/31/2021
Account closed due to
Comments: - FIXED RATE
transfer
Date Last Active: 12/10/2021 04/01/2024 12/31/2021
Date of Last Payment: 12/01/2021 04/03/2024 12/01/2021

Two-Year payment history

Month Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May

Year 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22 22 22 22 22 22 22
TransUnion
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax

TELECOM SELFREPORTED (Original Creditor: CHKG/HULU)

TransUnion Experian Equifax

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Account #: - PRO48BXXXXXXXXXXXXXXXXXXXXXXXXXXXXX
-
Account Type: - INSTALLMENT -
Account Type - Detail: - Telecom -
Bureau Code: - Individual -
Account Status: - Open -
Monthly Payment: - $25.00 -
Date Opened: - - -
Balance: - $25.00 -
No. of Months (terms): - 1 Month -
High Credit: - $25.00 -
Credit Limit: - - -
Past Due: - - -
Payment Status: - Current -
Last Reported: - 10/02/2024 -
Comments: -
Date Last Active: - 10/01/2024 -
Date of Last Payment: - 10/02/2024 -

Two-Year payment history

Month Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov

Year 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22 22
TransUnion
Experian OK OK OK OK OK OK OK OK OK OK
Equifax

JEFFERSON CAPITAL SYST (Original Creditor: UPSTART)

TransUnion Experian Equifax

Account #: 389531XXXXXXX 389531XXXX 389531XXXX

Account Type: Open account INSTALLMENT Open Account
Account Type - Detail: Open account Debt Buyer Open Account
Bureau Code: Individual account Individual Individual Account
Account Status: - NotsatisfyingF20_TRADE NotsatisfyingF20_TRADE
Monthly Payment: - - -
Date Opened: 01/29/2024 01/29/2024 01/29/2024
Balance: $3,610.00 $3,610.00 $3,610.00
No. of Months (terms): - 1 Month -
High Credit: $3,610.00 $3,610.00 $3,610.00
Credit Limit: - - -
Past Due: - $3,610.00 $3,610.00
Seriously past due date /
assigned to attorney,
Payment Status: - collection agency, or credit -
grantor's internal
collection department

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Last Reported: 01/24/2025 01/25/2025 01/25/2025

Comments: Placed for collection - COLLECTION ACCOUNT
Date Last Active: 01/24/2025 01/01/2024 01/25/2025
Date of Last Payment: - - -

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian CO CO CO CO CO CO CO CO CO CO CO
Equifax CO CO CO CO CO CO CO CO CO CO OK OK

LVNV FUNDING LLC (Original Creditor: CREDIT ONE AMERICAN EXPRESS)

TransUnion Experian Equifax

Account #: 379364XXXXXXXXX 379364XXXXXXXXX 379364XXXXXXXXX

Account Type: Open account INSTALLMENT Open Account
Account Type - Detail: Open account Debt Buyer Open Account
Bureau Code: Individual account Individual Individual Account
Account Status: - NotsatisfyingF20_TRADE NotsatisfyingF20_TRADE
Monthly Payment: - - -
Date Opened: 05/20/2024 05/20/2024 05/20/2024
Balance: $753.00 $753.00 $753.00
No. of Months (terms): - 1 Month -
High Credit: $753.00 $753.00 $753.00
Credit Limit: - - -
Past Due: - $753.00 $753.00
Seriously past due date /
assigned to attorney,
Payment Status: - collection agency, or credit -
grantor's internal
collection department
Last Reported: 01/07/2025 01/07/2025 01/07/2025
Comments: Placed for collection - COLLECTION ACCOUNT
Date Last Active: 01/07/2025 05/01/2024 01/07/2025
Date of Last Payment: - - -

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian CO CO CO CO CO CO CO

Equifax CO CO CO CO CO CO OK OK

LVNV FUNDING LLC (Original Creditor: CREDIT ONE BANK N.A.)

