03-03-2025

Quote No : cm3ownlflvp

Benefit Illustration for HDFC Life Sanchay Par Advantage

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC Life Sanchay Par Advantage policy

Name of the Prospect /Policy holder: Abc Proposal No:

Age: 40 Name of the Product: HDFC Life Sanchay Par Advantage
Name of the Life Assured: Abc A Non-Linked, Participating,
Tag Line:
Life Insurance Plan
Age: 2
Unique Identification No: 101N136V04
Policy Term 98 year(s)
GST Rate: 4.5%* for first year
Premium Payment Term: 12 year(s)
2.25%* second year onwards
Amount of Installment Premium: 700000
Mode of Payment of Premium: Annual
Mode of Payment of Survival Benefit: Annual
Timing of Payment of Survival Benefit: Arrear

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these will be clearly
marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These
assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details
Policy Option Immediate Income Sum Assured on Maturity Rs. 84,00,000

Sum Assured on Death (at inception of the policy)

Bonus Type Cash Bonus 1,05,00,000
Rs.

Rider Details

Rider Name Rider UIN Rider PPT Rider PT Rider Sum Assured Rs.

Waiver Of Premium 101B032V02 12 Years 12 Years -

Premium Summary
Total
Base CI IB
PP Rider (PAC) PP Rider (ADC) HPR Rider (CCI) HPR Rider (CC) WOP Rider Installment
Plan Rider Rider
Premium

Instalment Premium
700000 0 0 0 0 0 0 35000 735000
without GST
Instalment Premium
731500 0 0 0 0 0 0 41300 772800
with First Year GST

Instalment Premium
with GST 2nd Year 715750 0 0 0 0 0 0 41300 757050
Onwards

1/3
 (Amounts in Rupees.)
Total Benefits
Guaranteed Benefits Non Guaranteed Benefits @ 4% p.a. Non-Guaranteed Benefits @ 8% p.a.
including Guaranteed and Non-Guaranteed Benefits
Guaranteed Guaranteed
Total
Single / Surrender Surrender Total
Policy Surrender Total Maturity Death Total Death
Annualized Value Value Surrender Maturity
Year Special Value Special Benefit, incl Benefit Benefit incl of
Premium GA Survival Surrender Death Maturity
RB
Cash (Net of
Surrender Payable RB
Cash (Net of
Surrender
Value Payable Benefit,
TB, if any, @ incl of TB, TB, if any, @
Benefit Benefit Benefit Benefit Bonus Cash Bonus Cash (Higher of 15 incl TB, if
Value# (Higher of Value# 8% if any, @ 8%
Bonus Bonus & 16) any, @ 4%
10 & 11) (7+TB) 4% (6+TB)
already already (7+TB)
(6+TB)
paid) paid)

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21
1 7,00,000 0 0 0 1,05,00,000 0 0 1,57,500 0 7,080 7,080 0 2,90,500 0 7,080 7,080 0 0 1,05,00,000 1,05,00,000
2 7,00,000 0 0 4,20,000 1,05,00,000 0 0 1,57,500 1,05,000 1,75,769 1,75,769 0 2,90,500 0 91,769 91,769 0 0 1,05,00,000 1,05,00,000

3 7,00,000 0 0 7,35,000 1,05,00,000 0 0 1,57,500 2,62,500 4,01,448 4,01,448 0 2,90,500 0 2,61,448 2,61,448 0 0 1,05,00,000 1,05,00,000
4 7,00,000 0 0 14,00,000 1,05,00,000 0 0 1,57,500 7,70,000 6,89,990 7,70,000 0 2,90,500 2,38,000 4,86,990 4,86,990 0 0 1,05,00,000 1,05,00,000
5 7,00,000 0 0 17,50,000 1,05,00,000 0 0 1,57,500 9,62,500 10,36,691 10,36,691 0 2,90,500 2,97,500 7,77,691 7,77,691 0 0 1,05,00,000 1,05,00,000
6 7,00,000 0 0 21,00,000 1,05,00,000 0 0 1,57,500 11,55,000 14,47,737 14,47,737 0 2,90,500 3,57,000 11,25,737 11,25,737 0 0 1,05,00,000 1,05,00,000

