WorldTrips

4 Carter Green, Suite 400, Carmel, IN 46032 USA

Tel: 317-262-2132 Fax: 317-262-2140 Toll Free: 800-605-2282
https://www.worldtrips.com

MUHAMMAD JAYNUL ABEDIN RONY YOUR SALES CONTACT:

72, Eojin-ro 670beon-gil, Idong-eup, Cheoin-gu, Yongin-si, WorldTrips (9800270)
Gyeonggi-do, Republic of Korea https://www.worldtrips.com
Yongin-si, Gyeonggi-do 17123 1-800-605-2282
South Korea sales@worldtrips.com

The Atlas Series

THANK YOU!
Thank you for purchasing an Atlas Series travel medical insurance plan. IMPORTANT
Please read the Description of Coverage for a full explanation of your This insurance coverage, offered by WorldTrips, is
benefits and exclusions using the link at the bottom of the following page. not subject to and does not meet the minimum
standards required by the Affordable Care Act
In this fulfillment: (PPACA). The policy contains the plan benefits you
Link to the Description of Coverage • YourCoverageDetails • Instructional have selected, including a lifetime maximum.
Information • ID Card(s) • YourReceipt • Visa Letter Please review your choices to ensure you have
sufficient coverage to meet your medical needs.

Getting Medical Treatment: Filing a Medical Claim:

• Show your ID card to the medical attendant • Submit original, itemized bills, and any payment receipts, and claim
• Pay the deductible or copay (if applicable)
form
• The medical office may submit bills directly
• After the visit, you will need to submit a Claimant's
• Claims must be filed within 60 days of the termination date of your
Statement and Authorization form policy.

https://www.worldtrips.com/hubfs/downloads/worldtrips-claimants-statement.pdf

Member Portal: Contact Us:

https://worldtrips.my.site.com/MemberPortal • Phone: 1-800-605-2282 (within the U.S.)
• Reprint a Visa Letter 1-317-262-2132 (outside the U.S.)
• Reprint an ID Card Collect calls accepted
• Extend Coverage
• Email: service@worldtrips.com
• Update your info

Notable Exclusions: Cancellation

• Coverage for pre-existing conditions is excluded from coverage • Free to cancel before effective date
• Coverage for acute onset of a pre-existing condition is excluded • $25 fee to cancel on or after effective date
when the pre-existing condition is a congenital or chronic condition • Prorated refund on unused days only
• Expenses related to cancer of any form are excluded • No cancellations if a claim has been filed
• For policies purchased the same day as the coverage effective date,
any illness that begins within the first two (2) days of coverage is
excluded.
• Read the Description of Coverage for a full list of policy exclusions

WorldTrips Lloyd's

WorldTrips is a member of the Tokio Marine HCC group of companies. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate 4141, which is
managed by HCC Underwriting Agency Ltd.

KHE2FFFYH6SP-152-657
 The Atlas Series

Member Name (Surname, Given Name) Certificate Number Citizenship Participant Mailing Address:
RONY, MUHAMMAD JAYNUL ABEDIN 130538064 Bangladesh 72, Eojin-ro 670beon-gil, Idong-eup,
Cheoin-gu, Yongin-si, Gyeonggi-do,
Republic of Korea
Yongin-si, Gyeonggi-do 17123
South Korea

Home Country of Participant Bangladesh

Effective Date December 24, 2024

Termination Date January 02, 2025

Length of Coverage 10 Days

Actual effective date and period may vary based on the provisions of this coverage.

Coverage Atlas Travel International

Overall Maximum Limit $100,000

Maximum per Injury/Illness $100,000

Deductible $250

Online Fulfillment Yes

Shipping Charges $0.00

Purchase Date October 24, 2024

Paid By MC
Travel Plan Total $10.70
Plan Administrator WorldTrips
4 Carter Green, Suite 400
Carmel, IN 46032

This Declaration Page is evidence of your insurance under the Atlas/International Citizen Group Insurance Trust, Hamilton, Bermuda. For a complete copy
of the Master Policy, contact WorldTrips.
A summary of the coverage available under this plan is available at: https://www.worldtrips.com/docs/1001150824.pdf