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TransUnion Experian Equifax

Account #: 470793XXXXXXXXXX 470793XXXXXXXXXX 470793XXXXXXXXXX

Account Type: Open account INSTALLMENT Open Account
Account Type - Detail: Open account Debt Buyer Open Account
Bureau Code: Individual account Individual Individual Account
Account Status: - NotsatisfyingF20_TRADE NotsatisfyingF20_TRADE
Monthly Payment: - - -
Date Opened: 04/17/2024 04/17/2024 04/17/2024
Balance: $3,836.00 $3,836.00 $3,836.00
No. of Months (terms): - 1 Month -
High Credit: $3,836.00 $3,836.00 $3,836.00
Credit Limit: - - -
Past Due: - $3,836.00 $3,836.00
Seriously past due date /
assigned to attorney,
Payment Status: - collection agency, or credit -
grantor's internal
collection department
Last Reported: 01/07/2025 01/07/2025 01/07/2025
Comments: Placed for collection - COLLECTION ACCOUNT
Date Last Active: 01/07/2025 04/01/2024 01/07/2025
Date of Last Payment: - - -

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian CO CO CO CO CO CO CO CO
Equifax CO CO CO CO CO CO OK OK OK

LVNV FUNDING LLC (Original Creditor: ONEMAIN FINANCIAL GROUP LLC)

TransUnion Experian Equifax

Account #: 572229XX 572229XX 572229XX

Account Type: Open account INSTALLMENT Open Account
Account Type - Detail: Open account Debt Buyer Open Account
Bureau Code: Individual account Individual Individual Account
Account Status: - NotsatisfyingF20_TRADE NotsatisfyingF20_TRADE
Monthly Payment: - - -
Date Opened: 05/29/2024 05/29/2024 05/29/2024
Balance: $4,919.00 $4,919.00 $4,919.00
No. of Months (terms): - 1 Month -
High Credit: $4,919.00 $4,919.00 $4,919.00
Credit Limit: - - -

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Past Due: - $4,919.00 $4,919.00

Seriously past due date /
assigned to attorney,
Payment Status: - collection agency, or credit -
grantor's internal
collection department
Last Reported: 01/07/2025 01/07/2025 01/07/2025
Comments: Placed for collection - COLLECTION ACCOUNT
Date Last Active: 01/07/2025 05/01/2024 01/07/2025
Date of Last Payment: - - -

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb

Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian CO CO CO CO CO CO
Equifax CO CO CO CO CO OK OK OK

MISSOURI HIGHER EDUC

TransUnion Experian Equifax

Account #: - - 11E002XXXXXXXXXXXXXX
Account Type: - - Installment
Account Type - Detail: - - Installment
Bureau Code: - - Individual Account
Account Status: - - Indeterminate
Monthly Payment: - - -
Date Opened: - - 08/15/2019
Balance: - - $128,402.00
No. of Months (terms): - - Deferred
High Credit: - - $128,866.00
Credit Limit: - - -
Past Due: - - $0.00
Payment Status: - - Pays account as agreed
Last Reported: - - 12/31/2024
STUDENT LOAN - PAYMENT
Comments: DEFERRED
FIXED RATE
Date Last Active: - - 12/31/2024
Date of Last Payment: - - 04/01/2024

Two-Year payment history

Month Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec
Year 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22
TransUnion

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Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

MOHELA/DOFED

TransUnion Experian Equifax

Account #: E00220XXXXXXXXXXXX - -
Account Type: Installment account - -
Account Type - Detail: Installment account - -
Bureau Code: Individual account - -
Account Status: Indeterminate - -
Monthly Payment: $0.00 - -
Date Opened: 08/15/2019 - -
Balance: $128,402.00 - -
No. of Months (terms): Monthly - -
High Credit: $128,866.00 - -
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed - -
Last Reported: 12/31/2024 - -
Comments: Payment deferred
Date Last Active: 12/31/2024 - -
Date of Last Payment: 04/03/2024 - -

Two-Year payment history

Month Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec

Year 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian
Equifax

NATIONAL SER (Original Creditor: 05 GUARDIAN LIFE INSURANCE COMPAN)