7 7,00,000 0 0 24,50,000 1,05,00,000 0 0 1,57,500 13,47,500 19,37,202 19,37,202 0 2,90,500 4,16,500 15,52,202 15,52,202 0 0 1,05,00,000 1,05,00,000
8 7,00,000 0 0 32,48,000 1,05,00,000 0 0 1,57,500 19,88,000 24,91,134 24,91,134 0 2,90,500 9,24,000 20,57,134 20,57,134 0 0 1,05,00,000 1,05,00,000
9 7,00,000 0 0 40,95,000 1,05,00,000 0 0 1,57,500 26,77,500 31,30,535 31,30,535 0 2,90,500 14,80,500 26,47,535 26,47,535 0 0 1,05,00,000 1,05,00,000

10 7,00,000 0 0 51,10,000 1,05,00,000 0 0 1,57,500 35,35,000 38,41,401 38,41,401 0 2,90,500 22,05,000 33,37,401 33,37,401 0 0 1,05,00,000 1,05,00,000
11 7,00,000 0 0 61,60,000 1,05,00,000 0 0 1,57,500 44,27,500 46,44,706 46,44,706 0 2,90,500 29,64,500 41,40,706 41,40,706 0 0 1,05,00,000 1,05,00,000
12 7,00,000 0 0 75,60,000 1,05,00,000 0 0 1,57,500 56,70,000 55,33,456 56,70,000 0 2,90,500 40,74,000 50,64,456 50,64,456 0 0 1,05,00,000 1,05,00,000

13 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 55,12,500 59,47,856 59,47,856 0 2,90,500 37,83,500 55,13,856 55,13,856 0 0 1,05,00,000 1,05,00,000
14 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 53,55,000 60,33,390 60,33,390 0 2,90,500 34,93,000 56,83,390 56,83,390 0 0 1,05,00,000 1,05,00,000
15 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 51,97,500 61,26,143 61,26,143 0 2,90,500 32,02,500 58,67,143 58,67,143 0 0 1,05,00,000 1,05,00,000
16 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 50,40,000 62,19,213 62,19,213 0 2,90,500 29,12,000 60,65,213 60,65,213 0 0 1,05,00,000 1,05,00,000
17 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 48,82,500 63,19,709 63,19,709 0 2,90,500 26,21,500 62,77,709 62,77,709 0 0 1,05,00,000 1,05,00,000

18 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 47,25,000 64,20,758 64,20,758 0 2,90,500 23,31,000 65,04,758 65,04,758 0 0 1,05,00,000 1,05,00,000
19 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 45,67,500 65,22,474 65,22,474 0 2,90,500 20,40,500 67,53,474 67,53,474 0 0 1,05,00,000 1,05,00,000
20 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 44,10,000 66,31,962 66,31,962 0 2,90,500 17,50,000 70,16,962 70,16,962 0 0 1,05,00,000 1,05,00,000
21 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 42,52,500 67,42,334 67,42,334 0 2,90,500 14,59,500 73,02,334 73,02,334 0 0 1,05,00,000 1,05,00,000
22 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 40,95,000 68,60,669 68,60,669 0 2,90,500 11,69,000 76,09,669 76,09,669 0 0 1,05,00,000 1,05,00,000
23 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 39,37,500 69,80,073 69,80,073 0 2,90,500 8,78,500 79,39,073 79,39,073 0 0 1,05,00,000 1,05,00,000
24 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 37,80,000 71,07,609 71,07,609 0 2,90,500 5,88,000 82,97,609 82,97,609 0 0 1,05,00,000 1,05,00,000

25 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 36,22,500 72,36,356 72,36,356 0 2,90,500 2,97,500 86,85,356 86,85,356 0 0 1,05,00,000 1,05,00,000
26 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 34,65,000 73,66,397 73,66,397 0 2,90,500 7,000 90,95,397 90,95,397 0 0 1,05,00,000 1,05,00,000
27 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 33,07,500 75,04,792 75,04,792 0 2,90,500 0 95,41,792 95,41,792 0 0 1,05,00,000 1,05,00,000
28 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 31,50,000 76,51,617 76,51,617 0 2,90,500 0 1,00,24,617 1,00,24,617 0 0 1,05,00,000 1,05,00,000
29 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 29,92,500 77,99,942 77,99,942 0 2,90,500 0 1,05,43,942 1,05,43,942 0 0 1,05,00,000 1,05,43,942
30 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 28,35,000 79,49,846 79,49,846 0 2,90,500 0 1,10,99,846 1,10,99,846 0 0 1,05,00,000 1,10,99,846
31 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 26,77,500 81,08,400 81,08,400 0 2,90,500 0 1,17,06,400 1,17,06,400 0 0 1,05,00,000 1,17,06,400