Unique Market Ref. No. B6021RAM00224

 POLICYHOLDER/CERTIFICATE HOLDER NOTICE
U.S TREASURY DEPARTMENT'S OFFICE OF FOREIGN ASSETS CONTROL ("OFAC")

It is important to note that no coverage is provided by this Policyholder/Certificate Holder Notice

nor can it be construed to replace any provisions of your plan. For complete information on provided
coverage, consult the plan itself and the Declaration page. This Policyholder/Certificate Holder
Notice is solely for providing information concerning the possible impact on your insurance
coverage due to directives issued by OFAC, and it is necessary that this notice be read carefully.
OFAC administers and enforces sanctions policy based on national emergency declarations made
by the President and has identified numerous countries, foreign agents, front organizations,
terrorists, terrorist organizations, and narcotics traffickers as "Specially Designated Nationals and
Blocked Persons (“SDN”)". This list can be found on the United States
Treasury's web site - http//www.treas.gov/ofac. In accordance with OFAC regulations, if it is
determined that the insured or any person or entity claiming the benefits of this insurance has been
identified as a SDN or if a prohibited country as identified by OFAC is involved, then the provisions
of the insurance plan will be immediately subject to OFAC administration. Accordingly, certain
limitations on premium payments and/or claim payments may apply.
 Provider Claim Submission
Provider UnitedHealthcare Member ID: 603130538064
· All claims must be submitted with the 12 digit UnitedHealthcare Member ID
Member Insurance · For member benefit and eligibility verification, call 844-251-0747
Member Name (Surname, Given Name): Payer ID: · Submit claims electronically using PAYER ID USN01
RONY, MUHAMMAD JAYNUL ABEDIN USN01 · Or submit via mail:
UnitedHealthCare Global, PO Box 30526, Salt Lake City, UT 84130-0526
Health Plan (80840): F
WorldTrips Certificate #: 911-87601-04 O Member Claim Submission
130538064 Group Name: L Member WorldTrips Certificate #: 130538064
Effective Date: WorldTrips · Claimant statement and authorization forms may be completed online at
D https://worldtrips.my.site.com/MemberPortal
December 24, 2024 UnitedHealthcare Group Number
· Printable claimant statement and authorization forms are available at
76-570032 https://service.worldtrips.com
UnitedHealthcare Member ID · For additional information call: 800-605-2282 or 317-262-2132
603130538064 · US provider network search: https://www.whyuhc.com/worldtrips
· Non-US provider network search:
Plan Name: https://www.worldtrips.com/find-a-doctor
UnitedHealthcare Options PPO
POSSESSION OF THE CARD DOES NOT GUARANTEE COVERAGE
 Payment Receipt

For Certificate: 130538064

Paid By: Abdullah Al Faruq
Payment Type: MC
Number: xxxxxxxxxxxx6020
Date Paid: 10/24/2024
Total Paid: 10.70

Credit Card Payments Only

Expiration Date: 05/2026
Trans.Code: 27X5MPW87Y7G0
Auth. Code: 103920

WorldTrips
4 Carter Green, Suite 400
Carmel, IN 46032
 Data Protection Notice for Citizens and Residents of the European Union and for
Visitors Traveling to the European Union.
WorldTrips respects your right to privacy. In our Privacy Policy (available at
https://www.worldtrips.com/about-worldtrips/privacy-policy/) we explain who we are, how we collect, share and use personal information about
you, and how you can exercise your privacy rights. If you have any questions or concerns about our use of your personal information, then please
contact DPO@tmhcc.com.

We may collect your personal information such as name, email address, postal address, telephone number, gender and date of birth. We may also
collect your sensitive personal information such as data relating to your physical or mental health or condition. We need the personal or sensitive
personal information to enter into and perform a contract with you. We retain personal information and sensitive personal information we collect
from you where we have an ongoing legitimate business need to do so.

We may disclose your personal or sensitive personal information to:

• our group companies.
• third party services providers and partners who provide data processing services to us or who otherwise process personal information for
purposes that are described in our Privacy Policy or notified to you when we collect your personal information;
• any competent law enforcement body, regulatory, government agency, court or other third party where we believe disclosure is necessary (i)
as a matter of applicable law or regulation, (ii) to exercise, establish or defend our legal rights, or (iii) to protect your interests or those of any
other person;
• a potential buyer (and its agents and advisers) in connection with any proposed purchase, merger or acquisition of any part of our business,
provided that we inform the buyer it must use your personal information only for the purposes disclosed in our Privacy Policy; or
• any other person with your consent to the disclosure.