TransUnion Experian Equifax

Account #: 373247X - -
Account Type: Open account - -
Account Type - Detail: Open account - -
Bureau Code: Joint account - -
Account Status: - - -
Monthly Payment: - - -
Date Opened: 03/07/2023 - -
Balance: $4,416.00 - -
No. of Months (terms): - - -
High Credit: $4,416.00 - -
Credit Limit: - - -
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Past Due: - - -
Payment Status: - - -
Last Reported: 12/01/2024 - -
Comments: Placed for collection
Date Last Active: 12/01/2024 - -
Date of Last Payment: - - -

Two-Year payment history

Month Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar

Year 25 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian
Equifax

PORTFOLIO RECOV ASSOC (Original Creditor: SYNCHRONY BANK)

TransUnion Experian Equifax

Account #: 604419XXXXXXXXXX 604419XXXXXXXXXX -

Account Type: Open account INSTALLMENT -
Account Type - Detail: Open account Debt Buyer -
Bureau Code: Individual account Individual -
Account Status: - NotsatisfyingF20_TRADE -
Monthly Payment: - - -
Date Opened: 08/10/2024 08/10/2024 -
Balance: $450.00 $450.00 -
No. of Months (terms): - 1 Month -
High Credit: $450.00 $450.00 -
Credit Limit: - - -
Past Due: - $450.00 -
Seriously past due date /
assigned to attorney,
Payment Status: - collection agency, or credit -
grantor's internal
collection department
Last Reported: 01/03/2025 01/26/2025 -
Comments: Placed for collection -
Date Last Active: 01/03/2025 08/01/2024 -
Date of Last Payment: - - -

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb

Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian CO CO CO
Equifax

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PORTFOLIO RECOV ASSOC (Original Creditor: SYNCHRONY BANK)

TransUnion Experian Equifax

Account #: 521853XXXXXXXXXX 521853XXXXXXXXXX -

Account Type: Open account INSTALLMENT -
Account Type - Detail: Open account Debt Buyer -
Bureau Code: Individual account Individual -
Account Status: - NotsatisfyingF20_TRADE -
Monthly Payment: - - -
Date Opened: 09/14/2024 09/14/2024 -
Balance: $375.00 $375.00 -
No. of Months (terms): - 1 Month -
High Credit: $375.00 $375.00 -
Credit Limit: - - -
Past Due: - $375.00 -
Seriously past due date /
assigned to attorney,
Payment Status: - collection agency, or credit -
grantor's internal
collection department
Last Reported: 12/25/2024 01/16/2025 -
Comments: Placed for collection -
Date Last Active: 12/25/2024 09/01/2024 -
Date of Last Payment: - - -

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian CO CO
Equifax

RADIUSGLOBAL (Original Creditor: MEDICAL)

TransUnion Experian Equifax

Account #: 111918XXX - -
Account Type: Open account - -
Account Type - Detail: Open account - -
Bureau Code: Individual account - -
Account Status: - - -
Monthly Payment: - - -
Date Opened: 09/21/2024 - -
Balance: $1,185.00 - -
No. of Months (terms): - - -
High Credit: $1,185.00 - -

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Credit Limit: - - -
Past Due: - - -
Payment Status: - - -
Last Reported: 01/27/2025 - -
Comments: Placed for collection
Date Last Active: 01/27/2025 - -
Date of Last Payment: - - -

Two-Year payment history

Month Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar
Year 25 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23
TransUnion
Experian
Equifax

RK/RESIDENCE

TransUnion Experian Equifax

Account #: 11XXXX - -
Account Type: Open account - -
Account Type - Detail: Open account - -
Bureau Code: Individual account - -
Account Status: Indeterminate - -
Monthly Payment: $1,775.00 - -
Date Opened: 09/09/2015 - -
Balance: $0.00 - -
No. of Months (terms): Monthly - -
High Credit: $1,775.00 - -
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed - -
Last Reported: 01/10/2019 - -
Comments: Transfer
Date Last Active: 01/10/2019 - -
Date of Last Payment: 09/01/2016 - -

Two-Year payment history

Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

Year 18 18 18 18 18 18 18 18 18 18 18 18 17 17 17 17 17 17 17 17 17 17 17 17
TransUnion
Experian
Equifax