32 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 25,20,000 82,75,683 82,75,683 0 2,90,500 0 1,23,49,683 1,23,49,683 0 0 1,05,00,000 1,23,49,683
33 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 23,62,500 84,44,769 84,44,769 0 2,90,500 0 1,30,50,769 1,30,50,769 0 0 1,05,00,000 1,30,50,769
34 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 22,05,000 86,15,763 86,15,763 0 2,90,500 0 1,38,02,763 1,38,02,763 0 0 1,05,00,000 1,38,02,763
35 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 20,47,500 88,02,743 88,02,743 0 2,90,500 0 1,46,05,743 1,46,05,743 0 0 1,05,00,000 1,46,05,743
36 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 18,90,000 89,84,817 89,84,817 0 2,90,500 0 1,54,80,817 1,54,80,817 0 0 1,05,00,000 1,54,80,817
37 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 17,32,500 91,83,081 91,83,081 0 2,90,500 0 1,64,21,081 1,64,21,081 0 0 1,05,00,000 1,64,21,081

38 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 15,75,000 93,83,629 93,83,629 0 2,90,500 0 1,74,33,629 1,74,33,629 0 0 1,05,00,000 1,74,33,629
39 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 14,17,500 95,86,575 95,86,575 0 2,90,500 0 1,85,18,575 1,85,18,575 0 0 1,05,00,000 1,85,18,575
40 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 12,60,000 97,99,032 97,99,032 0 2,90,500 0 1,96,97,032 1,96,97,032 0 0 1,05,00,000 1,96,97,032
41 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 11,02,500 1,00,21,093 1,00,21,093 0 2,90,500 0 2,09,55,093 2,09,55,093 0 0 1,05,00,000 2,09,55,093
42 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 9,45,000 1,02,45,840 1,02,45,840 0 2,90,500 0 2,23,20,840 2,23,20,840 0 0 1,05,00,000 2,23,20,840
43 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 7,87,500 1,04,80,355 1,04,80,355 0 2,90,500 0 2,37,87,355 2,37,87,355 0 0 1,05,00,000 2,37,87,355
44 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 6,30,000 1,07,24,680 1,07,24,680 0 2,90,500 0 2,53,68,680 2,53,68,680 0 0 1,07,24,680 2,53,68,680

45 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 4,72,500 1,09,71,831 1,09,71,831 0 2,90,500 0 2,70,71,831 2,70,71,831 0 0 1,09,71,831 2,70,71,831
46 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 3,15,000 1,12,28,803 1,12,28,803 0 2,90,500 0 2,89,03,803 2,89,03,803 0 0 1,12,28,803 2,89,03,803
47 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 1,57,500 1,14,95,553 1,14,95,553 0 2,90,500 0 3,08,78,553 3,08,78,553 0 0 1,14,95,553 3,08,78,553
48 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,17,65,032 1,17,65,032 0 2,90,500 0 3,30,03,032 3,30,03,032 0 0 1,17,65,032 3,30,03,032
49 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,20,44,189 1,20,44,189 0 2,90,500 0 3,52,98,189 3,52,98,189 0 0 1,20,44,189 3,52,98,189
50 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,23,32,966 1,23,32,966 0 2,90,500 0 3,77,63,966 3,77,63,966 0 0 1,23,32,966 3,77,63,966
51 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,26,31,367 1,26,31,367 0 2,90,500 0 4,04,28,367 4,04,28,367 0 0 1,26,31,367 4,04,28,367

52 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,29,39,421 1,29,39,421 0 2,90,500 0 4,32,91,421 4,32,91,421 0 0 1,29,39,421 4,32,91,421
53 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,32,50,227 1,32,50,227 0 2,90,500 0 4,63,81,227 4,63,81,227 0 0 1,32,50,227 4,63,81,227
54 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,35,77,937 1,35,77,937 0 2,90,500 0 4,97,04,937 4,97,04,937 0 0 1,35,77,937 4,97,04,937
55 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,39,08,782 1,39,08,782 0 2,90,500 0 5,32,90,782 5,32,90,782 0 0 1,39,08,782 5,32,90,782
56 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,42,50,012 1,42,50,012 0 2,90,500 0 5,71,53,012 5,71,53,012 0 0 1,42,50,012 5,71,53,012
57 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,46,01,921 1,46,01,921 0 2,90,500 0 6,13,12,921 6,13,12,921 0 0 1,46,01,921 6,13,12,921