Your personal and sensitive personal information may be transferred to, and processed in, countries other than the country in which you are resident.
These countries may have data protection laws that are different to the laws of your country. We transfer data within the Tokio Marine group of
companies by virtue of our Intra Group Data Transfer Agreement, which includes the EU Standard Contractual Clauses.

We use appropriate technical and organisational measures to protect the personal information that we collect and process about you. The measures
we use are designed to provide a level of security appropriate to the risk of processing your personal information.

You are entitled to know what data is held on you and to make what is referred to as a Data Subject Access Request (‘DSAR’). You are also entitled to
request that your data be corrected in order that we hold accurate records. In certain circumstances, you have other data protection rights such as
that of requesting deletion, objecting to processing,
restricting processing and in some cases requesting portability. Further information on your rights is included in our Privacy Policy.

You can opt-out of marketing communications we send you at any time. You can exercise this right by clicking on the “unsubscribe” or “opt-out” link
in the marketing e-mails we send you. Similarly, if we have collected and processed your personal or sensitive personal information with your
consent, then you can withdraw your consent at any time.
Withdrawing your consent will not affect the lawfulness of any processing we conducted prior to your withdrawal, nor will it affect processing of your
personal information conducted in reliance on lawful processing grounds other than consent. You have the right to complain to a data protection
authority about our collection and use of your personal information.
October 24, 2024
CONFIRMATION OF COVERAGE
We are pleased to confirm short term medical coverage under the Atlas Series, insured by Lloyd’s Syndicate 4141 and administered by WorldTrips, a member of the
Tokio Marine HCC group of companies. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate
4141, which is managed by HCC Underwriting Agency Ltd. This plan will make direct payment to providers when the plan administrator is contacted and submitted
charges are approved.

This coverage is valid worldwide, including the Destination Country(ies) listed below, except for the member’s Home Country, the United States (U.S.), Puerto Rico, the
U.S. Virgin Islands, and countries restricted by U.S. economic sanctions and embargo programs. Atlas Travel satisfies Schengen Visa health insurance requirements.

Effective Date: December 24, 2024

Home Country: Bangladesh
Destination Country(ies): United Kingdom

Name (Surname, Given Name) Certificate Termination Date Passport Citizenship

RONY, MUHAMMAD JAYNUL ABEDIN 130538064 January 02, 2025 A02460279 Bangladesh

Atlas Travel
Overall Maximum Limit $100,000 92.000,00€ One Hundred Thousand US Dollars
Maximum per Injury/Illness Overall Maximum Limit
Deductible $250 230,00€ Two Hundred Fifty US Dollars
Medical Expenses (including hospitalization) (includes COVID-19) Overall Maximum Limit
Emergency Medical Evacuation $1,000,000 920.000,00€ One Million US Dollars
Emergency Reunion $100,000 92.000,00€ One Hundred Thousand US Dollars
Repatriation of Remains Overall Maximum Limit
Trip Interruption $10,000 9.200,00€ Ten Thousand US Dollars
Personal Liability $25,000 23.000,00€ Twenty Five Thousand US Dollars
Emergency Dental $300 276,00€ Three Hundred US Dollars
Paid in full by MC

This coverage is extendable up to the maximum certificate duration. Please see policy documents for further details, or feel free to contact us with any questions or
concerns.
COVID 19: Covered same as any other illness to the above mentioned medical maximum.
Sincerely,

Mark Carney
WorldTrips
Plan Administrator for Lloyd’s, Fitzwilliam House, 10 St. Mary Axe, London, England EC3A 8BF
Lloyd's is rated A (Excellent) by A.M. Best as of 01/25/2022.
* Plan pays in US Dollars only. Amounts in Euros are provided for convenience and are based on conversion rate as of 10/24/2024.

WorldTrips
4 Carter Green, Suite 400, Carmel, IN 46032 USA • Tel: 317-262-2132 • Fax: 317-262-2140 • Toll Free: 800-605-2282 • https://www.worldtrips.com