AFFIRM INC

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TransUnion Experian Equifax

Account #: - ED0BT5XX -
Account Type: - INSTALLMENT -
Account Type - Detail: - Unsecured Loan -
Bureau Code: - Individual -
Account Status: - Closed -
Monthly Payment: - - -
Date Opened: - 06/18/2021 -
Balance: - - -
No. of Months (terms): - 12 Months -
High Credit: - $1,484.00 -
Credit Limit: - - -
Past Due: - - -
Payment Status: - Paid satisfactorily -
Last Reported: - 01/31/2022 -
Comments: -
Date Last Active: - 01/01/2022 -
Date of Last Payment: - 01/31/2022 -

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Year 22 21 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20 20 20 20 20 20 20
TransUnion
Experian OK OK OK OK OK OK OK
Equifax

INSURANCE SELFREPORTED (Original Creditor: CHKG/UNITEDSERVICESAUTOMOBILEA)

TransUnion Experian Equifax

Account #: - PROC18XXXXXXXXXXXXXXXXXXXXXXXXXXXXX
-
Account Type: - INSTALLMENT -
Account Type - Detail: - Unspecified -
Bureau Code: - Individual -
Account Status: - Closed -
Monthly Payment: - $90.00 -
Date Opened: - - -
Balance: - $0.00 -
No. of Months (terms): - 1 Month -
High Credit: - $90.00 -
Credit Limit: - - -
Past Due: - - -
Payment Status: - Current -
Last Reported: - 11/19/2024 -

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Comments: -
Date Last Active: - 11/01/2024 -
Date of Last Payment: - 11/19/2024 -

Two-Year payment history

Month Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec

Year 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23 23 22
TransUnion
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax

LENDUP

TransUnion Experian Equifax

Account #: 149532XXXX - 149532XXXX

Account Type: Installment account - Installment
Account Type - Detail: Installment account - Installment
Bureau Code: Individual account - Individual Account
Account Status: Closed - Closed
Monthly Payment: $0.00 - -
Date Opened: 06/05/2019 - 06/05/2019
Balance: $0.00 - $0.00
No. of Months (terms): Monthly - Monthly (due every month)
High Credit: $500.00 - $500.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed - Pays account as agreed
Last Reported: 12/05/2019 - 01/08/2020
Comments: Closed FIXED RATE
Date Last Active: 12/05/2019 - 01/08/2020
Date of Last Payment: 12/05/2019 - 12/01/2019

Two-Year payment history

Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

Year 19 19 19 19 19 19 19 19 19 19 19 19 18 18 18 18 18 18 18 18 18 18 18 18
TransUnion OK OK OK OK OK
Experian
Equifax OK OK OK OK OK OK OK

LENDUP

TransUnion Experian Equifax

Account #: 116734XXXX - 116734XXXX

Account Type: Installment account - Installment

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Account Type - Detail: Installment account - Installment

Bureau Code: Individual account - Individual Account
Account Status: Closed - Closed
Monthly Payment: $0.00 - -
Date Opened: 08/30/2018 - 08/30/2018
Balance: $0.00 - $0.00
No. of Months (terms): Monthly - Monthly (due every month)
High Credit: $700.00 - $700.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed - Pays account as agreed
Last Reported: 03/28/2019 - 04/05/2019
AFFECTED BY NATURAL
Comments: Affected by natural disaster DISASTER
FIXED RATE
Date Last Active: 03/28/2019 - 04/05/2019
Date of Last Payment: 03/28/2019 - 03/01/2019

Two-Year payment history

Month Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr

Year 19 19 19 18 18 18 18 18 18 18 18 18 18 18 18 17 17 17 17 17 17 17 17 17
TransUnion OK OK OK OK OK OK
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

LENDUP

TransUnion Experian Equifax

Account #: 892357XXX - 892357XXX

Account Type: Installment account - Installment
Account Type - Detail: Installment account - Installment
Bureau Code: Individual account - Individual Account
Account Status: Closed - Closed
Monthly Payment: $0.00 - -
Date Opened: 03/23/2018 - 03/23/2018
Balance: $0.00 - $0.00
No. of Months (terms): Monthly - Monthly (due every month)
High Credit: $500.00 - $500.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed - Pays account as agreed
Last Reported: 08/28/2018 - 09/10/2018
AFFECTED BY NATURAL
Comments: Affected by natural disaster DISASTER
FIXED RATE