58 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,49,57,819 1,49,57,819 0 2,90,500 0 6,57,91,819 6,57,91,819 0 0 1,49,57,819 6,57,91,819
59 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,53,31,991 1,53,31,991 0 2,90,500 0 7,06,24,991 7,06,24,991 0 0 1,53,31,991 7,06,24,991
60 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,57,03,717 1,57,03,717 0 2,90,500 0 7,58,26,717 7,58,26,717 0 0 1,57,03,717 7,58,26,717
61 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,60,94,208 1,60,94,208 0 2,90,500 0 8,14,32,208 8,14,32,208 0 0 1,60,94,208 8,14,32,208
62 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,64,89,647 1,64,89,647 0 2,90,500 0 8,74,69,647 8,74,69,647 0 0 1,64,89,647 8,74,69,647
63 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,68,97,157 1,68,97,157 0 2,90,500 0 9,39,81,157 9,39,81,157 0 0 1,68,97,157 9,39,81,157
64 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,73,16,787 1,73,16,787 0 2,90,500 0 10,09,94,787 10,09,94,787 0 0 1,73,16,787 10,09,94,787

65 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,77,41,542 1,77,41,542 0 2,90,500 0 10,85,45,542 10,85,45,542 0 0 1,77,41,542 10,85,45,542
66 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,81,78,389 1,81,78,389 0 2,90,500 0 11,66,89,389 11,66,89,389 0 0 1,81,78,389 11,66,89,389
67 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,86,20,223 1,86,20,223 0 2,90,500 0 12,54,61,223 12,54,61,223 0 0 1,86,20,223 12,54,61,223
68 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,90,73,924 1,90,73,924 0 2,90,500 0 13,49,16,924 13,49,16,924 0 0 1,90,73,924 13,49,16,924
69 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 1,95,39,321 1,95,39,321 0 2,90,500 0 14,51,05,321 14,51,05,321 0 0 1,95,39,321 14,51,05,321
70 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,00,09,234 2,00,09,234 0 2,90,500 0 15,60,82,234 15,60,82,234 0 0 2,00,09,234 15,60,82,234

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 Total Benefits
Guaranteed Benefits Non Guaranteed Benefits @ 4% p.a. Non-Guaranteed Benefits @ 8% p.a.
including Guaranteed and Non-Guaranteed Benefits
Guaranteed Guaranteed
Total
Single / Surrender Surrender Total
Policy Surrender Total Maturity Death Total Death
Annualized Value Value Surrender Maturity
Year Special Value Special Benefit, incl Benefit Benefit incl of
Premium GA Survival Surrender Death Maturity
RB
Cash (Net of
Surrender Payable RB
Cash (Net of
Surrender
Value Payable Benefit,
TB, if any, @ incl of TB, TB, if any, @
Benefit Benefit Benefit Benefit Bonus Cash Bonus Cash (Higher of 15 incl TB, if
Value# (Higher of Value# 8% if any, @ 8%
Bonus Bonus & 16) any, @ 4%
10 & 11) (7+TB) 4% (6+TB)
already already (7+TB)
(6+TB)
paid) paid)
71 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,04,90,416 2,04,90,416 0 2,90,500 0 16,79,10,416 16,79,10,416 0 0 2,04,90,416 16,79,10,416
72 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,09,75,637 2,09,75,637 0 2,90,500 0 18,06,52,637 18,06,52,637 0 0 2,09,75,637 18,06,52,637
73 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,14,71,615 2,14,71,615 0 2,90,500 0 19,43,92,615 19,43,92,615 0 0 2,14,71,615 19,43,92,615
74 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,19,71,042 2,19,71,042 0 2,90,500 0 20,91,93,042 20,91,93,042 0 0 2,19,71,042 20,91,93,042
75 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,24,80,605 2,24,80,605 0 2,90,500 0 22,51,44,605 22,51,44,605 0 0 2,24,80,605 22,51,44,605

76 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,29,92,935 2,29,92,935 0 2,90,500 0 24,23,30,935 24,23,30,935 0 0 2,29,92,935 24,23,30,935
77 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,35,14,689 2,35,14,689 0 2,90,500 0 26,08,49,689 26,08,49,689 0 0 2,35,14,689 26,08,49,689
78 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,40,38,435 2,40,38,435 0 2,90,500 0 28,08,12,435 28,08,12,435 0 0 2,40,38,435 28,08,12,435
79 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,45,63,753 2,45,63,753 0 2,90,500 0 30,23,23,753 30,23,23,753 0 0 2,45,63,753 30,23,23,753
80 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,50,97,216 2,50,97,216 0 2,90,500 0 32,55,02,216 32,55,02,216 0 0 2,50,97,216 32,55,02,216
81 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,56,24,337 2,56,24,337 0 2,90,500 0 35,04,87,337 35,04,87,337 0 0 2,56,24,337 35,04,87,337
82 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,61,58,668 2,61,58,668 0 2,90,500 0 37,74,11,668 37,74,11,668 0 0 2,61,58,668 37,74,11,668

83 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,66,92,711 2,66,92,711 0 2,90,500 0 40,64,28,711 40,64,28,711 0 0 2,66,92,711 40,64,28,711
84 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,72,18,991 2,72,18,991 0 2,90,500 0 43,76,98,991 43,76,98,991 0 0 2,72,18,991 43,76,98,991
85 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,77,43,998 2,77,43,998 0 2,90,500 0 47,13,96,998 47,13,96,998 0 0 2,77,43,998 47,13,96,998
86 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,82,67,280 2,82,67,280 0 2,90,500 0 50,77,18,280 50,77,18,280 0 0 2,82,67,280 50,77,18,280
87 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,87,81,390 2,87,81,390 0 2,90,500 0 54,68,65,390 54,68,65,390 0 0 2,87,81,390 54,68,65,390
88 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,92,78,972 2,92,78,972 0 2,90,500 0 58,90,54,972 58,90,54,972 0 0 2,92,78,972 58,90,54,972
89 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 2,97,73,682 2,97,73,682 0 2,90,500 0 63,45,24,682 63,45,24,682 0 0 2,97,73,682 63,45,24,682

90 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 3,02,51,255 3,02,51,255 0 2,90,500 0 68,35,33,255 68,35,33,255 0 0 3,02,51,255 68,35,33,255
91 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 3,07,11,647 3,07,11,647 0 2,90,500 0 73,63,53,647 73,63,53,647 0 0 3,07,11,647 73,63,53,647
92 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 3,11,54,905 3,11,54,905 0 2,90,500 0 79,32,86,905 79,32,86,905 0 0 3,11,54,905 79,32,86,905
93 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 3,15,67,279 3,15,67,279 0 2,90,500 0 85,46,48,279 85,46,48,279 0 0 3,15,67,279 85,46,48,279
94 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 3,19,63,554 3,19,63,554 0 2,90,500 0 92,07,88,554 92,07,88,554 0 0 3,19,63,554 92,07,88,554
95 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 3,23,24,181 3,23,24,181 0 2,90,500 0 99,20,73,181 99,20,73,181 0 0 3,23,24,181 99,20,73,181

96 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 3,26,51,173 3,26,51,173 0 2,90,500 0 1,06,89,03,173 1,06,89,03,173 0 0 3,26,51,173 1,06,89,03,173
97 0 0 0 75,60,000 1,05,00,000 0 0 1,57,500 0 3,29,48,518 3,29,48,518 0 2,90,500 0 1,15,17,23,518 1,15,17,23,518 0 0 3,29,48,518 1,15,17,23,518
98 0 0 0 0 1,05,00,000 84,00,000 0 1,57,500 0 0 0 0 2,90,500 0 0 0 3,68,06,000 1,37,86,71,000 3,68,06,000 1,37,86,71,000

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales Literature for explanation of terms used in this
illustration.
2. When Timing of Payment of Survival Benefit is "Arrear", the survival benefits shown above are payable at the end of the Mode of Payment of Survival Benefit.

When Timing of Payment of Survival Benefit is chosen as "Advance", the survival benefit shown above are payable at the beginning of the Mode of Payment of Survival Benefit. First payout shall be made within 7 working days from
i) the realization of the first premium or ii) policy issuance, whichever is later. Subsequent payouts shall be made within 7 working days from i) realization of renewal premium or ii) survival benefit payout date, whichever is later
3. The death benefits shown above are at the end of the year. Upon payment, of death benefit the policy terminates and no further benefit is payable.
4. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
5. The maturity benefit shown above is payable at the end of the Policy Term. Upon payment of maturity benefit, the policy terminates and no further benefits become payable.
6. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as a result of underwriting.
7. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such amount so charged shall become due and payable
and shall be subject to the same terms and conditions as applicable to payment of premium.
8. RB - Reversionary Bonus, TB - Terminal Bonus, GA - Guaranteed Additions
# Special Surrender Value is subject to change incase of change in G-Sec yields

I , have explained the premiums and benefits under the product fully to the prospect / policy holder. I Abc ,having received the information with respect to the above, have understood the above statement before
entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official

Date: Signature of Prospect / Policyholder

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