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Date Last Active: 08/28/2018 - 09/10/2018

Date of Last Payment: 08/28/2018 - 08/01/2018

Two-Year payment history

Month Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep
Year 18 18 18 18 18 18 18 18 17 17 17 17 17 17 17 17 17 17 17 17 16 16 16 16

TransUnion OK OK OK OK
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

LENDUP

TransUnion Experian Equifax

Account #: 748152XXX - 748152XXX

Account Type: Installment account - Installment
Account Type - Detail: Installment account - Installment
Bureau Code: Individual account - Individual Account
Account Status: Closed - Closed
Monthly Payment: $0.00 - -
Date Opened: 12/01/2017 - 12/01/2017
Balance: $0.00 - $0.00
No. of Months (terms): Monthly - Monthly (due every month)
High Credit: $300.00 - $300.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed - Pays account as agreed
Last Reported: 03/22/2018 - 04/06/2018
Comments: Affected by natural disaster -
Date Last Active: 03/22/2018 - 04/06/2018
Date of Last Payment: 03/22/2018 - 03/01/2018

Two-Year payment history

Month Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr

Year 18 18 18 17 17 17 17 17 17 17 17 17 17 17 17 16 16 16 16 16 16 16 16 16
TransUnion OK OK
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

LENDUP

TransUnion Experian Equifax

Account #: 479755XXX - 479755XXX

Account Type: Installment account - Installment
Account Type - Detail: Installment account - Installment

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Bureau Code: Individual account - Individual Account

Account Status: Closed - Closed
Monthly Payment: $0.00 - -
Date Opened: 05/23/2017 - 05/23/2017
Balance: $0.00 - $0.00
No. of Months (terms): Monthly - Monthly (due every month)
High Credit: $100.00 - $100.00
Credit Limit: $0.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed - Pays account as agreed
Last Reported: 10/12/2017 - 11/01/2017
Comments: Affected by natural disaster -
Date Last Active: 10/12/2017 - 11/01/2017
Date of Last Payment: 10/12/2017 - 10/01/2017

Two-Year payment history

Month Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov

Year 17 17 17 17 17 17 17 17 17 17 16 16 16 16 16 16 16 16 16 16 16 16 15 15

TransUnion OK OK OK OK
Experian
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

1STPROGRESS/TSYS/VT

TransUnion Experian Equifax

Account #: 544303XXXXXX 544303XXXXXXXXXX 544303XXXXXXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Credit Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 03/17/2015 03/17/2015 03/17/2015
Balance: $0.00 - $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $782.00 $782.00 $782.00
Credit Limit: $750.00 $750.00 $750.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Paid satisfactorily Pays account as agreed
Last Reported: 05/13/2021 06/17/2020 05/13/2021
ACCOUNT CLOSED BY
Comments: Canceled by credit grantor -
CREDIT GRANTOR
Date Last Active: 05/13/2021 06/01/2020 05/13/2021
Date of Last Payment: 09/17/2016 09/19/2016 09/01/2016

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Two-Year payment history

Month Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May
Year 21 21 21 21 20 20 20 20 20 20 20 20 20 20 20 20 19 19 19 19 19 19 19 19

TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

CAPITAL ONE

TransUnion Experian Equifax

Account #: 529115XXXXXX 529115XXXXXX -

Account Type: Revolving account REVOLVING -
Account Type - Detail: Revolving account Credit Card -
Account relationship
Bureau Code: Terminated -
terminated
Account Status: Closed Closed -
Monthly Payment: $0.00 $52.00 -
Date Opened: 12/10/1999 12/10/1999 -
Balance: $0.00 - -
No. of Months (terms): - Revolving -
High Credit: $3,740.00 $3,740.00 -
Credit Limit: $7,800.00 $7,800.00 -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current -
Last Reported: 05/08/2021 05/08/2021 -
Comments: - -
Date Last Active: 05/08/2021 05/01/2021 -
Date of Last Payment: 05/03/2021 05/03/2021 -

Two-Year payment history

Month May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun
Year 21 21 21 21 21 20 20 20 20 20 20 20 20 20 20 20 20 19 19 19 19 19 19 19

TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax

CITI-SHELL

TransUnion Experian Equifax

Account #: XXXX - -
Account Type: Revolving account - -
Account Type - Detail: Revolving account - -
Account relationship
Bureau Code: - -
terminated

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Account Status: Closed - -

Monthly Payment: $0.00 - -
Date Opened: 08/23/1999 - -
Balance: $0.00 - -
No. of Months (terms): - - -
High Credit: $388.00 - -
Credit Limit: $2,600.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed - -
Last Reported: 08/30/2023 - -
Comments: -
Date Last Active: 08/30/2023 - -
Date of Last Payment: 08/14/2023 - -

Two-Year payment history

Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 23 23 23 23 23 23 23 22 22 22 22 22 22 22 22 22 22 22 22 21 21 21 21 21

TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian
Equifax

CITI

TransUnion Experian Equifax

Account #: 542418XXXXXX - -
Account Type: Revolving account - -
Account Type - Detail: Revolving account - -
Account relationship
Bureau Code: - -
terminated
Account Status: Closed - -
Monthly Payment: $0.00 - -
Date Opened: 04/01/1998 - -
Balance: $0.00 - -
No. of Months (terms): - - -
High Credit: $18,116.00 - -
Credit Limit: $35,000.00 - -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed - -
Last Reported: 08/19/2016 - -
Comments: -
Date Last Active: 08/19/2016 - -
Date of Last Payment: 01/28/2016 - -

Two-Year payment history

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Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug

Year 16 16 16 16 16 16 16 15 15 15 15 15 15 15 15 15 15 15 15 14 14 14 14 14
TransUnion OK OK OK OK OK OK OK OK OK OK OK OK
Experian
Equifax

DISCOVER BANK

TransUnion Experian Equifax

Account #: 601120XXXXXX 601120XXXXXX -

Account Type: Revolving account REVOLVING -
Account Type - Detail: Revolving account Credit Card -
Account relationship
Bureau Code: Terminated -
terminated
Account Status: Closed Closed -
Monthly Payment: $0.00 $0.00 -
Date Opened: 06/10/2018 06/10/2018 -
Balance: $0.00 - -
No. of Months (terms): - Revolving -
High Credit: $363.00 $363.00 -
Credit Limit: $17,000.00 $17,000.00 -
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Current -
Last Reported: 07/24/2022 07/24/2022 -
Comments: - -
Date Last Active: 07/24/2022 07/01/2022 -
Date of Last Payment: 07/18/2022 07/18/2022 -

Two-Year payment history

Month Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug
Year 22 22 22 22 22 22 22 21 21 21 21 21 21 21 21 21 21 21 21 20 20 20 20 20

TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax

SYNCB/JCP

TransUnion Experian Equifax

Account #: - 600889XXXXXX -
Account Type: - REVOLVING -
Account Type - Detail: - Charge Card -
Bureau Code: - Authorized User -
Account Status: - Closed -
Monthly Payment: - - -

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Date Opened: - 02/12/2018 -

Balance: - - -
No. of Months (terms): - Revolving -
High Credit: - $313.00 -
Credit Limit: - $10,000.00 -
Past Due: - - -
Payment Status: - Paid satisfactorily -
Last Reported: - 12/22/2020 -
Comments: -
Date Last Active: - 12/01/2020 -
Date of Last Payment: - 12/07/2020 -

Two-Year payment history

Month Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan
Year 20 20 20 20 20 20 20 20 20 20 20 20 19 19 19 19 19 19 19 19 19 19 19 19
TransUnion
Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax

SHELL/CBNA

TransUnion Experian Equifax

Account #: - 401763XX 401763XX

Account Type: - REVOLVING Revolving
Account Type - Detail: - Credit Card Revolving
Bureau Code: - Terminated Authorized User
Account Status: - Closed Open
Monthly Payment: - $29.00 $29.00
Date Opened: - 08/23/1999 08/23/1999
Balance: - - -
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: - $388.00 $388.00
Credit Limit: - $2,600.00 $2,600.00
Past Due: - - -
Payment Status: - Current Pays account as agreed
Last Reported: - 08/31/2023 08/21/2023
Comments: - -
Date Last Active: - 08/01/2023 08/21/2023
Date of Last Payment: - 08/14/2023 08/01/2023

Two-Year payment history

Month Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep
Year 23 23 23 23 23 23 23 23 22 22 22 22 22 22 22 22 22 22 22 22 21 21 21 21
TransUnion

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Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

TDRCS/SAMSUNG

TransUnion Experian Equifax

Account #: 600610XXXXXX 600610XXXXXXXXXX 600610XXXXXXXXXX

Account Type: Revolving account REVOLVING Revolving
Account Type - Detail: Revolving account Charge Card Revolving
Bureau Code: Individual account Individual Individual Account
Account Status: Closed Closed Closed
Monthly Payment: $0.00 - -
Date Opened: 10/14/2020 10/14/2020 10/14/2020
Balance: $0.00 - $0.00
No. of Months (terms): - Revolving Monthly (due every month)
High Credit: $1,244.00 $1,244.00 $1,244.00
Credit Limit: $300.00 $300.00 $300.00
Past Due: $0.00 - -
Payment Status: Paid or paying as agreed Paid satisfactorily Pays account as agreed
Last Reported: 01/02/2025 01/02/2025 01/27/2025
ACCOUNT CLOSED BY
Comments: Canceled by credit grantor -
CREDIT GRANTOR
Date Last Active: 01/02/2025 01/01/2025 01/27/2025
Date of Last Payment: 08/13/2021 08/13/2021 08/01/2021

Two-Year payment history

Month Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb
Year 25 24 24 24 24 24 24 24 24 24 24 24 24 23 23 23 23 23 23 23 23 23 23 23

TransUnion OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Experian OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK
Equifax OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK

Inquiries Back to Top

Below are the names of people and/or organizations who have obtained a copy of your Credit Report. Inquiries
such as these can remain on your credit file for up to two years.

Creditor Name Type of Business Date of inquiry Credit Bureau

LA MESA RV P Sporting goods 04/08/2023 TransUnion

LA MESA RV PHOENIX Miscellaneous 04/08/2023 Equifax
700 CREDIT/LA MESA RV Automobile Dealers, Used 04/08/2023 Experian

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Public Information Back to Top

Below is an overview of your public records and can include details of bankruptcy filings, court records, tax
liens and other monetary judgments. Public records typically remain on your Credit Report for 7 - 10 years.

None Reported

Creditor Contacts Back to Top

Information about how to contact people and/or organizations that appear on this credit report is listed below.

Creditor Name Address Phone Number

PO BOX 9053
1STPROGRESS/TSYS/VT -
JOHNSON CITY, TN 37615
7525 W MCDOWELL RD
700 CREDIT/LA MESA RV (623) 295-3000
PHOENIX, AZ 85035
650 CALIFORNIA ST FL 12
AFFIRM INC (855) 423-3729
SAN FRANCISCO, CA 94108
PO BOX 31293
CAPITAL ONE (800) 955-7070
SALT LAKE CITY, UT 84131
PO BOX 31293
CAPITAL ONE BANK USA (800) 955-7070
SALT LAKE CITY, UT 84131-1293
PO BOX 30939
DISCOVER BANK (800) 347-2683
SALT LAKE CITY, UT 84130
195 PAGE MILL RD STE 109
DESERVE INC/CELTIC BAN (800) 418-2362
PALO ALTO, CA 94306
195 PAGE MILL RD STE 109
DESERVE/CELTIC BANK (800) 418-2362
PALO ALTO, CA 94306-2073
PO BOX 60610
FED LOAN SERVICING (800) 699-2908
HARRISBURG, PA 17106
225 BUSH STREET
FLURISH, INC. (415) 548-6175
SAN FRANCISCO, CA 94104
10 RESEARCH PKWY STE 2
GREEN PLANET MORTGAG (203) 265-5090
WALLINGFORD, CT 06492-1963
PO BOX 4500
INSURANCE SELFREPORTED (855) 891-2743
ALLEN, TX 75013
16 MCLELAND RD
JEFFERSON CAPITAL SYST (888) 718-0048
SAINT CLOUD, MN 56303
16 MCLELAND RD
JEFFERSON CAPITAL LL (866) 219-0725
SAINT CLOUD, MN 56303-2198
PO BOX 1269
LVNV FUNDING LLC (866) 464-1183
GREENVILLE, SC 29602

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7525 W MCDOWELL RD
LA MESA RV PHOENIX (623) 295-3000
PHOENIX, AZ 85035
PO BOX 8218
MACYS/CBNA (800) 243-6552
MASON, OH 45040
PO BOX 9201
MERRICK BANK CORP BYMAILONLY
OLD BETHPAGE, NY 11804
633 SPIRIT DR
MOHELA/DEPT OF ED (888) 866-4352
CHESTERFIELD, MO 63005
633 SPIRIT DR
MISSOURI HIGHER EDUC (636) 733-3700
CHESTERFIELD, MO 63005-1243
PO BOX 6789
MACYS/CITIBANK NA (800) 243-6552
SIOUX FALLS, SD 57117-6789
PO BOX 9201 10705 S JORDAN GTW
MERRICK BANK (801) 545-6400
OLD BETHPAGE, NY 11804-9001
PO BOX 3700
NAVY FEDERAL CR UNION (888) 842-6328
MERRIFIELD, VA 22119
PO BOX 3700 ATTN: CBR DISPUTES PO
NAVY FEDERAL CREDIT #161006 (888) 842-6328
MERRIFIELD, VA 22119-3700
PO BOX 1010
ONEMAIN (844) 298-9773
EVANSVILLE, IN 47706
PO BOX 1489
ONLINE INFORMATION SER (800) 765-5794
WINTERVILLE, NC 28590
PO BOX 1489
ONLINE COLLECTIONS G (800) 765-5794
WINTERVILLE, NC 28590-1489
120 CORPORATE DRIVE
PORTFOLIO RECOV ASSOC (757) 519-9300
NORFOLK, VA 23513
321 RESEARCH PKWY STE 30
PLANET HOME LENDING, L (866) 882-8187
MERIDEN, CT 06450
RIVERSIDE COMMERCE CENTER
PORTFOLIO RECOVERY A (800) 772-1413
NORFOLK, VA 23502-4962
PO BOX 965015
SYNCB/VNMO (855) 878-6462
ORLANDO, FL 32896
PO BOX 965007
SYNCB/JCP (800) 542-0800
ORLANDO, FL 32896
PO BOX 6497
SHELL/CBNA (800) 950-5114
SIOUX FALLS, SD 57117
885 TEANECK RD
SOFI BANK NA/CRB (201) 808-7000
TEANECK, NJ 07666
PO BOX 71737
SYNCB/VENMO (855) 878-6462
PHILADELPHIA, PA 19176-1737
P.O. BOX 9053 CREDIT FILES
SYNOVUS/FIRST PROGRE (866) 706-5543
JOHNSON, TN 37615
200 CAROLINA PARKWAY B1
TDRCS/SAMSUNG (877) 801-8667
GREENVILLE, SC 29602
PO BOX 4500
TELECOM SELFREPORTED (855) 891-2743
ALLEN, TX 75013
PO BOX 100270
TD RCS/SAMSUNG (201) 818-4000
COLUMBIA, SC 29202

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275 BATTERY ST FL 23
UPGRADE INC -
SAN FRANCISCO, CA 94111
2950 S DELAWARE ST STE 3
UPSTART NETWORK INC. (855) 451-6753
SAN MATEO, CA 94403
PO BOX 47504
USAA FEDERAL SAVINGS B (800) 531-8722
SAN ANTONIO, TX 78265
PO BOX 33009
USAA FEDERAL SAVINGS -
SAN ANTONIO, TX 78265-3009
P.O BOX 1503
UPSTART NETWORK INC (855) 451-6753
SAN CARLOS, CA 94070-2199

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